sample cover letter for life insurance application

Resume Worded   |  Career Strategy

14 life insurance agent cover letters.

Approved by real hiring managers, these Life Insurance Agent cover letters have been proven to get people hired in 2024. A hiring manager explains why.

Table of contents

• Life Insurance Agent
• Senior Life Insurance Agent
• Senior Life Insurance Specialist
• Senior Life Insurance Sales Representative
• Life Insurance Broker
• Life Insurance Sales Representative
• Entry-Level Life Insurance Sales Representative
• Senior Life Insurance Advisor
• Alternative introductions for your cover letter
• Life Insurance Agent resume examples

Life Insurance Agent Cover Letter Example

Why this cover letter works in 2024, exceeding sales targets.

By showcasing a specific achievement and linking it to the company's needs, this cover letter demonstrates the candidate's ability to excel in the role and contribute to the company's success.

Generating Leads and Referrals

Mentioning a specific strategy for generating leads and the resulting increase in new clients shows the candidate's ability to adapt their approach to the company's objectives and make a tangible impact on their business.

Showcasing Proven Results

This cover letter does a great job of highlighting past achievements in a tangible way. By stating specific statistics like "closing 75% of my leads and exceeding targets by 30%," you demonstrate your ability to not only meet but exceed expectations. Remember, it's not about bragging, it's about showing your potential employer that you can deliver results.

Passion goes a long way

Passion is a powerful tool that can sometimes tip the scales in your favor during the hiring process. The excitement expressed about the role and the opportunity to make a difference in people's lives is infectious. It tells me, as a recruiter, that this isn't just a job for you but a mission you're eager to be a part of.

Expressing Alignment with Company Values

By sharing your admiration for the company's values, you show you've done your homework and that you align with their mission. This tells me that you're not just looking for any job, but specifically this one. It also signals that you might fit in well with the company culture.

Highlighting Community Outreach

Detailing your community outreach work shows that you're proactive and understand the importance of educating potential clients. This signals that you're not just about selling policies, but also about making sure people understand what they're buying. It's an excellent way to show you're both results-oriented and customer-focused.

Enthusiasm for Continuous Learning

When you express excitement about the company's learning and development programs, it shows me that you have a growth mindset and are eager to keep improving. This is a great trait in an employee and tells me that you're likely to stay engaged and motivated on the job.

Passion for the Industry

Telling me that you're passionate about making a difference through insurance is a good sign. It suggests that you find meaning in your work, which can translate into greater job satisfaction and better performance. Plus, it shows that you understand the human impact of what you do, which is crucial in this industry.

Confidence and Forward Thinking

Signing off as the company's "future Life Insurance Agent" is a bold move. It shows confidence, which can be crucial in a sales-oriented role like this. It also hints at your positive attitude and forward-thinking mindset, which can be appealing to employers.

Align your values with the company's

Showing that your personal values match the company’s goals helps me see you as a good fit for our team.

Use real results to showcase your skills

By mentioning specific achievements, like exceeding sales targets, you prove your ability to succeed in this role.

Highlight moments that show your impact

Telling about times you've made a real difference in someone’s life reveals your commitment and the positive outcomes you can create.

Show appreciation for the company's mission

Expressing admiration for what the company stands for indicates that you will be a passionate and dedicated team member.

Express eagerness for an interview

Politely asking for an interview shows your enthusiasm and proactive attitude towards securing the role.

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Personal story as a powerful opener

Starting with a personal story related to life insurance can grab the reader's attention and immediately highlight your understanding of its importance.

Demonstrate your sales ability

Quantifying your achievements in previous roles, like exceeding sales targets, showcases your ability to perform well as a life insurance agent.

Align with the company's values

Showing that you value integrity and trust, just like the company, can make you a more attractive candidate to an employer who prioritizes these qualities.

Conclude with a call to discussion

Inviting the opportunity to discuss how your skills and passion align with the company's mission is a strong way to end your cover letter, signaling your eagerness to contribute.

Connect personal experience to professional motivation

Sharing a personal story about how you came to be interested in life insurance sales shows depth and genuine interest in the field. It makes your application memorable.

Highlight sales experience and results

Describing your past sales success with specific numbers demonstrates your ability to meet and exceed goals, a critical skill for a life insurance agent.

Show interpersonal skills as a key to success

Mentioning your strong interpersonal skills connects directly to the nature of life insurance sales, emphasizing the importance of trust and relationship-building in this industry.

Express the drive to make an impact

Stating your excitement about the role's potential for meaningful impact reflects a mission-driven approach, which is highly valued in the life insurance sector.

Convey eagerness to contribute and learn

Your closing statement about looking forward to contributing and learning at New York Life highlights your team spirit and willingness to grow, which are appealing traits for any employer.

Senior Life Insurance Agent Cover Letter Example

Leadership and collaboration.

This sentence paints a clear picture of your ability to lead a team towards success. It shows that you're not only a strong individual contributor but also someone who can inspire your colleagues to reach their maximum potential. Key achievements should be highlighted, but adding context about teamwork and leadership makes them even more impactful.

Align Your Passion and Role

Just like in the first cover letter, expressing passion for the role is a strong move. However, you took it up a notch by aligning your passion with the actual role. It makes a big difference when you're not just passionate about the field or the company, but about the position you're applying for. This shows that you've thought carefully about how this role fits into your professional journey and personal values.

Show your personal connection to life insurance

Talking about your personal experiences and observations in the field of life insurance not only shows your understanding but also your passion for the work. It's this kind of dedication that companies look for in a senior life insurance agent.

Highlight impactful client stories

When you share stories about how your work has positively affected your clients, it gives a clear picture of your ability to build meaningful relationships and the direct impact you have on lives. This is a key trait for anyone looking to advance in their life insurance career.

Express enthusiasm for product knowledge

Showing eagerness to dive into a company's specific offerings demonstrates that you are not just looking for any job but are interested in what makes Prudential unique. It's an excellent way to show that you’re ready to contribute from day one.

Invite further discussion

Ending your cover letter by asking for a chance to discuss how you can contribute to the company’s success opens the door for an interview. It shows you're proactive and eager to bring your skills to their team.

Senior Life Insurance Specialist Cover Letter Example

Appreciation for tech and personal touch.

Talking about your appreciation for the blending of technology and personal touch reveals that you understand the balance needed in today's insurance industry. This shows you're not just tech-savvy, but also empathetic and human-focused, which is increasingly important in the digital age.

Showcasing Innovative Initiatives

By detailing your experience in introducing AI-driven tools that boosted customer satisfaction, you demonstrate your ability to leverage technology for business benefits. This tells me that you're an innovator, which is valuable in an industry that's evolving rapidly.

Expressing Desire to Make a Difference

When you talk about wanting to impact the lives of millions in a meaningful way, it shows that you're driven by more than just money or status. It signals that you have a strong sense of purpose, which can make you more motivated and effective in your work.

Alignment with Company’s Approach

Asserting that your background aligns with the company's forward-thinking approach shows that you haven't just researched the company, but also seen where your skills fit into their strategy. This shows me that you're likely to be a good fit and can hit the ground running.

Professional and Direct Sign Off

Your sign off is professional and straightforward, which is always a good approach. It also subtly reiterates your desire to contribute to the company's success, while expressing enthusiasm for potential discussions about the role. This keeps the conversation open and forward-focused.

Senior Life Insurance Sales Representative Cover Letter Example

Demonstrate your industry experience.

Mentioning your years of experience helps establish your credibility and expertise in the life insurance field.

Showcase your achievements with metrics

Detailing your success in numbers, like sales performance, provides concrete evidence of your effectiveness in previous roles.

Share personal success stories

Describing how you helped specific clients adds a personal touch and shows your ability to address individual needs effectively.

Explain your motivation for joining the company

Highlighting what attracts you to the company demonstrates that you have done your research and are genuinely interested in being part of their team.

Asking for the chance to talk more about your qualifications in an interview shows initiative and a readiness to contribute to the company’s success.

Life Insurance Broker Cover Letter Example

Connect with the company's mission.

Sharing your personal connection to the company's mission can show that your values align with theirs. This makes you a more compelling candidate.

Show your life insurance agent success

Talking about your success in clear terms, like building trust and achieving sales goals, demonstrates your ability to deliver results.

Share a memorable client story

A story about helping a specific client can illustrate your empathy and skill in making a real difference in people's lives.

Express excitement for the role

Highlighting your enthusiasm for the job and the company's unique qualities shows you're not just looking for any job but are interested in this specific role at this company.

Close with gratitude and an offer to discuss further

Ending your cover letter by thanking the hiring manager and expressing desire to discuss your application further is polite and proactive.

Life Insurance Sales Representative Cover Letter Example

Connect your personal story to your career choice.

Beginning your cover letter with a personal story that ties into your career path is a powerful way to stand out. It makes your motivation clear and shows that your interest in life insurance sales comes from a genuine place.

Demonstrate your ability to simplify complex concepts

Your ability to explain complicated financial concepts in an understandable way is crucial in life insurance sales. Mentioning specific achievements like customer satisfaction ratings and policy renewals highlights your skill in communication and your effectiveness in the role.

Show your alignment with the company's mission

Expressing how your personal values and skills align with the company's focus on education and client empowerment showcases that you're not just a good fit for the role, but also for the company culture.

Express your desire to contribute to the company's success

Requesting an opportunity to discuss how your skills can support the company's growth shows initiative and a forward-thinking mindset. It’s a subtle yet effective way to illustrate your commitment to contributing to the team.

Entry-Level Life Insurance Sales Representative Cover Letter Example

Use life experiences to show relevance.

Starting with a personal anecdote about how life events influenced your career choice in life insurance makes your motivation clear and relatable, an effective way to capture interest.

Demonstrate relevant academic and practical skills

Outlining your education and practical experience prepares the reader to understand the foundation you're building on, showing you have both the theoretical knowledge and initial practical exposure.

Quantify achievements to establish potential

By quantifying your contributions during your internship, you effectively showcase your potential to contribute to Mutual of Omaha, making a strong case for your candidacy.

Express enthusiasm for company values and training

Your excitement about the company's training and values aligns your personal goals with the company's, indicating a good cultural and professional fit.

Showcase readiness and enthusiasm for the role

Your polite and eager closing underscores your genuine interest in the position and readiness to contribute to the company's success, leaving a positive last impression.

Senior Life Insurance Advisor Cover Letter Example

Show your passion for the senior life insurance advisor role.

When you talk about your long-term work in this field and how it's shaped your view, it makes me see your commitment. It's not just a job for you, but a calling to help others make important financial decisions for their families.

Quantify your success in life insurance sales

Stating your ranking and the exact figures of your achievements gives me a clear picture of your capability. It's impressive to see numbers like top 5% in sales volume and $1.5 million in new business premiums. This tells me you're not just good; you're among the best.

Emphasize the importance of trust and empathy

Your ability to form lasting relationships with clients is key in this industry. Mentioning your success in retaining clients because of the trust and empathy you show highlights a critical skill for a senior life insurance advisor. It's not just about selling; it's about understanding and caring for clients' needs.

Value innovation and client experience

Expressing admiration for a company's innovation and client focus indicates you're someone who values progress and quality service. This shows you're aligned with the company's goals and eager to be part of a team that embraces technology to better serve clients.

Conclude with confidence and readiness

Ending your cover letter by reaffirming your fit for the role, backed by your experience and passion, leaves a strong closing impression. It subtly invites the hiring manager to see you not just as a candidate, but as a future asset to their team.

Alternative Introductions

If you're struggling to start your cover letter, here are 6 different variations that have worked for others, along with why they worked. Use them as inspiration for your introductory paragraph.

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Thank you for the checklist! I realized I was making so many mistakes on my resume that I've now fixed. I'm much more confident in my resume now.

How to Write a Good Life Insurance Cover Letter

Updated: September 5, 2023, at 4:11 PM

I’m sure underwriters ask you for cover letters…and cover letters…and more cover letters.

I was once at an underwriting conference with 20 or so carriers, and the individual carrier underwriters kept talking about cover letters. But all that talk doesn’t necessarily tell you how to write a life insurance cover letter.

When I was a home office underwriter, I learned that well-written cover letters are essential. How else could I understand the context of the application? Where else was I going to get necessary information that didn’t fit on the forms? At the same time, I didn’t appreciate cover letters that were poorly written or full of extraneous information.

Now that I’m in a position to write cover letters myself, here are the three main underwriting factors I think about to make sure I give the underwriter what he or she needs.

1. Is it Needed?

As important as cover letters are, not all cases need them. Say a young individual making $50,000 a year at an office job, with no medical history, comes in for a $100,000 term for the purpose of income replacement. In that scenario, no extra information is necessary.

Underwriters already read a lot so they don’t appreciate being given unnecessary material. Look at the information you’re sending. If it tells a complete story by itself, you don’t need a cover letter. If it doesn’t, or if there’s some facet of the applicant’s situation you want to stress, then it’s best to write a letter.

2. Purpose of Coverage

Your life insurance cover letter should focus on explaining the need and justifying the face amount, especially in cases where the need may be outside normal underwriting guidelines.

For example, say the case involves business key person insurance at 15 to 20 times the applicant’s compensation. Since key person insurance is generally only five to ten times compensation, you have to make a strong case of why your client’s employer would suffer a loss of the applied-for amount.

If your client has a difficult medical situation, you could have a hard time securing the rate you want. You’ll have to use your cover letter to address all potential roadblocks and pull out every favorable factor about the client’s medical history to lobby for the best rates.

That’s a lot easier if you have the complete medical records in front of you. If you don’t, do the best you can based on the application itself. And use the information obtained during your fact-finding.

3. Writing the Cover Letter

Now that you know whether to write a cover letter and what to put in it, be sure to write it well; meaning keep it short, clear, and to the point—with no unnecessary information.

No cover letter should ever be over one page in length, and most should be shorter. Also, be realistic. If your client had three heart attacks before the age of 40, don’t recommend him or her for Super Preferred. You’re not going to get it, and pretending you are is a good way to quickly lose credibility with an underwriter.

Again: write a clear, succinct, and realistic letter that makes both the need and amount clear to the underwriter and highlights the favorable factors of your client’s medical history. That letter is your best bet to secure the best possible rates for your client.

Keep Reading: How Life Insurance Loans Work

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Letter Templates & Example

Cover Letter for Life Insurance Application: Tips and Samples

When it comes to applying for life insurance, one document that can make a big difference in boosting your chances of approval is a cover letter. While many people may dismiss the importance of a cover letter, it can actually be a helpful tool in providing additional information about yourself and your situation that may not be fully captured in the application itself.

If you’re unsure of where to start or what to include in your cover letter for a life insurance application, don’t worry. There are plenty of examples available online that you can use as a starting point and edit to fit your specific needs. With a well-crafted cover letter, you can help your application stand out and increase the likelihood of approval from insurance underwriters. So take the time to craft a strong cover letter and give yourself the best chance of securing the life insurance coverage you need.

Structuring Your Cover Letter for a Life Insurance Application

When it comes to applying for life insurance, it’s important to put your best foot forward. One way to do this is to create a well-structured cover letter that showcases your strengths and explains why you’re a good fit for the policy you’re applying for. Here’s how you can organize your cover letter:

Introduction: In the first few sentences of your cover letter, you should introduce yourself and explain why you’re applying for life insurance. Be sure to mention the type of policy you’re interested in and why you think it’s a good match for your needs. This is also a good opportunity to express enthusiasm for the company you’re applying to and show that you’ve done your homework on their offerings.

Body: The body of your cover letter is where you can really shine. This is where you can highlight your skills, experience, and qualifications that make you a good candidate for life insurance. You should use specific examples and metrics to demonstrate your expertise, and explain how your past successes can translate into future benefits for the insurance company. If you have any special certifications or training that are relevant to the policy you’re applying for, make sure to mention those as well.

Closing: In your closing paragraph, you should thank the company for considering your application and reiterate your interest in working with them. This is also a good opportunity to provide any additional information that you think might be helpful, such as references or a link to your online portfolio. Finally, be sure to include your contact information so that the company can get in touch with you if they have any questions.

Overall, the key to a successful cover letter for a life insurance application is to be clear, concise, and focused on the benefits that you can bring to the company. By organizing your letter around these core ideas, you can showcase your strengths and make a compelling case for why you’re the right fit for the policy you’re applying for.

Life Insurance Cover Letter Templates

Cover letter for life insurance for newlywed couple.

Dear [Insurance Agent’s Name],

With great pleasure, I am writing to request life insurance coverage for myself and my beloved spouse. As newlyweds, we are beginning our joint journey together with high hopes for the future. However, we understand the importance of planning ahead for all eventualities, including unexpected tragedies.

We would like to secure comprehensive life coverage so that we can protect each other financially if one of us should pass. We believe your company offers the best possible policies and we have confidence in your expertise in helping us decide on the right plan for us. Thank you for your time and attention, and we look forward to speaking with you soon.

Sincerely, [Your Names]

Cover Letter for Life Insurance for Parents with Children

I am writing to request life insurance coverage for myself and my partner, as we recently welcomed our first child. As new parents, we understand the importance of securing our family’s future in case of any unfortunate event. We are looking for a reliable and comprehensive policy to ensure that our child is protected.

We believe your company offers extensive coverage and excellent customer service that can help us towards making the right decision. We have gone through your policies and are interested in discussing them further with you. Thank you for your time and attention, and we look forward to hearing from you soon.

Cover Letter for Life Insurance for Retirees

I am writing to request information regarding life insurance coverage options available to me during my retirement. As I approach my golden years, I understand the importance of preparing for the future and am interested in ensuring that my loved ones are adequately protected in case of any unfortunate event.

Having done some research, I believe that your company offers comprehensive and affordable policies that suit my needs. I’m interested in discussing the available options with you. I appreciate your time and look forward to hearing from you soon.

Sincerely, [Your Name]

Cover Letter for Life Insurance in Case of Critical Illness

I am writing to request more information on the life insurance policies that cover critical illness. As someone who has a family history of critical disease, I have become increasingly aware of the importance of preparing against unforeseeable events.

I believe that your offerings accommodate the needs that I have for specialized coverage. I am interested in scheduling a meeting with you to discuss the specifics of your critical illness policy. Thank you for your attention, and I am looking forward to hearing from you soon.

Cover Letter for Life Insurance for Business Owners

I am writing to request more information on life insurance policies for business owners like myself. As an entrepreneur, I understand the importance of planning for the future, especially during unforeseeable times.

I have gone through your offerings and believe that your company provides comprehensive coverage that provides security, flexibility and peace of mind. I am interested in scheduling an appointment with you to discuss your products further and learn more about how to customize them to fit my business’s specific needs. Thank you for your attention, and I am looking forward to hearing from you soon.

Cover Letter for Life Insurance for Young Professionals

I am writing to request more information about life insurance plans for young professionals. Even though this is the beginning of my career, I already understand the importance of planning for the future, building a nest egg, and securing my financial resources.

I believe that your company’s offerings meet my needs and offer options for future exploration in different dimensions. I am looking forward to scheduling an appointment with you to discuss these policies further and understand their requirements. Thank you for your attention, and I am looking forward to hearing from you soon.

Cover Letter for Life Insurance for Freelancers

I am writing to request more information about life insurance policies for freelancers. As someone who is going through the ups and downs of working as a freelancer, I know how challenging it can be to balance the need to build a career on my own and secure my financial future.

I have researched the policies your company offers and believe they are best suited to my current situation. I am interested in learning more about the available options, their premiums, and how they can benefit my situation. Thank you for providing me with valuable insights into this and looking forward to hearing back from you soon.

Best regards, [Your Name]

Cover Letter Tips for Life Insurance Application

When applying for life insurance, submitting a well-written cover letter can make a significant difference in your chances of getting approved. Here are some tips to help you craft a compelling cover letter:

• Address the letter: Begin the letter with “To Whom It May Concern” or “Dear Life Insurance Underwriter” to personalize your correspondence.
• Introduce yourself: Write a brief introduction that includes your name and a summary of your health history.
• Explain the reason for buying life insurance: State the reasons why you are applying for life insurance and explain what is driving your decision to get coverage.
• Provide additional information: Include any additional information that may help your case, such as your occupation, hobbies, or travel plans.
• Highlight your strengths: Emphasize your good habits, such as exercising regularly and maintaining a healthy lifestyle.
• Show honesty: Be honest about your health history and any pre-existing conditions, as hiding information can cause problems later on.
• End the letter strongly: Conclude the letter by thanking the underwriter for their time and consideration, expressing your eagerness to get coverage, and providing your contact information.

By following these tips, you will be able to create a strong cover letter that showcases your strengths and increases the chances of your application being approved.

FAQs About Cover Letter for Life Insurance Application

What is a cover letter for a life insurance application?

A cover letter for a life insurance application is a document that accompanies your application. It provides an introduction and additional context about your life insurance needs, health, and other important factors necessary for the insurer to make an informed decision about your application.

Is a cover letter necessary for a life insurance application?

No, a cover letter is not mandatory, but it is recommended. It can help you highlight your needs and demonstrate why you are a good candidate for life insurance. It can also provide additional information that may not be covered in the application form.

What should I include in a cover letter for a life insurance application?

You should provide basic information about yourself, including your name, address, and contact details. You should also explain why you need life insurance, how much coverage you require, and any other relevant details about your health and lifestyle that may affect the insurer’s decision.

How long should my cover letter for a life insurance application be?

Your cover letter should be concise and to the point. Aim for one page or less, and focus on providing the key information that the insurer needs to know to assess your application. Avoid unnecessary details or information that is not relevant to your application.

Can a cover letter help me get a better rate for my life insurance?

While a cover letter is not a guarantee of a lower rate, it can help you make a better case for why you should be approved for coverage. It can also help you explain any factors that might affect your premium, such as past medical history or lifestyle habits.

Can I submit a cover letter after I’ve already submitted my life insurance application?

Yes, you can submit a cover letter after you have submitted your application. However, it is better to include a cover letter with your initial application to ensure that all relevant details are considered.

Should I hire a professional to write my cover letter for a life insurance application?

While a professional writer can help you craft a better cover letter, it is not necessary. You can write a strong cover letter on your own by focusing on the most important details and keeping your writing clear and concise.

Wrapping It Up

So there you have it, folks. Cover letters might seem tedious, but they’re an essential part of the life insurance application process. Always remember to personalize your letter for each company, highlight your relevant experience, and keep it concise. Thanks for reading and best of luck with your life insurance application. Don’t forget to come back and visit us again soon for more helpful tips on navigating the world of insurance. Stay safe!

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Redbird Agents

How to Write a Life Insurance Cover Letter Like a Million Dollar Producer

August 13, 2015 By Drew Gurley

A commonly overlooked element of insurance sales training is learning how to write a life insurance cover letter to an underwriter.

This is something I learned from a mentor of mine who was a top 1% advisor in the country.

Using a life insurance cover letter when submitting life insurance applications is one of the easiest and quickest ways to increase your placement.  And, earn more commissions.

Yes, this is something top insurance agents have learned to do because they know it increases their productivity!

You have a strategy for your life insurance sale pitch right?  Why not have one for your underwriters?

Why Write a Life Insurance Cover Letter

The purpose of the life insurance cover letter is simple: provide case-specific details that help get your client the most competitive offer from the life insurance company and likely expedite the approval process.

Here’s the scenario.

You just submitted a life insurance application and after a few days the emails begin pouring in about outstanding requirements holding the case from moving forward.   A life insurance cover letter submitted with the original application will help avoid these interruptions.

The more information you provide an underwriter on the front end, the better off you’ll be.  Plus, you’ll begin to build great relationships with the underwriting team.  Tip…life insurance underwriters love cover letters because it makes their job easier!

Save yourself the time and headache and include a life insurance cover letter with every application you submit.  One of the easiest ways to get a request for letter of explanation is by not including the information ahead of time in your cover letter.

The most recent example of a cover letter working to our advantage was an impaired risk case we ended up placing for a target premium of $43,000.  The underwriter loved our detail and it avoided a bunch of wasted time communicating back and forth.

General Life Insurance Cover Letter Information:

Each life insurance cover letter should include the basic information that an underwriter will want to review.  Below are the items you should include in your life insurance cover letter at a minimum.

• Employment and community involvement
• Your relationship with the client (Example, new, longstanding, center of influence, etc.)
• The offer you are looking for and the timeline you are trying to work within
• Any other pending applications or life insurance offers
• Explanation why any requirement is not available or attainable

Purpose of Insurance, Sales Strategy, and Financial Information:

• Is the applicant married, divorced, widowed?
• Do they have children or other dependents?
• Is there a formal buy-sell agreement or business appraisal in place ?
• How was the value of the business determined?
• Are all partners applying?
• What are the proposed insured’s job duties?
• How experienced is this person in the industry?
• How was the loss to the company determined?
• How long has this business been in operation?
• How many employees?
• Is this the only key person?
• What is the purpose of the loan?
• Is this an SBA loan?
• What is the duration and value of the loan?
• Estate planning
• Was an estate planning attorney or CPA involved?
• How was the face amount determined?
• Will the policy be owned by a trust?
• What is the exit strategy to repay the loan?
• What is the client’s net worth?
• What is the client’s current income?
• Has a lender already been identified?

Health and life style summary:

• Health factors in the client’s history that might make placing the case tough
• Any extensive travel plans
• Citizenship details
• Details not provided in application regarding avocations or driving history
• Reasons for any substandard ratings or declinations in the past

Underwriters are information junkies… the more you provide, the easier it is on the underwriter to approve the life application or consider a more competitive offer.

Conclusion:

Consistently implementing the use of an underwriting cover letter will result in three things.

• You will quickly become a better fact finder with your clients and instantly raise consumer confidence during your sales cycle.
• You will build stronger relationships with the insurance companies and underwriting departments which means your quality of business will improve.
• You will increase your referrals because your clients will recognize you actually care about the process.  People do business with those they like and trust, and they will see you as a reliable, knowledgeable problem solver.

So, go make underwriters a priority in your sales cycle and start reaping the rewards! 🙂

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About Drew Gurley

As a co-founder of Redbird Advisors, one of my primary missions in growing our business is connecting bright minds that together can accomplish great things. Leading our team down a path with clearly defined goals and objectives while adapting to change along the way.

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Insurance Cover Letter: Sample & Guide [Entry Level + Senior Jobs]

Create a standout insurance cover letter with our online platform. browse professional templates for all levels and specialties. land your dream role today.

Writing a cover letter for an insurance job can be intimidating. With this guide, you'll understand how to write a competitive and professional cover letter that will give you the best chance of landing the job. We'll walk you through crafting your cover letter, from understanding the basics of insurance cover letters to actionable tips for creating an impressive and unique document.

We will cover:

• How to write a cover letter, no matter your industry or job title.
• What to put on a cover letter to stand out.
• The top skills employers from every industry want to see.
• How to build a cover letter fast with our professional Cover Letter Builder .
• What a cover letter template is, and why you should use it.

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Insurance Cover Letter Sample

Dear Hiring Manager,

I am submitting my application for the position of Insurance with your organization. With over 10 years of experience in the insurance industry, I have the knowledge and expertise to be an effective member of your team.

I am currently working as an Insurance Agent with ABC Insurance Company, where I am responsible for providing customers with a variety of insurance products and services. I specialize in life and health insurance, and have been successful in helping customers develop comprehensive insurance plans tailored to their needs. My experience also includes providing customers with quotes, explaining policy coverage options, and negotiating premium rates.

In addition to my technical knowledge of the insurance industry, I possess strong customer service skills. I have had success in building relationships with customers and helping them to understand their policy coverage. I am also skilled in resolving customer complaints and handling difficult conversations with professionalism and empathy.

I am confident that my experience and qualifications make me an ideal candidate for the position. I am excited at the prospect of joining your team and contributing to the growth of your organization.

Thank you for your time and consideration. I look forward to hearing from you.

Sincerely, John Doe

Why Do you Need a Insurance Cover Letter?

• A insurance cover letter is a great way to make sure that you are adequately covered for any eventuality.
• It can help to protect you from financial losses and provide peace of mind in the event of an accident or other unexpected event.
• Insurance cover letters provide an assurance that any losses you suffer will be covered by the insurance company.
• Having an insurance cover letter also helps to ensure that you are not left with a large financial burden if something unexpected happens.
• Having a insurance cover letter is also important if you have any assets such as a house or a car that you would like to be protected.
• In the event of an accident, the insurance cover letter will provide you with the financial assistance that you need in order to recover any losses.
• Having an insurance cover letter also helps to ensure that your medical costs are covered in the event of an illness or injury.

A Few Important Rules To Keep In Mind

• Start with a professional greeting. Address your letter to the hiring manager by name if you know it.
• Outline your most relevant qualifications and experience in your opening paragraph.
• Include specific details that relate to the position and demonstrate why you are the ideal candidate.
• Explain why you are interested in the position and why you are the best candidate for the job.
• Keep your letter brief and to the point. Avoid using flowery language and excessive detail.
• Provide examples that demonstrate your experience and qualifications.
• Close with a thank you and a call to action.
• Proofread your letter carefully to ensure that there are no spelling or grammar errors.

What's The Best Structure For Insurance Cover Letters?

After creating an impressive Insurance resume , the next step is crafting a compelling cover letter to accompany your job applications. It's essential to remember that your cover letter should maintain a formal tone and follow a recommended structure. But what exactly does this structure entail, and what key elements should be included in a Insurance cover letter? Let's explore the guidelines and components that will make your cover letter stand out.

Key Components For Insurance Cover Letters:

• Your contact information, including the date of writing
• The recipient's details, such as the company's name and the name of the addressee
• A professional greeting or salutation, like "Dear Mr. Levi,"
• An attention-grabbing opening statement to captivate the reader's interest
• A concise paragraph explaining why you are an excellent fit for the role
• Another paragraph highlighting why the position aligns with your career goals and aspirations
• A closing statement that reinforces your enthusiasm and suitability for the role
• A complimentary closing, such as "Regards" or "Sincerely," followed by your name
• An optional postscript (P.S.) to add a brief, impactful note or mention any additional relevant information.

Cover Letter Header

A header in a cover letter should typically include the following information:

• Your Full Name: Begin with your first and last name, written in a clear and legible format.
• Contact Information: Include your phone number, email address, and optionally, your mailing address. Providing multiple methods of contact ensures that the hiring manager can reach you easily.
• Date: Add the date on which you are writing the cover letter. This helps establish the timeline of your application.

It's important to place the header at the top of the cover letter, aligning it to the left or center of the page. This ensures that the reader can quickly identify your contact details and know when the cover letter was written.

Cover Letter Greeting / Salutation

A greeting in a cover letter should contain the following elements:

• Personalized Salutation: Address the hiring manager or the specific recipient of the cover letter by their name. If the name is not mentioned in the job posting or you are unsure about the recipient's name, it's acceptable to use a general salutation such as "Dear Hiring Manager" or "Dear [Company Name] Recruiting Team."
• Professional Tone: Maintain a formal and respectful tone throughout the greeting. Avoid using overly casual language or informal expressions.
• Correct Spelling and Title: Double-check the spelling of the recipient's name and ensure that you use the appropriate title (e.g., Mr., Ms., Dr., or Professor) if applicable. This shows attention to detail and professionalism.

For example, a suitable greeting could be "Dear Ms. Johnson," or "Dear Hiring Manager," depending on the information available. It's important to tailor the greeting to the specific recipient to create a personalized and professional tone for your cover letter.

Cover Letter Introduction

An introduction for a cover letter should capture the reader's attention and provide a brief overview of your background and interest in the position. Here's how an effective introduction should look:

• Opening Statement: Start with a strong opening sentence that immediately grabs the reader's attention. Consider mentioning your enthusiasm for the job opportunity or any specific aspect of the company or organization that sparked your interest.
• Brief Introduction: Provide a concise introduction of yourself and mention the specific position you are applying for. Include any relevant background information, such as your current role, educational background, or notable achievements that are directly related to the position.
• Connection to the Company: Demonstrate your knowledge of the company or organization and establish a connection between your skills and experiences with their mission, values, or industry. Showcasing your understanding and alignment with their goals helps to emphasize your fit for the role.
• Engaging Hook: Consider including a compelling sentence or two that highlights your unique selling points or key qualifications that make you stand out from other candidates. This can be a specific accomplishment, a relevant skill, or an experience that demonstrates your value as a potential employee.
• Transition to the Body: Conclude the introduction by smoothly transitioning to the main body of the cover letter, where you will provide more detailed information about your qualifications, experiences, and how they align with the requirements of the position.

By following these guidelines, your cover letter introduction will make a strong first impression and set the stage for the rest of your application.

Cover Letter Body

A Insurance Cover Letter Body Should Typically Include:

• A brief introduction that states the position you are applying for and why you are a good fit for the role.
• A description of your relevant experience and skills, including any industry-specific knowledge.
• Examples of how you have demonstrated the required skills in past positions (if applicable).
• A statement of your enthusiasm for the job and the company.
• A closing paragraph that summarizes your qualifications and expresses your interest in the position.

When writing a cover letter for an insurance job, it is important to focus on the specific skills that you possess that make you a qualified candidate. It is important to demonstrate your knowledge of the insurance industry and your interest in the position. Your cover letter should also focus on the benefits that you can bring to the organization.

When highlighting my relevant experience, I focus on the skills and knowledge I have acquired through my past positions. For example, I have years of experience in the insurance industry, so I am well versed in the industry's regulations and procedures. I am also knowledgeable about the various types of insurance policies available and the various coverage levels. Additionally, I possess excellent customer service and communication skills, which I have utilized in my past roles.

In my previous positions, I have demonstrated my ability to handle customer inquiries and complaints in a timely and professional manner. I am also highly organized and have experience in processing and filing paperwork. My strong attention to detail ensures that all documents are accurate and up to date. I have the ability to work independently and as part of a team, and I am comfortable taking on additional tasks when needed.

I am excited about the opportunity to join your organization and am confident that I can make a positive contribution. I am eager to use my knowledge and experience to help your organization succeed. Please do not hesitate to contact me if you have any questions. I look forward to hearing from you.

Complimentary Close

The conclusion and signature of a cover letter provide a final opportunity to leave a positive impression and invite further action. Here's how the conclusion and signature of a cover letter should look:

• Summary of Interest: In the conclusion paragraph, summarize your interest in the position and reiterate your enthusiasm for the opportunity to contribute to the organization or school. Emphasize the value you can bring to the role and briefly mention your key qualifications or unique selling points.
• Appreciation and Gratitude: Express appreciation for the reader's time and consideration in reviewing your application. Thank them for the opportunity to be considered for the position and acknowledge any additional materials or documents you have included, such as references or a portfolio.
• Call to Action: Conclude the cover letter with a clear call to action. Indicate your availability for an interview or express your interest in discussing the opportunity further. Encourage the reader to contact you to schedule a meeting or provide any additional information they may require.
• Complimentary Closing: Choose a professional and appropriate complimentary closing to end your cover letter, such as "Sincerely," "Best Regards," or "Thank you." Ensure the closing reflects the overall tone and formality of the letter.
• Signature: Below the complimentary closing, leave space for your handwritten signature. Sign your name in ink using a legible and professional style. If you are submitting a digital or typed cover letter, you can simply type your full name.
• Typed Name: Beneath your signature, type your full name in a clear and readable font. This allows for easy identification and ensures clarity in case the handwritten signature is not clear.

Common Mistakes to Avoid When Writing an Insurance Cover Letter

When crafting a cover letter, it's essential to present yourself in the best possible light to potential employers. However, there are common mistakes that can hinder your chances of making a strong impression. By being aware of these pitfalls and avoiding them, you can ensure that your cover letter effectively highlights your qualifications and stands out from the competition. In this article, we will explore some of the most common mistakes to avoid when writing a cover letter, providing you with valuable insights and practical tips to help you create a compelling and impactful introduction that captures the attention of hiring managers. Whether you're a seasoned professional or just starting your career journey, understanding these mistakes will greatly enhance your chances of success in the job application process. So, let's dive in and discover how to steer clear of these common missteps and create a standout cover letter that gets you noticed by potential employers.

• Failing to customize the cover letter for the specific position and company.
• Including irrelevant personal information.
• Using a generic greeting such as "To whom it may concern" or "Dear Sir or Madam".
• Using too much technical jargon.
• Making spelling and grammar mistakes.
• Using overly flowery or fancy language.
• Including information that has already been included in the resume.
• Not mentioning any of the skills or qualifications the employer is looking for.
• Failing to provide contact information.

Key Takeaways For an Insurance Cover Letter

• Highlight relevant skills and qualifications that are relevant to the insurance industry.
• Express a clear understanding of the job role and how your skills will help the company.
• Explain the value you can bring to the company in terms of experience and qualifications.
• Outline the unique benefits of the insurance product and explain how it can help the customer.
• Communicate your enthusiasm and commitment to the insurance company and the customer.
• Provide examples of how you have successfully solved customer problems in the past.
• Convey a deep understanding of the customer’s needs and explain how the insurance product can meet them.
• Be professional and courteous in your correspondence.
• Ensure that all relevant information is included in the letter.

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Insurance Cover Letter Examples

Writing a cover letter for an insurance position can be challenging. Knowing how to present yourself in the best possible light to increase your chances of getting the job is key. To help you get started, we have compiled some examples of successful insurance cover letters, along with a guide on how to write an effective cover letter. With these helpful tips and examples, you can create an engaging, informative cover letter that will make a great impression.

• Insurance Agent
• Insurance Broker
• Underwriter
• Claims Adjuster
• Claims Examiner
• Claims Investigator
• Risk Manager
• Insurance Sales Agent
• Customer Service Representative
• Insurance Appraiser
• Insurance Auto Damage Appraiser
• Insurance Fraud Investigator
• Insurance Account Manager
• Insurance Compliance Officer
• Insurance Analyst/Underwriting Analyst
• Insurance Product Manager
• Reinsurance Underwriter
• Insurance Medical Examiner
• Insurance Risk Surveyor
• Insurance Operations Manager
• Insurance Marketing Manager
• Insurance IT Analyst
• Insurance Actuarial Analyst
• Insurance Accountant
• Insurance Auditor
• Insurance Claims Manager
• Insurance Underwriting Manager
• Insurance Sales Manager
• Insurance Operations Analyst
• Insurance Compliance Analyst
• Insurance Data Analyst
• Insurance Marketing Coordinator
• Insurance Portfolio Manager
• Insurance Project Manager
• Insurance Business Analyst
• Insurance Credit Analyst
• Insurance Loss Control Specialist
• Insurance Benefits Administrator
• Insurance Policy Administrator
• Insurance Fraud Prevention Analyst
• Insurance Legal Counsel
• Insurance Human Resources Manager
• Insurance Training and Development Specialist

Why a Insurance profession needs a cover letter

When applying for an insurance policy, it is essential to include a cover letter. A cover letter provides additional information about the policy itself, as well as the applicant’s motivations for requesting the policy. It is a way for applicants to express their needs and goals in a concise and effective way.

A cover letter is also a way for applicants to demonstrate their qualifications and credentials. Insurance companies often request policy applications to be accompanied by a cover letter, as it allows them to get a better understanding of why the applicant needs the policy. This includes the applicants’ financial and lifestyle needs, their asset protection goals, and any other motivations they may have for applying for the policy. The cover letter also provides an opportunity for applicants to make a strong case for themselves and why they are deserving of the insurance policy.

In addition to providing additional information, a cover letter also helps to ensure that the insurance company is aware of all the necessary details for the policy. Cover letters should include relevant information such as the applicant’s name, contact information, and the type of insurance being applied for. The letter should also include any relevant documents, such as evidence of income and financial statements. This information is necessary for insurance companies to make an informed decision about the policy.

A well- crafted cover letter can make all the difference when applying for an insurance policy. It is a valuable tool that allows applicants to share their motivations and qualifications, as well as provide necessary information that insurance companies require. A cover letter is an essential part of the insurance application process and should not be overlooked.

Writing the Perfect Insurance Cover Letter

Crafting a great insurance cover letter requires more than just inserting a generic template into your word processor. Your cover letter is your chance to make a strong first impression and show hiring managers why you’re the right fit for the insurance job.

The first step to writing an effective cover letter is to understand the job requirements. Research the company’s website and social media channels to get a better understanding of the company’s culture, the insurance job market, and the specific job you’re applying for. This will help you tailor your cover letter to the job and explain how you’re a great fit.

When writing your cover letter, use a professional tone and make sure your grammar, punctuation, and spelling are all correct. Include relevant details about your qualifications and career successes, such as any awards you’ve won or certifications you’ve earned.

Talk about the skills and experiences that make you an ideal candidate for the job. Make sure your cover letter is personal and conveys your enthusiasm for the role. Show that you’ve put in the effort to research the company, and explain why you’d be a great addition to the team.

Finally, be sure to thank the hiring manager for their time, and provide contact information in case they have any questions. Proofread your letter and make sure it’s error- free before sending it off.

By following these tips, you’ll be sure to write an effective insurance cover letter that will help you stand out from the competition and land your dream job!

What should be included in a Insurance cover letter

A cover letter is an important part of any insurance application, as it provides a snapshot of your qualifications and experience to the insurance company. It is essential that you include the relevant information needed to give the insurance provider an impression of who you are and why you are the best candidate for their policy.

A successful insurance cover letter should include the following:

• A brief introduction outlining your background and the reason for your application.
• A detailed explanation of your qualifications and experience, such as any relevant certifications, licenses, or any other qualifications related to the insurance field you are applying for.
• A statement of why you are the best candidate for the position.
• A summary of your achievements and successes in the past.
• Information about the type of policy and coverage you are seeking and why you feel it is best suited to your needs.
• Any additional information you believe will help you stand out from the other applicants.
• Contact information, including your name, address, phone number, and email address.

Conclusion :

Your insurance cover letter should also include a conclusion, thanking the provider for their time and consideration and reiterating your interest in the policy. By including all of the above elements in your cover letter, you will give the insurance provider the best possible impression of yourself and your qualifications.

How to format a Insurance cover letter

A well- formatted insurance cover letter should:

• Introduce yourself: Begin your letter by introducing yourself and why you are writing. Explain why you are a good fit for the position.
• Describe your experience: Provide a brief summary of your experience in the insurance field and highlight any accomplishments.
• Demonstrate your knowledge: Explain your knowledge of the industry, the specific company, and the position you’re applying for.
• Show your enthusiasm: Demonstrate your enthusiasm for the position and explain why you’re the best fit for the job.
• Express thanks: Conclude your letter by thanking the reader for their time and expressing interest in discussing the position further.
• Provide contact information: Include your contact information so that the hiring manager can easily reach you.
• Keep it concise: Aim for a one- page letter that is concise and to the point. Avoid using overly- technical language and focus on the essential points.

Common mistakes to avoid when creating a Insurance cover letter

• Not researching the company – Before creating a cover letter for any potential insurance employer, it is important to research the company and the job for which you are applying. This will help you to tailor your letter to the specific employer and position.
• Using a generic template – Use a customized cover letter that speaks to the specific employer and position. A generic template may not stand out to the employer and could make you seem like you are not taking the job seriously.
• Not addressing the employer directly – Address the cover letter to a specific person who will be reviewing it. If you are unable to find the exact name of the person, use a job title and department. This shows the employer that you took the time to personalize the letter.
• Focusing too much on yourself – Use your cover letter to highlight any relevant experience and skills you have, but keep it focused on how you will benefit the employer. Make sure to also include what you know about the company and the value you can add to the organization.
• Making spelling and grammar mistakes – Review your cover letter multiple times before sending it to the employer. Poorly written letters with spelling and grammar mistakes can make you look unprofessional, so double- check all of the content.
• Not proofreading – Before submitting your letter, have a friend or colleague review it. They may be able to spot mistakes and typos that you have missed.
• Not tailoring it to the job – Your cover letter should be tailored to the specific job you are applying for. Include any relevant experience and skills that are specifically required for the job.
• Not including contact information – To make it easier for employers to reach you, make sure to include your contact information such as your phone number, email address, and LinkedIn profile.

Benefits of submitting a Insurance cover letter

A cover letter is an important document when applying for insurance. It provides a unique opportunity for the potential policyholder to personalize their application and make it stand out. Here are some of the key benefits of submitting an insurance cover letter:

• Demonstrate a Professional Image: A well- crafted cover letter shows that the applicant is knowledgeable about the insurance industry and has taken the time to carefully craft an impressive document. It projects an image of professionalism and attention to detail that can help the applicant stand out from the competition.
• Explain Insurance Needs: A cover letter provides the policyholder with an opportunity to explain their insurance needs and how the policy they are applying for will meet those needs. This can help the insurance provider better understand the applicant’s needs and tailor their coverage to better suit them.
• Highlight Unique Qualifications: A cover letter can also be used to highlight any unique qualifications or experiences the applicant may possess that would make them an ideal policyholder. This could include anything from previous insurance experience to special certifications or training.
• Showcase Personality: An insurance cover letter is also a chance to showcase the applicant’s personality and demonstrate that they are a good fit for the policy. This can help to create mutual trust and understanding between the policyholder and the insurance provider.
• Strengthen Negotiations: A strong cover letter can also strengthen the applicant’s negotiations with the insurance provider. By clearly outlining their needs, qualifications, and personality, the applicant is better equipped to negotiate for a policy that is tailored to fit their unique needs.

When writing your insurance cover letter, it is important to keep in mind the purpose of the letter and tailor it to the specific job and company you are applying for. This guide has shown you how to write an effective cover letter for an insurance job and provided you with examples of cover letter templates to help you get started. By following the tips and advice provided here, you will be well on your way to writing a professional cover letter that will make you stand out from the competition. Best of luck in your job search!

Sample Letter To Life Insurance Company For Claim: Free & Effective

In this guide, I’ll walk you through the step-by-step process of crafting an effective claim letter to a life insurance company, complete with customizable templates to enhance your chances of a successful claim.

Key Takeaways Understand the essential components of a claim letter to a life insurance company. Learn step-by-step how to write an effective claim letter. Discover tips and tricks from real-life experiences to enhance your claim process. Free Template: Use the provided template to simplify and streamline your claim letter writing.

Understanding the Basics

Before delving into the complexities of claim letters, it’s essential to grasp the basics.

Life insurance is a contract between an individual and an insurance company where the company pays a designated beneficiary a sum of money upon the death of the insured person.

In my experience, understanding the terms of your policy is crucial. It determines how you should approach the claim process.

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Real-life example.

In one instance, I had to write a letter for a client whose policy had specific clauses about accidental death. By highlighting these clauses, I was able to strengthen the claim.

Step-by-Step Guide to Writing a Claim Letter

• Gather Necessary Documents : Before writing, collect all necessary documents such as the death certificate, policy documents, and any other required forms.
• Start with Personal Details : Begin your letter by introducing yourself, the policyholder, and the insured individual.
• State the Purpose : Clearly mention that the letter is to file a claim on the life insurance policy.
• Include Policy Details : Provide the policy number and other relevant details. This helps in quicker processing.
• Detail the Circumstances : If necessary, explain the circumstances of the death, especially if it relates to policy clauses.
• Attach Supporting Documents : Mention that you have attached all necessary documents.
• Request Further Instructions : Ask for any additional steps or information required from your end.
• Provide Contact Information : Conclude by offering your contact details for further communication.
• Professional Closing : End the letter with a professional closing like “Sincerely” or “Respectfully”.

Tips for Effective Communication

• Be Concise and Clear : Insurance companies deal with numerous claims. A clear and concise letter is more likely to be processed efficiently.
• Be Polite but Firm : Maintain a polite tone but be assertive about your request.
• Follow-up : If you don’t receive a response, don’t hesitate to follow up.

Table: Dos and Don’ts of Writing a Claim Letter

A particularly challenging case involved a disputed claim due to a minor policy violation. By carefully presenting the facts and maintaining a respectful tone, I was able to negotiate a favorable outcome for the client.

Writing a claim letter to a life insurance company can seem daunting, but with the right approach and understanding, it can be a straightforward process. Remember, it’s about clear communication, understanding your policy, and being persistent yet respectful.

Template for a Claim Letter to a Life Insurance Company

[Your Name] [Your Address] [City, State, Zip Code] [Your Email Address] [Your Phone Number] [Date]

[Insurance Company Name] [Claims Department] [Company Address] [City, State, Zip Code]

Subject: Life Insurance Claim for [Policyholder’s Full Name], Policy No. [Policy Number]

Dear [Insurance Company’s Claims Department/Specific Contact Person if known],

I am writing to file a claim on the life insurance policy of [Policyholder’s Full Name], who passed away on [Date of Death]. I am [your relationship to the deceased], and I am the [beneficiary/executor of the estate] as designated in the policy.

The policy number for reference is [Policy Number]. I have enclosed all necessary documents to support this claim, including:

• Certified copy of the Death Certificate.
• Copy of the Life Insurance Policy.
• [Any other required document, e.g., Proof of Identity, Claimant’s Statement, etc.]

[If applicable, include any specific details about the death that relate to the policy’s terms, especially if there are special clauses about accidental death, travel, or specific medical conditions.]

Please inform me if there are any additional forms or procedures I need to complete as part of this claim process. I am keen to settle this matter efficiently and would appreciate prompt processing and communication regarding any further requirements.

For any queries or additional information, please contact me at [Your Phone Number] or via email at [Your Email Address]. I look forward to your prompt response and resolution of this claim.

Thank you for your attention to this matter.

[Your Signature (if sending a hard copy)] [Your Printed Name]

I hope this article helps you navigate the often-complex world of life insurance claims. If you have any specific questions or need more detailed guidance, please leave a comment below, and I’ll be happy to share more insights from my experiences.

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• 3 Letter To Life Insurance Company For Claim Templates: Get Paid Faster
• Sample Email to Insurance Company for Claim: Free & Effective
• Sample Letter of Reconsideration for Insurance Claims: Free & Effective

Frequently Asked Questions (FAQs)

Q: How Do I Start the Process of Claiming Death Benefits?

Answer: I began by contacting the insurance company directly. I requested the necessary claim forms and gathered the required documents, such as the death certificate and policy information.

Q: What Documents are Needed to Claim Death Benefits?

Answer: In my experience, I needed the original death certificate, the policyholder’s insurance policy, and any additional documentation requested by the insurance company, like proof of identity.

Q: How Long Does It Take to Receive Death Benefits?

Answer: It took me several weeks to a few months to receive the death benefits. The timeline depends on the insurance company’s process and how quickly you submit all required documents.

Q: Can I Claim Death Benefits if I’m Not the Named Beneficiary?

Answer: Generally, only named beneficiaries can claim death benefits. However, if there are no living beneficiaries, I found that legal heirs may have a claim, but it involves a more complex legal process.

Q: Are Death Benefits Taxable?

Answer: From my understanding, death benefits are generally not subject to income tax. However, if the policy earns interest, that portion might be taxable.

Q: What If the Insurance Company Denies My Claim for Death Benefits?

Answer: If my claim was denied, I learned it’s important to ask for the specific reason in writing. I could then provide additional information or appeal the decision. Consulting a legal expert in such cases can also be helpful.

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how to write a letter to insurance company for death claim?

Writing a letter to an insurance company about a death claim can be pretty straightforward. Start by clearly stating the purpose of your letter, like “I’m writing to file a death claim for [Name of Deceased].”

Include key details like the policy number, the date of the policyholder’s death, and any required documentation, such as a death certificate. Be clear and concise, and don’t forget to provide your contact information.

It’s also a good idea to express gratitude for their assistance during a difficult time. Wrap it up by requesting prompt processing of the claim, and end with a polite sign-off. Remember, keeping it simple and to the point is the way to go!

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15 Insurance Agent Cover Letters That Will Get Hired (NOW)

Are you are looking to write a cover letter for Insurance Agent jobs that will impress recruiters and get you noticed by hiring managers? You need one to apply for a job, but you don’t know what to say.

Cover letters can be a great way to introduce yourself before an in-person interview. They are not only a chance to highlight your strengths, but also to show off your personality and work ethic.

Here are 15 amazing Insurance Agent cover letters that are professionally written and will help you stand out and get that job!

Insurance Agent Cover Letters

Each cover letter is written with a different focus. Review all of them and pick the ones that apply to your situation. Take inspiration from multiple samples and combine them to craft your unique cover letter.

Insurance Agent Sample 1

Dear Employer,

I am a recent graduate from DeVry University with a degree in Business Administration and I believe my skill set will be advantageous to your organization. As an Insurance Agent, I am able to analyze and solve complex problems independently. My ability to think critically and work interactively is invaluable as well as my commitment to take ownership of any task assigned to me. I also have excellent interpersonal skills which help foster strong relationships with clients.

I would like the opportunity to interview for the Insurance Agent position you advertised on August 24th for your organization. Thank you for your time and consideration of this application.

Insurance Agent Sample 2

Dear Sir/Madame,

I hope this letter finds you well. My name is _______ and I am writing to inquire about the Insurance Agent position you advertised. I have a degree in business administration and am currently working as a sales representative for ______________. I would be excited to talk with you about this opportunity and my qualifications in more detail, so please don’t hesitate to contact me at your earliest convenience. I am looking forward to hearing from you soon.

Sincerely yours,

Insurance Agent Sample 3

Dear Company Representative,

I am writing to you to inquire about the Insurance Agent position. I would make a great addition to your team because of my strong work ethic and attention to detail. I will reply to this email with my resume in the next 24 hours. Thank you in advance for your time and consideration and I look forward to hearing from you soon.

Insurance Agent Sample 4

I am writing to express my interest in the Insurance Agent position with your company. I am a recent college graduate who is devoted to providing exceptional customer service and sales. I have extensive knowledge of life insurance, retirement planning, and risk management. What originally drew me to this position was your company’s dedication to delivering exemplary service and respect for their customers.

I hope you will consider me for this role and I look forward to hearing from you soon.

Insurance Agent Sample 5

I am a recent college graduate with an interest in insurance. I have always been interested in the way that people interact with one another when it comes to financial needs, and this position would be perfect for me. I have already had experience in customer service-driven roles at the bank, so the skills that I possess are ideal for this position.

A cover letter is mandatory when applying for jobs. It should not exceed 5 sentences and should include information about your qualifications, why you are specifically qualified to work for this company, any personal connections to the company or person you are writing to (if applicable), and what kind of work you are seeking.

Insurance Agent Sample 6

To whom it may concern, Hi! My name is ____ and I am interested in applying for the Insurance Agent position. I have a Bachelors degree in Business Administration with a concentration in Marketing from _____University. My marketing degree gave me excellent skills that would be beneficial to you as an insurance agent. I have experience managing social media accounts, coordinating events, creating flyers and posters for new products, creating press releases about our new products. These are all skills that would be very applicable to the Insurance Agent position which was what convinced me to apply for this position. I believe my skills are perfect for your company because I am not only creative but also organized–creativity is important because it’s how you find new customers

Insurance Agent Sample 7

I am writing to express interest in your Insurance Agent position. I have over 5 years of experience working in the insurance industry and would make a great addition to your team. Please consider me for this opportunity.

Sincerely, ____

Insurance Agent Sample 8

Dear ________, I am writing to express my interest in the Insurance Agent position at your company. I have experience as an agent, and am passionate about providing great customer service. My skills are diverse and include marketing, customer relations, problem-solving, negotiation skills and more. I would be grateful for the opportunity to interview with you personally. Thank you for your consideration of my application! Given the opportunity to represent your company as an insurance agent, I will work hard to meet all of the expectations that you have for this job position.

Insurance Agent Sample 9

Dear Hiring Manager, I am a Licensed Insurance Agent with 5 years of experience in selling life insurance. I have an excellent track record of success and have created relationships with my clients over the years. Please consider me for the position in your organization. Thank you for your time.

Insurance Agent Sample 10

To Whom It May Concern,

I am writing to you all in regards to the Insurance Agent position that has been posted. I would like to apply for the position and my skills and experience make me a perfect candidate. I graduated from _______ with a degree in Business Administration with an emphasis on Risk Management and Insurance. This is my fifth year as an insurance agent but my first as an independent agent at _____, where we work with Aetna, Blue Cross Blue Shield, United Healthcare and several other local carriers for both health care and auto insurance needs. Working as one of the top agents at this company has given me many opportunities to be successful in various areas of the industry such as client service skills, risk management skills

Insurance Agent Sample 11

I am writing with interest in the Insurance Agent position at _____. I am looking for an opportunity that will allow me to utilize my experience and skills, while also providing an opportunity for growth.

My background includes 10 years of customer service experience which includes working with both brokerage and retail clients with most recent position as a Client Service Representative at ABC Insurance Agency where I worked with brokers on new business opportunities, renewed policies, and created quotes for prospective customers.

Insurance Agent Sample 12

I am writing in response to your advertisement for a Insurance Agent position. I’m confident that my qualifications are a good fit for this opportunity. I am very communicative and enjoy meeting new people. As an insurance agent, I will be able to assist customers with their needs, while also working the on behalf of the company with clients and policy holders.

Insurance Agent Sample 13

Dear HR Dept, I am a graduate from University of Memphis pursuing a career in insurance. I have been in the industry for three years and understand the importance of customer service and providing quality products. My experience in this field has taught me how to build rapport with customers and make their experience seamless. I believe my skills make me an ideal candidate for this position and hope to hear from you soon.

Insurance Agent Sample 14

Dear Mr. Smith,

I am writing to express my interest in the Insurance Agent position that is currently available at your company. I have a degree from a top rated university and have extensive experience selling insurance to the general public. I would truly love an opportunity to work with you and can provide references upon request. Thank you for your time and consideration of my application, please contact me with any questions or for more information.

Insurance Agent Sample 15

April 1, 2017 I am writing to apply for the Insurance Agent position with ABC Company. I have a degree in Business Administration and 5 years’ experience working in the insurance industry. My education has qualified me to work closely with clients, understand their needs, and ultimately better serve them. I believe my experience will make me an excellent addition to your team. I am excited about speaking with you further about this opportunity and hope you will consider me for the position. Sincerely,

Recruiters and hiring managers receive hundreds of applications for each job opening.

Use the above professionally written Insurance Agent cover letter samples to learn how to write a cover letter that will catch their attention and customize it for your specific situation.

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60+ Cover Letter Examples in 2024 [For All Professions]

No matter where you are in your career, or what job you’re applying for, submitting a cover letter with your resume is a must . 

Done right, a cover letter will effectively complement your resume and explain to the hiring manager in more detail why you’re the right person for the job.

Writing a cover letter, however, is easier said than done. 

You have to effectively demonstrate that you’ll be able to perform the responsibilities listed in the job description and that you’d be a better fit for the company compared to other candidates. 

And unless you’re a professional writer, this can be a very hard task.

Fortunately, we created these cover letter examples to inspire you and help you get started with your own cover letter!

Let’s dive in!

21 Cover Letter Examples 

#1. career change cover letter example .

Here’s what this cover letter does right:

• Has an ideal length. This cover letter includes all the relevant information for the hiring manager without getting into too much detail.
• Relevant introduction. The candidate explains that they’re changing careers and why they want to work in this new field from the get-go.
• Explains their related experience. The candidate explains how their previous experience in retail sales can help them succeed in PR.

Check out our guide video guide to learn how to write a Cover Letter that gets you HIRED!

#2. Recent Graduate Cover Letter Example 

• Personally greets the hiring manager. The candidate has taken the time to find the hiring manager’s name and address them by it, which makes the opening of the cover letter much more personal.
• Wraps up with a call to action. The candidate wraps up the cover letter by suggesting a meeting with the hiring manager, which makes them more memorable.
• Explains why the candidate is the right person for the internship. In this cover letter for an internship , the candidate explains how they’ve previously interned in a different firm, which gives them the experience to succeed in this role.

Have you just graduated from college? Make sure to check out our guide on writing an entry-level cover letter from start to finish! 

#3. Middle Management Cover Letter Example

• Use of bullet points. The candidate presents the information in a concise and reader-friendly way, making it easy for the hiring manager to find their key achievements. 
• Formal closing. The candidate has used a formal and polite tone to conclude their cover letter, which combined with a call to action makes them look professional and passionate about getting the job. 
• Explains how the company would benefit from hiring them. The candidate outlines exactly what they could do for the company, which not only highlights their skills but also shows they’ve done their research on the company’s needs. 

#4. Business Manager Cover Letter Example

• Detailed header. In addition to the must-have contact details, this candidate has also included their professional Twitter and LinkedIn profiles, making it easy for the hiring manager to look more closely into their career. 
• Concise and to the point. This candidate has used short paragraphs and bullet points to make the cover letter easy to skim through. 
• Wraps up with a call to action. By letting the hiring manager know they’ll be contacting them soon, they’re more likely to make an impression.

Check out this article for a complete writing guide and an inspiring business manager resume sample. 

#5. Ph.D. Cover Letter Example

Here’s what this cover letter does right: 

• Attention-grabbing introduction. In the opening paragraph, this candidate explains why they’re passionate about pursuing a Ph.D. in great detail. 
• Explains the candidate’s qualifications in detail. The candidate builds on their passion by explaining how they’re also qualified for the degree because of their education history and academic achievements. 

#6. Senior Executive Cover Letter Example

• Professional and minimalistic template. This senior executive has used a professional but minimalistic template that lets their work experience do the talking. 
• Achievement-oriented opening paragraph. Right from the get-go, this candidate explains what makes them so good at their job, effectively grabbing the hiring manager’s attention.  
• Wraps up with a call to action. By suggesting to have a meeting and discussing how they can help the company meet its goals, the candidate stands more chance to make a positive lasting impression. 

#7. Architect Cover Letter Example 

• Modern resume template. This architect has picked a template that perfectly matches his industry, as it is professional and modern at the same time. 
• A personal greeting to the HR. They address the hiring manager by their first name, which helps make a better first impression. 
• Measurable achievements. By quantifying their achievements, the candidate proves their achievements instead of just claiming them.

Struggling with your architect resume ? Check out our full guide!

#8. Business Analyst Cover Letter Example 

• Detailed contact information. The candidate has listed both their LinkedIn and Twitter profiles, providing the HR manager an opportunity to learn more about the candidate.  
• Mentions what the candidate can do for the company. This cover letter doesn’t just explain why the job would be great for the candidate, but also how the candidate would benefit the company. Win-win, right? 
• Error-free and reader-friendly. It’s super important for the cover letter to have no spelling or grammatical errors and be reader-friendly. This candidate made sure they did both.

Need a resume alongside your cover letter? Check out our guide on how to write a business analyst resume . 

#9. Consultant Cover Letter Example 

• Professional cover letter template. Being an experienced consultant, this candidate has picked a professional template that doesn’t steal the spotlight from their achievements. 
• Experience and achievement-oriented. The candidate has effectively elaborated on their top achievements relevant to the job. 
• Highlights the candidate’s passion. To show they want the job, this candidate has also explained how passionate they are about their profession.

For more advice on landing a job as a consultant, check out our guide to writing a consultant resume .

#10. Digital Marketing Cover Letter Example

• Creative cover letter template. This digital marketer highlights their originality by picking a creative cover letter template. 
• Lists the candidate’s awards. The candidate has taken advantage of the cover letter to list their most noteworthy awards in the industry. 
• Concludes with a call to action. As they used a call to action to conclude their cover letter, the HR manager will be more likely to remember them.

Want to take your digital marketing resume to the next level? Check out our guide!

#11. Graphic Designer Cover Letter Example 

• Detailed contact information. The candidate has included additional contact information such as their website link, as well as their LinkedIn and Twitter profiles.  
• Ideal length. This cover letter is concise, which means that the HR manager is more likely to read it from start to finish.  
• Draws attention to the candidate’s strong points. Although this candidate is a recent college graduate, they’ve managed to effectively show that they have enough knowledge and experience to do the job right.

Read this guide to write a graphic designer resume that’s just as good as your cover letter!

#12. Administrative Assistant Cover Letter Example

• Minimalistic cover letter template. The candidate picked a well-designed but minimalistic template for their cover letter. 
• Focused on skills and achievements. This cover letter is packed with the candidate’s skills and achievements, proving he can be an excellent employee. 
• Formal closing. Politeness can go a long way and the candidate has used this to their advantage to make an impression. 

Our article on how to write an administrative assistant resume can help you take your job application to the next level.

#13. Front Desk Cover Letter Example

• Modern cover letter template. This template incorporates memorable colors and clear lines, which make the cover letter very visually appealing. 
• Attention-grabbing introduction. Using an attention-grabbing intro, the candidate is more likely to make an impression. 
• Calls the HR to action. By including a call to action, the candidate is reminding the HR of their immediate availability. 

#14. Human Resources Cover Letter Example

• It is concise and to the point. The candidate doesn’t dwell on unimportant details the HR won’t be interested in. 
• Uses a traditional cover letter template. The cover letter design is more on the conventional side, which fits the industry better. 
• Highlights the candidate’s strong points. The candidate has rich work experience and they use the cover letter to elaborate on it. 

This HR resume guide can help you get your resume just right.

#15. Sales Agent Cover Letter Example 

• Attention-grabbing cover letter template. As a salesperson, this candidate knows how important first impressions are, so they’ve picked a catchy cover letter template. 
• Has an ideal length. At the same time, they’ve also made sure to keep their cover letter at just the right length. 
• Lists the candidate’s career highlights. The candidate has made perfect use of the space by mentioning their most impressive professional achievements. 

Check out this sales agent resume guide to create an attention-grabbing sales resume .

#16. Receptionist Cover Letter Example

• Modern but minimalistic cover letter template. The template’s design hints the candidate is creative but professional at the same time. 
• Uses a catchy introduction. The candidate has used an attention-grabbing opening paragraph to catch HR’s attention. 
• Concludes the cover letter formally. The candidate proves that they’re polite and well-spoken, a quality very much important for the role they’re applying for. 

Take your receptionist resume to the next level with this receptionist resume guide .

#17. Information Technology Cover Letter Example

• Mentions measurable achievements. Numbers make an impact, which is why this candidate has included measurable achievements. 
• Lists both soft and hard skills. The candidate has mentioned a great mix of soft and hard skills, showing how well-rounded they are. 
• Contains relevant contact information. The candidate’s GitHub, website name, LinkedIn, and Twitter profiles are all great additions to the resume. 

Looking for tips to help you write a great IT resume ? Check out our guide!

#18. Real Estate Cover Letter Example

• Ideal length. Short and to the point, this cover letter is bound to get noticed by the HR manager. 
• Wraps up with a call to action. This candidate reinforces the HR to call them back through a final call to action. 
• Mentions the right skills. On top of their sales accomplishments, the candidate touch upon important soft skills such as customer service and communication . 

This real estate resume guide will help you take your resume from good to great.

#19. Teacher Cover Letter Example

• Mentions relevant contact information details. This candidate has included optional (but relevant) contact information details, such as their LinkedIn, Quora, and Medium profiles. 
• Achievement-oriented. The candidate has elaborated on their achievements in more detail throughout their cover letter. 
• Highlights the candidate’s passion. For some jobs, being passionate is much more important than for others. Teaching is one of these jobs, which is why this candidate explains their passion for the job. 

Our guide on how to write a teacher resume has all the tips you need to land the job.

#20. Project Manager Cover Letter Example

• Leverages a catchy introduction. Through a catchy introductory paragraph, this candidate is sure to grab the HR’s attention and get them to read the rest of their cover letter.
• Lists measurable accomplishments. This candidate explains exactly what they’ve achieved using numbers and hard data. 
• Personally greets the HR. A personal greeting sounds much better than “Dear Sir/Madam,” and the candidate knows this. 

This guide on how to write a project manager resume can help you perfect your appication.

#21. Paralegal Cover Letter Example

• Minimalistic cover letter template. This cover letter design looks good but doesn’t steal the show from the candidate’s abilities.
• Mentions the candidate’s academic achievements and extracurricular activities. Although the candidate is a recent graduate, they’ve used the cover letter to explain they have enough skills and achievements to do the job.
• Lists measurable achievements. The candidate proves they did well in their internship by mentioning quantifiable achievements.

Check out this paralegal resume guide to perfect yours.

40+ More Cover Letter Examples and Guides 

Couldn’t find a cover letter example for your field? Do not worry.

Below you can find a number of other cover letter examples for different fields and industries:

• Acting Cover Letter Examples
• Accounting Cover Letter Examples
• Administrative Assistant Cover Letter Examples
• Architecture Cover Letter Examples
• Attorney Cover Letter Examples
• Barista Cover Letter Examples
• Bartender Cover Letter Examples
• Business Cover Letter Examples
• Business Analyst Cover Letter Examples
• College Student Cover Letter Examples
• Computer Science Cover Letter Examples
• Construction Cover Letter Examples
• Consultant Cover Letter Examples
• Customer Service Cover Letter Examples
• Data Analyst Cover Letter Examples
• Data Entry Cover Letter Examples
• Dental Assistant Cover Letter Examples
• Digital Marketing Cover Letter Examples
• Elementary Teacher Cover Letter Examples
• Engineering Cover Letter Examples
• Executive Assistant Cover Letter Examples
• Finance Cover Letter Examples
• Graphic Design Cover Letter Examples
• Healthcare Cover Letter Examples
• Human Resources Cover Letter Examples
• IT Cover Letter Examples
• Law Cover Letter Examples
• Management Cover Letter Examples
• Marketing Cover Letter Examples
• Mechanical Engineering Cover Letter Examples
• Medical Assistant Cover Letter Examples
• Nurse Practitioner Cover Letter Examples
• Physician Cover Letter Examples
• Project Manager Cover Letter Examples
• Receptionist Cover Letter Examples
• Retail Cover Letter Examples
• Sales Cover Letter Examples
• Social Work Cover Letter Examples
• Software Engineer Cover Letter Examples
• Substitute Teacher Cover Letter Examples
• Teacher Assistant Cover Letter Examples
• Team Leader Cover Letter Example

What is a Cover Letter? 

A cover letter is a one-page document that you submit as part of your job application, alongside your resume . 

Its purpose is to introduce you and briefly summarize your professional background. On average, your cover letter should be from 250 to 400 words long .

A good cover letter can give the hiring manager more insight into what makes you a good candidate and help them make up their mind about whether they should invite you for an interview. A bad cover letter, though, will get ignored (at best) and lose you the job (at worst).

So, to make sure this doesn’t happen, it’s essential to know how to write a convincing cover letter.

The first thing to remember is that a cover letter is a supplement to your resume, not a replacement. Meaning, you shouldn’t just repeat whatever is mentioned in your resume and call it a day. 

Optimally, you should use your cover letter to shed more light on your skills and qualifications, as well as explain anything you didn’t have space for in your resume (e.g. a career gap or why you’re changing careers).

If you’re writing a cover letter for the first time, though, putting all this together might seem pretty tough. 

Fortunately, you can follow our tried-and-tested format to make the experience much easier:

• Header - Input your contact information.
• Greeting the hiring manager - Open the cover letter with a “Dear Sir or Madam,” or use the hiring manager’s name if you know what that is.
• Opening paragraph - Grab the hiring manager’s attention by getting straight to the point. Mention what your professional experiences are, and what role you’re applying for.
• The second paragraph - Explain why you’re the perfect candidate for the job. Mention your top 2-3 achievements, your top skills, why you want to work in that specific industry, and whatever else is relevant.
• The third paragraph - End your cover letter with a call to action. E.g. “I would love to meet personally and discuss how I can help Company X.”
• Formal closing - Something like this: “Thank you for your consideration. Best, John Doe.”

Here’s what this looks like in practice:

9 Tips to Write a Cover Letter (the Right Way)

Now that we've covered the basics, let's talk about cover letter tips . Below, we'll give you all the knowledge you need to take your cover letter from "OK" to "great."

#1. Pick the right template

A good cover letter is all about leaving the right first impression.

And what’s a better way to leave a good impression than through a professional, well-formatted, and visual template?

You can simply pick one of our tried-and-tested cover letter templates and you’ll be all set!

#2. Add your contact details on the header

The best way to start your cover letter is through a header. 

Here’s what you want to include there:

• Phone Number
• Name of the hiring manager / their professional title
• Name of the company you’re applying to

Optionally, you can also include the following:

• Social Media Profiles - Any type of profile that’s relevant to your field. Social Profiles on websites like LinkedIn, GitHub (for developers), Medium (for writers), etc.
• Personal Website - If you have a personal website that somehow adds value to your application, you can mention it. Let’s say you’re a professional writer. In that case, you’d want to link to your content portfolio site or blog.

#3. Greet the hiring manager the right way

Once you’ve listed all your relevant contact information, it’s time to address the hiring manager reading your cover letter. 

A good practice here is to find the hiring manager’s name and address them directly instead of using the traditional “dear sir or madam.” This shows that you’re really invested in the company and that you took your time to do some research about the job.

So, how can you find out the hiring manager’s name?

One way to do this is by looking up the head of the company’s relevant department on LinkedIn. Let’s say you’re applying for the position of Communication Specialist at Novoresume. The hiring manager is probably the Head of Communications or the Chief Communications Office.

Or let’s say you’re applying for the position of server at a restaurant. In that case, you’d be looking to find out who the restaurant manager is.

If this doesn’t work, you can also check out the “Team” page on the company website; there’s a good chance you’ll at least find the right person there.

If you still can’t find out the hiring manager’s name, here are several other greetings you can use:

• Dear [Department] Hiring Manager
• Dear Hiring Manager
• To whom it may concern
• Dear [Department] Team

#4. Create an attention-grabbing introduction

Recruiters get hundreds, sometimes even thousands, of applications. Chances are, they’re not going to be reading every single cover letter end-to-end.

So, it’s essential to catch their attention from the very first paragraph.

The problem with most cover letter opening paragraphs, though, is that they’re usually extremely generic, often looking something like this: 

Hey, my name is Jonathan and I’d like to work as a Sales Manager at XYZ Inc. I’ve worked as a sales manager at MadeUpCompany Inc. for 5+ years, so I believe that I’d be a good fit for the position.

As you can probably tell, this opening paragraph doesn’t tell the hiring manager anything other than that you’ve worked the job before - and that’s not really helpful in setting you apart from other candidates. 

What you want to do, instead, is start off with 2-3 of your top achievements to really grab the reader’s attention. Preferably, the achievements should be as relevant as possible to the position. 

For example:

My name’s Michael and I’d like to help XYZ Inc. hit and exceed its sales goals as a Sales Manager. I’ve worked with Company X, a fin-tech company, for 3+ years. As a Sales Representative, I generated an average of $30,000+ in sales per month (beating the KPIs by around 40%). I believe that my previous industry experience, as well as my excellence in sales, makes me the right candidate for the role of X at Company Y.

The second example shows how the candidate is a top performer. The first just shows that they’ve worked a sales job before.

Which one are YOU more likely to invite for an interview?

#5. Show you’re the perfect person for the job

One great thing about cover letters is that they allow you to expand more on the top achievements from your resume and really show the hiring manager that you’re the right person for the job. 

A good way to do that is to first read the job ad and really understand what skills/experiences are required, and then to ensure that your cover letter touches upon the said skills or experiences.

In my previous role as a Facebook Marketing Expert at XYZ Inc. I handled customer acquisition through ads, managing a monthly Facebook ad budget of $20,000+. As the sole digital marketer at the company, I managed the ad creation and management process end-to-end. This means I created the ad copy and images, as well as picked the targeting, ran optimization trials, and so on.

Other than Facebook advertising, I’ve also delved into other online PPC channels, including:

• Google Search

#6. Explain why you’re a great company fit

The HR manager doesn’t only look at whether you’ll be good at the job or not. They’re looking for someone that’s also a good fit for the company culture.

After all, employees that don’t fit in are bound to quit, sooner or later. This ends up costing the company a ton of money, up to 50% of the employee’s annual salary . 

To convince the hiring manager that you’re a great company fit, do some research on the company and find out what it is you like about them, or about working there. You want to know things like:

• What’s the company’s business model?
• What’s the company's product or service? Have you used it?
• What’s the culture like? Will someone micro-manage your work, or will you have autonomy on how you get things done?

Then, turn your top reasons for liking to work there into text and add them to your cover letter! 

#7. Wrap up with a call to action

To make the end of your cover letter as memorable as possible, you want to:

• Wrap up any points you couldn't in the previous paragraphs. Mention anything you’ve left out that you think could help the hiring manager make up your mind.
• Thank the hiring manager for their time. After all, it never hurts to be polite. 
• Finish the cover letter with a call to action. A call to action is a great way to make your cover letter ending as memorable as possible. 

#8. Write a formal closing

Once you’re done with the final paragraph, all you have to do is write down a formal “goodbye” and you’re good to go.

Feel free to use one of the most popular conclusions in a cover letter:

• Best Regards,
• Kind Regards,

#9. Proofread your cover letter

Last but not least, make sure to always proofread each and every document that you’ll be including in your job application - cover letter included. 

The last thing you want is to be claiming you’re a great candidate for the job with a cover letter full of typos! 

For an even more comprehensive guide on how to write an impactful cover letter , check out our article ! 

Cover Letter Writing Checklist 

Frequently Asked Questions

Do you still have some questions about cover letters? Check out the answers below:

1. How do I write a simple cover letter? 

To write a cover letter that’s simple but also professional, make sure to include a header with your personal information, a formal greeting to the hiring manager, an attention-grabbing opening paragraph, a second paragraph explaining why you’re a good candidate for the job, and a formal closing (preferably with a call to action). 

2. What are the 3 parts of a cover letter? 

The three parts of a cover letter are: 

• The introduction , namely the header, the greeting to the hiring manager, and the opening paragraph. 
• The sales pitch is usually the body of the cover letter. 
• The conclusion involves a formal closing and a signature line.

3. What makes a great cover letter?

A great cover letter should be personalized for each job you’re applying for, instead of being overly generic. It’s also preferable to address the hiring manager by their name and not use the overly-used “Dear Sir/Madam.”

To make a great first impression, you should mention 1-2 of your top achievements in your opening paragraph - the more job-specific they are, the better. Also, don’t stop at showing the hiring manager why you’re a great candidate for the job. Make sure to also talk about how you’re a good culture fit for the company.

Last but not least, wrap up your closing paragraph with a call to action to give the hiring manager a little extra something to remember you by. 

4. When is a cover letter necessary?

Unless the job ad specifically states otherwise, you should always include a cover letter with your job application .

Even if the hiring manager doesn’t read it, you will look more professional simply by including one.

And that’s a wrap! We hope our cover letter examples and writing tips will inspire you to write a cover letter that will land you your next job.

If you’re looking for more invaluable career advice and articles, make sure to check out our career blog , or any of these related articles: 

• How to Write a Resume
• Cover Letter Mistakes to Avoid at All Costs
• Cover Letter Format (w/ Examples & Free Templates)

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Insurance Underwriter Cover Letter Example

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Insurance Underwriter Cover Letter Example (Full Text Version)

Iwan jachowski.

Dear Hiring Manager,

I am writing to express my interest in the Insurance Underwriter position at YYT Financial Services, Ltd. After reviewing your job posting, I am confident that my qualifications align well with the requirements of the role. I believe that my background and experience make me a strong candidate for this opportunity to further advance my career.

I am a Certified Insurance Counselor and a graduate from the University of Southampton with a bachelor's degree in Economics & Finance. During my time at university, I was actively involved in various extracurricular activities and received the Dean's Award for academic excellence.

With over three years of experience as an Insurance Underwriter at QBE Insurance Group, Ltd., I have a proven track record of success in reviewing applications, conducting risk assessments, and maintaining accurate records. I have also been recognized for my outstanding performance by company executives.

I possess excellent communication skills and proficiency in the software programs required for this role. I am excited about the opportunity to contribute to YYT Financial Services, Ltd. and look forward to the possibility of discussing my qualifications in more detail.

Thank you for considering my application. I look forward to the opportunity to speak with you further.

Sincerely, Iwan Jachowski

Milan Šaržík, CPRW

Milan’s work-life has been centered around job search for the past three years. He is a Certified Professional Résumé Writer (CPRW™) as well as an active member of the Professional Association of Résumé Writers & Careers Coaches (PARWCC™). Milan holds a record for creating the most career document samples for our help center – until today, he has written more than 500 resumes and cover letters for positions across various industries. On top of that, Milan has completed studies at multiple well-known institutions, including Harvard University, University of Glasgow, and Frankfurt School of Finance and Management.

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