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Everything You Need to Know about Security Agreements

As a business owner, you probably need access to credit. Some of your best options for obtaining credit probably involve securing your debt with collateral. This approach could help you obtain a lower interest rate, or credit in the first place.

If a creditor has security interest in your property, it will likely be outlined in a security agreement . This important contract should not be entered into without careful consideration, as a default could lead to harsh consequences. Below, we explore the essentials of security agreements along with several details you may not have considered.

Table of Contents

Why businesses enter into security agreements, article 9 of the ucc: governing security agreements, drafting a security agreement, describing collateral, types of collateral, attachment of a security interest, perfecting a security interest, filing financing statements, automatic perfection upon attachment, establishing priority, conditions of default, repossession, disposition, how to create a security agreement.

Secured transactions are vital to growing a business. Nearly all individuals and organizations need to take on debt at some point, but getting creditors onboard can be a struggle. Security interest provides reassurance to the creditor, who is then more likely to provide much-needed funding for a given debtor. Additionally, the debtor is more likely to obtain a low interest rate if some form of collateral is available to the creditor. Security agreements play a central role in this arrangement by outlining the terms under which debt can be secured, and what will happen if the debtor defaults.

Security interest is largely regulated via Article 9 of the Uniform Commercial Code (UCC) . This legislation provides uniformity across the lending industry while alerting both debtors and creditors to their rights. Over the years, Article 9 has become one of the code's most important elements. It applies to all transactions that create security interest in personal property.

At a minimum, a valid security agreement consists of a description of the collateral, a statement of the intention of providing security interest, and signatures from all parties involved. Most security agreements, however, go beyond these basic requirements. Many include covenants (or obligations of the debtor) and warranties (guarantees). Examples of covenants or warranties could include the following:

• The property to be used as collateral is currently free of outside liens.
• The debtor must notify the secured party immediately about changes in address.
• The debtor must notify the secured party if the property's value decreases or the property is somehow damaged.
• The property should not be wasted by the debtor.
• The debtor must keep the property in excellent condition.
• The property cannot be used in violation of any federal, state, or local laws, or in violation of an associated insurance policy.

Once the security agreement is created, it should be attached. To be deemed 'secured,' the agreement should be perfected. These terms are outlined in detail below. Additionally, the agreement should be authenticated, ideally before a notary or witness (or both).

As mentioned earlier, a security agreement cannot be deemed valid if collateral is not adequately described. Specifically, descriptions of collateral should not be overly broad or generic. An overly broad description might involve a blanket description or invoke 'all assets' owned by the debtor.

In general, descriptions of collateral should "reasonably [identify] what is described.” In the UCC, examples of a reasonable description include:

• specific listings,
• quantity of collateral,
• categories of collateral, and
• description by type.

The UCC acknowledges that description by type is not sufficient for commercial tort claims, commodity accounts, security entitlements, or consumer transactions.

A variety of tangible and intangible goods can be used as collateral. These include the following goods:

• Inventory (raw materials held by a business for sale or lease)
• Farm products (livestock, crops, or other goods produced via farming operations)
• Fixtures (items such as windows or doors that, if removed from real property, would require extensive reconstruction)
• Equipment (any goods other than inventory, consumer goods, or farm products)
• Accession (defined as any good so united with previously mentioned goods that the identity would be lost upon removal)
• Accounts (such as accounts receivable, promissory notes , or insurance policy proceeds)
• General intangibles (including some software rights)

Some security agreements include a middle ground of sorts: indispensable paper. Not exactly tangible or intangible, this involves any paper that is absolutely necessary for securing the value of tangible goods.

Floating liens may also appear in security agreements. This type of security interest may not be in the debtor's possession at the time of the security agreement's creation. A floating lien may involve after-acquired property, proceeds from the collateral's disposition, or future advances.

Attachment is a critical process for completing security agreements and obtaining security interest. Only upon fulfilling attachment requirements does the creditor become a secured party. To achieve attachment, the following obligations must be met:

• An exchange of value must occur. For example, a bank could exchange value with a debtor by providing a loan in conjunction with the security agreement.
• The debtor enjoys rights to the collateral. This could involve ownership of the collateral before the secured transaction or, in some cases, purchase of the collateral as part of the transaction. Often, a business will purchase inventory or equipment on credit and then use that same property as collateral.
• The debtor must authenticate the security agreement by signing a statement that announces the intention to grant a security interest in the property specifically outlined in the security agreement.

A commonly confused term, 'perfect' in the context of a security agreement does not mean that the document is free from errors. Rather, a 'perfected' security agreement ensures that a secured party can claim promised collateral in the event that the debtor declares bankruptcy.

The process of perfection is not required by law, but it remains an important step for those with security interest. Without perfection, it is impossible for secured parties to truly feel confident that the debtor's collateral is safe from other creditors.

How to Perfect a Security Interest

Several methods can be used to perfect a security interest. Most debtors and creditors file financing statements, but some pursue alternatives. The main options for perfecting a security interest are outlined below.

The typical approach to perfecting a security interest involves filing a financing statement. Sometimes confused with the security agreement itself, the financing statement provides notice of a party's security interest in a debtor. This document can alert third parties, but it cannot be used as substitute for the actual security agreement.

Rules for financing statements vary somewhat from one state to the next. In general, however, all parties involved must be identified in the document. Additionally, the financing statement should clearly identify collateral. These objectives can typically be fulfilled by completing Form UCC-1 with the Secretary of State in your region.

Financing statements are sometimes filed prior to the security interest attachment. Creditors often prefer this approach, as it can prevent a lag between attachment and perfection.

While most parties prefer to perfect a security interest via filing Form UCC-1, it is also possible to achieve perfection if the secured party possesses the collateral. The exception: possession does not apply to intangible property, such as accounts receivable. Because many debtors prefer to continue using or possessing collateral, this approach is not common.

If the debtor consents, the creditor may achieve perfection by taking control of the collateral. For example, the secured party may take over the debtor's bank account and handle funds therein, assuming the debtor and bank both agree. Control as a means of perfection often occurs with securities and other forms of investment property.

In select cases, perfection can be achieved the moment the security interest is attached. Typically, this occurs in conjunction with a purchase money security interest (PMSI) in which the debtor either purchases the item on credit from the secured party or the debtor receives a loan from the bank (which acts as the secured party) to purchase an item from a seller.

Often, a secured party's primary desire in filing a UCC-1 financing statement is to establish priority over other secured parties. Without a financing statement, perfection of a secured interest does not necessarily grant the perfected party priority over other third parties. If proper perfection is not achieved, the creditor may be given the status of 'unsecured creditor' in the event of bankruptcy.

Generally, priority is granted to the first secured party to successfully file a financing statement. After this, other parties could be referred to as the "second secured party" or "third secured party."

While priority can typically be achieved by filing a financing statement before other parties, exceptions exist. These include statutory liens, federal tax liens, and prior filings. Hence, even with perfection via financing statement, it is possible that competing claims could take priority.

Security agreements may outline the conditions under which a loan is considered in default. Typically, default occurs when the debtor fails to make agreed-upon payments on time. However, other conditions may also be instated, such as the following:

• The theft, improper use of, or substantial damage to the collateral
• The failure to abide by other covenants, warranties, or obligations outlined in the security agreement
• Evidence that covenants, warranties, or descriptions of collateral were false
• The issuance of garnishments, levies, or seizures with respect to the collateral
• Unapproved mergers or consolidations made by the debtor

Remedies for Defaults on Secured Loans

Article 9 of the UCC provides a variety of remedies for creditors attempting to recover losses from defaulted loans or other transactions, including the following:

Collection is one of the most common remedies for secured loan defaults. It applies to many forms of liquid assets (such as chattel paper and accounts receivable) and some intangible assets. This is an attractive solution for secured parties, as it allows for quick retrieval of owed funds.

When collecting on a defaulted loan, the secured party must behave in a 'commercially reasonable manner.' Essentially, this means that the secured party must offer the obligor notice of the collection.

Repossession can be a powerful option, as the mere threat of it may convince an otherwise negligent debtor to comply with the terms of the loan. Furthermore, repossession allows the secured party to recoup at least a portion of the value lost on the investment. However, repossession is typically only a temporary solution, as it may force the secured party to take on duties such as maintenance of the repossessed items. The debtor can redeem the repossessed property by repaying the loan or otherwise fulfilling obligations to the secured party.

Disposition typically involves the sale or lease of the property held as collateral. This frequently occurs via public auction but could also involve a private sale. As with collection, the secured party must provide notice of the intent to dispose of the collateral.

Because default is such a grave risk, debtors should be thoroughly aware of their obligations upon entering into security agreements.

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What Is a Security Agreement?

Understanding security agreements, special considerations.

• Business Essentials

Security Agreement: Definition, Purpose, and Provisions

James Chen, CMT is an expert trader, investment adviser, and global market strategist.

A security agreement refers to a document that provides a lender a security interest in a specified asset or property that is pledged as collateral. Terms and conditions are determined at the time the security agreement is drafted. Security agreements are a necessary part of the business world, as lenders would never extend credit to certain companies without them. In the event that the borrower defaults, the pledged collateral can be seized by the lender and sold.

Key Takeaways

• A security agreement is a document that provides a lender a security interest in a specified asset or property that is pledged as collateral.
• Security agreements often contain covenants that outline provisions for the advancement of funds, a repayment schedule, or insurance requirements.
• These agreements may also pertain to intangible property such as patents or receivables.

Businesses and people need money to run and fund their operations. There are rarely cases where entities can fund themselves, which is why they turn to banks and other investment sources for capital . Some lenders require more than just good word and interest payments. That's where security agreements come into play. These are important documents drafted between both parties at the time the loan is advanced.

Security agreements often contain covenants that outline provisions for the advancement of funds, a repayment schedule, or insurance requirements. The borrower may also allow the lender to hold the collateral for the loan until repayment. Security agreements may also pertain to intangible property such as patents or receivables.

A secured promissory note may include a security agreement as part of its terms. If a security agreement lists a business property as collateral, the lender might file a UCC-1 statement to serve as a lien on the property.

A security agreement mitigates the default risk faced by the lender.

The existence of a security agreement and a possible lien on that collateral could affect the borrower’s ability to obtain more financing from other lenders. The property used to serve as collateral will be tied up with the terms of the first lender, which would mean that securing another loan against the same piece of property would lead to cross-collateralization.

Many lenders are reluctant to engage in arrangements that would put into question their ability to receive appropriate compensation if the borrower lapses into default . Business owners who seek financing from multiple sources can find themselves in challenging positions if borrowers require security agreements on their assets. Small businesses, in particular, may have few pieces of property or assets that can be used as collateral to secure loans.

The borrower may have limited options to provide collateral that would satisfy lenders. Even if a security agreement only grants a partial security interest in the property, lenders may be reluctant to offer financing against that property. The possibility would remain for cross-collateralization , which would force the property to be liquidated in order to attempt to unlock its value and provide compensation to the lenders.

Property that may be listed as collateral under a security agreement includes product inventory, furnishings, equipment used by a business, fixtures, and real estate owned by the business. The borrower is responsible for maintaining the collateral in good working condition in the event that there is a default. The property that is listed as collateral must not be removed from the premises unless the property is needed in the regular course of doing business.

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Home Assignment Agreement

Assignment Agreement Template

Use our assignment agreement to transfer contractual obligations.

Updated February 1, 2024 Written by Josh Sainsbury | Reviewed by Brooke Davis

An assignment agreement is a legal document that transfers rights, responsibilities, and benefits from one party (the “assignor”) to another (the “assignee”). You can use it to reassign debt, real estate, intellectual property, leases, insurance policies, and government contracts.

What Is an Assignment Agreement?

What to include in an assignment agreement, how to assign a contract, how to write an assignment agreement, assignment agreement sample.

Partnership Interest

An assignment agreement effectively transfers the rights and obligations of a person or entity under an initial contract to another. The original party is the assignor, and the assignee takes on the contract’s duties and benefits.

It’s often a requirement to let the other party in the original deal know the contract is being transferred. It’s essential to create this form thoughtfully, as a poorly written assignment agreement may leave the assignor obligated to certain aspects of the deal.

The most common use of an assignment agreement occurs when the assignor no longer can or wants to continue with a contract. Instead of leaving the initial party or breaking the agreement, the assignor can transfer the contract to another individual or entity.

For example, imagine a small residential trash collection service plans to close its operations. Before it closes, the business brokers a deal to send its accounts to a curbside pickup company providing similar services. After notifying account holders, the latter company continues the service while receiving payment.

Create a thorough assignment agreement by including the following information:

• Effective Date:  The document must indicate when the transfer of rights and obligations occurs.
• Parties:  Include the full name and address of the assignor, assignee, and obligor (if required).
• Assignment:  Provide details that identify the original contract being assigned.
• Third-Party Approval: If the initial contract requires the approval of the obligor, note the date the approval was received.
• Signatures:  Both parties must sign and date the printed assignment contract template once completed. If a notary is required, wait until you are in the presence of the official and present identification before signing. Failure to do so may result in having to redo the assignment contract.

Review the Contract Terms

Carefully review the terms of the existing contract. Some contracts may have specific provisions regarding assignment. Check for any restrictions or requirements related to assigning the contract.

Check for Anti-Assignment Clauses

Some contracts include anti-assignment clauses that prohibit or restrict the ability to assign the contract without the consent of the other party. If there’s such a clause, you may need the consent of the original parties to proceed.

Determine Assignability

Ensure that the contract is assignable. Some contracts, especially those involving personal services or unique skills, may not be assignable without the other party’s agreement.

Get Consent from the Other Party (if Required)

If the contract includes an anti-assignment clause or requires consent for assignment, seek written consent from the other party. This can often be done through a formal amendment to the contract.

Prepare an Assignment Agreement

Draft an assignment agreement that clearly outlines the transfer of rights and obligations from the assignor (the party assigning the contract) to the assignee (the party receiving the assignment). Include details such as the names of the parties, the effective date of the assignment, and the specific rights and obligations being transferred.

Include Original Contract Information

Attach a copy of the original contract or reference its key terms in the assignment agreement. This helps in clearly identifying the contract being assigned.

Execution of the Assignment Agreement

Both the assignor and assignee should sign the assignment agreement. Signatures should be notarized if required by the contract or local laws.

Notice to the Other Party

Provide notice of the assignment to the non-assigning party. This can be done formally through a letter or as specified in the contract.

File the Assignment

File the assignment agreement with the appropriate parties or entities as required. This may include filing with the original contracting party or relevant government authorities.

Communicate with Third Parties

Inform any relevant third parties, such as suppliers, customers, or service providers, about the assignment to ensure a smooth transition.

Keep Copies for Records

Keep copies of the assignment agreement, original contract, and any related communications for your records.

Here’s a list of steps on how to write an assignment agreement:

Step 1 – List the Assignor’s and Assignee’s Details

List all of the pertinent information regarding the parties involved in the transfer. This information includes their full names, addresses, phone numbers, and other relevant contact information.

This step clarifies who’s transferring the initial contract and who will take on its responsibilities.

Step 2 – Provide Original Contract Information

Describing and identifying the contract that is effectively being reassigned is essential. This step avoids any confusion after the transfer has been completed.

Step 3 – State the Consideration

Provide accurate information regarding the amount the assignee pays to assume the contract. This figure should include taxes and any relevant peripheral expenses. If the assignee will pay the consideration over a period, indicate the method and installments.

Step 4 – Provide Any Terms and Conditions

The terms and conditions of any agreement are crucial to a smooth transaction. You must cover issues such as dispute resolution, governing law, obligor approval, and any relevant clauses.

Step 5 – Obtain Signatures

Both parties must sign the agreement to ensure it is legally binding and that they have read and understood the contract. If a notary is required, wait to sign off in their presence.

Related Documents

• Sales and Purchase Agreement : Outlines the terms and conditions of an item sale.
• Business Contract : An agreement in which each party agrees to an exchange, typically involving money, goods, or services.
• Lease/Rental Agreement : A lease agreement is a written document that officially recognizes a legally binding relationship between two parties -- a landlord and a tenant.
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The document above is a sample. Please note that the language you see here may change depending on your answers to the document questionnaire.

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Assigning Loan Documents: Practical Reminders

The recent Supreme Court of Delaware case  J.M. Shrewsbury v. The Bank of New York Mellon ,   CA No. N15L-03-108 (Del. 2017), provides a reminder of the importance of clearly documenting the assignment of loan documents. The Court’s holding requires that prior to the assignee of a mortgage loan filing suit on the note or mortgage, the assignee must have received both an allonge/assignment of the note and an assignment of the mortgage. The case is a reminder of the importance of maintaining a precise chain of title when assigning loan documents. The facts of the case as described below demonstrate the need to make sure that you “don’t leave the note behind.”

In 2007, J.M. Shrewsbury and Kathy Shrewsbury signed a promissory note in favor of Countrywide Home Loans, Inc. Concurrently, the Shrewburys were granted a mortgage to secure their obligations under the note, which mortgage encumbered real property in Delaware. In 2011, the mortgage was assigned to The Bank of New York Mellon (Bank). In 2013, the Shrewsburys requested and received a copy of the original note, which contained no indication that the note had been assigned. Neither party disputed the fact that the Shrewsburys stopped making mortgage payments in 2010.

The Bank commenced a mortgage foreclosure action in 2015 in the Superior Court of the State of Delaware,  Bank of N.Y. Mellon v. Shrewsbury , C.A. No. N15L-03-108 CLS (Del. Super. Ct. Feb. 17, 2016). In holding in favor of the Bank, the Superior Court found that the Bank need only show that it had a valid assignment of the mortgage to enforce its rights. The Shrewsburys appealed the decision to the Court.

In reversing and remanding the decision of the Superior Court, the Court followed its reasoning in Iowa-Wisconsin Bridge Co. v. Phoenix Finance Corporation, Iowa-Wisconsin Bridge Co. v. Phoenix Finance Corporation , 25 A.2d 383, 389 (Del. 1942), stating that a debt is an essential requisite to a mortgage. While persuaded by wide-ranging case law and other respected authorities, the Court’s decision relied most heavily on the United States Supreme Court case  Carpenter v. Longan,  83 U.S. 271 (1872), holding that the “note and mortgage are inseparable; the former as essential, the latter as an incident. An assignment of the note carries the mortgage with it, while an assignment of the latter alone is a nullity.”

Practical Reminders

While this case involved a residential transaction, important considerations can be applied in commercial mortgage transactions whether in connection with construction, bridge or permanent mortgage financing, a loan sale, a transfer of a loan to an affiliate of the original lender, or other assignment of the loan.

Practical reminders include:

• Make sure that the chain of title is precise when assigning the mortgage, the note and other collateral documents such as assignments of leases and rents, guarantees and UCC’s. Don’t leave the note “behind.”
• Assign and endorse the note by allonge so that the chain of title is complete. Firmly affix the allonge(s) to the underlying note.
• Keep good records of all documentation, including recorded ( i.e. the mortgage an assignment of mortgage) and unrecorded documents. Retain originals in a safe place (such as under the control of a custodian or servicer or in a vault) and copies of all loan documents including assignment documents.
• When the loan is assigned, always deliver the original note along with the original allonge.

Members of our Real Estate and Finance Groups regularly handle commercial real estate financing and sales transactions throughout the country. If you have questions or would like further information, please contact Tim Davis ( davist@whiteandwilliams.com ; 215.864.6829) or Pat Haggerty ( haggertyp@whiteandwilliams.com ; 215.864.6811).

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Assumption Agreement: Definition & Sample

Jump to section, what is an assumption agreement.

An assumption agreement, sometimes called an assignment and assumption agreement, is a legal document that allows one party to transfer rights and/or obligations to another party. It allows one party to "assume" the rights and responsibilities of the other party. This agreement is often used in real estate transactions and mortgage lending.

A seller may include an assumption agreement in order to provide legal protection by transferring obligations to a buyer. If a buyer then decides to default on a mortgage or otherwise go against the contract, the original seller would not be held liable.

Assumption Agreement Sample

Reference : Security Exchange Commission - Edgar Database, EX-10 8 exhibit107.htm ASSUMPTION AGREEMENT , Viewed October 13, 2021, View Source on SEC .

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ContractsCounsel is not a law firm, and this post should not be considered and does not contain legal advice. To ensure the information and advice in this post are correct, sufficient, and appropriate for your situation, please consult a licensed attorney. Also, using or accessing ContractsCounsel's site does not create an attorney-client relationship between you and ContractsCounsel.

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Assignment of Promissory Note

Generate an assignment of promissory note. Drag and drop to customize in seconds. Works great on any smartphone, tablet, or desktop. Converts to a PDF.

An Assignment of a Promissory note is a bilateral document that transfers the rights and obligations associated with a promissory note from one party (the assignor) to another party (the assignee). Jotform Sign ’s Assignment of Promissory Note shows the date the document was created, assignor information, assignee details, start and end dates of the promissory note, total amount due, interest rate percentage, and chosen payment method.

You can easily make changes to this Assignment of Promissory Note using our intuitive online builder. No coding or design experience is required — just drag and drop to add or edit form fields, update the wording of the document, include additional signature fields, change fonts and colors, and more. You can also set up an automated signing order to ensure signatures are received in a timely manner and in the correct order. Once signed, you’ll automatically receive a finalized version of the document for your records.

Letter of Authorization

A letter of authorization is an agreement between the person, known as the principal, authorizing another, known as an agent, to perform certain functions or powers in order to perform the duties of the principal. This letter also contains the period of effectivity of the contract of agency between the principal and the agent. Share Jotform’s free Letter of Authorization via email and securely collect electronic signatures from any device. Once signed, a finalized PDF document will be sent to your inbox — ready to download, print, and share with the appropriate parties.You can make changes to this Letter of Authorization in just a few easy clicks using Jotform’s intuitive form builder. Simply drag and drop to add or remove text fields, include additional signature fields, change fonts and colors, include your own branding and letterhead, and other design changes. Ditch messy paper forms and streamline your e-signature process with this free Letter of Authorization from Jotform. If you want to take your signing process online, create an e-sign document with Jotform Sign.

Professional Letter of Recommendation

A professional letter of recommendation is used by a prospective job applicant when applying for a position at a different company. Usually written by a previous supervisor, this letter highlights the skills, personality, and qualities of the applicant that is related to the job position they are applying for. Share this Professional Letter of Recommendation via email, which the respondent can then fill out and sign from any device. Once signed, a finalized PDF document will be automatically sent to your inbox and ready to present to the hiring manager.Make updates to this Professional Letter of Recommendation in seconds without any coding. Using Jotform’s drag-and-drop form builder, you can easily add or remove form fields, choose new fonts and colors, personalize automated emails, and much more. Land your next big job with Jotform’s free and fully customizable Professional Letter of Recommendation. If you want to take your signing process online, create an e-sign document with Jotform Sign.

Resignation Confirmation Letter

Need a quick and professional way to confirm your employees' resignations? No problem. With Jotform’s Resignation Confirmation Letter, you can build a confirmation letter to send to your employees who have recently resigned for both yours and their records. Oversee the signature process from start to finish in one centralized place. Share via email or embed in your internal management portal and start collecting resignation confirmation signatures today.Customizing your Resignation Confirmation Letter is easier than ever with Jotform’s drag-and-drop form builder. Update your business’ terms and conditions, add or remove form fields, change fonts and colors, and make other design changes — no coding required. Create your letter, send it straight to your former employees, and start collecting signatures seamlessly. To send and sign documents in seconds, customize this template and share it with Jotform Sign.

Job Confirmation Letter

Congratulate your new hires with Jotform’s Job Confirmation Letter template. Instead of drafting up individual letters for each new employee, Jotform Sign lets you save time by sending your letter template to be filled out and signed by your HR manager in a few quick clicks. You’ll receive a notification and a finalized version of the document once this has been completed.Want to make changes to this Job Confirmation Letter template? Drag and drop to add or remove text or signature fields, customize the letter’s message, and make other design changes. You can even add a signature field so your new employees can sign as well! Once each Job Confirmation Letter is filled out and completed, you can instantly download or print it for your records. Securely gather signatures anytime, anywhere with Jotform Sign.

Income Verification Letter Template

An income verification letter is a document an employer issues to confirm an individual’s income and employment status and provide evidence of the individual’s financial situation. If you need a standardized income verification letter for your property management company or landlord duties, Jotform has you covered. With our income verification letter template, you can quickly verify a potential renter’s income. Plus, you’ll be able to keep track of important applicant details — such as their salary, current occupation, and other renter-related information — that are saved in your Jotform account.Our drag-and-drop builder makes personalizing your income verification letter template easy too — you have the ability to change fonts and colors, add additional signature fields, edit policies, and much more. You can even set up an automated workflow either to approve or deny renters on the spot if they don’t meet your desired income requirements. Once everyone has signed your document, you can download it for your records or share with other stakeholders. If you’d like to save time by automating your workflow, do it with Jotform Sign, Jotform’s powerful e-sign solution.

Letter of Recommendation for Student

Create and collect recommendation letters from your managers and professors with this Letter of Recommendation for Student from Jotform Sign. It works for both students looking to collect letters and individuals who have been asked to give their letters of recommendation. Create and send your letter and receive a copy when all parties have filled it out — easily converted into a PDF document.Personalizing this Letter of Recommendation for Student is quick and easy with our intuitive online form builder. Drag and drop to add or remove form fields, include more signature fields, change fonts and colors, upload logos or personal branding, and create automated signing orders. Show your next employer or university that you have what it takes with the help of your professors or employers.

These templates are suggested forms only. If you're using a form as a contract, or to gather personal (or personal health) info, or for some other purpose with legal implications, we recommend that you do your homework to ensure you are complying with applicable laws and that you consult an attorney before relying on any particular form.