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Thesis worker in KYC-AML-Data & Analytics to SEB – Fall 2023

At SEB we are always looking for new insights and talent! You and your thesis work can add considerable value for us as an organisation at the same time as we offer you knowledge and experience by working in a global organisation and getting to know SEB as a possible future employer. You will be assigned a supervisor who will act as advisor and sounding board during your time at SEB.

The KYC-AML-Data & Analytics department is in place to further push for data-driven studies of customers’ behaviour in our bank. Our tasks can be mainly categorised into inspecting the input data quality we work with, investigating the structured and unstructured data for patterns, studying and testing our models to reduce the false negatives, and further enhancements of the models through ML-based models. Ultimately, we aim for the best risk score associated with each customer that can be widely used in different sections of the corporation.

What you will be doing:

•         Building and designing graph data models on top of large datasets for Graph Visualization

•         Analyzing possibilities with Graph Neural Networks in Graph Clustering and Link Prediction as well as other traditional unsupervised learning methods as K-Means

Who we are looking for:

You are committed, driven and have an innovative approach. You have an analytical mindset and a genuine interest in the financial market. We are looking for curious students who can help us with finding solutions in a changing context and environment.

Our expectations:

•         A strong commitment, interest and curiosity for the relevant area

•         Self-driven in taking initiatives for follow-up and delivery

•         Delivery of a complete report in accordance with the agreed timetable

SEB is a leading international financial services group and one of the largest IT employers in the Nordics. Since our founding, we have been guided by a strong belief that entrepreneurial minds and innovative companies are key in creating a better world. When joining our team at SEB you are empowered to learn, lead and perform at your best, shaping the future of finance and technology. This is a place where you’re welcomed as your own perfectly unique self, and celebrated for the skills, talent, and perspective you bring to the team. The job is located at our HQ in Arenastaden, Solna. Learn more about our culture and the recruitment process here:  sebgroup.com

Ready to join?

Submit your application by latest 2023-06-18.   https://sebgroup.com/sv/karriar/vilka-ar-vi/karriar-i-seb/hitta-ditt-nya-jobb/vara-lediga-tjanster/jobbannonser/thesis-worker-in-kycamldata-analytics-to-seb-fall-2023_be10370c-dff5-4dd2-bc4b-c204af9d04e7

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  • risk report

5 Politicos With Questionable Academic Credentials

Mexico's President Enrique Pena Nieto speaks during a press conference at Los Pinos presidential residence in Mexico City, Monday, Jan. 23, 2017. Pena Nieto said Monday that Mexico's attitude towards the Donald Trump administration should not be aggressive or biased, but one of dialogue. (AP Photo/Marco Ugarte)

T he world may not be fair, but at least the classroom is supposed to be — unless you’re in class with these politicians. Here are five politicos with questionable academic credentials.

Let’s start small-ball at home. Appointed deputy assistant to the president in January 2017, Seb Gorka endeared himself to the U.S. President by being one of the most on-message, belligerent and fanatical supporters of the “Make America Great Again” worldview, particularly when being interviewed on cable television. He was pushed out of the White House in August 2017, reportedly by incoming Chief of Staff John Kelly .

Gorka, who was born in the U.K. to Hungarian parents, received his PhD in political science from Corvinus University in Budapest . When Gorka rose to national prominence alongside Trump as a national security “expert” in Islamic extremism and jihadist movements, other academics began parsing the academic record of this virtual unknown. The reviews were not flattering. Regarding his thesis, one academic opined that: “It’s not remotely something that I would consider scholarship. It does not deploy evidence that would satisfy the most basic methodological requirements for a PhD in the U.S.”

“Gorka’s thesis is about as legitimate as if he had been awarded it by Trump University,” retorted another U.S.-based academic, noting that of the three individuals who endorsed Gorka’s PhD, two weren’t even academics, and the third was a right-wing Hungarian member of the European Parliament and noted Islamophobe with family ties to Gorka. It’s entirely possible that different countries have different qualifications for the award of PhDs, but even by that standard, Gorka’s academic record leaves much to be desired. (The former White House adviser declined to comment to Rolling Stone about the allegations).

Saif Gaddafi

Saif Gaddafi is the son of former Libyan strongman Muammar Gaddafi, and was once his father’s heir apparent, though the 2011 Libyan uprising saw to that. Saif was apprehended by a militia brigade in 2011, the same year he was charged by the International Criminal Court for war crimes. He was imprisoned for nearly six years , but was freed this past June. There are rumors that he is eyeing a return to Libyan political life. Given his academic record, that’s much more likely than his taking up a post in academia.

Saif attended the London School of Economics (LSE) between 2003 and 2008, receiving both a master’s and a PhD in philosophy for his thesis “The Role of Civil Society in the Democratization of Global Governance Institutions.” In 2009, Saif pledged to LSE a £1.5 million donation from his family’s philanthropic foundation for research funding. LSE originally accepted the donation, and had received £300,000 of it when plagiarism allegations against Saif — including that he used a ghostwriter and had copied at least 16 sections from his thesis from other academic texts — had surfaced, ensnaring LSE in a publicity maelstrom. Some even cheekily referred to it as the “ Libyan School of Economics .”

Gaddafi later defended himself against the allegations. “I am proud of my work at the LSE, and of being an alumni,” he told the Daily Mail . “This is the reason I became a benefactor. The way these people are now disowning me is disgusting.” But even so LSE eventually agreed to establish a £300,000 scholarship fund for North African students. It’s an association that still mars LSE to this day.

Hassan Rouhani

A “reformist” relative to Iran’s more conservative “hardliners,” President Hassan Rouhani has been more proactive in engaging with the West than his predecessor, Mahmoud Ahmadinejad, ever was. In part, that may be because Ahmadinejad was educated exclusively in Iran, while Rouhani spent time in the 1990s as a student at Glasgow Caledonian University, earning his PhD (while simultaneously serving as the deputy speaker of the Iranian parliament).

The charges of plagiarism by activists outside Iran — that he copied parts of a book by noted Islamic law scholar Mohamad Hashem Kamali without proper citation or attribution in his thesis — surfaced in 2013 when he was first elected president. They have since subsided. But the accusations reappeared as Rouhani’s reelection campaign heated up in 2017. But this time, the charges were leveled by students with the alleged support of his conservative election opponents. Rouhani rejected the allegations without specifically rebutting them (and went on to win anyway).

Vladimir Putin

By any measure, Vladimir Putin is one of the world’s most accomplished politicians. That real-world success comes with a not-particularly-accomplished academic record. Putin attended the St. Petersburg Mining Institute to complete a “kandidat” degree (somewhere between a master’s and a PhD) in economic science, receiving his degree in 1996 . But it wasn’t until a 2006 Brookings Institute investigation found “ evidence of extensive plagiarism ” that the story really found its legs. The investigation found heavy “ borrowing ” from a 1978 textbook entitled “Strategic Planning and Public Policy” written by two American (!) professors from the University of Pittsburgh. And while the book was indeed mentioned in Putin’s bibliography, the report found that nearly 16 pages of the thesis were copied word-for-word from the textbook without quotation marks, page citations and footnotes.

Putin apparently never responded to the claims. However, the reality is that plagiarism is endemic among Russia’s political and business elites, so much so that Russia’s Education minister was forced to acknowledge in 2014 that the rampant plagiarism is “a severe reputational problem for Russian science.”

Enrique Peña Nieto

Mexico’s beleaguered president also has an academically suspect history. Elected president in 2012, Enrique Peña Nieto has never been considered much of an intellectual — when asked on the campaign trail to name three books that changed his life, he managed to reference the Bible before flubbing the other two. It was an embarrassing moment, but one that could also be chalked up to a simple misspeak, and even came across as a bit endearing. The plagiarism allegations against him, not so much.

Peña Nieto received his law degree in 1991. Twenty-five years later, an investigative reporter from a local newspaper discovered that nearly a third of Peña Nieto’s thesis (28.9% to be exact, or 197 of 682 paragraphs ) were plagiarized from other works. For his part, Peña Nieto’s spokesman called the accusations of academic impropriety as “ style errors .” The plagiarism allegations helped sink his then-popularity to 23% ; by January 2017, it had fallen further to 12%. His seeming inability to defend Mexico’s honor against attacks by Donald Trump probably didn’t help.

The greatest irony? One of the people Peña Nieto is accused of plagiarizing from was former Mexican president Miguel de la Madrid, which is rather brazen. If imitation is the best form of flattery, plagiarism may well be the dumbest.

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Seb Pines is a multi-award winning game designer, writer, and editor making curiosities into roleplaying games and games into a collection of curiosities.

Seb is a co-founder of Good Luck Press where they publish experimental roleplaying games and multimedia interconnected stories. Their artistic foundation is formed from their love of multi-medium storytelling and from their research into embodied game design done during their Master’s Thesis work at OCAD University. Their work in game design has been acknowledged both on academic and industry levels, winning the IAMD Creative Innovation award for their research and their published games getting recognition at IndieCade, The ENNIEs, and The Awards. Seb’s greatest artistic aim is to tell you a story you’ll never forget and make it an experience unlike any other. Seb holds a BFA in Material Studies and an MFA in Interdisciplinary Media Arts with a focus on game design and game writing.

Untitled

I am available for hire for the following services:

Editing (developmental & copy)

Writing (for tabletop, videogames, fiction, and non-fiction)

Game design

Sensitivity reading

CV and portfolio available upon request. My rates are depending on the project scope and timeframe. I'm willing to work at reduced rates or on flexible budgets with other marginalized creators. I'd love to talk to you about project! You can reach me at asmolghost[@]gmail.com or through the contact button below.

thesis work at seb

work credits

Game writing.

This Discord Has Ghosts in It (Scenario Writer)

Missed Connections (Writer & Programmer)

Night Match (Writer & Programmer)

Cybermetal 2012: DLC (Adventure Writer)

Boy Problems B-Sides (Adventure Writer)

Babes in the Woods 2e (Poetry Writer)

The Map is Not the Territory (Contributing Writer)

Anyone’s Game Anthology (Contributing Writer)

Omen’s Rising (Writer & Designer)

Word World (Poetry Contributor)

WorldBot - Remotes Realties Exhibition (Contributing Writer)

Secrets: A Game of Choices (Freelance Writer & Editor)

non-fiction writing

On the Knife’s Edge: Considerations for Safety Tools in Horror

Who Are We Waiting For? A Review of Wait For Me

A Means of Haunting

Penning the Ghosts of Ourselves: An Exploration Into Spectral Play

This Discord Has Ghosts in It

TORQ: Rallyraid Roleplaying

sensitivity reading

Golden Mart

Curios: Jasper Park

Curios: Albrecht Manor

Dwelling: Addition

thesis work at seb

art projects

Patch Me Up focuses on body augmentation as an accessibility device, and through that allows players to navigate health and intimacy in a cooperative race against the clock. The game combines our love of textile art, puzzles, and co-op gaming. Made in collaboration with Jesse Gazic and Jupiter Wakarchuk. like camping is the digital stand alone game for the interactive installation of the tentiverse which within participants can play like camping. like camping is a meditative and pastoral exploration game, giving a single player the option to wander around a small but whimsical and slightly magical world. Meant to played as an experience and looking for the sake of looking and walking for the sake of walking, no goals or directives in mind. An Invitation is a self contained physical sleuth-in-training game experience. Use codexes, ciphers, and tools to deciphers riddles, find clues, and solve the mystery contained in these books. vora.city is for those looking to jack in, jack off, hook up, and hook in to the online pulse of cybernetic desires. A hyperlink exploration of futurism and fetishes.

Patch Me Up

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Want to know what I'm up to? Follow me on your preference of social media accounts or sign up for the Good Luck Press newsletter which always gets the first look at everything I do.

Thank you for subscribing! I look forward to gracing your inbox with news of strange and delightful games.

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Questions and answers about SEB's sustainability work and fossil fuels

thesis work at seb

What is SEB’s view on climate change? 

  • We share the view that climate change is one of the biggest challenges of our times. In order to limit global warming, the world needs to transition.
  • Fossil-based infrastructure needs to be replaced with sun, wind and other renewable energy sources. We also need new solutions in a number of sectors.
  • This transition will require significant investments.
  • As a bank, we play an important role in enabling these investments.

How does SEB view its role in the sustainability transition? 

  • Our direction is clear – SEB is and shall be part of the transition that must take place.
  • Therefore, we have committed to continuously adapt our business strategy to contribute to the Paris Agreement
  • Our sustainability strategy is aligned with the development needed by to meet the goal of limiting global warming to 1.5 degrees Celsius.
  • We can achieve the greatest positive impact by partnering with our customers and supporting them in their transitions.
  • Our work in this area is long-term and fact-based.
  • We are reducing our exposure to fossil fuels at the same time as we increase financing of sustainability-related projects.

What are the key parts of SEB’s sustainability strategy? 

  • It is an alliance between global banks that is supported by the United Nations and aims to accelerate the pace in the transition. SEB has been part of NZBA ever since the start in 2021.
  • align its credit portfolio with pathways to net-zero by 2050 or sooner and to
  • set net-zero aligned interim targets for 2030 for specific sectors, which is an important tool in our strive towards net-zero.
  • reduce the bank’s fossil exposure (Carbon Exposure Index).
  • increase our sustainability activities (Sustainability Activity Index)
  • We are convinced that society must reduce its dependence on fossil fuels, given its significant and negative impact on the climate. That means our Sector Policy on Fossil Fuels is also an important part of our sustainability strategy.

What measurable progress has SEB made? 

  • SEB’s exposure to fossil fuels – relating to both power production and oil & gas – has declined by 39 per cent since 2019. The bank’s goal is to reduce this exposure by 45-60 per cent by 2030.
  • SEB’s sustainability activities [1] have increased by 123 per cent since 2010. The bank’s goal is an increase of 6-8 times by 2030.
  • Relating specifically to the sector oil & gas, SEB’s financed emissions has declined by 61 per cent between 2020-2022. The bank’s goal is that it should decline by 70 per cent until 2030.

What does SEB's fossil fuel policy say?

  • Fossil fuels are today a large part of the global energy systems and the strongest contributor to climate change. SEB's position is that the demand for fossil fuels needs to decrease, while we at the same time need rapid growth of sustainable and affordable alternatives.
  • The policy complements the goals within fossil fuels that the bank has set and defines SEB's stance towards different types of fossil fuels and restrictions in terms of financing.
  • According to the policy, SEB expects companies to have a transition plan [2] .
  • In accordance with the policy, SEB does not provide dedicated financing for specific exploration and production projects, including expansion projects.

Is it correct that SEB lends money to fossil fuel companies?

  • SEB has a few customers in the energy sector that partly have fossil operations. This is above all in Norway, where the oil and gas sector has been a large and important industry.
  • However, we want to be clear that our direction is clear, that we are actively working to reduce our fossil exposure in accordance with our goals and in line with the development needed to reach the goals of the Paris Agreement.
  • We actively and transparently communicate on our progress.
  • We support customers through financing that enables them to transition and make large investments in renewable energy. In this way, we can fulfill the goals of the Paris Agreement and contribute to reducing our societies' dependence on fossil fuels.
  • We do not provide dedicated financing for specific exploration and production projects, including expansion projects, which is regulated in our fossil policy.

Is it correct that you lend money to companies involved in fossil expansion?

  • We have a few customers in the energy sector that are partially fossil-based and provide financing for these companies' day-to-day operations, which is necessary if they are to be able to transition.
  • We also finance these companies' large investments in renewable energy.

Is it correct that SEB is the major Swedish bank whose loans lead to the largest emissions of greenhouse gases? 

  • SEB is, unlike other Swedish banks, a large corporate bank in Norway where the oil and gas sector has been a large and important industry. This is reflected in Fair Finance Guide's comparisons.
  • The calculations in the Fair Finance Guide report on SEB's financed emissions are based on 2020 data, while the calculations for most other banks apply to 2022 and 2021, which affects the outcome. More information can be found here (in Swedish): Frågor och svar om SEB:s hållbarhetsarbete och fossila bränslen | SEB (sebgroup.com)
  • If society is to meet the goals of the Paris Agreement, the companies that have the greatest climate footprints must transition.
  • We make the greatest positive impact for the climate by partnering with our customers and supporting them in their transitions.
  • Our commitments related to the Paris Agreement and NZBA are hence not in conflict with supporting customers with a large climate impact to transition – on the contrary.

In the debate, it is sometimes said that the fossil fuel companies lack transition plans, what is your view on that?

  • Concerning our customers, we expect the companies to have a transition plan 2 , which is stated in SEB's Sector Policy on Fossil Fuels and Environmental Policy.

Why doesn't SEB just terminate the customer relationships with the fossil fuel companies?

  • We can achieve the greatest positive impact for the climate by partnering with our customers and supporting them in their transition.
  • If society is to succeed in fulfilling the Paris Agreement, the companies with the largest climate footprints must also adapt.
  • If, on the other hand, we do not share the same goals and do not have an opportunity to influence, we also end customer relations. This is something SEB has done in recent years, which is also visible through the decline in SEB’s Carbon Exposure Index and in the financed emissions for the oil & gas sector.

[1] Sustainability-related lending, sustainable finance advisory, venture capital investments within Greentech, and sustainable savings as a share of SEB’s total fund offering.

[2] Meaning a strategy that lays out the undertaking’s targets, actions and resources for its transition towards a low carbon economy with the objective of limiting global warming to 1.5°C.

SEB has the power, opportunity and responsibility to impact the world we operate in. We are committed to partnering with our customers in their sustainability transition.

thesis work at seb

Climate change is one of the most important and urgent challenges of all time. In order to limit global warming, the world needs to switch to a low-carbon economy. This will require significant investment.

thesis work at seb

This booklet explains SEB’s role in the sustainability transition, what we do and how we do it. Learn about our goals, strategies, and how we measure and take responsibility for a sustainable future.

thesis work at seb

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COMMENTS

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  7. SEB

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    Alexander Bea, CQF. "I was supervisor for Oscar's Master of Science thesis work at SEB within his degree Financial Mathematics. His project "Stochastic Modelling of Cash Flows in Private Equity" was consistently carried out with thorough planning and a high achieving mind-set. He tackled and overcame all issues that were presented and ...

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    At SEB we are always looking for new insights and talent! You and your thesis work add considerable value for us as an organisation at the same time as we offer you knowledge and experience by working in a global organisation and getting to know SEB as a possible future employer. Here at SEB we offer the opportunity to write your thesis in many different areas!

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  17. 5 Politicos With Questionable Academic Credentials

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  19. seb pines

    Seb is a co-founder of Good Luck Press where they publish experimental roleplaying games and multimedia interconnected stories. Their artistic foundation is formed from their love of multi-medium storytelling and from their research into embodied game design done during their Master's Thesis work at OCAD University.

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  21. Questions and answers about SEB's sustainability work and fossil fuels

    SEB's exposure to fossil fuels - relating to both power production and oil & gas - has declined by 39 per cent since 2019. The bank's goal is to reduce this exposure by 45-60 per cent by 2030. SEB's sustainability activities [1] have increased by 123 per cent since 2010. The bank's goal is an increase of 6-8 times by 2030.