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Home Daycare Business Plan

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Do you love children? Do you want to do something that really matters? Maybe home daycare for you. Check out this home daycare business plan and see if it’s financially viable. If you want to run a home daycare , start there.

Working from home can be awesome. Being able to stay home with your own children is a blessing too. Being your own boss and setting your own hours and pay are great too. If you love that idea and you are a kind and patient person with lots of empathy for others, home daycare might be a great plan for your life.

For more about how to start a home daycare click here.

For a downloadable printable home daycare business plan worksheet , click here.

Home daycare is going to be growing by leaps and bounds after the year we’ve gone through so far. There is going to be a huge need for daycare since many small businesses folded this year. Home daycare is a special type of business that has fairly low overhead and is customizable to put your own personal spin on what you do.

I don’t agree with most people’s ideas of how to teach kids. I have my own brand of teaching. I march to the beat of my own drum. I’m very passionate about why I choose to teach my kids the way I do and I want to be able to chart my own waters. This isn’t possible with working for someone else.

Giving my kids the very best of me is the number one reason why I love working for myself. I get to study, learn, and do my very best for my families.

Home daycare is fun! There is a lot of hard work, little respect, and lots of messes. But it’s also different every day. You never get bored because you don’t know what you’re going to get. You get to set the tone of your environment. It’s a great place to be.

The first step in starting a home daycare is to find out about how to get licensed of what the rules are for your area. Click on the highlighted text to see more about whether a license is required. Once you determine that, it’s time to do some other research to find out if home daycare is a viable income for your family.

A big part of the cost of providing care will have to do with the regulations you have to follow. Some licenses cost. Some are free. Some states require a substantial expense in getting your home up to code. Some have very few requirements.

Some things you may have to change is fencing, hiring staff, meeting fire regulations, getting medical exams, and acquiring more education, training, or certificates.

Also, consider local zoning laws. Do you rent? Is your landlord okay with a home daycare in their property? Do you own? Is there a homeowner’s association? Do they allow businesses in the neighborhood? It’s important to consider your neighbors for sure.

Daycare business plan

Now that you know if you can open, you need to consider what you can make. Look at existing facilities, homes, and centers in your area. What do they charge? What do they offer? What do you want to offer? Do you plan to have a specialization that you can charge more for?

How many children will you be allowed to keep and of what ages? In Oklahoma, we can keep 7 kids over the age of 2. We can keep 6 kids if 3 are under 2. We can keep 5 if they are all under 2. So, a big determination in how many kids you can keep is what age of children need care in your area and what ages you will enjoy caring for. I LOVE babies, but I don’t love keeping them 10 hours a day. I like to run and play and do activities. I don’t want to hold an infant all day. So, I don’t keep them. For 20 years, I kept all ages from birth to 12, but over the years, I scaled back.

As I got older, it was more difficult to do everything for everyone, so I changed some of my home daycare rules to suit me better at the age I am now. Believe me, home daycare is far easier when you are 24 than when you are 49. I promise!

Now think of your location. Is it a good area that people will be happy to take their kids to? Or will you have a more difficult time getting clients in that area because of some stigma? In my town, there is an east and west side. For some reason, people think the west side is bad. There are good and bad areas on both sides, but home daycares on the west side always struggle. It’s a stigma, not a real problem. But it does affect business.

When doing your research, find out if there are some gaps in care that many people need. Here there is ALWAYS a big need for very young infant care. None of our centers in town take kids under 10 months. And there are always lots of babies being born. If you wanted to open an infant only facility, it would do well.

You could also specialize in early morning or late-night care. What about weekends? Lots of people here work shift work and they need good care at night. Find out who provides what and what people need. You can look on Facebook and find out what people are asking for. You can ask in a community group or a mom group. You can ask the principle and the electuary school what they have heard.

Is afterschool care with transport from the school a huge need? That could be your niche. Think about providing care during all the school breaks but most of the year only doing it for an hour or two after school? There’s always a great need for that. If you like older kids and like helping them with homework, you could be a godsend to many families.

In our state, we have resource and referral agencies that can provide this information to you all in one place. You can ask if you have anything like that when you contact your licensing agency for regulations in the beginning.

Now to make a specific business plan.

Home daycare salary

How many children will you care for? What will be the minimum and maximum age you’ll take? Will you charge a different price for different ages? What time will you be open? Will you provide all meals for children? Will you provide diapers and wipes? Will you need to hire staff to help you? What about an accountant or bookkeeper? Housekeeper? Lawn service? Think about all the expenses you may have because you’ll be busy working with kids so many hours a day.

Next, you need a name and a philosophy. Potential parents will want to know your ideals and what you stand for. What are your beliefs about providing care? Will you be play-based? Montessori? Nature-based? Have a strict school readiness goal?

You’ll also need policies and a contract . This is a super important step in your business plan. You may be tempted to skip it, but don’t. You will regret it.

Next, you’ll need a budget . You can use this printable business plan to record all the information you’ve collected and figure out what your budget might be. You’ll have to consider start-up expenses and must-have items to work. And you’ll also have to consider the price of every day supplies such as food, replacement toys, repairs, paper products, and so on.

There are other expenses or charges you may not think about such as are listed below.

Charges for families:

• Registration fees
• Waitlist fees
• Supply fees
• Curriculum fees

Expenses for you:

• Construction costs
• Software costs
• Training costs
• Bank charges

Then you’ll have to figure out the income you’ll be making. What will you charge per child and how many children? Figure up your potential earnings and add it to the printable business plan to come up with your home daycare salary.

Check out what home daycare essentials you really need here.  

Home daycare insurance

Don’t forget about home daycare insurance. Obviously, you’ll have to have homeowner’s insurance and auto insurance for your vehicles, but did you know that neither of those covers your business?

Many insurance companies won’t offer it, so you’ll have to look around. If you can’t find any, ask around to other home daycare providers and see if any of them have a suggestion.

Lastly, before you can open, you’ll have to find a way to market your home daycare. Check out these advertising ideas to get you started.

Home daycare website

Don’t forget if you want to make a daycare website to advertise and share information with your clients about what’s going on at daycare, you’ll need to figure in the cost of that as well. You can get wonderful website design help and custom made forms from daycare time solutions here. 

Get your home daycare business plan worksheet here.

Get your home daycare menu planning guide here.

Get your home daycare licensing checklist here.

For a planner made JUST for home daycare providers , this jewel will help you get all of your business organized-AND, it’s gorgeous! There are tons of great provider helps on this site. I wish resources like these ladies have were available when I started. There was no help for home daycare providers back then. But don’t forget to always take care of yourself so you can take care of others!

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A great resource. Thank you so much for sharing.

Thank you for checking it out!

Don't bother with copy and paste.

Get this complete sample business plan as a free text document.

Child Care Business Plan

Start your own child care business plan

The Toddler Warehouse

Executive summary executive summary is a brief introduction to your business plan. it describes your business, the problem that it solves, your target market, and financial highlights.">, opportunity.

The education of our children needs to start earlier and earlier. The school system is failing.  Those who can hire private teachers and tutors to help with their children’s education should.

The Toddler Warehouse is a full-service child care/development facility that cares for toddlers from age three to five. The Toddler Warehouse will be concentrating on the upper end of the market: double-income professional parents. These personally ambitious parents are typically eager in terms of their children’s development and will be willing to pay to have their children attend the best facilities.

The Toddler Warehouse will be offering child care/development for toddlers age three to five. The Toddler Warehouse will be targeting double income professional families who, because of work obligations, do not have the time during the day to care for their child. The Toddler Warehouse will be targeting families that are interested in something more than simple baby-sitting facilities, they would like the children to be enrolled in a program that offers development of many different skills including: socialization skills, arts and crafts, large muscle group workouts, reading, numbers, etc. Parents who are professionals, who are ambitious by nature themselves, are typically eager for their children to move ahead and are willing to pay for the best development care services for their children.

Competition

The Toddler Warehouse will be competing in the child care industry. This industry is fairly broad and populated, there are companies at all levels, from the basic baby sitter services, to competitors of The Toddler Warehouse. There are service providers that offer standard business hours as well as services that offer night and evening hours. There are scheduled services and no reservation drop off services. Price, quality, and gut feeling drives a lot of parental choices. The Toddler Warehouse believes the secret to success is to 1) concentrate on only a portion of the market, and 2) choose a portion of the market that is growing.

The Toddler Warehouse’s mission is to provide top level child care. We exist to attract and maintain customers. When we adhere to this maxim, everything else will fall into place. Our services will exceed the expectations of our customers.

Expectations

We will be profitable in the first year. By year 3 we will be able to hire more general help which focuses on care since we are all set for teachers

Financial Highlights by Year

Financing needed.

Matt will invest $85,000

Problem & Solution

Problem worth solving.

The education of our children needs to start earlier and earlier. The school system is failing.  Those who can hire private teachers and tutors to help with their children’s education should.

Our Solution

The Toddler Warehouse is a full-service child care/development facility that cares for toddlers from age three to five. The Toddler Warehouse will be concentrating on the upper end of the market: double-income professional parents. These personally ambitious parents are typically eager in terms of their children’s development and will be willing to pay to have their children attend the best facilities.

Target Market

Market size & segments.

The Toddler Warehouse is targeting one specific customer group, the middle to upper class, two income professional family. This group of families have both parents working, not allowing them time to raise their child during the day. This group has the money for child care, and are willing to spend a little extra to get a higher level of care.

This customer segment has already begun teaching it’s child advanced concepts like reading, singing, socialization, etc. The Toddler Warehouse will continue to develop the children’s skills.

This customer group is typically made up of two professional parents. This would explain why the parents 1) have the money for more sophisticated child care, and 2) are ambitious in terms of their children’s learning and development.

Current Alternatives

There are many different competitors in the child care space. The Toddler Warehouse will only detail the direct, or reasonably direct competitors, and will not detail the myriad of other service providers that offer some sort of child care option. The direct competitors are:

• Established, often franchised, child care centers. These are typically larger facilities that offer care to a wide range of ages. The number of children serviced is usually quite large. The child care is adequate, although somewhat impersonal by virtue of its large size.
• Small, home based child care. These competitors are people that have a child care facility based out of their house. The quality of these ranges considerably, some are great, some are sub par.
• Medium sized companies. These are typically independently owned facilities. Some of theses will handle a wide range of ages, others will specialize with a specific age group.

Our Advantages

The Toddler Warehouse’s competitive edge is two-fold:

• Specialized training – The facility can only be as good as the teachers and assistants. With this in mind, The Toddler Warehouse has a specialized training program that all teachers and assistants are put through so they are proficient at teaching the specific programs that The Toddler Warehouse has developed for toddlers age three to five. The employees are put through an intensive week long course and only after they pass the intensive training will they be allowed to work with the children.
• Innovative learning programs – Typical learning programs for toddlers this age focus on specific traits and only work on one trait/ skill at once. While this is successful in reinforcing the skill, it is often very difficult for the child to appreciate the interrelationships of the different skills. Consequently, the child can learn the skill, but has difficulty applying the skill when faced with multiple stimuli. When the child is unsure of what to do because of the multiple stimuli and these several skills that they have learned independently, the child tends to shut down out of confusion. Matt’s Master’s thesis was based on Intertwined Learning Systems that teaches skills not in isolation from each other, but taught together. Matt’s research strongly supports the assertion that when the skills are taught together, just as you would expect to encounter them in real life, the children are able to assimilate the new task into their skill set much quicker.

Keys to Success

Our keys to success are: 

• To create a service based operation whose primary goal is to exceed customer’s expectations.
• The utilization of The Toddler Warehouse by at least 40 different families in the first eight months.
• To increase the number of client’s served by 20% each year.
• To develop a sustainable, profitable, start-up business.

Marketing & Sales

Marketing plan.

The Toddler Warehouse intends to concentrate on the double income working professional families because they are the segment that can most readily afford day care, are the ones who need day care because of their work obligations, appreciate the advanced learning and development The Toddler Warehouse has to offer, and lastly are a growing segment of our society.

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As America continues to be a society of people working long hours, there will always be the need for child care. The trend of longer work weeks is increasing and this drives The Toddler Warehouse’s business.

The Toddler Warehouse’s sales strategy will be targeting double income working professional families. These families have the money to spend on child care and these parents are much more likely to appreciate the advanced learning systems taught at The Toddler Warehouse based on Matt’s thesis.

The sales strategy will be based on a communication effort to explain the virtues of the program and how time at The Toddler Warehouse can speed up the children’s development considerably. In addition to one on one explanations of the program and its merits, the prospective parents will be given tours of the facilities. The tour of the facility will serve two purposes:

• The tour will be used as a way to impress the prospect of the facilities that The Toddler Warehouse has. These facilities were custom designed to achieve very specific educational goals and The Toddler Warehouse is immensely proud of the facilities.
• The tours typically occur during the day and this becomes a perfect opportunity for the potential customer to view the care as it is occurring. This will serve to build a trust bond between The Toddler Warehouse and the parent who naturally is cautious about leaving the child with strangers to have the child cared for and taught the entire day.

In essence, The Toddler Warehouse  is letting the facilities and teacher/student interactions speak for themselves. Because of the high level of service, this is entirely possible.

Locations & Facilities

The Toddler Warehouse, soon to be located in Salem, OR, will offer child care services for kids between the ages of three and five. The Toddler Warehouse will offer services from 6 a.m. to 7 p.m. The children will be exposed to a wide range of activities including arts and crafts, socialization, large muscle group activities, and general learning. The Toddler Warehouse will be priced out of some people’s budget, but will offer a low student to teacher ratio and well trained staff. The Toddler Warehouse will be located in a recently purchased and converted home that now is solely a child care center.

Equipment & Tools

The Toddler Warehouse offers Salem an upper-end child care facility for toddlers age three to five. The Toddler Warehouse offers a low teacher to student ratio, custom facilities, and innovative learning programs. The Toddler Warehouse hours will be a bit wider rage than normal business hours to accommodate the working parents, the target customer.

The two income families have children, yet both parents work. The Toddler Warehouse is an innovative solution that acts as virtual parents, broadening the children’s skills during the day. This is not a baby sitter facility. The children are engaged throughout the day, learning new skills and reinforcing already acquired ones.

Milestones & Metrics

Milestones table, key metrics.

Key metrics are: 

• The # of families paying fees to breakeven 
• increase the # families paying fees by 20% year over year 
• training teachers and assistants 
• keep on top of the educational tools 

Ownership & Structure

The Toddler Warehouse will be an Oregon Corporation, founded and owned by Matt Ernal.

Management Team

Matt Ernal, the founder and owner of The Toddler Warehouse will be running the daily operations. Matt got his undergraduate degree in English from the University of Oregon. Upon graduation, Matt was unsure of what he wanted to do so he travelled to Indonesia and taught English for three years. For the first year, Matt lived with a local family. In exchange for room and board, Matt cared for the family’s two children. Although he had never done any child care before, Matt found this very satisfying.

Upon returning to the US, Matt was contemplating pursuing something with teaching. His experience in Indonesia was quite positive, both the English classes and caring for the young children. Ultimately, it was the experience with the young children that led Matt to consider a career teaching young children. Matt entered Western Oregon University’s nationally recognized Master of Education Program to pursue toddler development. After graduation, Matt was confident of his abilities and decided that he would appreciate the autonomy of running his own business. He purchased a house for the facility has been working hard on this project ever since

Personnel Table

Financial plan investor-ready personnel plan .">, key assumptions.

Our key assumptions: 

• Kids need to have a place that caters to the way they learn 
• Kids need somewhere that teaches them life skills
• Education starts at a very young age
• Parents need somewhere safe and nurturing to leave children while they finish their workday. 

Revenue by Month

Expenses by month, net profit (or loss) by year, use of funds.

The Toddler Warehouse’s start-up costs include:

• Legal: $1,000
• Stationery etc: $100
• Brochures: $350
• Art supplies: $150
• Kitchen supplies: $200
• Cleaning supplies: $100
• Medicine kits: $100
• Matts and pillows: $150

Total $ 2150 

Sources of Funds

Our founder will invest $85,000 to get the operation up and running. 

Projected Profit & Loss

Projected balance sheet, projected cash flow statement.

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How to Write a Business Plan for Daycare and Preschool

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Writing a daycare or preschool business plan is a big task, but due diligence and hard work will help you understand what you’ll need to launch and run a daycare or preschool successfully.

What do daycare investors want?

Your local government will have rules and regulations you’ll need to follow as a small business owner and childcare provider. Start by reviewing the childcare licensing guidelines for your state and city. Once you’re clear on licensing guidelines, you’re ready to start writing your childcare business plan.

The purpose of a business plan is to help secure funding. You’ll likely need financing to launch your preschool or daycare, especially if you want to avoid the monthly repayment of a loan. 

Investors provide businesses with money in exchange for partial ownership. As a result, they expect a larger return on their initial investment. Because many investors work in business, they prefer to invest in an established company.

Most investors look for:

Industry background and experience

Financial performance and promise.

Investors want to make money. Therefore, they are more inclined to work with experienced entrepreneurs and business owners to guarantee a return on their investment. 

This might sound discouraging for those with little experience or without a business management background, but the opportunity doesn’t end there. You could consider bringing on a partner with a business background. Additionally, many investors act as a source of business advice. 

You need to demonstrate that your business will make money. Investors will likely want to see signs of business growth before they give you money. 

Additionally, investors will want to know about your financial stability. Questions an investor might ask are:

• What do you plan to do with the money?
• Has your business been up or down in recent years?
• Is your company losing money? Are there signs of growth for the future?
• How do you plan to repay your investment?

Of course, every investor is different, so they’ll consider various factors. While experience and financial promise are at the top of the list for most investors, they might also look for uniqueness, business readiness, an effective business model, and more.

Writing a daycare business plan

We’ve discussed licensing and investors. Now, you’re ready to begin the framework of your business plan for daycares and preschools. Here’s what you’ll need to get started:

Business description

Needs assessment, insurance policies, operating policies and procedures, marketing strategy.

Start with the basics: what does your daycare do? Detailing the service you’re offering will help you create a clear business plan. Next, you might want to write some goals or even a mission statement outlining your purpose and motivation.

Start by looking at general daycare or preschool industry trends, then narrow your scope to the preschools or daycares in your local area. Next, you’ll need to figure out who your target customers are and confirm that there is a need for a business like yours in your community. 

Are there a lot of young families in your neighborhood? Are you located somewhere convenient for commuting parents? Does your business offer a specific service that your competitors don’t, like early check-in or extended hours? 

Also, check out the competition. Research the existing daycare or preschool options in your community. Look at current preschool or daycare business plan samples. What makes your daycare or preschool unique? 

Developing detailed budgets will help you run your small business. You’ll need to compare your current cash flow and expenditures to determine whether you’ll make a profit.

Build a budget for unexpected costs. For example, how many children do you need to serve to be able to pay your bills and stay afloat? Child Care Aware of America offers some terrific budgeting resources for this process.

Depending on the type and size of your preschool, you’ll need insurance policies of several different types, including liability, property, workers’ compensation, and business insurance. Check the licensing requirements for guidance in building this part of your preschool business plan.

Create a comprehensive handbook for families and staff that includes you center's policies and procedures. For instance, you'll need to develop an emergency plan , daycare sick policy , and other safety protocols according to your local childcare licensing requirements. 

Your staff handbook will be a helpful resource your employees can reference and include all your employment policies including work and pay schedules, benefits, and information about professional growth and development. You can also include information on your center's philosophy and curriculum, classroom procedures, and expectations for working with children and families.

Your marketing strategy is the key to attracting customers. Decide what type of advertising you will use in front of potential customers. For example, list your school in local directories and participate in parenting and kid-friendly community events. Run a social media campaign focusing on your target population.

Another big part of childcare business marketing is differentiating yourself from other preschools. These days adopting daycare software is a surefire way to attract families with young children. A tool like brightwheel's center management feature will streamline your center's admission process, record keeping, and reporting, saving you up to 20 hours per month. 

You can also use brightwheel for recording and tracking daily events and activities, and sending real-time updates to families throughout the day. It also offers secure, digital check-in/check-out and a paperless billing system. This is a great way to keep your families looped in on daily activities and handle all of your administrative tasks in one place.

Your business is ready!

Writing a business plan can be stressful, but it doesn’t have to be. Once you secure the proper licensing, use the information in this article to guide you through creating a solid daycare business plan that drives investors and financing to your business.

These are just the basics to get you started. For further information, the U.S. Small Business Administration’s website has detailed instructions on creating each necessary part of a successful business plan. 

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How to Start a Daycare at Home in 14 Steps (In-Depth Guide)

Updated:   March 22, 2024

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As more parents enter the workforce, it’s no surprise that the U.S. daycare market reached a whopping $60.4 billion in 2022. The industry is continuing to grow, with an estimated CAGR of 4.18% from 2023 to 2030.

For aspiring entrepreneurs, few businesses offer the low startup costs and convenient work-life balance of home daycares. By converting a spare room or basement into a kid-friendly space, you can capitalize on this demand and start a rewarding small business caring for local families.

This guide will walk you through how to start a daycare at home. Topics include market research, competitive analysis, registering an EIN, forming a legal business entity, obtaining business insurance, and more.

1. Conduct Daycare at Home Market Research

Market research is essential to employment in early childhood education. It offers insight into your target market, potential business expenses, trends in health and human services, and more.

Some details you’ll learn through market research as you obtain your family child care license include:

• The target demographic for home daycares is children under age 6.
• With over 70% of children under 6 potentially needing care while parents work, there is a huge demand to be met.
• The rise of dual-income households over the last few decades underlies this increasing market need.
• Home daycares have lower costs than traditional center daycares, making them an appealing option for cost-conscious parents. T
• With more affordable rates, home daycares can attract clients even in economic downturns as parents seek budget childcare options.
• Competition from existing home daycares varies greatly by region but tends to be minimal.
• Most competitors are other small home operations with a capacity for under a dozen children.
• Larger daycare franchises can provide stiffer competition in some areas but may have higher tuition rates that deter some parents.
• Market research should examine local competitors’ enrollment levels, tuition rates, services, and offerings to strategize competitive differentiation.
• Many home daycares break even within their first year of opening.
• Ongoing expenses tend to be quite low, focused mainly on food, supplies, and modest marketing spending to maintain full enrollment.
• Many home childcare business workers choose to work from home to continue caring for their own children.

Use this market research as you open your own child care business to formulate a thorough business plan.

2. Analyze the Competition

When starting a home daycare business, conducting a thorough competitive analysis is key to strategizing your positioning and rates. Assess other early childhood professionals within a 5-10 mile radius to analyze in-person offerings local families may consider.

For brick-and-mortar daycares, research center sizes, staff-to-child ratios, tuition rates, curriculums, and program offerings. Visit their sites to get a feel for environments and caregiver engagement. Look at their online presence including websites, social media, and directory listings.

Analyze competitors’ enrollment levels, whether they have waitlists, parent reviews, and word-of-mouth referrals. Higher enrollments and waitlists indicate satisfied families and a strong community reputation. You can leverage such insights to emulate popular curriculums or program offerings in your own business.

Research nanny and babysitter options to examine competition from independent childcare workers as well. Compare their hourly rates, services provided, credentials, and liability coverage against your home daycare offerings.

3. Costs to Start a Daycare at Home Business

As a business owner, you’ll encounter a variety of expenses through your child care center. From your business loan interest to meeting licensing requirements, and beyond. Here are some of the startup and ongoing expenses daycare centers encounter:

Startup Costs

Starting a home daycare requires various upfront investments to handle licensing, materials, renovations, insurance, marketing, and initial operating costs before opening for business. Total startup costs often fall between $10,000-$25,000, including:

• Acquiring state licensing and permits can cost $150-$500 depending on your region.
• Some states may require extra director credentials (CPR/First Aid training, etc.) adding $100-$300 to costs.
• Zoning permits range from $25-$150+.
• Fingerprinting and background checks add $50-100 per caregiver.
• In total budget is $500-$1200 for administrative licensing.
• Business insurance (general liability & accident) ranges from $300-$1000 annually.
• Separate child care licensing insurance can cost $300-$600 depending on policy liability caps.
• Budget at least $1000 for any renovations like child gates, safety rails, or converting a spare room into a dedicated classroom space.
• $2000-$5000 ensures high-quality materials and developmental appropriateness across all age groups under care.
• Budget $1500-$3000 for robust multi-channel outreach to local parent networks and directories.

The first 1-3 months could see lower enrollments as your center ramps up. Have at least 3 months of working capital for rent/mortgage, food, caregiver salaries (if applicable), supplies, and other operating expenses before profitability.

Ongoing Costs

Once open for business, monthly costs often include:

• Rent/Mortgage: $0 (existing residence) to $2000
• Food Supplies: $250-$600
• Learning Materials/Toys: $100-$300
• Insurance: $100-$250
• Marketing: $100-$500
• Accounting Software: $50-$150

Variable costs tied to enrollment levels include caregiver payroll, associates’ credentials/training, and activity/event programming. Reinvesting profits into quality improvements demonstrates a commitment to families while fueling referrals.

4. Form a Legal Business Entity

When starting a home daycare business , the legal structure you operate under impacts taxes, liability coverage, and ease of expansion over time. Weighing the pros and cons of each framework ensures you make the best decision when establishing your company.

Sole Proprietorship

Operating as a sole proprietor means no formal business registration is required beyond standard licensing. This simplifies logistics and paperwork for fledgling owners. It offers no personal asset protection if sued – creditors can seize personal bank accounts, properties, etc to settle company debts.

Partnership

Enlisting a co-owner shares startup costs and management duties. However, partners are subject to unlimited personal liability same as sole proprietors. Income pass-through hits all partners harder at tax time as well compared to limited entities. Disagreements between partners also introduce legal complexities.

Limited Liability Company (LLC)

Registering as an LLC offers liability protection missing from proprietorships or partnerships. Only business assets are impacted by debts, lawsuits, or claims – personal assets remain shielded even if the company folds. This coverage incentivizes small business growth through hiring once capacity expands.

Corporation

Incorporating brings the strongest business liability protections but also the highest maintenance costs. Double taxation applies on both corporate and personal returns too – expect an extra tax burden of $1,000+ from income passing through. Corporations have strict record keeping, public bylaws, and annual shareholders meetings.

5. Register Your Business For Taxes

To operate legally and open business bank accounts, home daycares need both a federal Employer Identification Number (EIN) and state sales tax registration. The EIN essentially functions as the business’s Social Security Number for tax purposes.

Apply for an EIN online . Registering for an EIN is free and simple through the IRS website. The online application takes less than 15 minutes to ask for basic entity information, owner names, and mailing addresses. No filing requirements or extensive paperwork is involved like incorporating.

Most states also require sales tax registration for childcare services. The application process varies slightly but resembles the Streamlined Sales Tax System. This unified form allows businesses in member states to register once rather than needing individual state forms.

Costs are generally low – $10 or less. Non-streamlined states may charge $50-$150. Once approved, you can collect and remit sales tax on tuition revenue to state departments of revenue. Ensure tax-exemption rules are followed though.

Check state government websites for specifics on sales tax waivers along with business license/zoning obligations, employment policies, and daycare regulations. Statutes differ across state lines regarding safety standards, caregiver duties, record keeping, and more.

6. Setup Your Accounting

Robust recordkeeping is crucial for home daycares to track revenues, expenses, and payroll and prove regulatory compliance. There are many ways to use accounting to benefit child care businesses, including:

Accounting Software

Using accounting software simplifies these tracking efforts greatly compared to manual ledgers. QuickBooks handles customer billing, invoices, expense coding, and cash flow reports and can deliver key data to your accountant come tax season.

Hire an Accountant

Having an accountant advise your home daycare locks in expert guidance on revenue/expense classification, deductions, and financial strategy from the start. They establish foolproof processes for bookkeeping, payroll processing, bank reconciliation, and fiscal year-end preparation.

Open a Business Bank Account

Separating business and personal finances prevents confusion. Open a dedicated business checking account for transparent tracking of daycare revenues, caregiver payroll draws, vendor payments, and eligible purchases. Reconcile statements monthly before reporting details to your accountant.

Apply for a Business Credit Card

Applying for a small business credit card also builds helpful lines of credit for larger purchases or operating shortfalls from enrollment ebbs/flows. Put all daycare-related expenditures on the card, pay the balance monthly, and request gradual limit increases over time

7. Obtain Licenses and Permits

Being approved for state childcare licensing is the foremost permit needed before opening doors to little ones. Find federal license information through the U.S. Small Business Administration . The SBA also offers a local search tool for state and city requirements.

In California, daycares under the care of 14 children require a family childcare home license. This involves extensive background checks, yearly tuberculosis testing, and 15 hours of initial health/safety curriculum completion for all adult members residing within the home.

Extensive childproofing precautions must also be completed covering anything posing fall, drowning, burn, or poisoning dangers across indoor/outdoor spaces. Monthly site visits verify standards compliance.

Florida mandates licensed homes carry special commercial liability insurance covering up to $100,000 per occurrence. Caregiver certifications in first aid, infant/child CPR, and development training clock at least 40 hours. Yearly safety inspections also apply with records submitted monthly.

In Texas, the Department of Family and Protective Services likewise facilitates background screenings, monitoring, and training requirements for legal home registration. Any adults present with known criminal convictions or child abuse history are immediately disqualified from eligibility.

Home insurance carriers also often prohibit operating businesses within residential policies. Purchasing a Child Care Insurance Policy extends commercial general liability and abuse/molestation coverage vital given elevated interaction risks with multiple children simultaneously.

8. Get Business Insurance

Carrying adequate business insurance shields home daycares from financial ruin should injuries, accidents, or emergencies strike while children are in care. Out-of-pocket costs for medical bills, legal fees, and damages payouts easily reach six figures without protection.

Some potential risks include:

• If a house fire required emergency room transport for smoke inhalation treatment across eight kids, damages would run $150,000 without coverage.
• A visitor slips on a wet floor, sustaining back injuries requiring surgery and extended physical therapy.
• Accidentally serving meals causing allergic reactions summon ambulance callouts hitting $2000+.

Having general liability coverage defrays these wildcards. Additional abuse and molestation policies further shield claims tied to hire misconduct. Top carriers like State Farm offer specialized plans accommodating home daycares for $400-$1200 yearly. Expect options covering:

• $500,000 per occurrence
• $50,000+ property damage
• $250,000 molestation sublimit
• $2000 medical payments
• $1000 ambulance expense

Obtain quotes through independent brokers having existing relationships with family care carriers. Insure on facilitates expedited digital applications answering just basic questions without obligation. Expect requests like:

• Entity type + Ownership
• Location/building details
• Historical liability claims
• Current provider coverage status
• Desired quote customizations

Applying through multiple reputable agencies ensures the most competitive premiums for equal coverage suited for home daycare risks. Never operate uninsured – an accident lawsuit and settlement can bankrupt entire savings rapidly.

9. Create an Office Space

Having a dedicated office/classroom area for administrative needs lends daycares valuable versatility accommodating parent meetings, one-on-one consultations, or extracurricular planning sessions. This space supplements regular activity rooms keeping toys and children contained without distraction.

Home Office

Converting a spare bedroom or basement into a functional office typically costs $2,000+ factoring desk, file cabinet, and chair purchases alongside any renovations, painting, or lighting improvements. While convenient, mingling clients and kids risks overstimulation, privacy concerns, and injury incidents.

Coworking Space

Nearby WeWork locations offer professional environments for client meetings starting at $300 monthly. Custom WeWork office sizes suit small consultations, training sessions, or parent open houses conveniently. Military family events also benefit from roomier third-party venues over at-capacity houses.

Retail Space

Leasing retail spaces like storefronts proves overkill for most single-site providers outside hybrid daycare franchises with built-out amenity spaces. Property owners seldom rent units under 5 years either, a longer commitment than prudent for newly established businesses. Expect rental rates of $20 per square foot.

10. Source Your Equipment

Outfitting home daycares requires extensive toys, furniture, feeding supplies, safety gear, and specialty infant items to care for multiple age groups. Stocking up across these categories can be done by buying new, used, renting, or leasing options.

Major retailers like Walmart, Target, and Amazon supply toys supporting cognitive, motor, and social skill development across all toddler stages. Purchase age-specific furniture like cribs, playpens, mats/gyms along with cabinets/cubbies for personalized storage. Feeding essentials include plates, cups, utensils, and bibs.

Buying Used

Secondhand batches of playsets, activity mats, costumes, books/puzzles, and outdoor equipment findable on Facebook Marketplace , Craigslist , or Offer Up often hold up through multiple daycare enrollments if inspected closely for safety. Create saved searches on these platforms for bulk deals.

Children’s consignment platforms like Kid to Kid lease infant/toddler inventory like bouncers, play mats, and high chairs for flexible 3-6 month terms. This suits changing enrollment needs as age distributions shift each year. Rental fees range from $25-$60 per item but save eating huge upfront spend.

11. Establish Your Brand Assets

Cultivating a distinctive brand identity helps home daycares stand out from competitors and attract enrollments through consistent visual recognition. Parents gravitate towards providers reflecting professionalism across touchpoints, from logos to web layouts showcasing nurturing environments.

Getting a Business Phone Number

Acquiring a unique business line using RingCentral lends legitimacy over listing personal cell numbers across outreach materials. Expect just $20 monthly for a dedicated mobile line, local caller ID, and basic answering features like voicemail transcriptions. Upgrade to toll-free lines once establishing steady demand.

Creating a Logo and Brand Assets

A thoughtful Looka logo visually encapsulates program values and personalities home providers radiate. Whether utilizing abstract shapes or kid-friendly illustrations, ensure palettes and fonts synchronize across business card templates, letterheads, website motifs, and signage backdrops.

Business Cards and Signage from Vistaprint

Business cards supply quick references for parents unable to snap photos of facility contact info during tours. Exchange at community tabling events or initial consultations so families have 24/7 access. Yard signage, window clings, and indoor displays ordered through Vistaprint make standalone homes identifiable as licensed daycares, not personal residences.

Purchasing a Domain Name

Secure matching domains from Namecheap for $15 annually. Opt for .com over .biz or .info which read unestablished. Make usernames/emails easy to recall to create memorable brand awareness and make it easy for clients to find you.

Building a Website

Employ DIY platforms like Wix for one-time $100s investments crafting pages showcasing caregiver bios, activity philosophies, menus, and enrollment information across responsive desktop/mobile layouts. Add photo galleries and parent review social proof later. Alternatively, hire web developers on Fiverr .

12. Join Associations and Groups

Joining local and national associations facilitates invaluable collaboration with fellow childcare professionals. Access member-exclusive training programs, checklist resources, and referral networks to accelerate getting up and running.

Local Associations

In Texas, the National Association for Family Child Care chapter lists accredited home providers meeting strict quality benchmarks. The Texas Professional Home Childcare Association connects over 500 area members for continuing education, substitute caregiver pools, and mentorship channels.

Local Meetups

Platforms like Meetup organize regional workshops and social mixers to unite area childcare pros. Poll fellow business owners on enrollment promotion tactics, favorite curriculums, and vendor recommendations within intimate meetup settings.

Facebook Groups

For round-the-clock advice from national peers, Daycare Owners and Home & Daycare Crafts And Helpful Ideas share endless program inspiration. Discuss everything from affordable outdoor playset brands to managing COVID-19 exposures and symptomatic students.

13. How to Market a Daycare at Home Business

Implementing marketing initiatives fuels steady enrollments and waitlists through consistent community outreach. Without promotion, openings risk going unfilled as local families remain unaware of new neighborhood offerings.

Personal Networking

Leveraging personal networks presents the most valuable starting point before investing in formal platforms. Reach out to parent groups, neighborhood listservs, and community centers to circulate flyers or offer open house events showcasing your facilities in person.

Digital Marketing

• Launch Google/Facebook ads geo-targeting nearby parental demographics with $15-50 daily budgets
• Create Instagram and TikTok accounts showcasing activities, meals, and campus facilities. Use relevant #hashtags to expand visibility.
• Claim online directory listings on Care.com for increased discoverability.
• Distribute monthly e-newsletters to enrolled families highlighting curriculum topics, staff spotlights, and seasonal reminders.
• Blog about parenthood challenges, kid development milestones, and balancing work-life routines to attract local readers.

Traditional Marketing

• Design eye-catching yard signs and distribute door hangers throughout surrounding neighborhoods.
• Sponsor booths at school fairs, fundraisers, and community events to meet area families.
• Place ads in neighborhood newspapers/magazines and pitch relevant lifestyle section stories.
• Partner with complementary businesses like pediatricians, tutors, or photographers for cross-promotions.
• Purchase promotional giveaway items like t-shirts, magnets, and stickers to boost brand familiarity.

Balancing digital and real-world marketing exposes home daycares to the widest possible audience of potential applicants. Measure response rates across initiatives to double down on the most effective channels based on actual enrollment conversions.

14. Focus on the Customer

Delivering exceptional caregiver support and family engagement accelerates enrollment growth for home daycares through word-of-mouth referrals. Prioritizing child development and nurturing environments over profits earns community trust and loyalty.

Take extra time getting to know student’ personalities, interests, and needs to personalize curriculums nurturing their unique gifts. Schedule regular show-and-tell sessions for children to share projects displaying their creativity growth over months in care.

Make parents feel heard regarding new policy changes, activity feedback, or child milestone concerns. Hold quarterly focus groups to collect suggestions, address worries, and highlight recent improvements implemented through their insights.

Share daily recaps through app platforms like Brightwheel detailing meal menus, lessons covered, and individual child progress across motor skills, vocabulary gains, and social realm. Attach photos capturing precious laughter and play moments families miss while working.

Exceeding expectations across communication channels and genuinely bonding with little ones manifests satisfied customers evangelizing your home daycare within neighborhood circles. This grassroots endorsement propels sustainable word-of-mouth referrals.

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March 8, 2024

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Serving Whitman, Asotin, and Garfield counties in Washington, and Nez Perce and Latah counties in Idaho. Including Pullman, Moscow, Lewiston, and Clarkston.

213 N Main St Ste 3 Moscow, ID 83843 Directions

[email protected] 208.874.2329  or  509.496.1945

Serving Whitman, Asotin, and Garfield counties in Washington, and Nez Perce and Latah counties in Idaho. Areas to include Pullman, Moscow, Lewiston, and Clarkston.

Since 2006, the palouse regional branch has been honored to serve our community with uncompromised values..

The Palouse is unique in the sense that we are a patchwork of many small towns, all connected by our “Palouse pride.” We find it quite fitting because our staff has always and will continue to deliver care that truly stands above the rest. Being unique is a wonderful thing.

Quality In-Home Senior Care Services in Palouse

Looking for top-notch in-home senior care services in Palouse and surrounding areas? Look no further than Family Resource Home Care. Our team of experts provides compassionate, knowledgeable, and trustworthy care to ensure that your loved one receives the support they need while remaining in the comfort of their own home. Contact us today to learn more about our exceptional home care services in Palouse.

Learn about our Medicaid Shared Care Program (pdf) .

The Highest Standard of Home Care in Palouse

At Family Resource Home Care, we have helped countless families in Palouse and the surrounding area with their in-home care needs. Our skilled and trusted caregivers receive individualized training tailored to each client’s unique needs. Here are just a few reasons why we are the best choice for senior home care in Palouse:

• Our caregivers are expertly trained and receive customized training to cater to each individual client’s needs.
• We establish meaningful connections with our clients, getting to know them and their loved ones.
• Our high standards of professional expertise ensure that your loved one will be well taken care of.

Specialized Senior Home Care

If you’re looking for reliable, specialized care for your senior loved one in Palouse and surrounding areas, look no further than Family Resource Home Care. Our trained and experienced staff are knowledgeable in a variety of care practices, from Alzheimer’s care to respite care to chronic disease management. We’re dedicated to providing the best possible care for our clients and their families, and we’re here to help you every step of the way. Contact us today to learn more about how we can help you and your loved one.

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Need home care, but live outside of Palouse, ID?

Find out if you live within the coverage area of one of our many locations throughout the Pacific Northwest.

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Aging, chronic disease or injury/hospitalization sometimes require additional support to help us live in safety and in comfort. Since 2006, we have proudly served Whitman, Asotin, and Garfield counties in Washington, and Nez Perce and Latah counties in Idaho, including Pullman, Moscow, Lewiston, and Clarkston with reliable care and companionship.

We bring comfort to the whole family, knowing their loved one is supported by our experienced caregivers and professional office staff.

Our Caregivers

Our caregivers are chosen for their ability to provide exceptional care and foster personal relationships. We match caregivers to the unique needs and preferences of each client. From a few hours a week to live-in care, you or your loved one will receive compassionate one-on-one service from a trained and qualified caregiver who has passed a rigorous background check. You also have peace of mind knowing an on-call supervisor is available 24/7.

Our Clients

We serve clients ranging from the elderly, those with advanced dementia, and youth and adults with special needs to those who just need extra support after hospitalization. Our clients live in a variety of settings from personal homes to assisted living facilities. We are in regular contact with our clients as well as our caregivers, to make sure information is shared in an accurate and timely manner. We also have clinically trained staff who provided ongoing assessment and supervision of caregivers.

Meet Our Palouse Team

“That we get to serve our communities, from the rolling hills and forests of the Palouse to the river communities of the LC Valley, is a true honor. The people we serve are as diverse as our landscape. From generational farmers to storied professors, veterans, healthcare professionals, and countless others, Family Resource Home Care thanks you. We thank you for your contributions not only to our communities but for trusting Family Resource Home Care to provide compassionate care and allowing us to fulfill our mission to improve more lives.”

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In-Home and Group Home Daycare in Moscow Mills, MO

The Moscow Mills home daycare options below are dedicated to providing families with quality home childcare in a safe and nurturing environment. Group home daycares are personable alternatives to large centers with hundreds of children. Entrusting your family childcare to a Moscow Mills home daycare gives children the added security of being cared for in a home environment while still giving parents the peace of mind that comes from knowing their children are under the supervision of licensed professionals. We gathered the information for home childcare centers in Moscow Mills into one place in order to help simplify your search and make it more enjoyable. Since home daycare information can change often, please help us stay up to date by letting us know if any of the information on our childcare providers is out of date or incorrect. We want to give you the right information every time.

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There’s been a ‘fundamental shift’ in what working parents expect from employers—these are the benefits they really want

Working parents are struggling . Hundreds of thousands of mothers are being driven out of the labor force, families are being confronted with soaring child care costs , and return to office is forcing everyone to change their care strategies. That means they’re looking to employers for help —and they’re less and less shy about voicing their needs.

About 78% of working parents say they’re more comfortable talking with their employer about family responsibilities than they used to be, according to a new Modern Family Index report from Bright Horizons, an education and child care provider. And there has been considerable progress over the last decade—only 24% of parents surveyed in 2024 say they would be nervous to tell their bosses they have to miss a work event to make a family commitment, compared to 39% in 2014. The proportion of employees with kids who are afraid to ask for reduced hours dropped from 43% in 2014, to 22% this year, and those fearful of asking to work remotely also fell from 43% to 21%.

“There has been a fundamental shift in employees’ expectations of their employers. Full stop,” Stephen Kramer, CEO of Bright Horizons, tells Fortune. “Employees 10 years ago felt like they were simply workers to their employers. Today, they really believe that employers should be supporting their careers, but at the same time support their families in order for them to be most successful.”

Working parents’ increased willingness to advocate for their own should send a strong signal to employers about important child care benefits are. And around 70% of working parents say that working for a company with benefits that foster a healthy work-life balance are non-negotiable, according to the report. 

“This is really a wake up call to all employers that they need to move both quickly and substantively to offer these kinds of benefits,” Kramer says. “The pandemic afforded working parents some flexibility, that in many ways, has started to dissipate or has fully dissipated in this return to a more traditional [work] environment. Employers leaned in during the pandemic, and are now leaning back out, but are not placing supports to compensate for that change.”

That support could start with listening to what kind of perks parents actually want. About 46% of working parents say they want help paying for child care, 40% want unlimited remote work , and 45% want more flexibility , according to the report. But only 29% of workers with children have employer help paying for child care , and 24% get assistance via on-site child care . 

“Employees have found their voice. You can’t put that genie back in the bottle,” Kramer says. “Employers that lean into support in terms of child care and things that really help them integrate their work and their life, those are going to attract and retain the best talent. And the ones that don’t are absolutely going to be out in the cold.”

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Moscow Family Medicine

Primary care for the whole family..

Our multiple Moscow clinic locations offer both same-day, walk-in care and preventative care options that keep you close to your support system, integrated with specialty services that allow you to stay in the community for your treatment and recovery.

Moscow Family Medicine Downtown: 208-882-2011 .

Moscow Family Medicine Westside: 208-874-0075

Billing Questions: 208-882-4611 .

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QuickCARE is our full-service walk-in clinic available for your emergent health care needs without scheduling an appointment.

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Request an appointment at our Downtown and Westside locations. Request an Appointment

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Moscow Family Medicine Downtown

Moscow Family Medicine Westside

2500 W. A St., Moscow, ID 83843 Monday – Friday, 8 a.m. to 5 p.m. Phone: 208-874-0075

2500 W A St. #101, Moscow, ID 83843 Monday – Friday, 8 a.m. to 6 p.m. Saturday, 8 a.m. to 4:30 p.m. Sunday, 11 a.m. to 4:30 p.m. Closed on major holidays. Phone: 208-883-0540

Services We Provide

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Our Providers

Amy Dudley, MD

Brad Capawana, DPM

Bryn Parker, MD

Cameron Jones, MD

Candice Ketelsen, PA-C

Frequently asked questions, why did i receive a bill from moscow family medicine.

If we are not contracted with your insurance company or the services we provided are not covered by your policy you may receive a billing statement from us. You may also receive a bill for your copay, coinsurance and/or deductible amounts. To ensure you get the greatest benefit from your health insurance coverage, check your policy to make sure the services you seek are covered and don’t hesitate to call your insurance company if you need clarification about what services your policy covers or whether Moscow Family Medicine is and “in-network” provider.

Do you take my insurance?

We accept most forms of insurance, including Medicare and Medicaid. Please direct questions to our Billing Department . We do not bill internationally – if you are a student or visitor from another country you will have to pay your bill and then send it to your insurance for reimbursement. We offer discounts for those without insurance who pay in full at the time of the visit.

What can I do when I need an appointment, but my doctor is booked for a week?

Our care teams may be able to connect you with another provider or member of our medical staff in the event your primary care provider isn’t available. Ask your scheduler about additional options for your appointment. Our QuickCARE clinic also addresses emergent matters on a walk-in basis.