bank negara scholarship essay

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• Bank Negara Malaysia (BNM) - Kijang Scholarship 20...

Bank Negara Malaysia (BNM) - Kijang Scholarship 2024 (Pre-University)

Sponsored by: bank negara malaysia (bnm).

The Kijang Scholarship is awarded to eligible individuals to pursue pre-university programmes at BNM's approved  pre-university colleges . This scholarship provides tuition fees, subsistence allowance, as well as related scholarship allowances.

The sponsorship to pursue an undergraduate programme is subject to the scholar meeting these requirements:

• Excellent examination result: A minimum of 8As (A and A+ only) obtained for SPM examinations
• Strong leadership qualities, proven teamwork capabilities, outstanding performance in extra-curricular activities
• Exceptional interpersonal skills
• Not exceeding 19 years of age on 1 July 2024

Upon successful completion of their undergraduate programmes, scholars will be required to serve their employment bond with BNM (i.e. ratio of one year of study to two years of service).

Only shortlisted candidates will be notified for further assessments.

Bank Negara Malaysia (BNM) is committed to nurturing young Malaysian talent through our scholarship programme. Our scholarship recipients will have access to the best learning experience at top universities per BNM's list of approved universities to study Economics, Accounting, Finance, Actuarial Science, Mathematics, Statistics, Data Science, Law and Computer Science.

Applications for the 2024 Kijang and Undergraduate Scholarships are now open.  Apply here!

Pre-University

The Kijang Scholarship  is awarded to eligible individuals to pursue pre-university and subsequently undergraduate studies in  Economics, Accounting, Finance, Actuarial Science, Mathematics, Statistics, Data Science, Law  and  Computer Science  at top universities per the Bank's list of approved universities.

Candidates must fulfill the following minimum requirements:

• Minimum 8As (A and A+ only) in SPM 2024 examination.
• Not exceeding 19 years of age on 1 July 2024.
• Strong leadership qualities, proven teamwork capabilities, outstanding performance in extra-curricular activities and sports.
• Exceptional interpersonal and communication skills. The sponsorship to pursue a Bachelor's Degree is subject to the scholar meeting the Bank's approved criteria.

More information: https://careers.bnm.gov.my/scholarship/pre-university   

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Bank negara malaysia scholarship, bnm in a nutshell.

The Bank Negara's Kijang scholarship recipients will have access to the best learning experience at top universities per the Bank’s list of approved universities globally.

All You Need to Know: Bank Negara Malaysia

Course offered.

• Economics, Accounting, Finance, Actuarial Science, Mathematics, Statistics, Data Science, Law and Computer Science.

Minimum Requirements

• A minimum of 8As (A and A+ only) obtained for SPM examinations
• Strong leadership qualities, high teamwork capabilities, outstanding in extra-curricular activities
• Exceptional interpersonal and communication skills
• Not exceeding 19 years of age on 1 July

Documents Needed

• SPM/IGCSE Transcript
• Scanned Identification Card
• Parents’ Salary Slip of EA form
• Passport-size photo

*All must be Certified True Copy

Forms to fill.

• Fill in the application from through the application portal
• The application form includes a section for a 500 word timed-essay
• Stage 1 : Online : Psychometric assessment and video submission (topics given by scholarship provider)
• Stage 2 : Online : Participate in the Kijang Academy, which will be divided into two parts. The first part is a group interview and the second part is an individual interview.

Common Questions

• Why do you want to pursue this course?
• What was the lowest point of your life and how did you overcome it?
• What have you achieved and what do you feel about it?
• Talk about your leadership experience and the change you brought as a leader.
• (The bank tends to ask personal questions to the interviewees)

Scholar Articles

“Success depends upon previous preparation, and without such preparation there is sure to be failure". The articles below will guide you through the ins and outs of applying to these prestigious scholarships, so that you can successfully attain one!

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Don't miss out.

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Bank Negara Malaysia Kijang Scholarship

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Scholarship details.

Bank Negara Malaysia is committed to nurturing young Malaysian talent through our scholarship programme. The Kijang Scholarship is awarded to eligible individuals to pursue pre-university programmes at the Bank’s approved pre-university colleges . The scholarship recipients will have access to the best learning experience at top universities per the Bank’s list of approved universities to study Economics, Accounting, Finance, Actuarial Science, Mathematics, Statistics, Data Science, Law and Computer Science.

Applicant must meet all the below requirements

• Excellent examination result: A minimum of 8As (A and A+ only) obtained for SPM examinations
• Strong leadership qualities, proven teamwork capabilities, outstanding performance in extra-curricular activities
• Exceptional interpersonal skills
• Not exceeding 19 years of age on 1 July 2023

Upon successful completion of their undergraduate programmes, scholars will be required to serve their employment bond with the Bank (i.e. ratio of one year of study to two years of service).

• Economics 
• Actuarial Science
• Mathematics
• Data Science
• Computer Science  

How to apply for Bank Negara Malaysia Kijang Scholarship

Click on this link to apply: https://www.bnm.gov.my/careers/scholarships

For more information, please contact:

Please note you must hold a conditional or unconditional offer from the university are eligible to apply

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Wednesday 20 April 2016

Kijang academy, bank negara..

54 comments:

Hi. Really love your post. May I know how many participants for Kijang Academy (for Kijang Scholarship, not Kijang Emas Scholarship)? Can you estimate it? Around 100 candidates? Next, how many candidates passed for Day 2? And how many candidates did actually received the scholarship? Thank you. Really appreciate it.

Hello, I'm glad you find it interesting! I think there are about 90-100 Kijang candidates. If my memory doesn't fail me, there were about 60 or 70 candidates who were shortlisted for Day 2. And eventually only 30 recipients for Kijang. Although the number varies from year to year, that's generally the rough idea. Are you applying/going for Kijang scholarship? If you have any more questions, don't be afraid to ask me! :)

Helo,I want to ask you about how much money bank negara give you for sara hidup as Kijang Scholar of Finance?Does they gave a lot of money?

Hey there! Their monthly allowance as of now, is RM625 if you're studying in a non-boarding school institution (like me, I'm in Taylor's College), or RM165, if you're in a boarding school (KTJ and Epsom College). But after my batch, BNM seems to stop sending its scholars to Taylor's and make them go to KTJ instead, so RM165 is all they give as monthly allowance. Clearly, since boarding school provides daily meals and everything, you don't really have much to spend on, so it's not a problem at all.

Hi, thank you for the tips! May I know how many applicants are chosen for Kijang and Kijang Emas scholarships, respectively? My pointer and extracurricular activities are quite good but I am afraid of my English. Thank you for your help. May God bless you!

Hey, I am very sorry for the late response! I may have been too late :( but anyway, to answer your question, there will be about 30-40 Kijang recipients and 3-4 for Kijang Emas. While I realise most of the scholars have good command of English, what makes them stand out is their confidence as opposed to proficiency. So don't worry about it too much :)

Hi its okay! Thank you very much for the info. If you dont mind, may I know in how many days we will be contacted for phone interview upon the dateline?

Do you mean an interview before the Kijang Academy? If it's the phone call interview before the assessment, then it'll usually be (earliest) a week before. Around a week after the application closes, I think. But you may not even be interviewed via phone call and just get an email inviting you to Kijang Academy (like me; I was surprised my friends got a call). If you're wondering how long after the assessment that you'll get to know the results, they usually take about 3-4 weeks. It's normal for them to announce the Kijang Emas awardees first.

hello sis..im applying for Bank Negara Scholar which is Kijang..but as i get to the essay part, i closed my tab haha..i plan to take acturial course but i dont really know how to answer why i choose bank negara scholar..can you help me on writing the essay ?

Hello there :) A little tip, you can try writing your essay in Words first and then just copy and paste that to the answer box when you reach the tab. But make sure you wait a reasonable time before submitting the essay, because it'll be obvious that you didn't do it on the spot if the time taken is less than a minute, hahaha! While I can't personally write out a whole essay for you, I'd love to help you in any other way, like giving you some ideas to get the writing going. Since you're considering Actuarial Science, maybe you should read up what exactly do actuaries do and which part of the course genuinely interests you. I'd say, you should emphasise a lot on why you wish to study the course and also what you will contribute to the Bank after you graduate, rather than focusing on why you want to be a Bank Negara scholar. Essentially, every scholarship is the same; they sponsor your study so that you will work/contribute to them in return. Hence, why I believe it's crucial that you show that you will be willing to work with BNM after graduation. If there's anymore you'd wanna know, feel free to ask me! :)

What if I exceed the word limit. Its supposed to be just 350 words but i did 400 words

Hey there :) I don't think you can submit the essay if you surpassed the word limit. I remember spending a good 20 minutes just to amend my essay because it exceeded the limit and I could not submit it at all.

Thank you so much

My pleasure! Good luck for your application :)

Hello sis , i'm applying this scholarship too which is KIJANG but i stuck at essay part and closed the tab . What kind of essay we should write ? What topic the essay should be ? i planned to choose accounting course . I little bit scared because i'm not very well in English .

Hi there! I'm not sure if they've changed the essay topic and if my memory doesn't fail me, it's an essay on why BNM should sponsor your study in the chosen field. Something along those lines. You should click on the essay page to check the topic. You can always close the tab after reading the topic, haha! So your essay should highlight why you want to study your chosen course (Accounting). Try reading about the course and what accountants do. Then in your essay, you can show your genuine interest in the topic. I'm sure what BNM wants to see is your passion and enthusiasm in pursuing the course. They also want to ensure that you will contribute back to the Bank after your studies. So don't forget to show that in your essay! If you're not confident with your English, I'd suggest writing out a draft and then letting someone else check for grammar and such. But never let anyone write the whole essay for you, because then it wouldn't be your own essay, right? It's perfectly alright to be nervous, but never let that stop you from applying! I can assure you that regardless of receiving the scholarship or not, at the end of the day, the whole application process will give you invaluable experience! So good luck! (As always, ask away if you need to!)

Good day there. I'm going to apply for bnm scholarship too. But when the application comes to essay part, I stop haha. U mentioned that we can click into the essay part to know the question and close the tab, right? I just want to confirm because I afraid that'll fail my application.. anyway, thanks for your sharing and really help me a lot, appreciate it.

Hey there! From my experience, after I arrived at the essay page, I exited it. The next time I opened the application, I just had to fill in everything again from scratch. So as long as you haven't submitted anything, I doubt the system will automatically fail you. Good luck with your application (and by extension, congratulations on your SPM results)!

Hello sis,I'll be going to Lanai Kijang this weekend.Also one of the candidates for Kijang:) Ermm,I was in the science stream back in my school.So,how can I excel the case study if my knowledge regarding finance or accountancy is less compared to those who took account or economy in secondary school?Is there any group which all of the members passed the first stage? Thats all,I enjoy reading you blog a lot,Thank you very much:)

Hey there! First of all, congratulations on getting to Kijang Academy! I understand your worries but you really don't need to fret over being in the science stream. All you need is common sense and logic, really. For example, my first case study was about revamping a book business with 4 stores, and they gave a table with figures and stats of how each shop is doing in terms of revenue and expenditure. Even without any knowledge of accounting or finance, we can "agak-agak" what to do, hahaha! Like closing down the shop that's failing? Renovating a shop that has potential? Do promotional activities or marketing? My point is, bring logic and common sense (and your calculator)! And maybe a bit of business mindset, then you'll be fine :) BNM wouldn't expect you to start spewing out economic theories HAHA, so rest assured! And I'm not sure about your second question. There are groups where most of them passed the first stage, while some groups, only a few. But there certainly isn't a limit to how many candidates can pass from a group. If everyone performs well, then everyone in the group passes, and vice versa. So all the best for your Kijang Academy experience! I'm rooting for you (especially since we're taking the same course hahaha)!

Hi there! I read in the comment saying that you went for Taylor.So,why did you choose Taylor instead of Epsom and KTJ?Thanks!

Hey there! Yeap, I did my A-levels in Taylor's. Well, I couldn't actually choose which college to go. BNM sorted me into Taylor's and I just obliged. Initially, I really wanted KTJ so when I learned that I was going to Taylor's, it took a while to come to terms with it. But once I started studying there, I realised that it was a great fit for me, someone who has never lived in a boarding school. The freedom in managing your own life is very fulfilling and instills independence in the most effective way. Academic-wise, there's not much difference from any other institution, I assume. There's bound to be good and bad teachers everywhere. And there are plenty of active clubs and events to keep you busy all the time. That said, I loved studying in Taylor's. Read: loved. Now that Taylor's College Subang Jaya has moved to the Lakeside Campus, most of what I said above no longer applies, except for the freedom part. They have the lecture-tutorial teaching system now and a lot of good teachers have been laid off. Some good teachers are still there, but the lecture-tutorial system has proved to be rather confusing for the new intakes. As for the clubs, college students will be joining the university clubs (with undergrads), depending on a person, it can be good or bad. The events here are not as hyped as it was in the old campus, but mainly because it's a relatively bigger campus and the community isn't as tight-knit as before. I can go on about this for a while because I've spent 1.5 years in the old Subang Jaya campus and another half a year in Lakeside, but I should stop here, HAHA! But if you need more details or are curious about anything else, feel free to ask!

Hi sis ,I would love to ask you more details about this scholarship☺ can I get your personal contact? Whatsapp / FB /Instagram ☺

hi sis, you've posted this a long time ago and im now commenting in the end of 2018 so i hope you will notice me bcs i really need your advice and help. firstly, you mentioned that your passion is more to languages, but then you took finance bcs that's how it is for bank negara. how did you actually decide to choose finance or you also already have a heart for finance? i want to set targets on what course should i take in my further studies yet i have no passion at all, like i dont have any minat in a particular subject? frankly speaking, im kind of good in mathematics and chemistry but i dont really have passion for them or any other subject, so how should i decide on how am i going to further my studies? i really need a guide. secondly, are you someone who is really good in talking? like confidence and all? i am good at english and malay, and i know that for interviews we should mostly speak in english and the presentations are in english right? im fluent in english but i think i cant speak so much, i would stutter and go blank, what should i do with myself? i went for an interview for yayasan khazanah and i failed bcs i did badly during my presentation bcs i kept stuttering during presenting my ideas and on top of that, i am not so creative in creating excuses or reasons or ideas. can you help me? i really adore bank negara scholarship and ive really wanted kijang emas. i hope you will answer soon. thank you

Hey there! I'm really sorry for the late response, but here I go! So first, how did I decide on Finance (and Econs as my second choice)? It was more of a process of elimination, to be perfectly honest. BNM only offers a number of courses. Law and Comp Science were out of the question because I had zero interest in those. I contemplated Accounting and Maths for a bit, but I thought "hey, I didn't take Accounting in SPM, so let's not go down that path" (this is so ironic since the degree I'm doing right now is "Accounting and Finance"). I wasn't particularly amazing at Add Maths in SPM, so I thought, "nah, not Maths either". So I was left with Finance and Econs. I read up a bit about both and ultimately decide to put the former as my first choice. But after that, the more I read about Finance, the more it intrigued me and I found myself interested to learn about it. Very much like you, when I was in high school, besides wanting to do something language-related, I was pretty lost about what I wanted to study. You have no idea how many personality and career tests I took just to get some hints. And frankly, all of those pointed to careers in teaching, counselling and writing. So, being naive at that point in life, I was adamant that I would study wherever my passion lies. (In my past blog posts, I was talking as if I wanted to study Linguistics if it's the last thing I do. Ah, young, naive me.) But look where I end up now. But, I wouldn't say that you should give up searching for your passion, or even if you do find your passion, not to pursue it as your career. No, no, that's not what I'm saying. I think what's important is for you to try to learn about yourself, about what you value. Are you more of a jack of all trades, or a master of one? Do you see yourself working in a 9-5 desk job for the rest of your life, or are you more of a researcher holed up in labs, or an out-in-field-work kinda person? What would make you happy? I know, 18 years old is a very young age to be thinking about the deep meaning of your life. But you have to try sitting down and reflecting on these questions. Don't expect to be enlightened overnight, but notice your preference in the little things you do every day. That being said, I'm also gonna drop another honest-bomb here; most of the time, what degree you study doesn't really matter a whole lot when you end up in office work. Unless you're doing a highly-specialised degree like Medicine or Engineering or Architecture or Literature, you'll probably learn everything on the job. Especially in Malaysia, if you aren't aiming for the big firms, you need your degree only for the sake of having a degree. For example, my sister has a degree in Chemistry but works in a bank, far removed from any Pure Science elements. Econs and Accounting and Finance graduates could end up in the same department in BNM and still have no advantage over the other in terms of knowledge. Of course, this is only my personal view of what a degree is, anyway. Okay, that's only the first part of your question answered. The second part comes in a separate reply so it's easier for you to digest, one at a time.

So, question number 2: am I good at public speaking? Not entirely bad, but not that good either. I can handle conversations with people, albeit awkwardly and with a hint of social anxiety. I can talk in front of crowds decently, but my hands would clamour out of nerves anyway. I stuttered, uhm'ed and ah'd a lot in presentations, even for BNM's interview and assessments. I'm more of a listener than a speaker, especially throughout my whole experience in Kijang Academy because everyone else there was so brilliant, I really don't have much input to give. And my self-esteem was (and still is) pretty low in the presence of national debaters and top students in the country. I think everyone has their own optimum way to be better speakers. Some swear by practicing in front of a mirror. Some swear by practicing with a friend. Some swear by culminating confidence in oneself first. As for me, I think of interviews and presentations as a two-way interaction. It is a process of me conveying an idea to another person/group of people, and receive feedback for it (questions, opinions, counterarguments, etc.). The goal is to make my audience/partner understand what I want to say. And to do that, I have to truly understand what is the message that I am conveying. To me, it's all about understanding. So if the interviewers understood my points, even if I used simple words and sentence structures, even if I stuttered here and there or made small mistakes, as long as my message got across, then nothing else matters. By thinking like this, I get more confident and can present my ideas more clearly. I also wouldn't dread the interview sessions so much because it feels more like a discussion, since I am expecting responses to my answers. So, I don't know if any of these long answers are helpful at all to you, but if you have any further questions, please feel free to ask. I'm ready to help! And good luck for your application to BNM's scholarship (and other scholarships as well)!

Hello,i got 9(A/A-) only ..I really want to apply this scholarship.Does the system automatically filter out me or it will be done manually.I would like to express my passion through the essay.As us stated above,that our essays comes first. Pls help me.

Hi there, I'm sorry if this reply came too late! Unfortunately, I don't think the application system allows you to proceed if you have an A- in your results. I tried applying Kijang Emas but couldn't because I had an A (only those with straight A+ are allowed to apply). So I would assume the same thing applies to Kijang application.

Am I bound to work at bank negara once I return from my studies?

Yes, if you are under the Kijang scholarship. One year of studies equates to 2 years of bonded working years. No, if it's Kijang Emas.

Hey there! I have been shortlisted for further assessment by Bank Negara and I would like to seek some advice from you. Before I start, I want to express my appreciation to you for what you've done in sharing your experience + answering the applicants questions! 1. For this year's assessment, it's only a one day event in Kijang Academy at Sasana. From what I've read from multiple blogs regarding their experiences, it's usually a 2-3 days camp. Are there any advice you can share to me because I really do not know much on what to expect since the format changed haha 2. It's a known fact that many shortlisted candidates are student leaders from their previous high schools. Having said that, it can be hard to excel in a pool of leaders who like to lead. Are there any advice on how can I excel in a group of outstanding leaders haha THANK YOU :D

Hi there! Congratulations on making it to Kijang Academy! And thank you for your kind words! 1. Oh wow, I did not know they changed the format, but I was expecting it to happen soon, considering they've been doing the same thing for a while now. But even I don't know what to expect, to be honest. Regardless of how they revamp the assessment, I still think the most important point is to show them that you really WANT to study whatever it is you've chosen, and that you WILL pursue it till the end. And it's also important that you're gonna want to work in the Bank (if you're a Kijang scholar). 2. Man, that is just so true. But you know, one can still stand out and shine without being a direct leader. Even if you're not appointed the "official" leader, you can still help steer the direction of the group as a team member. Give useful opinions and insights, encourage your teammates to participate, listen to feedbacks, ask for help when needed. These are all signs of good leadership, not just purely being the boss and direct people. It also doesn't mean that you're doomed if you're not a natural-born leader. I always think this: if everyone wants to lead, who's gonna follow? There's a lot of virtue in being a good follower that people tend to overlook. To understand instructions and act upon them well, to point out concerns or suggest better options. So don't worry or feel insecure about being sandwiched between outstanding leaders. After all, you're standing among them, too!

How do you know the status of your application? My friends who attended the Kijang Academy have receive their email but I haven’t heard from them since their call for the Kijang Academy.

Hi... First of all I love your writings.... I've received the call for the Kijang Academy....I've already passed their interviews and have got the scholarship to study in UK for Data Science...what can I expect from your experience in being a Bank Negara scholar....any tips on the experience that I'll get throughout my experience with Bank Negara? Oh, and how much is the allowance for us scholars during the time in which I'm overseas and locally?

Wow congrats ! Are you in UK right now ? i am also in the process of applying for the Kijang Scholarship.Wish me luck ! xD . Also, may i know what was your SPM results ? and where you did your Pre-U ? Thanks !

Thank you! And congrats to you too! I'm sure you got great SPM results if you're applying for Kijang. All the best! I am indeed studying in the UK right now, after doing my A-levels at Taylor's College. I got 8A+ and 1A for my SPM, that one A being Physics. Hope this helps :)

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Hey there! Is it right to assume that you're applying for the undergrad scholarship using your pre-uni/diploma results? As my scholarship application was through SPM results, I'll answer your questions in terms of what has applied to pre-uni scholarship holders. There could be differences, and the best way to confirm is if you ask them directly. BNM specified which course degree to take upon offering the scholarships. We were only allowed to change to Econs. Econs peeps can only apply for PPE at Oxford, but Econs for any other uni. As for switching countries, we were all designated to study in the UK and so were all taking A-levels. If anyone planned to go the US instead, we had to take SAT on the side and could only apply to Ivy League unis. That was the extent of 'change' that we were allowed. But again, it could be different if your scholarship is for undergrad studies, so it's best you ask them for confirmation. Regardless, good luck for your interview!!!

Im using my SPM result, so Kijang actually allows for country switch? wow, Im quite interested to take PPE at Yale actually, so just wondering if they allow it or not? Thank you so much for replying, take care overseas and goodluck on your future endeavors!!!

Oh, I didn't know you can/have to specify the exact uni you wish to go! Back then, we only indicated 2 preferred courses but BNM eventually gets the final say in which course you should do. Uni choice comes later once pre-uni starts. That's why I thought you applied with pre-uni results instead. But anyway.... BNM emphasised a lot about taking 'pure Econs' degree - unless if you apply for Oxford, then PPE is allowed because Oxford doesn't offer a pure Econs course. I'm not too sure if they'll be lenient about taking PPE at an Ivy League uni. You can certainly bring this up with them. But as for the country switch (and going to Yale) part, it was allowed for my batch, that's for sure. Though you can't be taking Law if you're going to the US. And thank you for your well wishes! Take care and all the best to you too! :)

Hey there! Yes, the activities and presentations were all conducted in English! But it's not like other languages are banned or anything, either.

Oh thank you! Sorry I didn't notice that you replied me and i asked again😂

hello, actually i wanna try to apply for bnm post graduate scholarship next year, if you don't mind, can you share some information that you know about it

i mean maybe it can be some motivation for me

hello, actually i wanna try to apply for bnm undergraduate scholarship next year to persue my degree, if you don't mind, can you share some information about it, i hope it can be my motivation to apply that scholarship

Hi there! I'm sorry for the late reply as I hadn't been checking my emails lately. Hopefully this hasn't come too late. As I didn't apply for the BNM undergrad scholarship, I don't think it is my place to give any technical info about the application. The only practical advice I can give, is that you check on BNM's webpage about the undergrad scholarship and see what criteria they're looking for in giving out the scholarship. You can also try finding other blogs that talk about their experience with the BNM's interview process for undergrad scholarship. It has been 4 years since my BNM scholarship application, so keep in mind that there would have been changes in either the interview process and/or what BNM is looking for in its new batch of scholars. The best I can do is to give advice based on my unique experience and what I know from some of the newer scholarship holders. With that in mind, if you have any questions, fire away :) As for motivation to apply for the scholarship, the very fact that you're asking about it is already a good headstart. Regardless of the end result of the scholarship application, I believe that the experience you'll gain from just applying will help you anyway.

can you apply for bnm scholarship after doing matriculation ?

Hey there, sorry for the late reply! From reading BNM's webpage on their undergrad scholarship, I believe you CAN apply with your matriculation certificate, given you scored a CGPA of 3.5 and above. More info here: https://www.bnm.gov.my/index.php?ch=en_misc&pg=en_career_scholar&ac=672

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Hi, Im currently applying for the kijang scholarship. Im from batch 2021 SPM. Im having a hard time starting my essay or maybe im just overthinking. It would mean a lot if you could give some tips or points on what to say at the start or in the first paragraph ?

Hey there! First of all, congratulations on your excellent SPM results, despite the major changes you've undoubtedly faced in your final schooling years! As for your question, I'll be upfront with you that I don't know what the essay question is about, so if you could tell me what they're asking, perhaps I can be more specific in my advice. But general advice I'd give is to directly answer the question(s). To do this, strip away all the unimportant words and identify what they want to know. If it's asking why you should be chosen as a Kijang scholarship recipient blah blah blah, then the key question is really: what can I contribute (to the Bank, to the country) if I get this scholarship? How will you contribute? Why would you want to contribute? Exploring the Wh- questions usually gets you a lot of starting point. I think it's less important to write a bombastic or flowery essay/opening, and more important on the contents of what you're saying. So don't fret too much trying to come up with a "Pada era globalisasi ini" 😉 I'll be here for further questions, so good luck in the meantime!

A Bank Negara Malaysia scholar’s inspiring journey to Cambridge

Whoever was or is lucky enough to attend a world-class university, like the University of Cambridge , is usually viewed a certain way. They are thought of as the cream of the crop — the elites able to navigate the elusive and difficult application process, where only around one in five applicants are accepted.

Most of all, people tend to think that Oxbridge students have it all figured out. This is true to a certain extent. Otherwise, how could they have answered the examiners during the gruelling interview?

Cambridge graduate Celine Wan , however, begs to differ. Like most teenagers, she did not have a specific plan on what to study, which universities to apply to, and where to go. 

The Oxbridge application process is taxing, but Wan managed to work on it five days before the deadline. Source: Celine Wan

An unconventional journey

Her story begins with a dream. The Malaysian had wanted to study medicine when she was done with her A Level exams, but financial strains held her back. “My family came to realise the full extent of time and money required from them, should I pursue this route,” she says.

Time was of the essence, and application deadlines were fast approaching. Wan had to rethink her whole future and what she will study at university. It was important to have enough time to consider all options, but it resulted in her having only five days left to apply to the University of Cambridge.

“Since I did not have a prescriptive-based middle ground of what I wanted to do if not medicine, I had a more principle-based approach for my next target course and university instead — a major that would utilise my A Level subjects as I was very interested and good at science and mathematics, and applying to a top university that boosts my chances for financial aid,” the 29-year-old tells Study International.

Wan poses with her fellow batchmates at a formal dinner at the University of Cambridge. Source: Celine Wan

Securing a Bank Negara Malaysia scholarship

Wan’s achievements in life, as she calls them, were unexpected. This included her Bank Negara Malaysia scholarship — one of the most prestigious awards for Malaysians.

Her “child-like optimism” led her to Cambridge. “Unlike most others, I did not know what I wanted to do until I inadvertently ended up in a gap year,” she says. “Without much preparation and guidance, my biggest source of support, reference, and hope were peers and seniors, who encouraged me that I could obtain offers from top universities only if I tried.”

Everything became a blur. The Bank Negara Malaysia scholar had to rush through a quick university admissions essay and submit her personal statement, among other documents. This effort eventually paid off and the former Senior Analyst ended up getting clarity on her future.

“I knew I would have to serve my scholarship bond the moment I graduated and as such, I had plenty of years in university to mentally prepare myself for the workforce,” she says. “This includes readings and studies in various fields within financial services, and investment internships during my summer break.”

The Bank Negara Malaysia scholar now wants to help applicants navigate the elusive Cambridge application process. Source: Celine Wan

What studying in Cambridge taught her

Wan now specialises in financial technology (FinTech) partnerships, ecosystems, regulations, and digital transformation. Her five-year stint at Bank Negara Malaysia helped her build a solid understanding of the FinTech development landscape, particularly in areas that are experiencing rapid innovation, such as digital banking, payments, and insurance. 

While her time at Cambridge taught her skills she could bring to the workplace, she does not think that any degree or major would prepare anyone for their career paths fully. “To me, the formal education system teaches you soft skills and trains our minds through critical thinking, logical deductions, and clarity of thought.”

Studying in the UK was a natural transition for Malaysian-born Wan. This was because most of her friends were headed to the UK for their undergraduate studies, so she felt at home when she settled into life at the University of Cambridge. Her familiarity with the UK curriculum, thanks to her having opted to do her A Levels, became an advantage.

Both Cambridge and the Bank Negara Malaysia scholarship changed her entirely — Wan became more proactive, confident, and organised. Wanting more students to overcome their fear of applying to the institution, she now helps them apply to her alma mater. “Do not think much of the outcome, just go for it,” she advises. “Worry about where to settle only once the palette of options starts rolling in.”

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Biasiswa Malaysia 2024

Biasiswa bank negara malaysia scholarship – undergraduate.

Bank Negara Malaysia is committed to nurturing young Malaysian talent through our scholarship programme. Our scholarship recipients will have access to the best learning experience at top universities per the Bank’s list of approved universities to study Economics, Accounting, Finance, Actuarial Science, Mathematics, Statistics, Data Science, Law and Computer Science.

Applications for the 2024 Kijang and Undergraduate Scholarships are now open until 9 June 2024.

Undergraduate Scholarship 2024

The Undergraduate Scholarship is awarded to eligible individuals who have received offers to pursue or are currently pursuing undergraduate studies.

The award of undergraduate scholarship is also available to existing pre-university scholarship recipients, subject to meeting BNM’s requirements:

• A-Level: Minimum of 3As
• STPM / Diploma / Matriculation: Minimum Cumulative Grade Point Average (CGPA) of 3.50
• Australian Matriculation: Minimum ATAR of 85%
• American Foundation Program: Minimum SAT score of 1,500
• International Baccalaureate (IB): 38
• For candidates currently pursuing undergraduate study: Minimum current CGPA of 3.50
• SPM: Minimum of 5 credits including Bahasa Melayu, English and Mathematics
• Strong leadership qualities, proven teamwork capabilities, outstanding performance in extra-curricular activities
• Exceptional interpersonal skills
• Not exceeding 25 years of age on 1 July 2024
• Obtained an offer to pursue, or is currently pursuing, undergraduate study at one of BNM’s  list of approved universities .

This scholarship is inclusive of tuition fees, subsistence, and related scholarship allowances.

Successful applicants will study disciplines that are related to Economics, Accounting, Finance, Actuarial Science, Mathematics, Statistics, Data Science, Law and Computer Science.

Upon successful completion of the undergraduate programme, scholars will be required to be available for employment at BNM and will be bonded following the ratio of one year of study to two years of service.

Only shortlisted candidates will be notified for further assessments.

How to Apply

MORE INFO AND APPLICATION CLICK HERE

CLOSE DATE : 9/06/2024 |  APPLY NOW!

iNFO Penting Lain2 :-

• Tarikh Penting Permohonan Kemasukan Pelajar Lepasan SPM/STPM Sesi Akademik 2024/2025
• Cara Pengiraan Merit UPU Kemasukan ke UA/IPTA Lepasan SPM
• Cara Kemaskini Borang Permohonan UPU Online
• Senarai Biasiswa Terkini 2024 Lepasan SPM | STPM

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Kemarrin Roc

Bank negara scholarship essay - 2.

All you need to know (scholarship edition): Bank negara scholarship is one of the most prestigious scholarship. Its is good the read them before attending the interview. Banks are key to driving a country's economy. Upon application, we were required to write an essay to prove our worth.

Take control of your finances and stop throwing away cash at bank fees.

Bank negara malaysia kijang scholarship. Upon application, we were required to write an essay to prove our worth. The bank negara's kijang scholarship recipients will have access to the best learning experience at top universities per the bank's list . I applied for the bank negara kijang emas scholarship and i am pretty. All you need to know (scholarship edition): Solved the subject is engineers society we have to writ chegg com. Bank negara kijang emas scholarship collegelah gce . In the essay, write honestly and in simple sentences on why you want the scholarship and why you would be a perfect candidate for this . Let's be honest, every applicant of bank negara's scholarship is . Its is good the read them before attending the interview. Let's take a deeper dive into how they work and the services they offer. Banks are key to driving a country's economy. Take control of your finances and stop throwing away cash at bank fees.

All you need to know (scholarship edition): Let's be honest, every applicant of bank negara's scholarship is .

In the essay, write honestly and in simple sentences on why you want the scholarship and why you would be a perfect candidate for this .

Bank negara malaysia kijang scholarship. Bank negara kijang emas scholarship collegelah gce . You can learn how to write bank negara scholarship essay from their experiences. Banks are key to driving a country's economy. Make sure to read up on your scholarship essay that you . Take control of your finances and stop throwing away cash at bank fees. In the essay, write honestly and in simple sentences on why you want the scholarship and why you would be a perfect candidate for this . Upon application, we were required to write an essay to prove our worth. Let's be honest, every applicant of bank negara's scholarship is . An essay and some of them were cut out during their first night. Let's take a deeper dive into how they work and the services they offer. Bank negara scholarship is one of the most prestigious scholarship. Its is good the read them before attending the interview.

Make sure to read up on your scholarship essay that you . You can learn how to write bank negara scholarship essay from their experiences. Solved the subject is engineers society we have to writ chegg com. The bank negara's kijang scholarship recipients will have access to the best learning experience at top universities per the bank's list . Bank negara malaysia kijang scholarship. Bank negara kijang emas scholarship collegelah gce .

Bank negara scholarship is one of the most prestigious scholarship.

Banks are key to driving a country's economy. Let's be honest, every applicant of bank negara's scholarship is . Its is good the read them before attending the interview. The last section of the first stage of the application is to write a 500 word essay about yourself, why you deserve the scholarship, . Take control of your finances and stop throwing away cash at bank fees. I applied for the bank negara kijang emas scholarship and i am pretty. All you need to know (scholarship edition): The bank negara's kijang scholarship recipients will have access to the best learning experience at top universities per the bank's list . Bank negara scholarship is one of the most prestigious scholarship. Check out these free bank accounts that give you the services you want at an afford

Bank Negara Scholarship Essay - 2 . I applied for the bank negara kijang emas scholarship and i am pretty. Bank negara scholarship is one of the most prestigious scholarship. Let's be honest, every applicant of bank negara's scholarship is .

Banks are key to driving a country's economy. I applied for the bank negara kijang emas scholarship and i am pretty. The last section of the first stage of the application is to write a 500 word essay about yourself, why you deserve the scholarship, . All you need to know (scholarship edition): Upon application, we were required to write an essay to prove our worth.

Make sure to read up on your scholarship essay that you . Let's take a deeper dive into how they work and the services they offer.

Let's take a deeper dive into how they work and the services they offer. The last section of the first stage of the application is to write a 500 word essay about yourself, why you deserve the scholarship, . I applied for the bank negara kijang emas scholarship and i am pretty. An essay and some of them were cut out during their first night. Bank negara kijang emas scholarship collegelah gce . The bank negara's kijang scholarship recipients will have access to the best learning experience at top universities per the bank's list .

In the essay, write honestly and in simple sentences on why you want the scholarship and why you would be a perfect candidate for this . The bank negara's kijang scholarship recipients will have access to the best learning experience at top universities per the bank's list .

Solved the subject is engineers society we have to writ chegg com. I applied for the bank negara kijang emas scholarship and i am pretty.

Bank negara malaysia kijang scholarship.

Upon application, we were required to write an essay to prove our worth.

An essay and some of them were cut out during their first night.

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CollegeLAH is a website by the students for the students, featuring the honest story of applications and university life as told by Malaysians. It’s a non-profit social project to help Malaysian students to achieve their higher-education dreams and inspire them to reach their full potential. 

Bank Negara Undergraduate Kijang Scholarship (Khalif Shahriman)

Back in 2019, on the 4 th of July, I was invited for the BNM’s Undergraduate Scholarship Assessment at Sasana Kijang. This was actually my 2 nd time applying for the BNM Scholarship, after failing to get called for the assessment post-SPM in 2017. 

I won’t lie about being super nervous for this because I had previously 2 other interviews from other scholarship bodies where I did not make it to the next stage. So, when I reached Sasana Kijang, I was really surprised to see just a few other people at the lobby with me, it was something that I definitely did not expect. There were only about 16 of us that morning and it remained like that throughout the day. We managed to mingle a little bit at the lobby before BNM’s representative brought us up to the meeting room, and it was nice to see new faces as well as some familiar faces! If I recall correctly, there were 4 people who were going to pursue Law, 4 for Economics, 4 for Actuarial Science, and 4 for Accounting & Finance. This may have just been a coincidence though!

So this was the agenda as per the email that they sent to us;

Group Activity 1: Icebreaking

From the lobby, we were brought up to one of the floors where they had a few meeting rooms. We had an area for us to talk to each other before the panels arrived. We were then split into two different groups and separate meeting rooms according to the grouping. In my room, we had 5 panels and 8 candidates including myself. The first group activity was an ice-breaking session for everyone, which had no ‘weightage’ nor any assessment to it. 

After the ice breaking session, we had a short morning tea break where we met panels from the other group for a short chit-chat session over coffee/tea and curry puffs. The panels were really nice and friendly (for now) throughout the break but it was also important to make sure that we were not too lepak at the same time.

Group Activity 2: Group Presentation 

For the next activity, there was another group activity with actual assessment. Split into 2 groups again, we were given the responsibility to open our own kids theme park! It was interesting because we had to ponder over selecting different features with their own perks and consequences, as well as many other things which had to be taken into consideration such as accessibility, parents waiting area etc. It was quite interesting because we had to prepare all of this in about 20-30 minutes (couldn’t remember the exact time). We allocated our tasks from the start which made coordination really easy. While we were discussing, we had panels roaming around the space observing us do our work, which at times could be a tad bit intimidating! One important thing that I kept telling myself here was that I had to make myself stand out but not too much at the same time. Obviously, everyone there had the same mindset as well so this really smoothened our discussions. Also, one thing I’d like to add is that, don’t ever be too quick to reject someone’s opinion and always look at things from their perspective!

After the time was up, we presented our idea to the other groups as well as all of the other panels, so in total there were about 9/10 panels. Oh! I forgot to mention, these panels were from different departments in the Bank, and ranged from Department Directors to Managers to Analysts etc., so our Q&A session was interesting in that we received all sorts of contrasting questions.

We then had a short break at a lounge nearby and before long we received our next task: an individual presentation! 

Individual Presentation

We had a whole mahjong paper to ourselves besides a prompt containing the topics for our presentation. We had to choose 1 out of the 4 topics available, the topics were quite sophisticated to be honest but luckily I was kind of familiar with one of them so I managed to goreng my way through hehehe.

After the preparation, we had to give our mahjong papers to a person in charge, and we waited to get called afterwards. The waiting game here was strong and nerve-wrecking. After the individual assessment, every candidate who finished had to leave without spilling any details to us who were waiting. The ones waiting in the lounge could only talk amongst ourselves, of course while having a ‘supervisor’ there to ensure that we don’t discuss about the presentation. It was during this time I started getting restless so I started talking to the ‘supervisor’ and asked about previous assessments. She mentioned that unlike the years before, they wanted to try and avoid eliminating people before the individual assessment because this would give everyone a fairer chance to prove themselves . So, throughout my whole day at BNM, nobody was eliminated, and all of us ‘made it’ to the final interview.

As time progressed, it was eventually lunch time, so we went down to eat first. It was also an opportune day to be in Sasana Kijang as there was an IMF or World Bank conference ongoing, so we could really see how meriah the building was that day.

After lunch, it was finally my turn to present followed by an interview. There were 5 panelists who assessed me as I presented with a short Q&A right after. I felt like the presentation and Q&A went relatively well for me compared to how I actually expected it to be but then came the interview. 

However, the interview did feel like an absolute disaster for me compared to the ones I had before mainly due to some of the follow-up questions to the things that I answered in the interview. Those were on top of the typical interview questions that were asked such as ‘Why did I choose Economics’, ‘How do you think you can contribute to society through BNM’, ‘Challenges and how you overcome during college’ etc. There were fun parts in the interview where the panel laughed here and there but there were also serious moments where everyone were putting up straight, intrigued faces. One thing that kept me going throughout this interview was that I reminded myself that BNM panels are known to ‘attack’ you to test how you deal with pressure. 

But yeah, I feel like that’s about it for the whole assessment that I went through. I’ll be honest with you – I was certain that I wasn’t going to get it but in the end, I was lucky enough to secure the scholarship. Quoting a close friend of mine, “Life works in mysterious ways”. Below, I will be sharing some tips for the application and assessment stages.

Tips for the Application

• When I spoke with the supervisor before my individual interview, she stressed a lot on the essay part of the application. She said that the team really looks into the essays, so I suggest that you treat this essay as if it was your personal statement, treat it with care and perfect it because this is the main criteria that they look at during your application

Tips for the Assessments

• During group projects, avoid ‘bossing’ people around, you need to have that sense of leadership in you, where you be humble, consider other opinions, deliver your opinions in a proper manner, but just be sure to not display any cockiness! This doesn’t just happen in assessments though, we have to apply it in our daily lives as well 🙂
• Before attending these assessments where you can expect case studies/presentations to occur, always have a rough framework or structure for yourself so that you can manage your time better.
• I feel like overpreparing wouldn’t cause much harm , it’s good to overthink about the potential assessments so you’ll be more prepared when unusual assessments strike you.
• Be yourself during your presentation and interview, try and leave behind your nervousness before entering the session . (Even if it requires you to go to the bathroom!)
• Don’t forget to ask questions at the end of the interview so that you can show your interest with BNM!

And finally to all of you reading, thank you for making it this far I hope this write-up will help you in some way, and I wish you all the best in your future endeavors! 

Khalif Shahriman is an undergraduate Bank Negara Malaysia scholar, currently reading Economics (Class of 2022) at the London School of Economics and Political Science. He loves The Intouchables and durians but is somehow allergic to one of them. If you intend to contact the author, feel free to contact the CollegeLAH Team at [email protected] .

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