student finance cover letter

Cover Letter For Student Finance Sample: Free & Customizable

In this article, I will guide you through a step-by-step process to create an effective cover letter for your student finance application, including a handy template and tips from my personal journey.

Key Takeaways Purpose : Understand the importance of a cover letter in your student finance application. Structure : Learn the standard format of a cover letter and what to include in each section. Personalization : Discover how to tailor your cover letter to your individual circumstances. Evidence : Find out how to back up your claims with concrete examples. Professionalism : Get tips on maintaining a professional tone while showing your personality. Template : Use the provided template as a starting point for your own cover letter. Final Tips : Benefit from personal insights and experiences to enhance your cover letter.

Step-by-Step Guide to Writing Your Cover Letter

Step 1: start with your contact information.

Like any formal letter, begin with your name, address, phone number, and email at the top. Ensure this information is accurate and up-to-date.

Step 2: Address the Recipient Properly

If you know the name of the person handling your application, address them directly. If not, “Dear Sir/Madam” is a suitable alternative.

Step 3: Open with a Strong Introduction

Start by stating the purpose of your letter. Mention the specific student finance package you’re applying for and briefly introduce yourself.

Step 4: Explain Your Educational and Career Goals

Detail your academic achievements, career aspirations, and how the financial aid will help you achieve your goals. Be specific, and connect your goals to the financial support you’re seeking.

Step 5: Outline Your Financial Situation

Trending now: find out why.

Clearly explain why you need financial assistance. Be honest about your circumstances, but maintain a tone of optimism and determination.

Step 6: Conclude with a Call to Action

Politely request the recipient’s consideration of your application and express your willingness to provide further information if needed.

Step 7: Sign Off Professionally

End with a formal closing, such as “Sincerely,” followed by your name and signature.

Personalization Is Key

Remember, your cover letter should reflect your unique situation. Don’t just copy and paste a generic template. Use the structure as a guide, but infuse it with details that are specific to your experiences and needs.

Template for a Student Finance Cover Letter

[Your Name] [Your Address] [City, State, Zip] [Phone Number] [Email Address] [Date]

[Recipient’s Name or “Dear Sir/Madam”] [Title] [Company/Organization] [Address] [City, State, Zip]

Dear [Recipient’s Name or “Sir/Madam”],

I am writing to apply for [specific student finance package], as advertised [mention where you found the listing, if applicable]. As a [your year in school] student at [your school], pursuing a degree in [your field of study], I am earnestly seeking financial assistance to continue my education and achieve my career goals in [specific career field].

During my time at [your school], I have maintained [mention any academic achievements or honors]. Despite these achievements, my financial situation is such that without additional support, continuing my education could be challenging.

[Provide a brief overview of your financial situation, being specific about your needs without oversharing personal details.]

The funding I am requesting would not only assist me in covering tuition fees but also enable me to participate in [mention any extracurricular activities or academic opportunities that require funding].

This support is crucial for me to continue excelling academically and to contribute positively to my community through [mention any community service or extracurricular involvement].

I am committed to my education and to the path I have chosen in [your field of study]. Your financial support would greatly assist me in achieving my academic and career objectives, which are [briefly mention your career goals].

Thank you for considering my application. I am eager to provide any further information needed to support my case. I look forward to the opportunity to discuss my application in more detail.

[Your Name] [Your Signature, if sending a hard copy]

Frequently Asked Questions (FAQs)

Q: How Do I Explain My Financial Situation in a Student Finance Cover Letter?

Answer: In my experience, being clear and concise is key. I mentioned specific financial challenges, like family income and educational expenses. 

I also provided evidence, such as income statements or bills, to support my claims. It’s important to be honest and straightforward about your financial need.

Q: What Should I Include in the Introduction of My Cover Letter?

Answer: I always start by introducing myself, stating my current educational status, and the purpose of the letter. For example, I might write, “My name is John Door, a second-year student at XYZ University, writing to apply for the ABC Financial Aid Program.” This sets a clear context right from the beginning.

Q: How Long Should My Student Finance Cover Letter Be?

Answer: Based on my experience, brevity is crucial. A one-page cover letter is usually sufficient. It’s important to be concise yet comprehensive, focusing on the most relevant details about your financial situation and educational goals.

Q: Is It Necessary to Mention My Academic Achievements?

Answer: Absolutely! I always highlight my academic achievements, as they demonstrate my commitment to education and potential for success. This can include GPA, awards, or participation in relevant projects or extracurricular activities.

Q: How Can I Make My Cover Letter Stand Out?

Answer: Personalizing the letter makes a big difference. I address it to the specific individual or committee handling the finances, if possible. Also, I share a brief personal story related to my educational journey and financial needs, which adds a unique and memorable element to the letter.

Q: Should I Discuss My Career Goals in the Cover Letter?

Answer: Yes, I find it beneficial to briefly mention my career aspirations. This shows the committee how the financial aid will contribute to my long-term goals and assures them that their support is a valuable investment in my future

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What is a Student Finance Cover Letter?

In General , University by Think Student Editor January 11, 2023 Leave a Comment

When you start applying to university, you will come across the term “student finance” a lot. Especially if you’re the first in your family to attend university, this term can be confusing. Since you have to apply for student finance before you start university, the process of applying can seem quite complicated. One of the parts of this process is a student finance cover letter. However, if this term is new to you, you’ll definitely be asking: what exactly is a student finance cover letter?

A student finance cover letter can also be referred to as an evidence cover letter. You can be asked to send the letter as part of your application along with the evidence you are submitting. Your evidence cover letter can be brief but will need to have your Customer Reference Number (CRN), your name as well as your current address. This makes it easier to link the evidence enclosed to your student finance account.

The above provides a brief summary of what a student finance cover letter is. To find out more about the evidence you must enclose and how you can send the cover letter, I recommend you read on.

Table of Contents

Where is your evidence cover letter on your student finance account?

After you have submitted your evidence, you can be asked to attach the evidence cover letter from your account. In this case, you should submit the letter online or in through the post to Student Finance England.

Uploading the evidence cover letter should be done the same way that you upload your other documents of evidence. You can download the evidence cover letter when logged into your student finance account .

You should only upload a cover letter or any other types of evidence to your account when asked to. If uploaded otherwise it can cause a delay in your application.

To start uploading evidence, you must first sign into your student finance account. You must then select the type of application. This will most likely be the ‘Undergraduate student finance applications’.

This is a separate application to the Disabled Students’ Allowance application which requires a different form and an additional cover letter. You can find out more about this on this gov.uk page here .

After you have selected this, you can view all the current undergraduate applications in your account. Choose your most recent application unless the evidence is for a specific year.

Under the section heading ‘Manage your student finance’, you will find the option to ‘Upload supporting evidence’. This is where your evidence can be uploaded and submitted.

As well as uploading evidence, you can use your student finance account to change any details in your application. This video here from Student Finance England shows you how.

What evidence must be submitted for student finance applications?

There are two types of evidence that must be submitted when you apply for student finance for the first time. These are proof of identity and household income information.

Proof of identity is the first step to checking if you are eligible for student finance. You will normally submit a copy of your valid passport details when you apply.

If you are an international student, you can send your valid non-UK passport. You may also be asked to submit Home Office documents.

If you do not have a valid UK passport, you will need to send your UK birth or adoption certificate. When sending your certificate by post, you will need to include your name and address as well as your customer reference number.

Once you have your student loan confirmation letter, you can use it to prove your address. Check out this article here on Think Student to find out more ways of proving your address.

How does household income affect your student finance application?

Your household income details are very important when determining how much maintenance loan you are eligible for. You can find out more about maintenance loans here on Think Student.

What is considered as household income changes based on your individual circumstances such as your age and who you are dependent on.

For most undergraduate students, household income includes your parents’ income and any income from your own savings or investments.

To give details of your household income, your parent must create a separate student finance account to you. You can create an account here .

Once your parent has signed in, they will need to provide the correct information about any personal taxable income and any income you may receive from savings/investments. Your parent will most likely have to send photocopies of their P60 or payslips.

This information will then be reviewed by the HMRC and will take about two weeks.

What evidence is needed to apply for CPR support?

CPR stands for Compelling Personal Reasons. CPR refers to when a student has to suspend their studies or change their course due to a personal situation like bereavement or health issues. If you are eligible for CPR support, you can receive additional funding.

To apply for CPR funding, you must submit both a covering letter and a form of evidence from a professional. You will need to reapply each year for compelling personal reasons in order to gain the additional year of funding.

Your CPR application acceptance is highly dependent on your cover letter. This cover letter will be structured very differently to the evidence cover letter and should not be as brief. The purpose of the cover letter is to explain why your CPR should be taken into consideration and why you should receive funding as a result of it.

When writing your cover letter, you should remember to include the following details:

• Your personal details – this includes standard information like your full name, date of birth and your CRN as well as your contact details.
• Key dates – this refers to which year/years you would like to be considered for CPR support and when you suspended your studies and when you plan on resuming your studies.
• Your CPR – this can be due to health issues, family issues or more but it is important to state your reasons clearly so SFE can assess the complete situation.
• Changes to your circumstances – if there is progress in your circumstances, you are more likely to be successful when you return to your studies.

The evidence from a professional as well as the cover letter confirms the difficulties you have experienced and how they have disrupted your studies.

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How to Write a Finance Cover Letter

Not all jobs need them, but for those that do, here are some guidelines from morgan stanley’s recruiters on how to write one..

Searching the internet for tips on how to write a cover letter will produce a litany of dos and don’ts: Flex your communication skills, but don’t go over three paragraphs; don’t recite a generic list of skills, but do speak to every requirement in the job description; be professional, but also be personal…the list goes on.

Truth be told, not all jobs need cover letters, but for the times when they’re required, it needn’t be so complicated to get them right.   Our recruiters say that applicants can hit the mark as long as they follow a few basic rules,  and refrain from quoting Shakespeare or likening their job search to Fantine’s demise in Les Miserable. (It happens). 

1. Why You Need One

They provide a missing link between the living-you and the formulaic resume or CV. Your cover letter conveys three important things:

• You understand what the firm is looking for.
• You’ve got the skills.
• You’re articulate.

2. What to Include

Write it like a letter—include your address, Dear Sir/Madam (or better still, the name of the person, if you know who the interviewer is), and make sure to end it with a closing (“Yours faithfully,” etc).

• First Paragraph: An opening statement that sets out why you’re writing the letter. Begin by stating the position you’re applying for and if you became aware of it by going to a recruiting event.
• Middle Paragraphs: Two or three paragraphs to explain what attracted you to the type of work, why you’re interested in working for the company, and why you think you’d be a good fit.
• Last paragraph: Thank the employer and say you’re looking forward to receiving a response.

Wanted: Non-Finance Graduates

5 business communication skills for your career, don’t let these common interview questions trip you up, 3. beware the generic cover letter.

Cover letters  can end up being deal-breakers if  they have mistakes in them, and most mistakes are made when a generic letter is used for every application. You’d be surprised by how many times people forget to switch out the name of one firm for ours. Not only do we know you’re applying elsewhere, but it shows lack of attention to detail.

4. Strike an Authentic Tone

Another reason not to use a generic cover letter: It just doesn’t sound authentic. Writing it from scratch will create  a warmer, more engaging tone—even if it’s just a few paragraphs.

5. No Need to Repeat

Don’t use the cover letter to repeat skills that you’ve already outlined in the resume, which speak specifically to the requirements in the job description. 

6. Make the Most of Your Experiences

Do include  experiences or skills that might not be specifically called for in the job description, but you believe will add to your appeal and help you excel in the role.  Examples could be collaborative, leadership or problem-solving skills from extracurricular activities or previous jobs. Just ensure that they’re truly relevant and compelling, and not a stretch. 

7. Get a Second Opinion

Whatever you end up putting in your cover letter, make sure to check for mistakes. Get someone to proofread your letter for typos, grammatical errors, the wrong firm name, and any Broadway Musical references that might have made their way in.

Good luck! And feel free to reach out to our campus recruiting team members if you have any questions. 

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Finance Cover Letter Example (w/ Templates for 2024)

You can navigate the landscape of numbers, investments, and economic intricacies.

You’re a financial pro, and you’ve got the expertise to prove it.

But there's just one thing standing between you and a successful job application – your cover letter.

Writing a compelling finance cover letter can feel more complicated than analyzing stock market trends. You might find yourself paralyzed with no idea how to prove your financial prowess.

Don’t worry! We’re here to guide you through it.

In this article, we’re going to cover:

• What an Amazing Finance Cover Letter Looks Like
• 5 Steps to Writing a Job-Winning Finance Cover Letter

3 Essential Finance Cover Letter Tips

Finance cover letter example.

5 Steps for the Perfect Finance Cover Letter

Now that you know what a great cover letter looks like, you're all set to write your own !

Just follow these straightforward steps:

#1. Put Contact Information in the Header

Start your finance cover letter by creating a header for your contact details, the same as on your resume .

Here's what you should have in there:

• First and Last Name. Make sure your full name is in plain view at the top.
• Professional Title. Match this with the specific finance role you're after. Hiring managers usually hire for several roles at once, so this will help them notice your application.
• Email Address. Keep it professional, like a combo of your names. The quirky high school email won't cut it. (e.g.: [email protected] is not a good look, but [email protected] is fine.)
• Phone Number. Ensure your phone number is accurate since employers need to reach you easily. A missed digit could mean a missed interview.
• Location. Usually, city and state/country are enough. But if you're open to relocating or working remotely, mention it.
• Relevant Links (optional). Share your LinkedIn or any other relevant social media that can back up your financial expertise.

Now, let's talk about reaching the hiring manager’s contact information :

• Company Name. Mention the financial institution you're applying to.
• Hiring Manager's Name. If you can find it, great! Check the job listing, the company's website, or LinkedIn profile.
• Hiring Manager's Title. If they've got a fancier title than “Hiring Manager”, such as “Chief Financial Officer”, address them accordingly.
• Location. City and state/country details are crucial, especially for global firms.
• Date of Writing (optional). Adding the date you penned your letter gives it a professional touch.

#2. Address the Hiring Manager

Once you've sorted out your finance cover letter's contact details, it's time to address it properly .

Say goodbye to the generic "To Whom It May Concern."

The right greeting can make a positive impression on the hiring manager and set the tone for your entire finance cover letter.

Start with some research. Check the job ad, the company's website, or their LinkedIn profile to identify the finance department's hiring manager. Find their name and use it.

Be sure to address them professionally. You can use “Ms.” or “Mr.”, followed by their last name. But if you're unsure about their gender or marital status, simply use their full name. For example:

• Dear Ms. Anderson
• Dear Emily Anderson

And if you can't find information about the hiring manager or the head of the finance department, address your letter to the department or the company as a whole:

• Dear Finance Department
• Dear Finance Hiring Team
• Dear Human Resources Team
• Dear Head of Finance

#3. Write an Eye-Catching Opening Statement

As the saying goes, time is money, and hiring managers value time a lot. In fact, it doesn’t take them more than a few seconds to decide if an application is worth reading in detail.

That's why writing a strong introductory paragraph in your finance cover letter is essential. Start by introducing yourself as a professional and clearly stating why you're enthusiastic about the position. Showing your passion for the finance industry or the specific role can instantly capture the hiring manager's attention.

But conducting some research on the company can significantly boost your chances, too. The more insights you gather about the employer, the better you can show them your alignment with their work culture or company goals. This shows that you're not applying randomly; you genuinely have your sights set on this specific opportunity, and you’re ready to put in the work.

Depending on your level of experience, you can also kick off your cover letter with an accomplishment or a skill that makes you an ideal fit for the role. Just make sure that this paragraph isn’t too lengthy. All you need to do is spark the hiring manager's curiosity and encourage them to explore your cover letter further.

#4. Use the Cover Letter Body for the Details

The body of your cover letter is where you have to prove you’re the ideal candidate for the position.

But don’t repeat what it says on your finance resume . This is your opportunity to really show your financial prowess and qualifications in a way that leaves a mark. Your mission is to persuade the hiring manager that you're the standout choice among the competition, even if they have similar experience and skills.

So shine a spotlight on any noteworthy achievements you have and use the job advertisement as inspiration.

Tailoring your cover letter to align with the specific job ad is crucial. You should emphasize skills and experiences that resonate with the company's needs. For example, if you're applying for a finance role in a tech-driven firm, focus on your tech-related financial skills rather than more generic experiences in finance.

Be sure to demonstrate your understanding of the company, its financial model, or the intricacies of the finance industry as a whole. If you're well-acquainted with the company's financial products or services, mention it in your cover letter to show how and why your financial expertise aligns seamlessly with the company’s mission and corporate culture.

Lastly, let your enthusiasm for the role shine through your words. Convey your genuine excitement for the position and your confidence in your ability to contribute to the company. Show them that you're not just another candidate but the financial talent that meets all their requirements.

If you need even more inspiration, check out our other cover letter examples !

#5. Wrap It Up and Sign It

The ending of your finance cover letter is your opportunity to leave a lasting impression on the hiring manager.

Start closing your finance cover letter by confidently reiterating why you’re the perfect fit for the role and giving a brief recap of your key skills that prove it.

After that, it’s time for a call to action. Encourage the hiring manager to take the next step, whether it's scheduling an interview or exploring your application in more detail. A well-placed call to action can make all the difference and get you closer to your dream job.

Finally, choose an appropriate closing line. And don’t forget to sign your full name underneath. Like so:

Please don't hesitate to reach out to me via the provided email or phone number so that we may further discuss my application. I eagerly await the opportunity to go over how I can help Company X on its mission to success.

Best regards,

And if you're seeking an alternative to "Best regards," consider these options:

• Warm regards,
• Respectfully yours,
• Thank you for your consideration,

You've got the basics of cover letter writing under your belt!

Now it's time to refine yours with some essential cover letter tips :

#1. Match Your Resume

Clarity is important in the finance industry, and the best place to start with it is on your cover letter.

You have to make sure your finance cover letter’s formatting and layout align with your finance resume as much as possible. This can convey a polished and well-organized image of you as a candidate and make it easier for the hiring manager to identify your application out of the bunch.

So keep your text neatly arranged on the page and maintain uniform font styles and sizes. Pay attention to the page margins and line spacing so your cover letter remains concise and still fits on a single page .

Or Use A Cover Letter Template Instead

Feeling overwhelmed?

Just try our resume builder and matching cover letter templates to make crafting your application easier.

Each template is crafted with input from hiring experts worldwide, so they meet all industry standards and look gorgeous.

#2. Mention Skills and Keywords

You don’t want your finance cover letter to come off as generic.

Try to mention as many keywords from the job advertisement as you can. Hiring managers already know what they want from a candidate, so you have to show them you meet all their criteria.

Doing this proves you’ve paid careful attention to the job advertisement, and it also directs hiring managers to the information they care the most about. Just don’t throw in those keywords randomly!

You want to build a narrative that shows your expertise. Focus on the most important skills mentioned in the job ad that match the ones you already have, and explain how they’ve helped you excel at your job.

#3. Add Any Relevant Links

Your finance cover letter should match your resume’s contact information down to a T.

So, if you added any relevant links to one, make sure the other has them, too. Specifically, when it comes to listing personal websites or social media profiles like LinkedIn, hiring managers appreciate it.

This gives them quick and easy access to see your previous work instead of having to circle back to your resume to find a link. They could even connect with you directly on LinkedIn, so this extra touch of accessibility and professionalism can leave a great impression on potential employers.

Key Takeaways

And you’re all set with writing your finance cover letter!

After reading our guide, we trust you’re well-equipped to secure the exact job you have your sights set on.

Before you head off, let’s summarize some main points from our article:

• Your finance cover letter’s look should match your resume since it shows professionalism, and attention to detail, and makes it easier for the hiring manager to spot your application. Use a resume builder with matching cover letter templates to save time.
• Keep your contact information factual and professional. You don’t want to use an immature email address from your high school years since it could leave a bad impression.
• Include any skills and other keywords from the job description in the body of your cover letter. Use them to illustrate how your experience matches what the employer is looking for and to present yourself as an ideal candidate.
• Wrap up your cover letter with an appropriate closing line, and don’t forget to sign your name at the bottom. This little detail is the bow that ties together a spotless application.

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Compelling personal reasons

If you are suspending your studies due to illness or because of Covid related issues, you may wish to apply to Student Finance for ‘compelling personal reasons’ which can be kept on file should you need to suspend again or repeat in the future. This will ensure that an extra year of tuition fee loan is available.

Previous study

Awarded hons degree.

Applies to Student Finance England. Different rules may apply to Student Finance Wales and Student Finance Northern Ireland.

Students can usually only get student finance for their first undergraduate degree even if their first course was self-funded. Some courses are exempt from the rule including: 

• Veterinary science
• Architecture
• Allied health professional courses.

If you are taking one of the above exempt courses as a second degree you will be eligible for a maintenance loan and any relevant supplementary grants but no tuition fee loan.

Students who have previous study but were not awarded a degree

If you have studied previously but were not awarded a degree, the number of years you are eligible for funding may be reduced, this is calculated as follows:

• Ordinary duration of current course +1 year – years of previous study

For years when you are not eligible for full funding you should still be eligible to receive a maintenance loan and any relevant supplementary grants.

If you haven’t got enough years funding left to cover your course, you will need to fund some of the costs yourself unless you can apply for compelling personal reasons (CPR).

Compelling personal reasons (CPR)

It may be possible to get an extra year of tuition fee support if you need to repeat a year, suspend studies, withdraw and start another course due to compelling personal reasons. CPR can be awarded for various reasons including bereavement or illness (academic reasons alone will not be considered).

To apply for CPR you will need to provide evidence of your circumstances. This could include:

• Medical evidence from GP
• Evidence from social services
• Evidence from support agencies
• Evidence from university or college.

Any evidence needs to state the nature of the CPR and how it impacted your ability to study and the dates and periods affected.  Evidence should be on letterheaded paper where possible and it should be signed and dated.

Your cover letter

You will also need to write a cover letter to send along with your evidence. This should include your address, Student Finance Customer Reference Number, Student Finance England address, your date of birth, date the letter and sign it manually.

As a suggestion the first paragraph could read:

I am applying for compelling personal reasons for Year _____ in order to secure full funding for this academic year 19/20.

You will need to include in your statement

• Periods of illness, symptoms, how it affected your study, and what treatments are in place, Hospitals, counselling etc.
• Bereavement circumstances, evidence may include death certificate
• And other exceptional circumstances.

Our supporting statement

Once you have collected your evidence and written your cover letter, please contact your Money Adviser and we will arrange a follow-up appointment with an adviser.  We will check that the evidence is adequate and look over your cover letter.  We will then take this information from you, and write a letter of support and send special delivery to your funding body.

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Advice on writing a cover letter

Hey everyone,

I'm a student doing my master's degree in Finance, and I have to apply for next semester's specialisation. I am interested in compliance, and my university offers a great study/work program in the field.

I am really nervous though, because I have zero experience working in finance. I want to write a good cover letter to compensate. Our professor (who is in charge of admissions to this track) said she pays special attention to the cover letter.

Any tips or general information worth knowing when writing a cover letter ?

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• Education, training and skills
• Funding and finance for students
• Student loans

Going back to uni or repeating a year

If you're going back to university after studying previously or you're repeating a year, this can affect your student finance.

If you’ve studied before

You’ll normally only get student finance for your first degree or higher education qualification, even if you studied a long time ago or if the course was abroad.

The number of years that you can get a Tuition Fee Loan is normally calculated as:

Length of current course + 1 year - number of years of previous study

Even if you only attended a course for a short time, it will still count as a year of previous study.

Any years of Tuition Fee Loan you have available will be applied to the final years of your course.

If you have 2 years of Tuition Fee Loan left, and you’re starting a new course which lasts 3 years, you’ll only be entitled to the Tuition Fee Loan in years 2 and 3.

Any Maintenance Loan and grants you qualify for should be available to you for the length of your course.

Extra year of tuition fee support

If you were unable to continue to the next year of your course or had to leave your course due to personal reasons, you could get an extra year of tuition fee support.

Common reasons for applying for an extra year include:

• mental health
• bereavement
• a caring responsibility

This list does not include all acceptable reasons. We will review each application on an individual basis. However, applications cannot be based on:

• financial hardship
• not liking your course
• reasons within your control

How to apply

As soon as you’ve applied for student finance you should send evidence of your personal reasons for repeating a year of leaving your course.

It’s vital you send a cover letter that includes your customer reference number (CRN) and explains the situation and how it affected your studies

Examples of evidence you can send to prove these personal reasons include:

• a letter on headed paper from a professional person, such as a doctor or a social worker, who can confirm the situation
• a letter on headed paper from someone at your university or college who can confirm your situation and when you left the course
• photocopies of birth or death certificates

You should send your evidence to:

Student Finance England PO Box 210 Darlington DL1 9HJ

Unable to send standard evidence

If you do not have any of the evidence listed, you should send a cover letter explaining your situation in as much detail as possible along with any evidence you feel supports your application.

After you apply

It can take 6 to 8 weeks to review your evidence. Once we’ve made a decision we’ll contact you to let you know the outcome of your application.

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Finance Intern Cover Letter Example

Learn to perfect your cover letter with this Finance Intern cover letter example. This particular cover letter helped a real person get a job at Charleston international airport. That customer let us share their cover letter with you. Copy and paste this cover letter example free of charge or alter it with ease in Kickresume's simple yet powerful cover letter maker.

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Finance Intern Cover Letter Example (Full Text Version)

Julius Malema

Dear Mr. Rick Morty,

I am applying for the financial analyst position at the Charleston International Airport. I found out about CIA through my fiancé, who is a TA in the Financial Department. I believe I am a wonderful fit for the culture, work environment, and values espoused by Charleston International Airport. My skills in finance can help this organization improve functionally, thus, allowing for an even greater focus on improving the human condition and educating world-class leaders.

Currently I am earning my BBA in Financial Management at Charleston Southern University in Charleston, SC. My desire is to put my skills and knowledge to use in a professional environment. I am in the Honors program and I am set to graduate with a 3.96 cumulative GPA and will be the recipient of the CSU School of Business Outstanding Graduate in Finance award. While I have been taking classes, I have also been interning with finance department for the Charleston County Aviation Authority. Through my internship I have gained finance experience, including working in accounts payable and receivable, handling CRM Reports, balancing credit card charges, reconciling bank statements, and logging remittance reports. I am very proficient with Microsoft Office including Excel, Word, PowerPoint, and Access. I applied this knowledge in a business plan competition at CSU. My team placed earned first place; I primarily handled the financial statements for that project. While at CSU, I have also started an on-campus muffin delivery business (Sophomore year). I called it "Moufflet" and earned several hundred dollars of net income during the first two months of operation.

Just so you know a little bit more about me, I started my own podcast, which I call "Third Culture Journey." It is geared towards people who grew up overseas (like I did) or who are in a transition phase of life. I travel often during summers and have visited many countries, including: Ukraine, England, Israel, Spain, Canada, Armenia, Iceland, and Senegal. I have been to over twenty countries and hope to continue learning about (and seeing) the world.  I believe travel broadens my worldview and helps me understand people better. Most of the trips I was on were work-related. I helped build a well; I translated for various teams; I assisted in renovating buildings; and I also helped lead at many different camps. I try and lead whenever I can to get more experience. I was the student body president at my High School, as well as the yearbook editor. At CSU I have served as a student government senator and as Chairman for the Judiciary Committee, as well as the Master-at-Arms. I used my knowledge in finance to write a bill about restructuring the tax system. It was passed through the SC Student Legislature, and was then sent to actual SC Legislature. With my experience and knowledge, my hope is to work for an organization like Hylant, with ideals and goals congruent with my own.

Thank you for taking the time to read my letter; I look forward to hearing back from you. Please feel free to contact me with any questions, and thank you so much for much for your consideration.

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ATS Resume Templates

Download an ATS-friendly resume template for free. These templates can be edited in Microsoft Word and can be accurately scanned by an applicant tracking system.

If you’ve made it to this page, then you probably already know more about applicant tracking systems (ATS) than the average job seeker. That gives you an advantage! Why?

Many companies use ATS to manage resumes and applications. In fact, Jobscan research shows that over 97% of Fortune 500 companies use an ATS.

If an ATS can’t read or understand the information on your resume, then your application might not be seen when a recruiter searches for candidates with specific skills or experience – even if you have those skills or the experience!

Your resume needs to be ATS-friendly in order to give you the best chance of getting a job interview. That means that you need an ATS resume template.

We’ve designed 15 ATS resume templates that can be downloaded as Microsoft Word files and easily edited. Download one for free or use our free resume builder to get a customized ATS-friendly resume in minutes.

Free ATS Resume Templates

Executive and Management ATS-Friendly Resume Templates

As a leader, you want your experience and accomplishments to shine. These resume templates give you opportunities to show the measurable results you’ve achieved, as well as your hard and soft skills .

Using correct formatting is critical here. The ATS needs to be able to parse all of that vital information and categorize it correctly. You also need your resume to be searchable by an ATS so that when a recruiter filters candidates by skills, your application stays on the list.

Entry-Level ATS-Friendly Resume Templates

You might not think you have a lot to show on your resume, but you do! These templates provide sections where you can highlight your education, internships, volunteer experience , personal accomplishments, and more.

An ATS-friendly resume will help you get found by recruiters and hiring managers. This is important because an entry-level position could have hundreds of applicants! Use these templates to make sure the ATS picks up your skills and experience.

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ATS Resume Templates - What You Need to Know

How to make the perfect ats resume.

Remember, an ATS is just a computer filing system. It needs to be able to scan and understand the text on your resume in order to correctly parse the information and sort it properly.

An ATS will never auto-reject a resume, but an ATS optimized resume does make it easier for a recruiter to find you among the sea of applicants.

Even more importantly, an ATS-friendly resume naturally follows expert-recommended resume writing standards as well. That means that when the recruiter personally views your resume, it will include the relevant information they’re looking for and will be formatted in a way that makes it easier to read

Follow these tips for making the perfect ATS resume :

1. Tailor your resume to the job you are applying for

Focus on quality over quantity. Each job you apply for is unique, even if they all have the same title. Every company has different needs for that role. The job description will make it clear which hard skills, soft skills, experience, and education the company is looking for. So tailor your resume to show them that you are the perfect candidate.

Tailoring each and every resume can be time consuming, but it’s worth the effort!

You can speed up this process by using a tool like Jobscan’s resume scanner . Powered by AI-technology , this tool analyzes your resume against the job description and provides you with a resume score that tells you how closely your resume matches the job description. It also tells you exactly what you need to do to increase your score.

2. Match your resume keywords to skills found in the job description

Recruiters might use an ATS’ search function to find applicants with specific skills. How do you know what skills they will search for? By examining the job listing. Use a resume scanner to automatically pick out the hard and soft skills the recruiter might search for, and then include those on your resume.

Even if the recruiter doesn’t search applications for those skills, they’ll definitely be looking for mentions of them on each resume they review.

3. Use long-form and acronym versions of keywords

Some ATS will only return resumes with the exact keywords the recruiters would search for. For example, if you included “Search Engine Optimization” in your resume but the recruiter searched for “SEO,” your profile may not appear in the results. Try to include both the acronym and the unabbreviated form of the term.

Use a tool like Jobscan’s resume fixer to make sure your resume doesn’t contain mistakes that will eliminate you from consideration.

4. Use Chronological or Hybrid resume format to write your resume .

Recruiters do not like the functional resume format . Unless you’re making a career change, a functional resume is going to work against you. (And even then, we recommend you steer clear of the format for a career change resume .)

The best format for the ATS is traditional reverse chronological. You can also use chronological and hybrid resume formats as these are familiar to most recruiters.

5. Use an easy-to-read, traditional font

For readability, use a traditional serif or sans serif font. Untraditional or “fancy” fonts can cause parsing errors, which means the full text of your resume won’t be searchable.

6. Use standard resume section headings

Section headers like “Where I’ve Been” in place of “Work Experience” will confuse applicant tracking systems, causing them to organize information incorrectly.

7. Save your file as a .docx if possible

A docx file is most compatible with ATS.

What is the best resume format for ATS?

There are three standard resume formats to choose from in your job search. They shape your first impression and determine the way recruiters and hiring managers view your fit as an applicant.

Your resume formatting can also determine how well your resume is parsed within an applicant tracking system (ATS) and how likely you are to be noticed as a result.

Regardless of the format you use, the most important thing is to use standard section headings like Experience, Skills, and Education. That will make it easier for the ATS to categorize the text.

How to tailor your ATS-friendly resume to a job

Tailoring your resume proves to recruiters that you’re an experienced professional. Most importantly, it shows them that you’re the perfect fit for this role.

Follow these three steps for tailoring your resume to a job description:

1. Examine the specific job description of the position

Go line by line through the job description and ask yourself these questions:

• “Does my resume experience section clearly state that I can do what’s required of this role?”
• “Am I using the same language found in the job description or job posting?”

You might find several different or missing skills and keywords in your generic resume.

2. Match skills and keywords from the job description

Mirroring the language, keywords, and buzzwords found within the job description is the easiest way to demonstrate you’re a better match than the competition.

The best way to show you’re the best fit for the position is to take words from the job posting and strategically put them in your job descriptions and other resume sections. A resume scanner will automatically pull out these keywords in seconds and speed up this process.

3. Write your job title clearly

Recruiters might search for people who have done the job they’re hiring, so list your job titles clearly and match the titles to the one in the job posting when possible. If you haven’t held the job before, list it under your name at the top or as part of your summary section.

What is Applicant Tracking Software (ATS)?

An applicant tracking system (ATS) is software used to assist with human resources, recruitment, and hiring. While each system offers a different package of features, applicant tracking systems are primarily used to help hiring companies organize and navigate large numbers of applicants.

For example, an ATS stores job candidate information like resumes, cover letters, references, and other recruitment and hiring data that HR teams can easily access and organize. It will also track job candidates and their application status throughout the hiring pipeline.

Ultimately, an ATS automates time-consuming administrative tasks such as manually screening applicants, reading resumes, scheduling interviews, and sending notifications and emails to job candidates and employees.

Can you add graphics to your resume?

When it comes to creating an ATS-friendly resume , the rule is: The simpler, the better. ATS are improving at scanning different formatting features, but not all of them are good at this.

Adding graphics and images could cause ATS parsing errors , which means the text on your resume won’t be fully searchable or accurately categorized by an ATS. We recommend that job seekers err on the side of caution. Avoid graphics, images, and photos.

Are Google Docs or Microsoft resume templates ATS-friendly?

They can be. We talked about some formatting features to avoid on your resume – fancy graphics and non-traditional fonts. Those features can trip up an ATS, even if they’re on a Word document or Google Docs file.

However, as long as you follow the guidelines on this page, or use one of these ATS resume templates, you’ll be fine.

How to get your cover letter past the ATS?

To increase your cover letter’s chances of passing an ATS, focus on using a clean format without complex formatting, incorporate relevant keywords and phrases from the job description, and ensure that your content is easy for the ATS to parse.

Consider using a tool like Jobscan’s cover letter generator to help you create an ATS-friendly cover letter. If you already have a cover letter, run it through our cover letter checker tool to get personalized feedback on how to improve your cover letter and make it more compelling to employers.

More Resume Resources

Google Docs Resume Templates

Professional Resume Templates

Resume Builder

Resume Writing Guide

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Who's getting student loan forgiveness after $7.7 billion in relief? Here's a breakdown

Student loan borrowers should keep eyes on their accounts in the coming months as the Biden administration pushes forward with student loan relief initiatives.

Following the Supreme Court's block on Biden's initial forgiveness program in 2023, the administration has continued to implement a series of programs to assist some of the 43.2 million borrowers struggling under America's $1.6 trillion in federal student loan debt.

Earlier this year, changes were made to the income-driven repayment Saving on a Valuable Education (SAVE) Plan, giving borrowers who originally took out $12,000 or less a chance to have loans completely wiped after 10 years of paying.

Earlier this month, the administration also announced an additional $7.7 billion in forgiveness for undergraduate loan holders, a precursor to another cut set to take place in July.

Having trouble keeping up with all of the changes and programs? Here's what to know.

Biden admin announces $7.7 billion in student loan debt relief

On Wednesday, the Biden administration announced an additional $7.7 billion in loan debt relief was approved for 160,500 borrowers. This will bring the total amount of debt forgiveness up to $167 billion for 4.75 million student loan borrowers, or 1 in 10 debt holders, according to the Department of Education.

Additionally, the administration is working on expanding and contacting eligible borrowers to get a SAVE plan, which currently has 7.7 million borrowers enrolled, 4.3 million of whom have $0 payments, according to the  Department of Education .

Is college worth it: The answer for half of Americans is striking.

Who qualifies for the new $7.7 billion debt relief?

The student loan relief will cover debts in three categories of borrowers:

• $5.1 billion: 66,900 borrowers receiving Public Service Loan Forgiveness (PSLF), which helps people working in public service or nonprofit, will receive relief.
• $613 million: 54,300 borrowers who signed up for President Biden’s SAVE Plan and have smaller loans for post-secondary education. Borrowers can receive relief after at least 10 years of payments if they originally borrowed $12,000 or less.
• $1.9 billion: 39,300 borrowers will receive forgiveness on income-driven repayment (IDR) as a result of fixes meant to address concerns about the misuse of forbearance by loan servicers.

Some student loan payments cut in half come July

Undergraduate loan borrowers will have an additional opportunity to get some relief come July , when changes to the percentage you are expected to pay each month based on income will go into place.

Currently, those on a SAVE Plan pay 10% of their discretionary income monthly. Discretionary income is calculated by finding the difference between adjusted gross income and an income that is 225% of the federal poverty line.

In 2024, the federal poverty line is considered $15,060 a year for a single person, according to the  Department of Health and Human Services . That means that 225% of the federal poverty line for a one-person household is $33,885. To find the discretionary income for a single-person household, then, you would simply subtract that amount from the adjusted gross annual income. The difference between the two is the number you're looking for.

A one-person household with a yearly gross income of $50,000 before taxes would have a discretionary income of $16,115, for example. Ten percent of that would be about $1,611, which when divided by 12 would mean the monthly payment via a SAVE plan would come out to about $134.

Come July, however, that monthly percentage will be reduced to 5%, essentially cutting monthly payments in half for many. Now, in the example above, the borrower would owe around $67 a month.

These changes apply to borrowers with undergraduate student loan debt who are enrolled in a SAVE plan. People with both undergraduate and graduate school loans will have payments of 5% to 10% calculated based on the original loan balances. Those with only graduate loans will still have payments of 10% of their discretionary income. 

How to know if you're eligible for forgiveness or relief

The Biden administration has said people eligible for a piece of the $7.7 billion in relief will receive notice via email. Actual balance and account changes will then take a few weeks to appear.

Those wondering if they will see a change in their bill in July can sign into their SAVE Plan account to check their status and eligibility.

How to sign up for SAVE

Enrollment in a SAVE Plan can be done online via studentaid.gov/idr.

SAVE plans are income-driven repayment (IDR) plans that have monthly payments determined by a borrower's income and family size. These plans are often more affordable than default options which do not inherently take your income and ability to pay into account.

SAVE plans have additional benefits such as eliminating 100% of the remaining monthly interest for both subsidized and unsubsidized loans after you make a full scheduled payment, stopping your outstanding balances from growing due to accruing interest rates.

SAVE also gives borrowers the option to exclude spousal income for those who are married but file taxes separately. This way, monthly payments can be determined solely on your personal outcome and spouses do not need to cosign IDR applications.

Who is eligible for SAVE?

Multiple parameters determine eligibility for a SAVE Plan, most of which are outlined on the studentaid.gov website.

Generally speaking, however, the SAVE Plan is available to federal student borrowers with direct student loans. It is not available for private loans or Parent PLUS loans unless the Parent PLUS loans are already consolidated. Applicants must also be in good standing with servicers.

Federal loans that are generally eligible for a SAVE Plan include:

• Direct Subsidized Loans
• Direct Unsubsidized Loans
• Direct PLUS Loans made to graduate or professional students
• Direct Consolidation Loans that did not repay any PLUS loans made to parents
• Consolidates loans from the Federal Family Education Loan (FFEL) Programs, including Federal Perkins Loans, Federal Stafford Loans, FFEL Plus Loans and FFEL Consolidation Loans.