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Powerpoint Templates and Google slides for Bank Management

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This complete deck covers various topics and highlights important concepts. It has PPT slides which cater to your business needs. This complete deck presentation emphasizes Electronic Banking Management To Enhance Transaction Transparency Complete Deck and has templates with professional background images and relevant content. This deck consists of total of Seventy Nine slides. Our designers have created customizable templates, keeping your convenience in mind. You can edit the color, text and font size with ease. Not just this, you can also add or delete the content if needed. Get access to this fully editable complete presentation by clicking the download button below.

Online Banking Management For Operational Efficiency Powerpoint Presentation Slides

Deliver an informational PPT on various topics by using this Online Banking Management For Operational Efficiency Powerpoint Presentation Slides. This deck focuses and implements best industry practices, thus providing a birds-eye view of the topic. Encompassed with Seventy Seven slides, designed using high-quality visuals and graphics, this deck is a complete package to use and download. All the slides offered in this deck are subjective to innumerable alterations, thus making you a pro at delivering and educating. You can modify the color of the graphics, background, or anything else as per your needs and requirements. It suits every business vertical because of its adaptable layout.

E Banking Management And Services Powerpoint Presentation Slides

This complete deck covers various topics and highlights important concepts. It has PPT slides which cater to your business needs. This complete deck presentation emphasizes E Banking Management And Services Powerpoint Presentation Slides and has templates with professional background images and relevant content. This deck consists of total of seventy five slides. Our designers have created customizable templates, keeping your convenience in mind. You can edit the color, text and font size with ease. Not just this, you can also add or delete the content if needed. Get access to this fully editable complete presentation by clicking the download button below.

Operational Process Management In The Banking Services Complete Deck

This complete presentation has PPT slides on wide range of topics highlighting the core areas of your business needs. It has professionally designed templates with relevant visuals and subject driven content. This presentation deck has total of fifty two slides. Get access to the customizable templates. Our designers have created editable templates for your convenience. You can edit the color, text and font size as per your need. You can add or delete the content if required. You are just a click to away to have this ready-made presentation. Click the download button now.

Bank Risk Management Tools And Techniques Powerpoint Presentation Slides

Deliver this complete deck to your team members and other collaborators. Encompassed with stylized slides presenting various concepts, this Bank Risk Management Tools And Techniques Powerpoint Presentation Slides is the best tool you can utilize. Personalize its content and graphics to make it unique and thought-provoking. All the forty five slides are editable and modifiable, so feel free to adjust them to your business setting. The font, color, and other components also come in an editable format making this PPT design the best choice for your next presentation. So, download now.

Introducing operational risk management framework in banks complete deck

Presenting Introducing Operational Risk Management Framework In Banks Complete Deck. Our slideshow is easy to download and can be presented in standard screen(14:6) and widescreen (16:9) ratios. You can alter the font style, font color, and other components. This presentation is compatible with Google slides. This PPT can be transformed into numerous documents or image formats like PDF or JPEG. High-quality graphics ensure that the picture quality is maintained.

Credit Risk Management Frameworks For Banks Powerpoint Presentation Slides

Deliver this complete deck to your team members and other collaborators. Encompassed with stylized slides presenting various concepts, this Credit Risk Management Frameworks For Banks Powerpoint Presentation Slides is the best tool you can utilize. Personalize its content and graphics to make it unique and thought-provoking. All the fourty three slides are editable and modifiable, so feel free to adjust them to your business setting. The font, color, and other components also come in an editable format making this PPT design the best choice for your next presentation. So, download now.

Bank Data Management Powerpoint Ppt Template Bundles

If you require a professional template with great design, then this Bank Data Management Powerpoint Ppt Template Bundles is an ideal fit for you. Deploy it to enthrall your audience and increase your presentation threshold with the right graphics, images, and structure. Portray your ideas and vision using twenty slides included in this complete deck. This template is suitable for expert discussion meetings presenting your views on the topic. With a variety of slides having the same thematic representation, this template can be regarded as a complete package. It employs some of the best design practices, so everything is well-structured. Not only this, it responds to all your needs and requirements by quickly adapting itself to the changes you make. This PPT slideshow is available for immediate download in PNG, JPG, and PDF formats, further enhancing its usability. Grab it by clicking the download button.

Bank Management System Powerpoint Ppt Template Bundles

If you require a professional template with great design, then this Bank Management System Powerpoint Ppt Template Bundles is an ideal fit for you. Deploy it to enthrall your audience and increase your presentation threshold with the right graphics, images, and structure. Portray your ideas and vision using fifteen slides included in this complete deck. This template is suitable for expert discussion meetings presenting your views on the topic. With a variety of slides having the same thematic representation, this template can be regarded as a complete package. It employs some of the best design practices, so everything is well-structured. Not only this, it responds to all your needs and requirements by quickly adapting itself to the changes you make. This PPT slideshow is available for immediate download in PNG, JPG, and PDF formats, further enhancing its usability. Grab it by clicking the download button.

Big Data For Employee Performance And Management In The Banking Training Ppt

Presenting Implementing Big Data for Employee Performance and Management in the Banking Industry. Our PowerPoint experts have included all the necessary templates, designs, icons, graphs, and other essential material. This deck is well crafted by extensive research. Slides consist of amazing visuals and appropriate content. These PPT slides can be instantly downloaded with just a click. Compatible with all screen types and monitors. Supports Google Slides. Premium Customer Support is available. Suitable for use by managers, employees, and organizations. These slides are easily customizable. You can edit the color, text, icon, and font size to suit your requirements.

Bank Manager Powerpoint PPT Template Bundles

If you require a professional template with great design, then this Bank Manager Powerpoint PPT Template Bundles is an ideal fit for you. Deploy it to enthrall your audience and increase your presentation threshold with the right graphics, images, and structure. Portray your ideas and vision using eight slides included in this complete deck. This template is suitable for expert discussion meetings presenting your views on the topic. With a variety of slides having the same thematic representation, this template can be regarded as a complete package. It employs some of the best design practices, so everything is well-structured. Not only this, it responds to all your needs and requirements by quickly adapting itself to the changes you make. This PPT slideshow is available for immediate download in PNG, JPG, and PDF formats, further enhancing its usability. Grab it by clicking the download button.

E Banking Management Process Solutions Resource Dollar Icon

It covers all the important concepts and has relevant templates which cater to your business needs. This complete deck has PPT slides on E Banking Management Process Solutions Resource Dollar Icon with well suited graphics and subject driven content. This deck consists of total of twelve slides. All templates are completely editable for your convenience. You can change the colour, text and font size of these slides. You can add or delete the content as per your requirement. Get access to this professionally designed complete deck presentation by clicking the download button below.

Bank loan process documents management corporate management service business

Deliver a credible and compelling presentation by deploying this Bank Loan Process Documents Management Corporate Management Service Business. Intensify your message with the right graphics, images, icons, etc. presented in this complete deck. This PPT template is a great starting point to convey your messages and build a good collaboration. The twelve slides added to this PowerPoint slideshow helps you present a thorough explanation of the topic. You can use it to study and present various kinds of information in the form of stats, figures, data charts, and many more. This Bank Loan Process Documents Management Corporate Management Service Business PPT slideshow is available for use in standard and widescreen aspects ratios. So, you can use it as per your convenience. Apart from this, it can be downloaded in PNG, JPG, and PDF formats, all completely editable and modifiable. The most profound feature of this PPT design is that it is fully compatible with Google Slides making it suitable for every industry and business domain.

Bank Automation Implementation Gear Management Investment Strategy

If you require a professional template with great design, then this Bank Automation Implementation Gear Management Investment Strategy is an ideal fit for you. Deploy it to enthrall your audience and increase your presentation threshold with the right graphics, images, and structure. Portray your ideas and vision using twelve slides included in this complete deck. This template is suitable for expert discussion meetings presenting your views on the topic. With a variety of slides having the same thematic representation, this template can be regarded as a complete package. It employs some of the best design practices, so everything is well-structured. Not only this, it responds to all your needs and requirements by quickly adapting itself to the changes you make. This PPT slideshow is available for immediate download in PNG, JPG, and PDF formats, further enhancing its usability. Grab it by clicking the download button.

Bank Revenue Data Analysis And Management Dashboard

This slide consists of a dashboard that showcases bank revenue data analyses as it assist in the easy management of work done in banks. The points covered are revenue, expenses, profit by branch, trends, etc. Introducing our Bank Revenue Data Analysis And Management Dashboard set of slides. The topics discussed in these slides are Revenue By Branch, Expenses By Branch, Profit By Branch. This is an immediately available PowerPoint presentation that can be conveniently customized. Download it and convince your audience.

Barriers To Big Data Management In Banking Sector

This slide consists of barriers to excess data management faced by banks. It provides statistics and key takeaways regarding barriers that hinder finding solutions to eliminate issues in data management. Presenting our well structured Barriers To Big Data Management In Banking Sector. The topics discussed in this slide are Tools And Technology, Traditional Systems, Lack Of Vision. This is an instantly available PowerPoint presentation that can be edited conveniently. Download it right away and captivate your audience.

Credit Risk Management Dashboard For Banking Analytics

This slide illustrates KPI dashboard for credit risk management to understand creditworthiness and know the capacity of paying back on time. It includes metrics such as denied vs authorized loans by product, approved value per location, etc. Introducing our Credit Risk Management Dashboard For Banking Analytics set of slides. The topics discussed in these slides are Management, Dashboard, Analytics. This is an immediately available PowerPoint presentation that can be conveniently customized. Download it and convince your audience.

Change Management Case Studies Barclays Bank Change In Business Procedures CM SS

This slide represents details related to changes implemented by Barclays Banks CEO to increase companys market share. It includes details related to changes made in aspirations, business model and culture by banks CEO. Increase audience engagement and knowledge by dispensing information using Change Management Case Studies Barclays Bank Change In Business Procedures CM SS. This template helps you present information on three stages. You can also present information on Aspirations, Investment Banking, Barclays Bank, Clarity And Openness using this PPT design. This layout is completely editable so personaize it now to meet your audiences expectations.

Banking value chain infrastructure management development procurement marketing services

This complete deck can be used to present to your team. It has PPT slides on various topics highlighting all the core areas of your business needs. This complete deck focuses on Banking Value Chain Infrastructure Management Development Procurement Marketing Services and has professionally designed templates with suitable visuals and appropriate content. This deck consists of total of ten slides. All the slides are completely customizable for your convenience. You can change the colour, text and font size of these templates. You can add or delete the content if needed. Get access to this professionally designed complete presentation by clicking the download button below.

Cash Management Trend In Banking Industry

This slide showcase cash management trend in banking industry. It include technology transforms bank cash management, managing cost, use of analytics and increased emphasis on security. Introducing our premium set of slides with Cash Management Trend In Banking Industry. Ellicudate the four stages and present information using this PPT slide. This is a completely adaptable PowerPoint template design that can be used to interpret topics like Technology, Managing, Analytics. So download instantly and tailor it with your information.

Ensuring Security Compliance For Banking Systems With Patch Management Process

Following slide showcases process of patch management to ensure security of banking systems. The purpose of this slide is to outline a series of steps to align with industry regulations while maintaining the security and stability of financial operations. It includes steps such as regulatory framework, etc.Presenting our set of slides with Ensuring Security Compliance For Banking Systems With Patch Management Process. This exhibits information on seven stages of the process. This is an easy to edit and innovatively designed PowerPoint template. So download immediately and highlight information on Vulnerability Management, Compliance Validation, Documentation Improvement

Need Of It Risk Management In Banking Operations Strategic Improvement In Banking Operations

The following slide highlights the importance of information risk management which includes safer environment, reduce unexpected events, financial benefits, saves time and effort, and improves security. Increase audience engagement and knowledge by dispensing information using Need Of It Risk Management In Banking Operations Strategic Improvement In Banking Operations. This template helps you present information on six stages. You can also present information on Safer Environment, Reduces Unexpected Events, Financial Benefits using this PPT design. This layout is completely editable so personaize it now to meet your audiences expectations.

Effective Tips For Implementing Risk Management Program In Banks

This slide outlines tips for banks and financial organizations to manage risk and provide returns to shareholders. It includes training sessions, communication, and incentives and performance guidelines. Presenting our set of slides with Effective Tips For Implementing Risk Management Program In Banks. This exhibits information on three stages of the process. This is an easy to edit and innovatively designed PowerPoint template. So download immediately and highlight information on Training Sessions, Communication, Incentives And Performance Guidelines.

Bank Assets Under Management In Powerpoint And Google Slides Cpb

Presenting our Bank Assets Under Management In Powerpoint And Google Slides Cpb PowerPoint template design. This PowerPoint slide showcases four stages. It is useful to share insightful information on Bank Assets Under Management. This PPT slide can be easily accessed in standard screen and widescreen aspect ratios. It is also available in various formats like PDF, PNG, and JPG. Not only this, the PowerPoint slideshow is completely editable and you can effortlessly modify the font size, font type, and shapes according to your wish. Our PPT layout is compatible with Google Slides as well, so download and edit it as per your knowledge.

Bank Operations Manager Jobs In Powerpoint And Google Slides Cpb

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Benefits Of Risk Management Plan For Banks Strategic Improvement In Banking Operations

This slide shows the benefits of deploying a risk management strategy for the bank. It includes financial stability, regulatory compliance, cost reduction, and competitive advantage Introducing Benefits Of Risk Management Plan For Banks Strategic Improvement In Banking Operations to increase your presentation threshold. Encompassed with four stages, this template is a great option to educate and entice your audience. Dispence information on Financial Stability, Regulatory Compliance, Competitive Advantage , using this template. Grab it now to reap its full benefits.

Employee Performance Management Cycle To Enhance Strategic Improvement In Banking Operations

This slide covers employee performance management cycle to improve processes and enhance staff productivity in banks. It highlights four stages such as planning, monitoring, reviewing, and rewarding Introducing Employee Performance Management Cycle To Enhance Strategic Improvement In Banking Operations to increase your presentation threshold. Encompassed with four stages, this template is a great option to educate and entice your audience. Dispence information on Planning, Monitoring, Reviewing, using this template. Grab it now to reap its full benefits.

Bank Wealth Management Salary In Powerpoint And Google Slides Cpb

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Management Liquidity Risk Banks In Powerpoint And Google Slides Cpb

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Disaster Management Banking Sector In Powerpoint And Google Slides Cpb

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Bank Data Management And Reporting Tool Icon

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Bank Data Management Software Comparison Matrix

This slide consists of comparison matrix done between bank data management software. The slide contains software such as IBM Infosphere, SAP data services, information power center, etc. along with features, pricing, user reviews, customer support, master data management, cloud capabilities tec. Introducing our Bank Data Management Software Comparison Matrix set of slides. The topics discussed in these slides are Data Services, Talend Data Fabric, Customer Support. This is an immediately available PowerPoint presentation that can be conveniently customized. Download it and convince your audience.

Bank Data Quality Management Matrix

This slide consists of framework to manage data quality in bank. The slide showcases points such as identify potential issues, solve emerging issue, assess existing issues, fix existing issues etc. Presenting our set of slides with Bank Data Quality Management Matrix. This exhibits information on four stages of the process. This is an easy to edit and innovatively designed PowerPoint template. So download immediately and highlight information on Identify Potential Issues, Solve Emerging Issues, Assess Existing Issues.

Benefits Of Governance In Bank Data Management

This slide consists of benefits initiated on data management in the bank after a thorough evaluation and governance of the work done. It highlights points such as improved data quality, data security, regulatory compliance, operational efficiency, stakeholder confidence, etc. Presenting our set of slides with Benefits Of Governance In Bank Data Management. This exhibits information on five stages of the process. This is an easy to edit and innovatively designed PowerPoint template. So download immediately and highlight information on Regulatory Compliance, Operational Efficiency, Stakeholder Confidence.

Business Case Of Bank Data Management

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Checklist For Master Data Management And Integration In Banking

This slide consists of checklist that assists in master data management and integration of data in banking organizations. The slide showcases initiatives such as defining context, capable project leads, customer experience capabilities etc. and their current status. Presenting our set of slides with Checklist For Master Data Management And Integration In Banking. This exhibits information on one stage of the process. This is an easy to edit and innovatively designed PowerPoint template. So download immediately and highlight information on Data Management, Project Leads, Existing Framework.

Cloud Integration Icon For Bank Data Management

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Cybersecurity And Data Management Challenges In Banks

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Data Risk And Quality Management Process For Banks

This slide consists of a process to eliminate data risk and provide high quality management of work in banks. The slide contains points such as data extraction, data profiling, credit and de duping, data standardization, quality monitoring, enrichment, etc. Presenting our set of slides with Data Risk And Quality Management Process For Banks. This exhibits information on six stages of the process. This is an easy to edit and innovatively designed PowerPoint template. So download immediately and highlight information on Enrichment, Data Extraction, Data Profiling, Quality Monitoring.

Data Science Applications For Management Of Bank Confidential Information

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Digital System To Support Bank Data Management

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Future Trends In Bank Data Management

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This slide consists of strategies that assist banks to maintain operational efficiency and regulatory compliance. It shows strategies such as data auditing, locating missing information, validating data, providing feedback, etc., along with descriptions and benefits. Introducing our Strategies For Bank Data Quality Management set of slides. The topics discussed in these slides are Data Auditing, Locating Missing Information, Validating Data. This is an immediately available PowerPoint presentation that can be conveniently customized. Download it and convince your audience.

Use Cases Of Machine Learning In Bank Data Management

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Account Management Checklist For Mobile Banking E Wallets As Emerging Payment Method Fin SS V

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Managing Credit And Debit Cards Using Mobile Banking E Wallets As Emerging Payment Method Fin SS V

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Omnichannel Management Framework In Banking Data Collection Process For Omnichannel

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Asset Management Functions Of Commercial Banks Ultimate Guide To Commercial Fin SS

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Various Types Of Blockchain Virtual Assets Central Bank Digital Managing Digital Wealth BCT SS

The following slide depicts details about central bank digital currencies to encourage virtual financial transactions. It includes elements such as payments, cross border transactions, transfers, speed, efficiency, third party risks, cost of infrastructure, etc. Introducing Various Types Of Blockchain Virtual Assets Central Bank Digital Managing Digital Wealth BCT SS to increase your presentation threshold. Encompassed with Three stages, this template is a great option to educate and entice your audience. Dispence information on Payments, Cross Border Transactions, Transfers using this template. Grab it now to reap its full benefits.

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Free Banking Presentation Templates

Tired of boring bank presentations try free banking powerpoint templates and google slides from slide egg we've slides for every banking topic, from investment strategies to mobile apps, designed to make your presentation shine. easy to edit, royalty-free, and available in multiple formats. so, skip the stress and download your free templates today.

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How to make a banking PowerPoint presentation

How to make a banking PowerPoint presentation

We're here to help you, what kind of banking presentation templates do you have.

We have a wide variety of templates for all your banking needs, including slides on investment banking, mobile banking, commercial loans, online banking, E-wallets, and more. We even have special slides for International Banking Day!

Are your templates free?

Yes, we offer a selection of free banking templates to get you started. You can also upgrade to a premium plan for access to even more templates and features.

Can I edit the templates?

Absolutely! All our templates are 100% editable, so you can customize them to match your brand and message. Change colors, fonts, layouts – the possibilities are endless!

Can I use your templates for commercial purposes?

Yes, our templates are royalty-free, so you can use them for both personal and commercial presentations.

How can I download the templates?

Simply browse our "Banking Presentation Templates" category page and click on the template you want to download. You'll be able to download it as a PowerPoint file or a Google Slides file.

I need help using the templates. What can I do?

We're happy to help! Contact our support team for assistance.

What are some tips for creating a great banking presentation?

Use clear and concise language. Keep your slides visually appealing. Use data and charts to support your points. Practice your presentation beforehand.

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The Digital Banking PowerPoint Template is a creative slide deck for the visual representation of digital banking concepts. Digital banking means the application of the latest technology like mobile phones, the internet, and cloud services, for banking processes. Through this digital transformation , the system of Banks is changed altogether, i.e., people can now access their money and savings from anywhere through their cell phones. Similarly, cashless payments and digital transactions are just a single click away for users. So, we have designed this digital banking PPT template to illustrate such concepts using human characters and other infographics.

Various slides of this deck show visuals for the latest banking concepts. Bankers and technologists can utilize these graphics in their professional presentations. Also, finance and banking students can copy these PowerPoint illustrations on their presentation slides where required. The following banking terms are visually elaborated in slides of this Digital Banking PowerPoint Template :

  • Mobile wallets: The idea of mobile wallets is displayed through a bigger smartphone infographic in which a human character is adding a currency note. This illustration relates to online banking, where people can add or withdraw their money through their smart devices.
  • Unified Payment Interface: The term refers to merging different bank accounts in a single mobile application. The visuals of this slide show how the payment method has been simplified through a single application.
  • Transfer of Funds: Another advancement of online banking is the transfer of funds or Inter-banks transfer of funds (IBFT). People enjoy sending and receiving money without any deductions.
  • Neobanks: The bank without any physical building or location is a neobank. The working of these banks relies on online dealings. A simple PowerPoint design shows this concept.
  • Self-Service Phone Banking: Through self-service phone banking, users can now handle their payments, funds, and financial dealings through their phones. A human character typing on a phone infographic represents this idea.

In addition, users can showcase similar topics on other slides provided in this online digital Bank template for presentations. The editable PowerPoint graphs can be used to mention statistical data, performance report slides or traction. The visual slides of the PoS device, and bank buildings further relate to distinct online banking facilities. The graphics and different PowerPoint objects in these template slides are 100% editable. So, download our digital banking PPT template and edit it using PowerPoint or Google Slides.

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u s banking system

U.S. Banking System

Oct 22, 2014

400 likes | 1.22k Views

U.S. Banking System. Financial Institutions Commercial Banks Focus: corporate services: lending, cash management Savings and Loans Focus: real estate mortgages Credit Unions Focus: Consumer loans and accounts. U.S. Banking System. Regulation of Banking System Most foreign countries

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  • day availability
  • providing services
  • electronic payments
  • bank providing services
  • information services advisory services

kishi

Presentation Transcript

U.S. Banking System • Financial Institutions • Commercial Banks • Focus: corporate services: lending, cash management • Savings and Loans • Focus: real estate mortgages • Credit Unions • Focus: Consumer loans and accounts Payment System and Banking Relationships

U.S. Banking System • Regulation of Banking System • Most foreign countries • Few, large banks • Canada: Bank of Nova Scotia, TDB, CIBC, Bank of Canada, etc., found all across country Payment System and Banking Relationships

U.S. Banking System • Regulation of Banking System • United States • Numerous, small banks • Depression era legislation limited bank branches • Why? • In the 1980s, many Texas banks were in trouble • Legislation permitted out of state banks to acquire “troubled banks” • 1995: legislation passed permitting interstate banking • Many predicted only a few, large banks would remain at this point • With some banks increasing in size, such as Bank of America • Banks can provide cash collection and concentration for operations across country • But, personal touch was often lost: loan officers moved; phone trees Payment System and Banking Relationships

U.S. Banking System • Regulation Q • Corporations can not receive interest income on checking account balances • Sole proprietorships can have interest earning accounts • Alternative strategies: • Sweep accounts: excess balances into overnight loans • Firms with large cash balances • Money market mutual funds: • Minimum check amount generally $500 • Uninsured • Minimal risk as generally invested in government securities Payment System and Banking Relationships

U.S. Banking System • FDIC Insurance • $250,000 per account through 2009 • Married couple • Multiple banks • Capital requirements • Tier 1: $3 of common stock for $100 of assets • Tier 2: $8 of common, preferred stock for $100 of risk weighted assets • 100% risk factor: business loans • 50% risk factor: real estate loans • 0% risk factor: T bills • 150% risk factor: past due loans Payment System and Banking Relationships

U.S. Banking System • Fed • Structure • 12 district banks • 25 regional branches • 6 regional check processing centers • Impact on payment system • Assists in processing checks • Provides wire transfer system for large payments • Provides ACH for small dollar electronic payments • Regulates availability schedules Payment System and Banking Relationships

U.S. Banking System • Check clearing • Fed credits collecting bank’s account and debits drawee bank’s account • Collecting bank records deposit; drawee bank records check • MICR line: • Fed Reserve Bank Code • Bank ID Number • Account Number • Check Number Payment System and Banking Relationships

U.S. Banking System • Check clearing • On Us: written on bank where check is deposited (30% checks) • Local: process by: • Courier presenting, clear through correspondent, local clearing house • Availability: max two business days • Out of Town: process by: • Courier presenting, presenting image, correspondent, Fed • Availability: max five business days Payment System and Banking Relationships

U.S. Banking System • Check clearing • Float • Collection: Day check written – Day funds available • Disbursement: Day check written – Day funds taken from account • Component • Mail • Processing • Clearing • Based on bank’s availability schedule Payment System and Banking Relationships

U.S. Banking System • Availability schedule: Fifth Third Bank, pages 291-295 • Eastwood Bank, Rochester, MN • First $100 next day • Local checks: two days • Out of town checks: five days • Longer availability: • Deposit more than $5,000 • Redepositing NSF check • Account has been overdrawn • New accounts: first 30 days • Electronic deposit: immediately • Cash, wire transfer, cashier checks up to $5,000: next day • Other checking deposits: 10 days Payment System and Banking Relationships

Electronic Payments • Wire Transfers: entry increasing one bank’s account and decreasing the other • Immediate access for large dollar amounts ($30,000 average) • Overnight loans of repo agreements • More expensive than other forms of moving funds • ACH: automatic deposit of payroll checks; government checks • One or two day availability • Cheaper to process than checks • $5 per ACH; 10 cents per item in ACH at First-Mid Illinois • Payor knows when funds will be withdrawn • May reduce float • Incentives to adopt ACH Payment System and Banking Relationships

Debit Cards • Processed locally or through ACH • Vendor: • Immediate availability for local accounts • Two business day availability if out of town • Customer: • Local checks: immediate withdrawal of funds • ACH: two days withdrawal Payment System and Banking Relationships

International Payments • Giro system • Payment made by customers; often at post office • Not sent to creditor • Funds are transferred between accounts based on account number • Bank then notifies company funds are available • Used for regular periodic payments • Can be made automatically • Value dating • Delays availability of deposits • Moves debit date for checks • To compensate for payment of interest Payment System and Banking Relationships

Managing Bank Relationships • Reliable services with reasonable costs • Services • Collection services: availability; concentration; lockbox • Payment services: wires; ach; letters of credit • Information services: advisory services on collection and disbursement • Credit services: line of credit; factoring; medium-term loans • Investment services: money market funds; repos Payment System and Banking Relationships

Managing Bank Relationships • Reliable services with reasonable costs • Reasonable costs • Account analysis statement • Benefit from company’s deposits exceed cost of bank providing services to company • I.E., is this company a profitable customer for bank? • Earnings Credit Allowance = Average collected balance x Earnings credit rate • Average collected balance = Ledger balance (amount in account) – Float (deposits not collected) – Required Reserves (Funds which can not be loaned) • Earnings credit rate = Based on T-bill rates; less than money market rates • Cost of providing services • Processing on us, local, out of town checks • Processing returned; redeposited checks • Fund transfers • Deposits • FDIC Insurance • If benefit > cost; excess benefit carried to next period • If cost > benefit; service charge or required balances increased next period Payment System and Banking Relationships

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General Banking Activities

General banking activities presentation, free google slides theme and powerpoint template.

Lots goes on inside a bank. Transactions, loans, investments, payments, cheques… If only there could be a way of speaking about it all without overwhelming the audience… Wait, there is! This creative template is the perfect tool for those who want to prepare a presentation about banks. It includes lots of editable resources that help the speaker represent data in a visual way. In addition, the modern design with brutalist touches will give your final product a more refined outlook.

Features of this template

  • 100% editable and easy to modify
  • 35 different slides to impress your audience
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  • Includes 500+ icons and Flaticon’s extension for customizing your slides
  • Designed to be used in Google Slides and Microsoft PowerPoint
  • 16:9 widescreen format suitable for all types of screens
  • Includes information about fonts, colors, and credits of the resources used

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