business plan writer uk

• Tier 1 Visa Business Plans

• Additional business advice and guidance if needed
• All necessary content written for your business plan
• Comprehensive market research
• Projected cash flow forecasts and profit and loss accounts

Business Plans

Plan for your business success…

I have one goal – to help you get the finance you need. My business plan consultancy service does just that.

Find out more →

Business Success

The Business Plan Writer gets results…

Last year alone, clients achieved 95% success securing funds from as little as £3,000 to over £3.5 million in investment.

Tier 1 Business Plans

Professional Tier 1 visa business plans...

Since 6 April 2015, all Tier 1 visa applications require a business plan. Here's how I can help...

Andrew Ludlam – The Business Plan Writer

For over a decade I've been helping business owners to plan and grow. One of the UK’s leading business plan writers, I have worked with many hundreds of business owners from start-ups, sole traders, limited companies, through to large corporations.

My business plan writing service also extends to preparing business plans for MBOs, MBIs, supporting international entrepreneurs applying for start up and innovator visas – as well as to simply help you plot a plan for success. In addition, pitch decks and investor summaries can also be prepared.

To ensure your requirements are met with the highest degree of expertise, I have also forged strong links with a range of strategic partners, including top-ranking financial and legal specialists.

I provide a completely bespoke one-to-one business plan writing service, with a proven track record of helping entrepreneurs create business plans for investment, growth and acquisition. To date I would conservatively estimate I have raised over £175million in total for clients.

Why Choose Me?

Truth is and what  really  makes me qualified to help, is that I do not only write business plans for a living.

Whilst this takes up much of my time, I am a multiple business owner with over 14 years’ experience in helping business owners plot and implement a path for growth – ‘resetting’ their business and taking it from where it is now, to where they want it to be.

I’m also an advisor and non-executive director to 6 and 7-figure operations, and the author of the Amazon 5-star rated book "Maverick Marketing: Essential Business-Building Strategies for Extraordinary Business Growth".

My service doesn’t just stop at business plan writing. With multi-sector knowledge borne from many years spent growing companies, I can also help you develop a custom-fitted business growth strategy, providing clarity, focus and direction.

Just as importantly, you are guaranteed my complete attention – your business plan will not be delegated down to a team member. Similarly, I do not take the information you supply, and throw back a business plan after a few weeks. No outsourcing and no ‘off the shelf’ templates, ever.

Search online for business plan writers and you’ll be spoilt for choice: both good and, well, not so good. However, if you’re prepared to invest in the process, I believe I offer a uniquely bespoke and reliable business plan writing service.

Notable Case Studies  

Most recently I have prepared and written:                                                                                                                                                                          

• a business plan for a renowned UK eye surgeon looking to secure £3.5+ million for the build and operation of a new private eye hospital
• a business plan for a famous chef voted ‘the world’s best female chef’ wanting to raise £1.5million to setup a new restaurant in London
• developed a business growth strategy for blue chip building firm on course to grow from £5million to £25million in five years
• commercial strategy and launch of new £7million airline from Leeds Bradford airport
• a business plan and commercial marketing strategy to help raise €2million for an established hair extensions brand
• a business plan and marketing strategy for a fitness studio in Hertfordshire wanting to raise £750,000 (I was also asked to become a NED)
• a business plan for a client wanting to raise £250,000 launch an innovative fitness app
• assisted a small mental health organisation in Wales to raise >£375k in lottery funding
• a business plan to raise £60,000 to launch an artisan bistro in North London
• a business plan for a client wanting to launch a legal consultancy specialising in blockchain and crypto technology, plus…

To date I have written business plans covering many other industry sectors, including e-commerce, SaaS, internet of things, computer programming, the hospitality sector, forex trading, property development, logistics, as well as business plans for international entrepreneurs seeking Innovator, Start up, Graduate and Sole Rep visas endorsements.

Contact Me Today

Whether you require a business plan for a start-up venture or existing business, you are guaranteed a comprehensive business planning service tailored to your needs, giving you the very best chance of in securing funds, as well as helping you plan for success.

As for your investment, that can depend on several factors, including the amount of information you have available, the complexity of your business and the financial forecasts, as well as how much finance is required. Fees typically start from £1,600.

Please contact me today to discuss your requirements and I will get back to you within 24 hours to arrange an informal call or online meeting.

What my clients say about me...

My professionally written business plans have helped clients secure funds ranging from £30,000 to over £3.5 million just in 2020. So far, I have helped raise over £175 million of financing for clients. Here is feedback from just a few of the many clients I have worked with:

Drawing on Andrew's experience and network enabled us to develop an extremely strong business plan and strategy, which will ultimately lead to our own funding successes…

STEVE BALDREY

I sincerely recommend you use Andrew if you want a professional and detailed business plan… Thank you Andrew for all your help. We received the funding we were looking for…

MICHAEL ST JOHN

HSBC remarked that they had never seen such a comprehensive and well written plan. Andrew put together a very professional business plan. I wouldn’t hesitate to recommend his services…

TONY COLLISON

Hertfordshire

The Crowdsourced Guide To Business:

A compilation of business tips, strategies and real world advice.

Written by entrepreneurs for entrepreneurs, 'The Crowdsourced Guide To Business' contains over 250 pages of interviews from some of the UK’s leading business experts. I was personally invited to contribute a chapter on the importance of business planning…

• Pitch Deck Consulting & Creation
• Pitch Deck Review Service
• Business Plan Writing
• Feasibility Study Consulting

• Meet Our Managing Director
• Our Case Studies

• UK Investor List Database 2024
• Sequoia Pitch Deck Templates

• The Start-up Encyclopaedia
• The Sequoia Model Explained
• UK Startup Funding News

We research and write business plans that get funding

We're the #1 business plan writers and business plan consultants in the UK. We save clients time and stress by building compelling, concise business plans that withstand scrutiny.

For pre-seed, seed & series A funding rounds

Designed around investor expectations

Financials & market research included

We do the work ourselves, in house. You'll work directly with Jay Dickieson .

Which fixed-price package is right for you?

Venture Package: £2,999 +vat

Perfect for start-ups and early stage businesses. (Pre-Seed / Seed) Business plan writing, including: Business Plan Strategy 60-90 Minute Kick-Off Zoom Workshop Ongoing Guidance & Advice Investor Narrative Development Core Business Plan: Executive Summary Mission Product/Service Overview Unique Selling Points SWOT Analysis Go-to-Market Strategy (Basic) Market Research: Market Sizing (TAM/SAM) Market Research Competitor Research Marketing: Marketing Strategy Marketing Goals Target Customers (Basic) Team: Senior Team Profiles Team Structure Financials: Revenue Model P&L (3 Years) EBITDA Cashflow (2 Years) EBITDA Investor Access: Free access to our investor contact list Output: A polished PDF file An editable Word document An editable Excel file (financials)

Enterprise Package: £4,499 +vat

Ideal for established businesses or complex start-ups. (Seed, Series A, Growth Funding) Business plan writing, including: Business Plan Strategy 90 Minute Zoom Kick-Off Workshop Ongoing Strategy & Advice Investor Narrative Development Core Business Plan: Executive Summary Mission Product/Service Overview Unique Selling Points SWOT Analysis Go-to-Market Strategy Market Research: Market Sizing (TAM/SAM) Detailed Market Research Competitor Research Marketing: Marketing Strategy Marketing Plan Marketing Goals Target Customers Team: Senior Team Profiles Team Structure Team Growth Plan Operations: Operations Plan Financials: Revenue/Business Model P&L (5 Years) EBITDA Cashflow (3 Years) EBITDA Milestones & KPIs Investor Proposition: Use of Funds Fundraising Environment Exit Strategy 2-Page Investor Teaser Investor Access: Free access to our investor contact list Output: A polished PDF file An editable Word document An editable Excel file (financials)

Get a free consultation: Have a question? Call us on 0207 271 2407 (M-F, 9:30 - 17:30), or email us: [email protected]

Simple payment terms: We charge a 50% deposit / 50% for completion. You can pay via credit/debit card or via invoice.

Trust the experts: Benefit from expertise built over 450+ client projects in the UK's funding ecosystem.

Add a pitch deck package to your business plan order.

Can we help?

Call us on 0207 271 2407, email [email protected] or request a callback (Mon-Fri).

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Business Plan Writing Service FAQ

Give us a call on 0203 934 6830 or email: [email protected] for a no obligation consultation. We can help guide you through the process and answer any questions.

You'll work directly with our Managing Director.

In our discovery workshop, we'll identify exactly what we'll need from you. The list varies by project and is specific to your business, but typically includes things like your historical financials or details on your product(s). Don't worry about preparing in advance - we will discuss what you do and don't have during the workshop.

Our discovery workshop is the first step. This takes 60-90 minutes and is conducted via Zoom. This session helps us identify what we need from you and where we'll need to do our own research.

From our initial discovery workshop, we aim to complete a first draft in about 15-20 business days. From here, additional changes / corrections and amendments tend to happen quite quickly via our feedback platform.

Yes - of course. The most time consuming step is for us to research and write the first draft of your business plan. As soon as this is ready, we'll share it with you for initial comments, changes and corrections.

A typical client takes about 3 drafts to get to the final product. Some projects take a few more, some a few less.

We encourage you to review the draft with advisors, stakeholders, co-founders and team members to ensure we get the widest possible feedback.

All of our business plans are editable using Microsoft Word (enabling you to make changes or iterations afterwards). You can expect to receive a .PDF and Word .docx file at the end of the project.

We work directly with CEOs / Founders / MD's. In our experience, this is the only way to ensure the final pitch deck is an accurate reflection of your vision for the business.

Yes - of course. Our HQ is based in Central London and our team are all based in the UK. Everything is done in house, by experts in the UK fundraising and business environment.

No problem, email us at [email protected] or call us on 0207 271 2407 and we'll talk you through everything.

UK Business Plan Writing Experts

We have nearly a decade of experience writing business plans for founders, CEOs, entrepreneurs and business leaders in the UK, US, UAE and more than 15 countries.  WHO WE HELP:

• Professional Business Plan Writing Services Over 30 years of combined hands on knowledge and experience LEARN MORE
• Work one-on-one with one of our Business Planning Specialists We will support you every step of the way EXPLORE
• Your Success is Our Passion We make the business planning process as efficient and hassle-free as possible LEARN MORE

Call Us Today on 020 8242 1577 or Request a Free Consultation

The process of writing your business plan, let us plan your business while making your life much easier., read some of the feedbacks we received.

“We had very positive and great experience working with The Business Plan Writers team. They understand the market trends and did extensive research on our industry. Their professional team helped us a great deal in planning the financial statements which is an essential and core part of our business plan.”

"We had a clear idea of what we wanted, but we needed help organizing our thoughts and preparing a solid business plan to finance and launch our Counselling & Psychotherapy. The Business Plan Writers were extremely helpful and encouraging throughout the process. We obtained the financing we needed very quickly. Thank you!”

Business Plan Writing UK

The Best UK Business Plan Writers

Businessplanwriting.co.uk is the UK’s top destination for professional and affordable business plan writing services, starting from just £150!! Our experienced team of writers is dedicated to helping entrepreneurs and small business owners succeed. Whether you’re starting a new venture or looking to grow your existing business, we offer tailored business plan writing services to meet your specific needs.

A well-crafted business plan is crucial for securing funding, setting goals, and making informed decisions about your business’s future. We take the time to thoroughly research your business and industry, crafting a customized plan that reflects your vision and goals.

Our affordable services are designed to fit any budget, with various packages available to suit your needs. For those on a tight budget, we offer a cost-effective business plan writing option that includes a basic plan outline and financial projections, providing a solid foundation for your business journey.

How much do Business Plans Cost in the UK?

In the United Kingdom, the cost of a business plan may vary greatly based on a number of variables, including the plan’s complexity, the degree of experience and research necessary, and the unique requirements of the firm. Business plans may cost anything from a few hundred pounds to as much as £5000. This is not necessary. For as little as £150 you should have a good business plan. We have a motivated team of writers that passionate about providing affordable business plan writing in the UK.

Before starting the process, it is also a good idea to have a clear concept of your budget and any special wants or criteria, as this may assist to ensure that you are able to discover a business plan writing service that fulfills your goals and matches your budget.

We have seen that the majority of people or businesses seeking business plan writing services are usually on a tight budget. But in trying to grow their business they end up paying more than they should on a business plan. You can see our business plan writing cost below and place your order.

Our Business Plan Pricing

• Around 15 pages
• 5 Day Turnaround Time
• Free Corrections
• One Year Financial Projections for All Financial Statements
• 24/7 support
• Around 30 Pages
• Thorough Marketing Plan
• 3 Year Financial Projections
• 40-50 Pages
• 7 day Turnaround Time
• Deep Research and comprehensive Referencing
• 3-5 Year Financial Projections plus Business Ratios

Business Plan Writing Services UK

Are you looking for the best business plan writers in the UK?

Look no further than BusinessPlanWriting.co.uk. We offer premium, well-researched business plans that will help you get the funding you need to get your business off the ground.

Here are some of the benefits of working with us:

• We have a team of experienced and professional business plan writers.
• We will work with you to understand your business and your goals.
• We will help you secure the funding you need to get your business started.

If you’re ready to take your business to the next level, call us today or visit our website to learn more about our services. And don’t forget to check out our customer reviews to see what others are saying about us.

You can contact us through the form below and we will respond very quickly. You can also click the WhatsApp icon on the right botton side of your screen. Another option is to send us an email to [email protected]

Get Investors for your Business!

Our business plans at businessplanwriting.co.uk start from a standard  15-20 page plan for £150  up to £300 for a 35-40 page standard plan and £500 for a comprehensive plan.

A business plan is a document that outlines the goals, strategies, and financial projections of a business. It is important for any business to have a well-developed business plan in order to ensure success. There are several key elements that should be included in a business plan, such as the company overview, market analysis, competitive analysis, product/service offering, sales and marketing strategy, and financial projections.

The first element that should be included in a business plan is the company overview. This section should provide an overview of the business, including its history, mission statement, and any relevant information about the company.

The second element that should be included in a business plan is the market analysis. This section should provide an analysis of the target market, including information on the size of the market, growth potential, and any relevant trends.

The third element that should be included in a business plan is the competitive analysis. This section should provide an analysis of the competition, including information on the major competitors, their market share, and their strengths and weaknesses.

The fourth element that should be included in a business plan is the product/service offering. This section should provide information on the products or services offered by the company, including a description of the products or services, pricing information, and any unique features or benefits.

The fifth element that should be included in a business plan is the sales and marketing strategy. This section should provide information on how the company plans to market and sell its products or services, including information on the target market, promotional strategies, and sales channels.

The sixth and final element that should be included in a business plan is the financial projections. This section should provide information on the company’s financial projections for the next three to five years, including information on revenue, expenses, and profitability.

A business plan is a critical document for any business. It should include the company overview, market analysis, competitive analysis, product/service offering, sales and marketing strategy, and financial projections. A well-developed business plan is essential for any business to ensure success.

There are a number of common mistakes that can be found in business plans. These mistakes can range from simple errors to more serious issues that can jeopardize the success of the business. Some of the most common mistakes include:

1. Not doing enough market research 2. Not having a clear target market 3. Not having a clear business model 4. Not having a clear marketing strategy 5. Not having a clear financial plan

One of the most common mistakes that can be found in business plans is not doing enough market research. This can lead to a number of problems, such as not understanding the needs of your target market or not having a clear understanding of your competition.

Another common mistake is not having a clear target market. This can lead to wasted marketing efforts and a lack of focus on the right customers. It is important to have a clear understanding of who your target market is and what needs they have.

These are just a few of the most common mistakes that can be found in business plans. By avoiding these mistakes, you can increase your chances of success.

A business plan is a critical tool for any business owner. It should outline the company’s goals, strategies, and how it plans to achieve them. But how long should a business plan take to write?

There is no one-size-fits-all answer to this question, as the amount of time it takes to write a business plan will vary depending on the business’s size, industry, and complexity. However, most business plans can be completed within 1-2 months.

One of the main factors that will affect how long it takes to write a business plan is the size of the business. A small business will have less to include in its plan than a large corporation. Therefore, it will generally take less time to write a business plan for a small business than for a large business.

Another factor that will affect the time it takes to write a business plan is the industry. Some industries are more complex than others, and this will be reflected in the length of the business plan. For example, a business plan for a manufacturing company will be more complex than a business plan for a service company.

Conclusion:

In conclusion, the amount of time it takes to write a business plan will vary depending on the business’s size, industry, and complexity. However, most business plans can be completed within 1-2 month

Our business plans at businessplanwriting.co.uk start from a standard  15-20 page plan for £150  up to £300 for a 35-40 page standard plan and . You can see all our different packages HERE . For large and extensive projects we will give you a custom quote.

What Our Clients Have to Say

Let us Know what your goals are with the Business Plan

The purpose of the business plan is to establish a thorough and effective document that explains the company's goals and strategy. The business plan will act as a blueprint for the company's growth and development, ensuring that all stakeholders - including founders, workers, investors, and partners - are on the same page with the company's direction and goal.

Our Professional Business Plan Writers Get to Work

Once you have decided to work with our professional business plan writers, we will get to work on creating a comprehensive and effective plan for your business. Our team of experienced business professionals will begin by gathering all necessary information and data about your business, including your goals, target audience, industry, and competition. We will also conduct market research and financial analysis to better understand the opportunities and challenges facing your business.

Premium Business Plan is Ready!

Your Business Plan will be sent to you within the agreed deadline. You are able to send it back for revisions. Our team takes pride in having the business plan writing services. Our aim is to make sure you are happy with the final product.We hope you are delighted with the finished result and that it will be a useful tool for your company in the future. Please contact us if you have any questions or issues regarding the plan, or if there is anything else we can do to assist you. We are always here to assist you and your company.

A BESPOKE AND PROFESSIONAL BUSINESS PLAN WRITING SERVICE FOR NEW AND ESTABLISHED BUSINESS OWNERS

Our specialist service includes:.

• All necessary content written for your business plan
• Comprehensive financial forecasts and projections
• A range of business plan solutions to choose from
• Additional business advice and guidance if needed

Business Plan Writer HQ | Business Plan Writer

Business plan solutions.

If you need a business plan to finance your business, or to expand your current operations, here’s how our business plan writers can help…

Business Plan Experts

Our business plan writers have helped every kind of business: entrepreneurs, start-ups, established companies to large corporations…

Business Plan Success

Our professional business plans have helped clients secure from as little as £10,000 to over £10 million in investment…

Our team of hand-picked UK business plan writers have been writing business plans for over 10 years. Every business plan writer here at the Business Plan Writer HQ are highly respected financial analysts, marketing experts and entrepreneurs – all with many years’ experience of writing ‘funder friendly’ business plans. 

Therefore you can be assured that the advice, guidance and support you receive from our team has been borne from our own experiences of what it really takes to run a business – and more importantly – from having written many hundreds of successful and bespoke business plans across many different industry sectors., start up business plan package, pro business plan package, elite business plan package, feedback on our business plan writers.

• +44-207-554-8568

About Business Plan Writers

Business Plan Writers UK (BPW) are considered the leaders in the business planning space. In 2013, the UK government selected our business plan experts to mentor high-potential start-ups and growth Companies through a new funding scheme. Our staff hail from both entrepreneurial and corporate backgrounds; a unique mix that ensures each client, whether large or small benefit from our experience.

Our business plan consultants have the following impressive memberships and accreditations: UK Business Advisors, ISBA, UKTI, SFEDI, IOD and the GrowthAccelerator Fund.

Tal (also known as Max) is a business owner, entrepreneur and investor with business strategy, business planning, investment, operations, technology, marketing, sales and business intelligence experience. An approved UK Growth Accelerator Service coach. He has personally started, grown and exited Companies in the UK, Europe and United States.

Space: Start-Up, Growth, Corporate.

Paul is a highly experienced business consultant and qualified executive coach who focuses on working with business leaders and their teams to achieve transformational performance and profitability shifts, and creating a sustainable legacy of co-operation and succession. His passion is helping to unleash the potential in individuals and organisations from owner-managed concerns through to FTSE scaled operations and facilitating a chain reaction of positive energy and results. Paul’s specialism is to help businesses of between £1M-£50M identify, uncover and then harness the key “hidden assets” that inevitably exist unseen in the bedrock and strata of all organisations.

Space: Start-Up, Growth & Corporate

Mo is an experienced business consultant having prepared more than 500 investor-ready business plans, financial models and pitch decks with an excellent success rate. He is dedicated to provide quality services in the areas of finance, business and market research.

Space: UK Start-Up and Growth

Peter is one of the top UK business plan consultants, he enables entrepreneurs to achieve their goals by releasing the potential of their business. Extensive financial modelling, consulting and business plan writing experience. He also regularly advises and writes Tier 1 visa business plans for our international customers starting Companies in the United Kingdom.

BPW have been operating since 2007, helping over 2500 clients to date with business consulting, writing business plans, marketing consulting, mentorship, raising investment and communicating their vision.

Call Now For Your FREE 30 Minute Consultation, And Get Expert Advice About Your Business Ideas, Financing Options, and Growth Opportunities!

• Hamilton House, Mabledon Place, London WC1H 9BB, UK
• [email protected]
• UK +44 (0)207 554 8568
• Do We Need Business Plan Consultants to Develop a Winning Strategy? January 4, 2023
• The advantages and disadvantages of venture capital November 23, 2022
• Importance of a Business Plan Writer November 14, 2022
• Looking To Hire Professional Business Plan Writers – What Difference Does It Make? March 9, 2022

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• Business and self-employed
• Business finance and support

Write a business plan

Download free business plan templates and find help and advice on how to write your business plan.

Business plan templates

Download a free business plan template on The Prince’s Trust website.

You can also download a free cash flow forecast template or a business plan template on the Start Up Loans website to help you manage your finances.

Business plan examples

Read example business plans on the Bplans website.

How to write a business plan

Get detailed information about how to write a business plan on the Start Up Donut website.

Why you need a business plan

A business plan is a written document that describes your business. It covers objectives, strategies, sales, marketing and financial forecasts.

A business plan helps you to:

• clarify your business idea
• spot potential problems
• set out your goals
• measure your progress

You’ll need a business plan if you want to secure investment or a loan from a bank. Read about the finance options available for businesses on the Business Finance Guide website.

It can also help to convince customers, suppliers and potential employees to support you.

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Business Plan Writer

Business plan consultant financial forecasting startup support company compliance.

As a UK-based Business Plan Writer, Bolasco Consulting provides Business Plan Writing Services to new and growing Businesses covering Financial forecasting, Market Research and Analysis, and Drafting of Investor-ready Business Plans.

Business Plans are typically drafted for:

Loan applications

Government grants

Private investors

Crowdfunding campaigns

Bolasco Consulting offers support on any or all of the following aspects depending on your requirements: ​

1) Building sensible sales forecasts;

2) Financial forecasting; 3) Research and market analysis; 4) Drafting a professional Business Plan complete with descriptive sections and financial elements.

Our Business Plan typically includes...

- Executive summary

- Sales forecast

- Market demand

- Competition analysis

- Investments and expenses

- Sales forecasts

- Break-even analysis

- Cash flow forecasts

- SWOT analysis

- Marketing plan

- Full set of financial projections for the following 3 to 5 years 

Our Business Plans

Additional support, depending on your requirements....

As well as drafting business plans and pitch decks, we also offer help with the following preliminary research and analysis if our clients need it: 

Researching the market

Analysing the competition

Defining the business model

SWOT analysis

Forecasting sales 

Financial projections

Our fees...

Vary depending on the complexity of Your Plan and the level of support You require but, as a guidance, fees start:

From £1,000 for drafting an investor-ready Business Plan

From £600 for creating Your Financial Projections for the next 3 to 5 years

From £300 for our review-only, no-editing, assistance complete with a brief report

Please get in touch for additional information.

What makes us different

Every business is different....

Just like the people at the helm of it. That’s why bespoke support can make a difference in implementing your plan. And that is why every business will have a plan of its own.

No business plan software or template-like solutions!

It will be your business plan with the added expertise, critical view, and accounting knowledge of dedicated business advisers.

Our publication...

Because we know what we are doing we also published a guidance book.

To find " How to Write a Business Plan " click on the book cover image or search for it on the Amazon site of your country

Learn more about Alessandro Bolasco

No Stress Business Plans

Business Plan Writing service by professional business plan consultants in an easy to understand language. A simple, quick and effective service to help you understand your business & financial forecasting.

Professional Business Plan Writers

For All Types of Businesses

Businesses just like yours are securing finance and realising their dreams with the help of our business plan writing service.

We support all kinds of businesses, from retail and hospitality to business to business sectors. Square Plan has experience across many different business and this knowledge helps build the perfect business plan. Square Plan is perfect for –

• Businesses looking to secure startup financing
• Improving business viability
• Growth opportunities

Start Up Funding

If you are primarily looking for funding to help your new business get off the ground Square Plan is the ideal solution.

Our process takes your business needs and costs and presents them in a way that any investor or bank manager will understand and provide the crucial financial information they need to get you funded.

A Quick and Easy Process

1. contact us.

Contact us for a quote and then pay a deposit to get started on building your business plan.

2. Send us your Business Details

We will ask a few simple questions to help us understand your business

3. Receive Financial Projections

Once completed we’ll send  financial projections. This is your chance to give feedback and make amendments before we complete the business plan writing.

4. The Completed Business Plan

Your final plan will be sent with amends and feedback and the final balance can be paid.

What People Are Saying

Frequently Asked Questions

A business plan is an essential tool for any entrepreneur looking to start or grow a business. It helps you clarify your goals, identify potential challenges, and develop a roadmap for success. A well-written business plan can also help you secure financing from investors or banks.

Square Plan supports all kinds of businesses, from retail and hospitality to business-to-business sectors. They have experience across many different businesses, which helps them build the perfect business plan tailored to each client’s specific needs.

The process is quick and easy. You need to contact us for a quote and pay a deposit to get started on building your business plan. We will ask you a few simple questions to help understand your business, and then we will send you financial projections. You will have a chance to give feedback and make amendments before receiving the completed business plan, which will be sent with amends and feedback. 

Hiring a professional business plan writer can provide several benefits, such as saving you time and effort, ensuring that your business plan is of high quality and tailored to your specific needs, and increasing your chances of securing funding from investors or banks.

If you are starting a new business or looking to grow an existing one, a business plan is essential. It helps you clarify your goals, identify potential challenges, and develop a roadmap for success. Additionally, if you are seeking funding from investors or banks, a well-written business plan is a must-have.

Square Plan’s pricing starts from £299. However, the exact cost may vary depending on the type and complexity of the business plan needed. It is best to contact them for a free quote.

Get in Touch for a Business Plan Free Quote

Receive a  FREE quote for your business plan. Just send us a few details about your business.

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• Business Startup Consultants
• Business Plan Writers
• Business Mentoring
• Business Growth Consultants
• Customer Case Studies
• Free Business Plan Template

Fast & Affordable Business Plan Writers

We can help you start your business, secure investment, get a startup loan or a visa..

SGI Consultants are experienced professional business plan writers who write high-quality, bespoke business plans to help you attract investors, secure a bank loan or obtain approval from landlords or regulatory organisations.

All businesses should have a business plan. It is an essential document that provides a description and framework of your business’s future. Your business plan should explain your business strategy and fundamental goals to get from where you are now to where you want to be.

Most people need help to write a business plan, and most self-written business plans need to be more comprehensive to get funding.

When you work with one of our business plan writers, you will get more than a business plan; you get a complete business service that helps you achieve your goals. Your business plan will be structured using our Business Success Formula, which lays the foundation for your success.

We only write bespoke business plans, written just for your business.  All business plans include market research, competitor analysis and financial projections (P&L, Cash Flow, Balance Sheet, Business Valuation & Break-Even Analysis).

Our business planning service's primary goal is to help you take the next step in your business development.

Whether you need a business plan for:

• A business loan or startup loan
• To secure investment from Angel Investors, VCs or Crowdfunding platforms
• Get endorsement for an Innovator Founder Visa or Global Expansion Worker Visa.
• Send to a landlord or agent to secure a property
• Test the viability of your business.
• To manage your business performance.

Our experienced business plan writers have helped over 1,800 entrepreneurs start and raise funding through our proven business planning process. We maintain an exceptional funding success rate of over 90% because of our meticulous approach rooted in startup best practices.

Professional Business Plan Writing Services

Business plan features.

Custom-Tailored to Your Business

Using a proprietary methodology, each business plan is developed from the ground up, specifically around your unique business model, industry landscape, target customers, and ownership goals. This bespoke approach allows us to focus on your precise needs.

Created by Industry Expert Business Plan Consultants

Our business plan writers and consultants have decades of combined experience across various industries, from technology to manufacturing to consumer goods. We leverage our extensive background in launching and advising startups to craft optimal strategies.

Ongoing Support and Guidance

We continue collaborating long after plan delivery during launch stages, funding discussions, or growth phases. Retain specialists as on-demand strategic advisors regarding pivots, ideas incubation, and due diligence prep.

Proprietary Business Success Framework

Our proven formula identifies strategic pillars present across various thriving modern companies. We instil elements like market viability, differentiated offerings, mitigated risk, and capital efficiency into all documentation.

Financial Models and Projections

Our business plan writers have extensive financial modelling backgrounds. They can build advanced models projecting revenue, costs, and cash flows based on business model specifics, industry metrics, and macroeconomic assumptions over 5-10 years.

• Strategically validate your business viability
• Attract investors and funding faster
• Crystallise your business proposition
• Mitigate risks through expert planning
• Save time trying to write plans yourself
• Focus energy on operations not documentation
• Accelerate your ability to launch and scale

Business Planning Formula

Most successful businesses contain similar attributes. Our business plan writers follow our Business Success Formula on every business plan, ensuring your business plan includes everything you need to make your business successful.

Your business plan will be meticulously rewritten and carefully crafted by our tried-and-true business success formula. This isn't a mere document; it's a strategic roadmap that integrates key principles and proven methodologies to lay a solid foundation for your business. 

Alignment with a Profitable Market (PM)

Your business plan will identify and analyse your target market, ensuring it's ripe for growth and success.

We'll help you uncover the true demand for your product or service, ensuring your market is both accessible and capable of sustaining your business.

Development of an Appealing Product or Service (PS)

We will assist you in articulating the unique value proposition of your offering.

Your product or service will be positioned not only to meet but exceed the expectations of your target audience.

Optimisation of Operational Strategy (Engine Optimization - EO)

Our formula incorporates robust marketing, sales, and operational strategies to create an efficient and profitable engine for your business.

From technological solutions to human capital, we'll help you build the systems that keep your business running smoothly.

Mitigation of External Threats:

Together, we'll identify and prepare for potential challenges from competition, market dynamics, economic factors, political landscape, and technological changes.

Your business plan will include contingency strategies to navigate these complexities.

Integration of Sustainable Growth Plans

Your business will be positioned for long-term success through careful working capital planning, ongoing business analysis, and continuous improvement strategies.

Collaboration and Expert Guidance

Your business plan writer will work closely with you to understand your vision, goals, and unique challenges.

Your business plan will be tailored to your specific needs, reflecting your ambition and aligning with best practices in your industry.

Business Planning Process

Your business plan writer will go through a 7-step process to ensure consistency and a high standard of work. You will work closely with your business plan writer. You can view your plan while it is being written and collaborate. It's a two-way process; you will entirely control the business plan writing process.

• Discover - Our discovery calls reveal ambitions, challenges, and priorities to inform plan direction.
• Research - We thoroughly analyse markets, competition, and trends to uncover growth opportunities. 
• Strategize - Consultants translate research into strategic pillars formed by our proven methodology.
• Model - Financial models, forecasts, and valuation scenarios quantify business potential.
• Validate - We stress-test assumptions and fine-tune positioning for resilience.
• Finalise - Plans optimised to showcase your venture's value propositions.
• Launch - Advisory on pitching, funding sources, and investor discussions to capitalise on planning.

Standard delivery for our business planning services is 21 days. However, if you need it faster, we can complete it by your deadline.  We guarantee our business plans will improve your business model and help you on the road to getting funding for your business. Our business plan writers will not stop working for you until you have reached your goal.

Pricing Aligned to Each Phase of Growth

Our tiered plans and customised packages are designed to provide a comprehensive business plan service matched to your business’s development needs. We recognise every business follows a nonlinear progression - with shifting priorities across planning, funding, operations and expansion. 

That's why we offer business plan solutions tailored to each phase, allowing flexibility to focus on specific business aspects at any given point on your journey. 

The Basic plan is aimed at those seeking pre-seed funding from government startup loans and grant schemes. Our popular Standard Plan provides a comprehensive business plan for loans, landlords, visas and investors. The Premium plan is aimed at companies seeking high growth potential, aiming to impress investors and endorsing bodies. The Elite Plans advisory services provide additional support and guidance to help you reach your goals.

With every engagement, our business plan writers and consultants transfer decades of experience into frameworks personalised for your success, empowering your startup to strategically progress to that critical next level.

Basic Support & Advice

Basic Market Research

Basic Executive Summary

3 Years of Financial Projections

Basic Business Analysis (Risk Analysis, SWOT)

Marketing Plan

Operations Plan

Basic Competitor Analysis

Business Plan Written In Loan Provider Template

Funding Advice / Application Support

Standard Plan

The Standard plan provides comprehensive business plans adapted for worldwide startup and business visa programs, fundraising, investor-ready formatting, detailed marketing and 5-year projections.

Standard Market Research

Heptalysis Executive Summary

5 Years Of Financial Projections

Competitor analysis

Standard Business Analysis (Risk Analysis, SWOT, PESTLE)

Funding Advice / Visa Application Advice

Investor ready format

Premium Plan

The Premium plan offers enhanced research and analysis for startups pitching to top-tier investors and endorsing bodies, with multiple plan versions, valuation, and expert consultation sessions. 

Standard Support & Advice

Advanced Market Research

5 Years Of Financial Projections With Sensitivity Analysis

Detailed marketing plan

Competitor analysis with Porter Five Forces Analysis

Advanced Business Analysis (Risk Analysis, SWOT, PESTLE)

Business Valuation (Pre & Post Money)

Investor-ready format

Investor-ready Pitch Deck

The all-inclusive Elite plan features the highest level of business plan preparation with extensive analysis, scenario models, and dedicated mentorship to position leading startups for Series A funding.

Priority Support & Advice

nvestor-ready format

Multiple Business Plans Based on Funding Scenarios

Post Engagement Support

Business Plan Types We Write

A loan business plan should focus on demonstrating repayment ability, financial management capabilities, and risk mitigation. Project realistic cash flows, include collateral/security details, and outline measures in place to ensure consistent profits.

Investment 

An investment business plan should highlight large market opportunities, key competitive advantages and IP, projections of high returns, and strengths of the leadership team. The goal is to get investors excited about growth potential.

A visa business plan must thoroughly validate your startup's viability and significant growth prospects in the UK market. This includes extensive market research and competitor analysis to demonstrate a clear customer need and gap in the competitive landscape. The plan should also include five years of realistic yet ambitious financial projections for revenue and jobs created. Finally, you must detail how you will invest visa funds into UK growth, including specifics on expenditures over two years and the precise impact on target customer acquisition, product development, hiring projections and other expansion metrics. 

Established Businesses

Existing companies need business plans when entering new growth stages. These plans detail expansion goals, new marketing initiatives, partnerships and hires to support scaling, and updated financials connected to these growth strategies.

Additional Business Planning Services

At SGI Consultants, we offer complementary services to support your business growth and success.

Our experienced consultants and analysts provide expert guidance and support tailored to your needs.

Financial Forecasting and Analysis

Our financial experts can help you create accurate, data-driven financial projections to support your business planning and decision-making. We offer standalone services, including:

Detailed financial modelling and sensitivity analysis

Cash flow forecasting and budgeting

Financial viability and profitability assessments

Scenario planning and risk analysis

Our financial forecasting and analysis services enable you to make informed decisions, optimise your financial performance, and achieve your growth objectives.

Market Research and Competitive Analysis

Understanding your market and competitors is crucial for business success. Our market research and competitive analysis services provide in-depth insights to help you:

Identify and prioritise target customer segments

Assess market size, trends, and growth potential

Analyse competitor strengths, weaknesses, and strategies

Identify opportunities for differentiation and competitive advantage

Develop effective market positioning and go-to-market strategies

With this knowledge, you can make data-driven decisions, refine your business strategy, and build a sustainable competitive edge.

Pitch Deck Design and Development

A compelling pitch deck is essential for securing investment and stakeholder buy-in. Our team can create professional, visually impactful pitch decks communicating your business idea, value proposition, and growth potential. We offer:

Customised pitch deck design aligned with your brand identity

Compelling storytelling and content development

Visualisation of key metrics, milestones, and financial projections

Coaching and support for pitch delivery and investor meetings

With a powerful pitch deck, you can make a lasting impression on investors and stakeholders and increase your chances of success.

Fundraising Strategy and Support

Navigating the fundraising process can be complex and time-consuming. Our fundraising experts can help you develop and execute a comprehensive strategy to secure the capital you need to grow your business.

We provide:

Identification and prioritisation of potential investors

Development of compelling investment materials and proposals

Coaching and support for investor meetings and negotiations

Advice on valuation, deal structure, and terms

Ongoing support and guidance throughout the fundraising process

With our fundraising strategy and support services, you can focus on running your business while we help you secure the investment you need to achieve your goals.

Business Coaching and Mentoring

Starting and growing a business can be challenging, but you don't have to navigate it alone. Our experienced business coaches and mentors provide ongoing guidance and support to help you:

Refine your business strategy and operational plans

Identify and overcome obstacles to growth

Develop effective leadership and management skills

Make data-driven decisions and optimise performance

Build a strong, sustainable business foundation

With our business coaching and mentoring services, you can benefit from the wisdom and experience of successful entrepreneurs and business leaders who are invested in your success.

Visa Application Support for Lawyers

We partner with law firms to provide comprehensive business planning support for clients seeking Innovator Founder or Global Mobility visas to start businesses in the UK. Our expert business plan writers work closely with your legal team to develop plans that meet all visa requirements, including:

Extensive market research and competitor analysis demonstrating apparent demand and market opportunity in the UK

Detailed 5-year financial projections showcasing revenue growth and job creation potential

Strategies for investing visa funds into UK business growth, with specific expenditure plans and anticipated impact on key expansion metrics.

Due Diligence and Growth Planning for Investors, Incubators, and Accelerators

We offer in-depth business planning services for investors, incubators, and accelerators to support your portfolio companies' growth and funding goals. Our team can assist with:

Conducting thorough due diligence on business models, market potential, and financial projections to validate investment opportunities

Developing comprehensive growth strategies and detailed execution plans to guide startups through successful funding rounds and scaling phases.

Creating investor-ready business plans and pitch decks that effectively communicate each venture's unique value proposition and growth potential to secure further investment

By leveraging our business strategy, financial modelling, and investor relations expertise, we help your portfolio companies navigate the startup landscape's complexities and position themselves for long-term success.

Frequently Asked Questions

The three most important purposes of a business plan are:

• To create an effective strategy for growth.
• To determine your future financial needs.
• To secure a loan or attract investors (including angel investors and VC funding) and lenders.

Get a Free Business Plan Consultation

Sign up for a 30-minute session to discuss your business goals with our expert team. We will review your business concept, plans, or existing model to provide strategic advice and next steps.

In this free consultation, we will:

• Learn about your business idea, product or startup
• Assess and analyse your business plan if you have one
• Provide advice on your target market and customers
• Evaluate your business and revenue model
• Suggest improvements to your business strategy
• Identify risks, gaps and areas for better planning
• Recommend priorities and next actions based on business growth best practices

Many entrepreneurs make avoidable mistakes early on or have gaps in their business plans or ideas. Book a session to get an outside look at your business and a professional opinion on improvements to set you up for success.

• Business Development
• Business Funding
• Business Ideas
• Business Plan
• Business Start-up Advice
• Business Start-up Guides
• Business Strategy
• Business Success Formula
• Leadership & Management
• Marketing & Sales
• Startups & Entrepreneurship

Business Plans Pricing & Solutions

We offer professional business plans, feasibility studies, and consulting for in-depth business planning. Here is everything you need to know about pricing, timeframes and what’s included.

Business Plans

If you want to secure outside investor funding, a bank loan, or are applying for a UK Visa, you will need a professionally written business plan. Our clients also find our plans helpful for other purposes, like compliance and reporting. Start-ups and established businesses alike can benefit from our well-organized and engaging business plans. We understand that each client is unique with different requirements, so we always tailor our approach to meet your needs.

What is Included?

• Executive Summary
• Business Background
• Commercial Overview
• Consumer Segments
• Target Audience
• Market Research
• Value Proposition
• SWOT Analysis
• Competitive Information
• Marketing Strategy
• Business Development
• Growth Strategy
• Sales Forecast
• Financial Statements
• Exit Strategy

Your Financials will include a Summary , Profit and Loss Forecast , Cash Flow Forecast , and Balance Sheet .

The Process

Once we’ve had our initial consultation and you’ve decided to work with us, we will begin developing your business plan when you return the business plan questionnaire. We will use it to gather necessary details about your business to formulate your professional business plan. Once we receive your completed questionnaire, we’ll conduct additional research and analysis and start writing your plan, including the financial modeling.

Pricing & Turnaround Time

The price and turnaround time of your business plan depend on a few factors:

• How much work you have already done – research, writing, and financials
• How much funding you aim to raise.
• The level of detail required.

We quote each project individually, but prices typically start at £795 plus VAT.

The turnaround time from our initial consultation ranges from one to four weeks. However, if you’re on a tight schedule and need a business plan right away, we will do our best to accommodate your needs. 

Please get in touch with us to schedule a free, no-obligation consultation so we can discuss your precise requirements.

What Our Satisfied Clients Say

As a start-up company, I knew the importance of having a thorough and well-written business plan. In my search for a company that would be able to write my business plan, I was fortunate to find the Business Plan Writers UK team. The business plan that they wrote was engaging, informative, and well-detailed. One of our investors called it an “excellent business plan.” I would highly recommend them to anyone who is serious about finding funding for their project.

Mark Savvidou

I initially set upon finding a professional business plan writing service to deliver a BP that would attract investors to my business, after discussing options with many different providers I made the choice to choose the ‘Business Plan Writers UK’ based on initial discussions with my designated plan writing expert. The initial contact gave me confidence in the fact that I was in the right hands and that the person on the end of the phone was exceptionally knowledgeable and very capable. Not only did I receive my very detailed plan on time but I also gained expert knowledge along the way. I would highly recommend the business plan writers the UK to anyone wanting a professional, accurate and timely business plan.

Darren Jacks

Rather than the typical client/vendor relationship I’m used to, the ‘Business Plan Writers UK’ team has been more like a strategic partner and trusted advisor. Not only did they provide me with a dynamic business plan but they have given me invaluable advice and feedback along the way. They have exceeded my expectations in every way possible during this exciting time of starting & ultimately growing my business.

Professional Business Plan Writers

We started as an entrepreneurs idea, we now help others launch theirs. Our business model is simple provide higher quality at a lower prices than the rest = more sales. Free Business Advice Hotline: 0808 164 8744

Did you know... The Gov.uk defenition of a Small Business: A business with a turnover of less than £10M and less than 50 employees.

Need help writing a business plan?

We help you create a business plan that not only outlines your vision and goals but also serves as a strategic roadmap for your startup's success. With our expertise in financial forecasting, market analysis, and operations planning, we ensure your business is equipped to navigate challenges and seize opportunities. Let our dedicated business plan writers provide the guidance and support you need to propel your venture forward.

How does it work?

• Begin with our initial consultation where we understand your business vision, goals and challenges.

• Provide us with relevant information about your business and financials. If you're unsure, our team will guide you on what's needed.

• Our experienced business plan writers will craft a comprehensive plan, incorporating financial projections, marketing strategies, operations plans and more.

• We'll present the draft to you, allowing for revisions and ensuring it aligns perfectly with your vision.

• Once approved, you'll receive a polished, professional business plan ready to present to stakeholders, investors or for your internal use. Trust in our process to provide a tailored strategy that positions your business for success.

Business Plans for Small Businesses

At Business Plan Writer UK, we specialize in crafting business plans tailored for small businesses. Understanding their unique needs, our service focuses on creating realistic, comprehensive plans that cover market analysis, marketing strategies, and financial projections. Our collaborative approach ensures each plan aligns with the specific vision and goals of the business owner, providing a clear roadmap for growth and success in a competitive market. Our expertise helps small businesses secure funding and strategically navigate their industry.

UK Innovator Visa Business Plans

The UK Innovator Visa, replacing the Tier 1 Entrepreneur Visa in 2019, is for individuals starting a business in the UK, requiring a minimum £50,000 investment. A crucial step is getting your innovative business plan endorsed by an approved body. This visa allows a three-year stay in the UK, extendable with potential eligibility for Indefinite Leave to Remain after three years. Your business idea must meet three criteria for endorsement: it should be innovative (original and meeting market needs), viable (realistic with market awareness and relevant skills), and scalable (showing potential for job creation and growth in national and international markets). Endorsing bodies, listed on the gov.uk website, assess these criteria and provide endorsement letters to the Home Office.

Home Business Plans

Home business plans are essential for entrepreneurs looking to establish a business from their residence. These plans should detail the unique aspects of operating a home-based enterprise, including lower overhead costs, flexible work hours, and the integration of personal and professional spaces. The plan must outline the business model, market analysis, marketing strategies, and financial projections, tailored to the home business environment. It should also address potential challenges such as zoning laws, home office setup, and balancing work-life dynamics. A well-structured home business plan not only serves as a roadmap for success but also can be pivotal in securing funding or partnerships, demonstrating a clear and viable vision for the business’s growth and sustainability within the comfort of one's home.

Start up Business Plans

Start-up business plans are vital for new entrepreneurs, serving as a blueprint for launching and growing their ventures. These plans should comprehensively detail the business idea, market opportunity, unique value proposition, and competitive landscape. Essential components include a thorough market analysis, a clear marketing and sales strategy, operational plans, and financial projections. The plan must also address the challenges and risks associated with start-ups, such as securing funding, building a customer base, and managing cash flow. A well-crafted start-up business plan not only guides the entrepreneur through the initial stages of business development but also plays a crucial role in attracting investors, lenders, and partners by showcasing the start-up’s potential for success and scalability in its respective market.

Service Business Plans

Service Business Plans are essential for entrepreneurs in various service sectors, guiding the development and growth of their ventures. These plans should include a comprehensive market analysis, focusing on the demand and competition in popular service areas. Key components include detailed descriptions of service offerings, such as carpet cleaning business plans, IT consulting business plans, or digital marketing business plans, along with tailored pricing strategies and customer segmentation. The plan should also cover operational strategies, including staffing, equipment, and service delivery methods. Financial projections, effective marketing plans, and customer acquisition strategies are crucial, particularly in competitive service industries. A well-crafted service business plan is not just a roadmap for operational success but also a tool to attract investors and partners, showcasing the potential for sustainable growth and profitability in sought-after service markets.

Free business plan templates

Business Plan Writer UK now offers free business plan templates and resources, catering to a wide range of entrepreneurial needs. These templates are designed to streamline the planning process for various business types, including start-ups, service-based businesses, and home-based enterprises. Each template, such as a start-up business plan template or a service business plan template, is crafted to provide a solid framework, guiding entrepreneurs through key components like market analysis, financial planning, and operational strategies. Alongside these templates, our resources section offers valuable insights and tips on business planning, market research, and funding strategies. This initiative aims to empower entrepreneurs, especially those at the early stages of their business journey, by providing accessible tools and knowledge to create effective, customised business plans, fostering business growth and success.

Why choose Small Business Plans

With years of expertise in business plan writing services , we are dedicated to helping entrepreneurs and businesses craft compelling plans tailored to their unique needs.

Professional Business Plan Writers UK

Our team of business plan specialists is dedicated to crafting bespoke plans that resonate with investors and stakeholders.

Tailored for Small Businesses

Whether you need a business plan for a small business or a comprehensive strategy, we've got you covered.

Local business plan writers

Our UK-based team understands the local market dynamics, ensuring your plan is both globally competitive and locally relevant.

Comprehensive Services

From marketing plans to financial business plans , we offer a range of services to cover all facets of your business.

Our Business Plans Featured On:

Choose Your Plan

Expert business plan writing services tailored to your needs.

Platinum Plan

Platinum+ Plan

What our clients say about our business plan writing services.

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Free Simple Business Plan Template

Our experts

Written and reviewed by:.

Startups.co.uk is reader supported – we may earn a commission from our recommendations, at no extra cost to you and without impacting our editorial impartiality.

Your business plan is the document that adds structure to your proposal and helps you focus your objectives on an achievable and realistic target. It should cover every aspect of what your business journey will look like, from licensing and revenue, to competitor and sector analysis.

Writing a business plan doesn’t need to be a difficult process, but it should take at least a month to be done properly.

In today’s capricious business climate there’s a lot to consider, such as the impact of political challenges like Brexit. These details are especially important in today’s bad economy. Investors are looking for entrepreneurs who are aware of the challenges ahead and how to properly plan for them.

Below, you’ll find everything you need to create a concise, specific and authoritative business plan. So let’s get started turning your idea into a reality!

Click here to download your free Business Plan template PDF – you can fill in your own details and those of your business, its target market, your customers, competitors and your vision for growth.

Our below guide will give you detailed advice on how to write a quality business plan, and our PDF download above can give you a clear template to work through.

But, creating an effective business plan needs….planning! That’s where a high quality planning tool can help.

We recommend creating an account with monday to use this tool – there’s even a free trial . Doing so means you can start your entrepreneurial journey on the right foot.

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What to include in your business plan template

There’s a lot of information online about how to write a business plan – making it a confusing task to work out what is and isn’t good advice.

We’re here to cut through the noise by telling you exactly what you need to include for a business plan that will satisfy stakeholders and help develop a key identity for your brand. By the end, you’ll have a plan to make even Alan Sugar proud and can get started with the most exciting part – running your business.

Throughout this guide, we’ve featured an example business plan template for a new restaurant opening in Birmingham called ‘The Plew’. In each section, you’ll be able to see what the contents we’re describing would look like in a ‘real-life’ document.

What to include in your business plan:

• Executive Summary
• Personal summary
• Business idea
• Your product or service
• Market analysis
• Competitor analysis
• Cash forecast
• Operations and logistics
• Backup plan
• Top tips for writing a business plan
• Business plan template UK FAQs

1. Executive summary

This section is a summary of your entire business plan. Because of this, it is a good idea to write it at the end of your plan, not the beginning.

Just as with the overall business plan, the executive summary should be clearly written and powerfully persuasive, yet it should balance sales talk with realism in order to be convincing. It should be no more than 1,000 words.

It should cover:

• Mission statement  – what is your company’s purpose?
• Business idea and opportunity – what unique selling point (USP) will you provide?
• Business model – how will your business operate?
• Business objectives – what are you aiming to achieve?
• Target market – who is your customer base?
• Management team – who are the owners/senior staff?
• Competition – who are you competing against?
• Financial summary – can you prove the business will be profitable?
• Marketing strategy – what is your marketing plan and associated costs?
• Timeline – how long will it take to launch/grow your new business?

It sounds like a lot – but don’t feel you have to spend hours putting this together. Here’s what the above information for an executive summary might look like when put into our example business plan template for ‘The Plew’:

Startups’ business plan template example: executive summary

2. Personal summary

Investors want to know who they’re investing in, as much as what. This is where you tell people who you are, and why you’re starting your business.

Outline your general contact details first, giving your telephone number, email address, website or portfolio, and any professional social media profiles you might have.

Run through this checklist to tell the reader more about yourself, and put your business ambitions into context.

• What skills/qualifications do you have?
• What are you passionate about?
• What is/are your area(s) of industry expertise?
• Why do you want to run your own business?

Here’s what our two fictional co-founders of ‘The Plew’ might write in their personal summaries for our example business plan. CEO Gabrielle Shelby, has highlighted her expertise in the restaurant industry, while CFO Freya Moore outlines her accounting and finance knowledge.

Startups’ business plan template example: personal summary

Richard Osborne, founder and CEO of UK Business Forums, says personality is important in a business plan.

“Having a strong, personal reason at the heart of your business model will help keep you going and give you the motivation to carry on,” he affirms.

3. Business idea

This section is essentially to offer a general outline of what your business idea is, and why it brings something new to the market.

Here, you should include your general company details, such as your business name and a  one-line summary of your business idea known as an  elevator pitch. This section should also list a few key business objectives to show how you plan to scale over the next 1-3 years.

We also recommend carrying out a SWOT analysis to tell investors what the strengths, weaknesses, opportunities, and threats are for your business idea. Think about:

• Strengths: ie. why is this a good time to enter the sector?
• Weaknesses: ie. what market challenges might you encounter?
• Opportunities: ie. what demand is your product/service meeting in today’s market?
• Threats: ie. how will the business be financed to maintain liquidity?

In the template below, you can see a breakdown of the above information for ‘The Plew’. At the top is its mission statement: “to craft an unforgettable dining experience in a chic atmosphere.”

Startups’ business plan template example: business idea

Need a business idea? We’ve crunched the numbers and come up with a list of the best business ideas for startup success in 2023 based on today’s most popular and growing industries.

4. Your products or services

Now it’s time to explain what you are selling to customers and how will you produce your sales offering.

Use this section to answer all of the below questions and explain what you plan to sell and how. Just like your business idea outline, your answers should be concise and declarative.

• What product(s) or service(s) will you sell?
• Do you plan to offer new products or services in the future?
• How much does the product or service cost to produce/deliver?
• What is your pricing strategy ?
• What sales channels will you use?
• Are there legal requirements to start this business?
• What about insurance requirements?
• What is the growth potential for the product or service?
• What are the challenges? eg. if you’re looking to sell abroad, acknowledge the potential delays caused by post-Brexit regulations.

What insurance and licensing requirements do you need to consider?

Depending on what your business offers, you might need to invest in insurance or licensing. Our How To Start guides have more details about sector-specific insurance or licensing.

Public Liability, Professional Indemnity, and Employers’ Liability are the most well-known types of business insurance. We’ve listed some other common other licensing and insurance requirements below:

In our example product/service page for ‘The Plew”s business plan, the founders choose to separate this information into multiple pages. Below, they outline their cost and pricing, as well as sales strategy. But they also include an example menu, to offer something a bit more unique and tantalising to the reader:

Startups’ business plan template example: product list and pricing strategy

5. Market analysis

This section demonstrates your understanding of the market you are entering, and any challenges you will likely face when trying to establish your company.

This section pulls all of your target market and customer research together to indicate to stakeholders that you are knowledgable about the sector and how to succeed in it.

• Who is your typical customer and where are they are based? Describe the profile of your expected customers eg. average age, location, budget, interests, etc.
• How many customers will your business reach? Outline the size of your market, and the share of the market that your business can reach.
• Have you sold any products/services to customers already? If yes, describe these sales. If no, have people expressed interest in buying your products or services?
• What have you learned about the market from desk-based research? What are the industry’s current challenges, and how has it been affected by the economic downturn?
• What have you learned about the market from field research? (eg. feedback from market testing like customer questionnaires or focus group feedback).

What is your marketing strategy?

Once you’ve highlighted who your rivals are in the market, you can provide details on how you plan to stand out from them through your marketing strategy. Outline your  business’ USP, your current marketing strategy, and any associated advertising costs.

‘The Plew’ identifies its target audience as young, adventurous people in their mid-30s. Because of the restaurant’s premium service offering, its audience works in a well-paid sector like tech:

Startups’ business plan template example: customer analysis

6. Competitor analysis

This section demonstrates how well you know the key players and rivals in the industry. It should show the research you have carried out in a table format.

Begin by listing the key information about your competitors. Don’t worry about sounding too critical, or too positive. Try to prioritise accuracy above all else.

• Business size
• Product/service offering
• Sales channels
• Strengths/weaknesses

Competitors will take two forms, either direct  or  indirect. Direct competitors sell the same or similar products or services. Indirect competitors sell substitute or alternative products or services.

Here’s a breakdown of the strengths, weaknesses, and opportunities, and threats presented by a competitor restaurant for ‘The Plew’ called Eateria 24. At the bottom, the founders have written what learnings they can take from the chart.

Startups’ business plan template example: competitor analysis

Check out our list of the top competitor analysis templates to download free resources for your business, plus advice on what to include and how to get started.

7. Cash forecast

Outline your financial outlook including how much you expect to spend, and make, in your first year

All of your considered costs can be put into one easy-to-read document called a monthly cash forecast. Cash forecasts contain:

1. Incoming costs such as sales revenue, customer account fees, or funding.

2. Outgoing costs such as staff wages or operating expenses. The latter can cover everything from advertising costs to office supplies.

For those firms which have already started trading, include any previous year’s accounts (up to three years) as well as details of any outstanding loans or assets.

Annual cash forecast: what is it?

By conducting 12 monthly cash forecasts, you can create an annual cash forecast to work out when your company will become profitable (also known as breakeven analysis) . You will break even when total incoming costs = total outgoing costs.

In your annual cost budget, make sure to also include month opening/closing balance.  This is important to monitor for accounting, particularly for year-end.

• Opening balance = the amount of cash at the beginning of the month
• Closing balance = the amount of cash at the end of the month

The opening balance of any month will always be the same as the closing balance of the previous month. If you are repeatedly opening months with a negative closing balance, you need to adjust your spending. Here’s an example of what ‘The Plew’s financials might look like in its first year of operation:

Startups’ business plan template example: cash forecast

8. Operations and logistics

Explain how your day-to-day business activities will be run, including key business partnerships around production and delivery.

A.) Production

List all of the behind the scenes information about how your business will operate. Include:

• Management team – who do you plan to hire as senior staff and why?
• Premises –  where will you be based? What will be the cost?
• Materials –  what materials/equipment will you need to make your product/service?
• Staffing –  how many employees will you hire? How much will they cost?
• Insurance – what insurance do you need for production?

B.) Delivery

Detail how your customers will receive your product or service. Include:

• Distribution –  how will you sell your product to customers?
• Transport –  how will you transport the product/service to customers or partners?
• Insurance –  what insurance do you need for delivery?

C.) Supplier analysis

Lastly, you should carry out a supplier analysis.  Write down 2-3 suppliers you plan to use as part of your business operations and evaluate them on factors like location and pricing.

In our example business plan for ‘The Plew’, the founders have chosen to present this information in an easily-digestible chart, breaking down the leadership and employees into two different areas: product development and operations.

Startups’ business plan template example: staffing section

9. Backup plan

Explain how you will manage any surprise losses if your cash forecast does not go to plan.

In the event that your business does not go to plan, there will be costs to incur. A backup plan outlines to potential investors how you will pay back any outstanding loans or debt.

In the short-term: 

If your cash-flow temporarily stalls, what steps could you take to quickly raise money or make savings? For example, by negotiating shorter payment terms with your customers.

In the long-term:

If you’ve noticed a drop in sales that seems to be persisting, what changes can you make that would improve cash flow longer term? For example, can you do more of your business online to reduce rent fees?

To placate investors even further, it’s a good idea to include details about potential support channels you can utilise (eg. a business network or contact) who might be able to help if you get caught in a sticky cash-flow situation.

Startups’ 5 top tips for writing a business plan

• Keep your predictions realistic. Your business plan should showcase your knowledge of the sector and what’s achievable. It’s not about impressing investors with big numbers or meaningless buzzwords.
• Don’t go over 15 pages. Business plans should be engaging, which means sticking to the point and avoiding a lot of long-winded sentences. Keep your executive summary to less than 1,000 words, for example.
• End with supporting documents. Use your appendix to include product diagrams or detailed research findings if these are helpful to your business case.
• Get a second pair of eyes. Everyone misses a spelling error or two – invite a trusted business contact or associate to look over your business plan before you send it anywhere.
• Leave enough time to write! It’s exciting to think about getting your business up and running – but planning is an important step that can’t be rushed over. Spend at least a month on writing to get all the details correct and laid-out.

At Startups.co.uk, we’re here to help small UK businesses to get started, grow and succeed. We have practical resources for helping new businesses get off the ground – use the tool below to get started today.

What Does Your Business Need Help With?

Designing a business plan is very important for laying the foundation of your business. Ensure you spend an appropriate amount of time filling it out, as it could save you many headaches further down the line.

Once your plan is complete, you’ll then be ready to look at other aspects of business set-up, such as registering your company. Sound daunting? Don’t worry!

Our experts have pulled together a simple, comprehensive guide on How to Start a Business in 2024, which will tell you everything you need to know to put your new plan into action.

• Can I write a business plan myself? Absolutely! There are plenty of resources available to help, but the truth is a business plan needs to reflect the owner's personal ambitions and passion - which is why entrepreneurs are best-placed to write their own.
• How long should a business plan be? We recommend your business plan is kept to a maximum of 15 pages. Keep it short and concise - your executive summary, for example, should be no more than 1,000 words.
• Is it OK to copy a business plan? While not technically illegal, copying a business plan will leave you in a poor position to attract investment. Customising your plan to your unique business idea and industry specialism is the best way to persuade stakeholders that you have a winning startup formula.

Startups.co.uk is reader-supported. If you make a purchase through the links on our site, we may earn a commission from the retailers of the products we have reviewed. This helps Startups.co.uk to provide free reviews for our readers. It has no additional cost to you, and never affects the editorial independence of our reviews.

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Every business starts with an idea

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UK Visa Business Plans have a team of specialist business plan writers in the UK when it comes to drafting plans for your Innovator Founder Visa, UK Expansion Worker Visa or any other UK visa application that requires a bespoke and tailored business plan.

You may have a great business idea. But have no idea how to draft a business plan. That's where we come in. 

We are UK's number one business plan writing service with a 98% Success Rate. 

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Established over 10 years ago, we strive to ensure you have the best chance of obtaining an Endorsement from an official Endorsing Organisation and ultimately meeting the UK Home Office's Immigration Rules requirement.  

Our professional business plan services are used globally by leading UK Immigration Solicitors, Barristers and Lawyers who are ranked on Legal 500 and Chambers and Partners across the world. 

Working strictly within Endorsing Bodies' and UK Home Office's guidelines, we are here to help ensure your application is prepared swiftly and effectively. 

Here to Solve Your Problems

UK Visa Business Plans offer a fixed fee for all our business plan drafting services, which also includes an opportunity for our clients to make any amendment requests of the document before it is finalised. 

For Innovator Founder visa applicants, we offer several no-win, no-fee package services to eliminate the risk for clients. This is a testament to our result-driven services and confidence in the quality of our work. 

Our team of plan writers provide expert advice on how your UK Visa Business Plan can meet the criteria for obtaining an Innovator Founder Visa, Expansion Worker Visa, Global Talent Visa or any other UK Visa business plan matter. 

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Uk visa business plans services, no-win, no-fee for pre -approval endorsement applications.

UK Visa Business Plans are able to provide a unique service to clients, by obtaining pre-approval of the applicants' business ideas with an Endorsing Body. 

We are confident of our professional service, to the extent that we can offer this service on a "no-win, no-fee basis". 

Our team of expert business plan writers can get a pre-approval decisions for your UK visa business idea within 2-3 working days, therefore saving clients time and helping them plan their next steps accordingly. 

Innovator Founder Bespoke Business Plan Writing

Once we have fully researched your key target market, the business plan will be drafted in accordance with the UK Immigration Rules. 

Before you receive the final draft, you will get an opportunity to make a list of amendments you want for a truly bespoke and tailored business plan that you are fully comfortable with. 

Our professional team of business plan writers certainly know how to write UK Visa business plans that are commercially viable and compliant, especially for the Innovator Founder Visa and UK Expansion Worker Visa routes. 

UK Expansion Worker Business Plan Writing

Our professional team of business plan writers specialises in drafting bespoke and tailored UK Visa business plans for your UK Expansion Worker Visa application, which is part of UK's Global Business Mobility route. 

Having assisted several companies with their business plan to set up a new branch in the UK, we have worked with some of the best UK Solicitors Firm to ensure the process is seamless and stress-free. 

We specialise in all aspects of the Innovator Founder Visa and UK Expansion Worker Visa business plans. 

Market Research and Financial Forecasting

At UK Visa Business Plans, we identify gaps in the market, training, and processes to ensure the business plan meets the criteria for Endorsing Bodies and helping you meet the "genuine entrepreneur" test. This is particularly important for applications under the Innovator Founder Visa and UK Expansion Worker Visa categories. 

Our professional team of business plan writers will conduct all the necessary research and financial forecasting is included in our fixed fee. We also include the sources of all our facts, which are disclosed in the business plan.

Why Clients Hire Us

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At UK Visa Business Plans, our team of business plan writers strive to provide the best possible service for our clients. In essence, our service offers you the fastest way to getting your business plan approved by the relevant UK authority. 

Having prepared business plans and assisted with over £550 million (GBP) of foreign investment into the UK via the Innovator Founder Visa, Innovator Visa, UK Expansion Worker Visa, Tier 1 Entrepreneur Visa, Sole Representative and Global Talent Visa, we work with some of the largest organisations in the industry. 

Was your Innovator Founder Visa, Expansion Worker Visa, Start Up Visa, Innovator Visa, Sole Representative Visa or Tier 1 Entrepreneur UK Endorsement or Visa Application Refused?

 Do not worry! Our expert team of business plan writers at UK Visa Business Plans can help with amending or completely re-doing your original business plan to make sure you meet the UK Immigration Rules.

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Looking For a Professional Business Plan Writing Service?

Our business plan writers provide expert, engaging business plans custom-tailored to your business. Work one-on-one with a professional business plan writer.

If You’re Having Trouble Writing Your Professional Business Plan, We Can Help

True Experts

Our team consists of strategic, business consultants, marketing and branding experts, financial analysts, and operations gurus. Our team will provide you with strategic recommendations to grow your business, while also partnering with you every step of the way to implement each strategy.

Affordable Pricing

We provide the highest quality business plans in the industry at rates that are half of the price that some of our competitors charge.

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We don’t just document your ideas onto paper. We brainstorm, research, and recommend the best strategies to grow your business.

Who Are We?

Since 2001, our team of senior business consultants has written professional business plans for start-ups, solopreneurs, and small businesses in over 100 industries. We transform ideas into reality by developing detailed business plans to bring investors to the table. Our proven track record of helping entrepreneurs get funded is second to none.

What We Do?

We’ll research your specific industry and market and review your business strategy to determine your competitive advantages. Then we’ll develop a focused business plan that articulates your business objectives and compels investors to look further. We don’t use templates or automated software to produce your business plan. Our experts will capture the nuances and competitive advantages of your business and ensure they are showcased in your plan.

We understand that the heart of any successful venture lies in a well-crafted business plan.

Whether you’re a small startup looking to secure funding, a medium-sized business aiming for growth, or an established company seeking to refine your strategies, our expert team is here to guide you through the intricate world of business planning.

We never outsource your project to a junior analyst and we don’t use templates.  Our Ireland-based business plan consultants have advised and written business plans for hundreds of start-ups, growing companies, and small to medium-sized businesses worldwide. Let us get to know your business too. We will add value to your team and help your business grow by becoming your personal business consulting team.

Why Choose Us?

Our business experts have over 100 years of collective business planning experience.  We know how to create the best business plans in the Ireland. If you’re just looking for a run-of-the-mill business plan to satisfy a requirement, you may want to look elsewhere for business plan writing services. Our business plans are dynamic, and we pride ourselves in producing plans that work to produce measurable results.  We aim to provide a business plan that accurately presents your ideas to stakeholders and investors and moves them to take action.  Investors and bankers are given hundreds of business plans every month. We will break through the clutter and get your idea noticed so it has the best chance of receiving funding.

We focus on writing business plans that contain good content and cold, hard facts, so potential investors can quickly and easily understand the key points of your business strategy and determine if they want to fund it. Our experts have extensive experience in financial services, business consultancy, and market research to create winning business plans.  We offer a comprehensive, professional business plan writing service that works in the background to let you stay focused on the critical first steps of starting your business.

Our Expertise and Experience Includes

We focus on writing business plans that contain good content and cold, hard facts, so potential investors can quickly and easily understand the key points of your business strategy and determine if they want to fund it. Our experts have extensive experience in financial services, business consultancy, and market research to create winning business plans. We offer a comprehensive, professional business plan writing service that works in the background to let you stay focused on the critical first steps of starting your business.

Traditional Business Plans

Many elements comprise a successful business plan, no matter what industry your business is in. A properly written business plan will deliver your vision and strategy for achieving it clearly and concisely. The best business plans will convince your audience to believe in your idea. We align the business plan with your unique business, ensuring that it works to achieve your goals.

Business Plans Tailored for Investors

Modern investors, whether local investors or angels, have incredibly high expectations. We will custom tailor your business plan to get your business plan noticed by potential investors. First impressions are everything and we specialise in impressing investors and getting entrepreneurs funding by preparing comprehensive and persuasive investment materials

Business Plans for Bank Loan Applications

Banks are always careful to consider potential risks before they issue a business loan. Your business plan needs to assure them that you have also considered all the risks associated with starting your business and acted to mitigate them. They must feel confident that you will be able to repay the loan and that serious financial challenges won’t plague your business. We include everything a bank will consider in its decision-making process, like sales projections, trading accounts, and cash flow forecasts.

Immigration Business Plans

For those outside the UK that want to establish a business in the UK, we offer Start-up and Innovator Visa business plans. We consult with the proper immigration officials and attorneys specializing in immigration law to ensure that we cover every aspect correctly and legally. Your Start-up or Innovator Visa business plan will fully comply with the Home Office requirements.

Nonprofit Business Plans

As with a for-profit business, a not-for-profit business also requires a business plan to show how it intends to achieve its mission. The business plan can also outline new projects and ventures an organisation is planning. Our nonprofit business plans clearly present your project as the best solution to the problem at hand, and comply with investor requirements for non-profit businesses that receive private or public grant funding.

Franchise Business Plans

If you have a franchise business, our expert writers can create a bespoke business plan for you. We have an in-depth understanding of franchise businesses and company values, ensuring we provide a franchise model business plan that works for you. We can present your skills, competencies, and background in a fully compliant franchise business plan that clearly shows your ability to run a successful franchise business.

Some Details Of Our Business Plans Include

Executive Summary

The Executive Summary is one of the most crucial parts of your business plan. It provides potential investors with a quick synopsis of your business idea and vision for execution. A perfectly crafted Executive Summary will establish your competence and professional credibility and convince the right people to continue reading.

Market Details

The Market Details section is a vital element of your business plan as it helps readers understand who your target market is. It also showcases your backing suppliers and adequately explains the competition in your market. A well-written Market Details section should show the reader what product or service your company provides, where it will provide it, and the competition you will need to overcome to be successful.

General Overview

This should be a concise, smartly-written section outlining your Mission Statement, Vision Statement, the business’s history, a breakdown of company ownership, and how the business is positioned in the marketplace. We write General Overview sections at a high level and save the details for other parts of the business plan.

Sales Model

Potential investors want to know how you plan to sell your product or service and the general sales and profit projections over the coming years. We will include pricing plans, forecasted sales targets, and a breakdown of the anticipated sales volume and costs of doing business.

Products or Services

The Products and Services section explains the main issues your business will solve with its product or service offering and the details about the product or service, including pricing, fulfillment, and other factors that show how you intend to operate the business.

A marketing plan is an essential part of a professional business plan. It should explain the types of marketing your business can use and your available marketing budget to help you to reach your target audience. We take a comprehensive approach and, depending on the needs of your business, will include a mix of local, online, and offline marketing strategies.

Financial Section

The last section of a business plan is the financial section. It is often the crux of a business plan because it includes the relevant financial information and details that explain how you plan to manage the business finances. It contains the expected Profit and Loss Statements and the cash flow projections for the business.

Management Structure

An often underrated part of a robust business plan is the Management Structure section. It should demonstrate to potential investors that you can be trusted and establish that your business has sound leadership and will operate professionally.

Our Process is Easy

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How Much Does it Cost?

Our professional business plans are affordable and accessible to businesses of all shapes and sizes. They are an exceptional value for the money we charge. Of course, the cost of your customised business plan will depend on your unique business – the complexity of your business model, the level of detail it requires, and your target audience. After we have our initial phone consultation, we will be able to provide an accurate quote for your project. Every plan is unique and written specifically for the needs of each business.

What Our Satisfied Clients Say

Rather than the typical client/vendor relationship I’m used to, the ‘Grand Business Plan Writers’ team has been more like a strategic partner and trusted advisor. Not only did they provide me with a dynamic business plan but they have given me invaluable advice and feedback along the way. They have exceeded my expectations in every way possible during this exciting time of starting & ultimately growing my business.

I initially set upon finding a professional business plan writing service to deliver a BP that would attract investors to my business, after discussing options with many different providers I made the choice to choose the ‘Grand Business Plan Writers’ based on initial discussions with my designated plan writing expert. The initial contact gave me confidence in the fact that I was in the right hands and that the person on the end of the phone was exceptionally knowledgeable and very capable. Not only did I receive my very detailed plan on time but I also gained expert knowledge along the way. I would highly recommend the business plan writers the UK to anyone wanting a professional, accurate and timely business plan.

Darren Jacks

As a start-up company, I knew the importance of having a thorough and well-written business plan. In my search for a company that would be able to write my business plan, I was fortunate to find the Business Plan Writers UK team. The business plan that they wrote was engaging, informative, and well-detailed. One of our investors called it an “excellent business plan.” I would highly recommend them to anyone who is serious about finding funding for their project.

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12 Critical Questions to Ask Before Hiring a Business Plan Writer

• May 30, 2024

10 Min Read

Finding the right business plan writer can be a pain—we get that.

First off, you don’t hire a writer to just write plans. They must have extensive industry knowledge, understand business concepts, analyze and forecast financials, and help refine your company’s growth strategies. But most importantly, be able to help you attract funding!

Secondly, the talent pool is large with varied experiences and perspectives. And you need to hire someone who can mold according to your company’s unique requirements. Tough, isn’t it?

So, the only way to find “the writer” is through a hiring process where you ask the right questions. And we’re here to help.

In this article, we’ll cover 12 questions to ask business plan writers so you can analyze who can help you achieve your business goals most effectively!

Basic requirements and qualities to look for in a business plan writer

Although we will discuss the questions to ask business plan writers to identify if they’re the right fit for the job, consider looking for these qualities in a business plan writer before you start shooting questions.

• A business education background, so they’re well-versed in the business jargon and strategies. Academic qualifications show promise in a writer’s theoretical and practical knowledge.
• Owned a business before, has been a business partner, or has a relevant career record.
• The writing ability of a professional to make business plans sounds exciting and worth the reader’s time, like investors and clients. (Hint: ask for their samples)
• Financially savvy because most business plans are designed to obtain funding.

With that said, let’s dive into the questions!

The most important questions to ask before hiring a business plan writer

Here are questions you may ask your potential hires to understand them, their experience, their market knowledge, and if they fit right in your company:

Q1. What business and industry experience do you have?

Before hiring a business plan writer, gain valuable insights into their business and industry experience.

After all, you wouldn’t just hand a bowling ball to anyone and expect a strike. You need to know if they can actually bowl.

So, ask about their experience in the field, years of service, educational background, and professional credentials. This can include achievements, past clients and projects, various industries they’ve served, and outcomes achieved for clients.

Such information will reveal whether they have the right skills and knowledge to write a high-quality business plan and achieve the goals you’re aiming for.

Q2. Where are you based?

This question will tackle two concerns.

One: Time zones. This is essential if you or your writer works remotely or across oceans. You don’t want to hire someone who needs to chase after you at odd times.

Two: Language barriers (if any exist). This knowledge will help you avoid communication gaps. It’s also essential if you’re looking for a writer who can speak or write in multiple languages to cater to your specific needs.

These two nuggets of information make collaboration and communication easy.

Q3. How do you extract information and ideas from entrepreneurs and put them out on a document?

A good business plan writer just knows!

They have the superpower to extract your company’s important information that pours right out of your gray matter. It’s the only way to create a solid business plan to convey your business idea adequately.

Whether you’re hiring a business plan writer or a writing agency, check if they’ve worked with businesses from various industries—in other words—their track record.

A broad exposure means they can pick the brains of entrepreneurs and comfortably understand how businesses (startups or giants) operate.

The payoff? Such writers can capture the essence of your business’s unique value proposition, irrespective of whether you run a tech company or a pet store.

Q4. Do you offer other services, or are you an expert in just writing business plans?

The answer to this will help you decide whether or not they’re a good fit for your individual needs.

Or do you need an expert who understands business plans that help in raising capital and winning a business partner or two?

Or a business plan writer with expertise in determining the financial model cost?

The point is: Many business plan writers and agencies offer services, like market analysis, financial modeling, competitive analysis, cover page designing, or creating business proposals.

So, analyze everything a writer or service has to offer. Then, hire an industry specialist or a jack of trades beyond business plan writing depending on your business goals and needs.

Q5. How do you create the required cash flow and financial projections?

An experienced business plan writer will effectively and proactively gather every record of your past financials (capital, investment, etc.).

They’ll also consider your marketing strategies and sales plans as well as provide all the necessary details to create your financial projections and cash flow.

Q6. Will your service include industry-specific market research?

Market research shows how many potential customers your business will have—the kind of data your investors will have their magnifying glasses out for.

A good writer will conduct research to present solid market data in your business plan. So you can impress your investors and claim funding.

Q7. Do you have any client references or endorsements?

Here, you want to know if the writer who claims to be an industry player has an actual reputation and proof of his past performance (in this case, success with previous clients).

So, ask writers to provide references to their work. Also, check for referrals, endorsements, testimonials, written business plan samples—anything that vouches for their performance history, success rate, and reliability.

Q8. What’s your process for keeping up with business trends?

Keeping up with the dynamic world of business takes work. However, a professional business plan writer can do it regularly.

Ask a few questions to test their knowledge regarding recent industry developments (locally and globally). You only need to know if they have, can foresee, and continue to acquire knowledge of industry trends so your business plan isn’t outdated.

Q9. Will you be writing the business plans yourself? If not, who will?

This question is fundamental, for the person you’re interviewing will not always write your plan. Sometimes, an individual writer outsources their services. Other times, you’re talking to a business plan writing service provider or agency management.

So it’s crucial to know who’ll write and deliver your plan (individual or team) to understand their expertise, skills, types of business plans they’ve written, and educational background.

Q10. Do you offer revision? If so, how many rounds of revision do you offer? What are your charges?

If you have experience writing plans, you know the first draft will need some reworking or changes—because first drafts are never perfect.

So, asking about revisions is a smart move in the hiring process.

Find out if your plan writer is comfortable with revisions, whether it’s fixing a typo, changing the color scheme of the business plan, or entirely re-doing the financial projections.

A qualified plan writer will give you all the details about the type of edits they’ll cover and how.

Once done, you can discuss the business plan writer’s pricing structure and fees. Find out if they charge on an hourly or project basis or have a flat fee.

Lastly, don’t forget to check with their accepted forms of payment.

Q11. Are you open to us editing the business plan once it’s delivered?

This question may seem insignificant, but it is essential. Here’s why:

Sometimes, your business plan writer may not be available due to leaves or differences in time zones. In such cases, if you need to make small changes to your business plan quickly to submit it to investors and you don’t have permission to make your own edits, your hands might be tied.

So, ensure your writer is okay with you making your own edits to save time and avoid missing opportunities due to time or availability constraints.

Q12. Are you comfortable with multiple document formats for creating and sharing business plans?

Do you prefer physical copies of business plans? A PDF file? What about an editable Google document because you and your internal stakeholders like to add edits and formatting requests?

And lastly, are the documents shareable with lenders, clients, and other business partners? If so, in which formats?

Good business plan writers will answer this specific question to clarify whether they can deliver your business plan per your format needs.

How a business planning software can eliminate the need for a business plan writer

The business plan writing process can be challenging, even for seasoned writers. This is not because they’re not good, but because there are too many aspects to juggle.

Look at all a business plan’s components , and you’ll know what we mean.

Fret not. Here’s the solution: business planning software .  A tool like Upmetrics can help you generate a business plan in under 10 minutes! All you need to do is input your basic business data and see the results coming through.

Sounds exciting? There’s more. A business planning software can:

• Make you sound professional and maintain impeccable grammar, just like a plan writer but better using an AI-writing assistant.
• Help you skip starting from scratch or needing a business plan writer to produce a basic business plan structure.
• Help save you time and money associated with manual financial projections done by writers (which can take days).
• Answer any business-related questions you have using an AI and provide valuable insights in seconds (unlike a human writer).

Hiring the right business plan writer is crucial to properly convey the message or spirit of your company.

Even if they’re the best in the world, they’re only human, so you’ll have to face delays, unexpected leaves, communication gaps, high fees, and more.

However, business plan software finds the correct balance between effectiveness, informativeness, speed, and affordability.

Software like Upmetrics makes creating a business plan a breeze while providing enough information to leave your investors wanting more of you!

Build your Business Plan Faster

with step-by-step Guidance & AI Assistance.

Frequently Asked Questions

How can a business plan writer help your business.

The right business plan writer picks your brains to convert your vision into a realistically sound business that can win you partners and funding. They can also consistently help you make changes to your business plan according to altering trends, statistics, and figures so you can always stay at the top of your game.

Where can I find a business plan writer or service?

The internet is a good place to start, where you’ll find business plan writers, freelancers, agencies, and more. You can also opt for business planning software.

How much does it cost for a writer to write a business plan?

Hiring business plan writers can cost between $1,000-$25,000, depending on experience and business type. The price can be steeper if you hire a consultant or an agency, between $25,000-$50,000. However, an AI business plan generator like Upmetrics costs between $7 and $15 monthly.

About the Author

Upmetrics Team

Upmetrics is the #1 business planning software that helps entrepreneurs and business owners create investment-ready business plans using AI. We regularly share business planning insights on our blog. Check out the Upmetrics blog for such interesting reads. Read more

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Money blog: Strikes, new banknotes, cat fines and airport disruption - key June money dates for your diary

June is a busy month for personal finance updates - we've outlined the key dates below along with our Weekend Money feature on why concert ticket prices are so high. We'll be back with live updates from Monday.

Sunday 2 June 2024 09:51, UK

• Taylor Swift

Weekend Money

• Where is all the money going? Here's who is really responsible for concert tickets going crazy
• Strikes, new bank notes, cat fines and airport disruption: Main June money dates for your calendar
• Your comments: Man Utd WFH crackdown, Sterling's uni pledge, pebble fines and standing charges

Best of the week

• 'A truck unloaded a £600 car that her son bought on eBay thinking it was a toy' - the schoolgate stories that led to GoHenry
• Think twice before buying your holiday clothes from Zara
• Savings account that could bag you a free £8,500 in five years
• The popular sweets that are the 'least bad' for you
• Best pub chef in UK shares amazing cheap pasta recipe
• 'My mortgage lender is ending my two-year fix and I haven't been in the house for two years - can they do this?'
• Best of the Money blog - an archive

Ask a question or make a comment

With May in the rearview mirror, here are the key money dates for your calendar in June. 

1 June onwards - benefit changes

While benefits rose 6.7% from 8 April for many claimants, those who had their last assessment period before then will have had to wait until June to receive the new, higher rate. 

The exact date in June when that payment is made will depend on when you were assessed.

Also from 1 June, all people claiming Housing Benefit alone will be asked to claim Universal Credit instead within three months of receiving the letter.

Failure to do so could result in you losing your entitlement.

1-2 June - Heathrow disruption

Hundreds of border force officers at Heathrow Airport are striking until Sunday in a dispute over rosters.

More than 500 of its members working on passport control at terminals 2, 3, 4 and 5 are taking action.

Disruption is expected over the weekend as families return to the UK at the end of the half-term holiday.

5 June - new banknotes

Banknotes featuring the face of the King will enter circulation across the UK. 

Notes that feature the portrait of the late Queen will remain legal tender and will co-circulate.

The new banknotes will only be printed to replace those that are worn and to meet any overall increase in demand.

10 June - £500 cat fines

All cats over 20 weeks old in England must be microchipped by 10 June.

You could face a £500 if you miss the deadline and don't get your cat microchipped in the following 21 days.

The law does not apply to the rest of the UK.

16 June - Father's Day

As the day dedicated to dads and father figures approaches, it may be worth remembering to put some cash aside to treat them in mid-June.

19 June - inflation data released

We'll get May's inflation data in the monthly drop from the Office for National Statistics. 

This will give us the clearest indication of whether the Bank of England will lower interest rates.

Remember, the Bank's target is 2% (April's headline rate was 2.3%), so the closer we get to that number the better. 

20 June - interest rate decision

Another Monetary Policy Committee meeting at the Bank of England will determine whether we finally get a drop in interest rates. 

Many economists predict a cut from 5.25% will happen in August, but June isn't ruled out.

27 June - doctors' strike

Junior doctors in England will begin a five-day strike at 7am over pay.

The last strike by junior doctors led to 91,048 appointments, operations and procedures being postponed.

30 June - meter readings

Not a fixed date - more of a reminder.

From 1 July, the energy price cap will fall by £122 per year.

Your provider will do most of the work, but you can help keep your bill accurate by submitting meter readings (unless you have a smart meter) ahead of this date. 

By Katie Williams , Money team

Spending a fair chunk on going to see your favourite big artist is not new - but it certainly feels like concert prices have entered a new stratosphere.

Fans of Bruce Springsteen have paid upwards of £120 for "rear pitch" standing tickets for his May 2024 tour, while some expressed disappointment recently over the £145 price tag of standing tickets for Billie Eilish's 2025 UK leg.

And while you could have nabbed Beyonce or Taylor Swift tickets in the UK for £50 (before fees) if you took a "nosebleed" seat, these had limited availability and quickly sold out. General admission standing tickets for Swift's Eras tour - which comes to the UK next week - started at £110.40 and those at the front had to shell out £172.25. It didn't stop there - by the time many fans got to the front of the online ticket queue, the only tickets left cost upwards of £300.

So what's behind rising ticket costs? These are some of the reasons...

Fans willing to pay for big spectacles

Simply put, ticket prices would come down if people voted with their feet.

Matt Hanner, booking agent and operations director at Runway, said prices at the top level had "risen considerably" - but the increase was partly being driven by demand.

"We're seeing a lot more stadium shows, greenfield, outdoor festival-type shows which are now a staple of towns around the country," he said.

"There's a growing number of people that are happy to spend a large chunk of their disposable income on going to a major music event."

Jon Collins, chief executive of LIVE, the trade body representing the UK's live music industry, had a similar view.

He said there were more large-scale shows and tours now than ever, and there was "massive appetite" among music lovers for "bigger spectacles".

Fancy shows mean higher costs - with staffing, the price of the venue, transport, artists' needs, insurance and loads more to factor in.

Of course, all these things are affected by inflation. Collins said ticket prices also factored in the rising costs that had hit every venue from the grassroots scene to major arenas.

"You've got a couple of different factors - you've got the spectacle of the show and the production cost and everything that goes into the ticket price. But then you've also got the fundamentals," he said.

The cost of venue hire has increased "significantly" in the past couple of years due to electricity and gas price rises, he added.

"You've got the increase in the cost of people… very justifiable costs like increases in minimum wage and living wage. At every stage of the process we've got these cost increases that will all push through the pressure on the ticket price."

Are artists being greedy?

How much money artists really earn off live touring is of interest to many - but the music industry is generally reluctant to release details.

The people we spoke to suggested it was not as simple as artist greed because, as we mentioned earlier, there's a lot to pay for before anything reaches their bank accounts.

The Guardian spoke to anonymous insiders about this topic in 2017. Its report suggested that between 50-70% of gross earnings were left for promoters and artists. The piece also cited a commonly quoted figure that the promoter takes 15% of what is left and the act will get 85%.

It all depends on the calibre of the artist and how much work the promoter has had to put in - they could end up with a bigger share if it was a hard push to get the show sold.

The people we spoke to said music acts and their teams would discuss the ticket price, and the bigger the act, the more sway they have - but it's ultimately set by the promoter.

Taylor Swift - arguably the biggest popstar on the planet right now - is personally earning between $10m and $13m (£8m - £10.5m) on every stop of her Eras Tour, according to Forbes. She is reported to take home a whopping 85% of  all revenue  from the tour.

But it's worth pointing out, too, that she's been known to be generous with her cash, having given $100,000 bonuses to the dozens of lorry drivers working on the tour.

What have other artists said? 

Some artists have been critical of the high ticket prices being demanded by others.

Tom Grennan told ITV two years ago that he had seen "loads of artists putting tickets out that are way too expensive for the times that we are in", adding that he wanted people to enjoy shows without worrying if they could pay their bills.

Singer-songwriter Paul Heaton was also praised for capping ticket prices for his tour with Jacqui Heaton at £30 in a bid to tackle music industry "greed" and help people during the cost of living.

British star Yungblud recently announced his own music festival, Bludfest - saying the industry was too expensive and needed to be "shaken up".

"I believe that gigs are too expensive, festivals are too expensive, and I just wanted to work to create something that has been completely done by me," he told Sky News.

Meanwhile, frequent Swift collaborator Jack Antonoff has said "dynamic pricing" by ticket sale sites such as Ticketmaster was also an issue when it came to cost.

He told Stereogum that he wanted artists to be able to opt out of the system - which basically means ticket prices increase when a show is in demand - and be able to sell them at the price they choose.

On its website, Ticketmaster describes its "Platinum" tickets as those that have their price adjusted according to supply and demand.

It says the goal of the dynamic pricing system is to "give fans fair and safe access to the tickets, while enabling artists and other people involved in staging live events to price tickets closer to their true market value".

The company claims it is artists, their teams and promoters who set pricing and choose whether dynamic pricing is used for their shows.

Ticketing website fees

As well as dynamic pricing, "sneaky" fees by online ticket sites are also causing issues for live music lovers, according to the consumer champion Which?.

A report from the group last month said an array of fees that isn't seen until checkout can add around 20% to the cost of concert and festival tickets.

Which? has urged a crackdown on the "bewildering" extra charges, which include booking, "delivery" and "transaction" fees, venue charges and sometimes charges for e-tickets.

The Cure lead singer Robert Smith tweeted that he was "sickened" after fans complained last year about processing fees  on Ticketmaster that wound up costing more than the ticket itself in some cases.

Responding to the Which? findings, Ticketmaster (which was far from the only company named) said: "Fees are typically set by and shared with our clients… who all invest their skill, resource and capital into getting an event off the ground. Ticketmaster supports legislation that requires all-in pricing across the industry."

Live Nation and Ticketmaster sued over 'dominance'

The US government is suing Ticketmaster owner Live Nation over allegations the company is "monopolising" the live events industry.

Justice department officials said it was unfair for the firm to control around 70% of primary ticketing for concerts in America. 

Live Nation has been accused of using lengthy contracts to prevent venues from choosing rival ticket companies, blocking venues from using multiple ticket sellers and threatening venues that they could lose money and support if Ticketmaster wasn't the chosen seller.

Live Nation said the lawsuit reflected a White House that had turned over competition enforcement "to a populist urge that simply rejects how antitrust law works".

"Some call this 'anti-monopoly', but in reality it is just anti-business," it said.

And it said its share of the market had been shrinking and its profit margin of 1.4% was the "opposite of monopoly power".

The lawsuit "won't solve the issues fans care about relating to ticket prices, service fees and access to in-demand shows", the company said.

"We will defend against these baseless allegations, use this opportunity to shed light on the industry and continue to push for reforms that truly protect consumers and artists."

As well as reportedly controlling most of the ticketing market, Live Nation also owns and represents some acts and venues.

Canadian artist Dan Mangan told Moneywise this was enabling the company to take "more and more of the pie".

He said when venue rent, equipment and other costs were taken into account, lesser known artists could take as little as 20% of ticket sales.

Another major cost on tickets in the UK is VAT (value added tax).

At 20%, it's pretty hefty. It was brought down to 5% and then 12.5% as the live music industry was hampered by COVID, but returned to the pre-pandemic level in April 2022.

The charge puts the UK "out of step" with other countries, Collins said.

"In competitive major markets like France, it's 5%. Germany it's 7%, Italy it's 10%. Sales tax in the US is typically 6% or 7%. So we are significantly out of step with other markets when it comes to how much VAT we charge on tickets," he said.

Touring now bigger source of income for major stars

With the decline of physical products and the rise of subscription listening, artists are earning less from making music - and income from live shows has become more important for the biggest stars.

Writer and broadcaster Paul Stokes said major stars who would have toured infrequently in the past were now willing to put on more shows as it becomes increasingly profitable.

Some artists will even pencil in multiple nights at huge venues like Wembley Arena, he said - something that wouldn't have been considered two decades ago.

"When Wembley was built and they said 'we'll be doing regular shows' you'd think 'are there acts big enough to fill this massive stadium?'

"It's become absolutely part of the live calendar that artists will come and play not just one night at Wembley, but two or three every every summer."

Stokes said this demand has also prompted the scale of shows that we've become used to seeing, featuring expensive production and pyrotechnics.

Not being felt evenly

While a night out seeing a platinum-selling artist is likely to be an expensive affair, industry figures are also keen to point out that the escalation in ticket prices isn't necessarily happening at a lower level.

Collins said that while major stars were putting on arena shows, there would be plenty of other live music taking place at the same time, "from the free pub gig to the £10 ticket at the grassroots venue, to the £30 mid-cap".

"There's an absolute range of opportunities for people to experience live music, from free through to experiencing the biggest stars on the planet," he said.

But concertgoers choosing to save their cash for artists they're more familiar with may have led to a "suppression" of prices for lesser-known acts, Hanner noted.

"Everyone's short of disposable income because there's a cost of living crisis. [Artists' and promoters'] core costs are going up as well, so it's more expensive for everyone. That fear of pricing people out is just being compounded," he said.

"I think [that] has definitely led to prices being suppressed [at the lower level], when really they should have been going up."

The big topics covered in the Money blog this week that got you commenting were...

• Manchester United giving staff who don't want to come into the office a week to resign
• Raheem Sterling offering to pay for 14 people to go to university
• Fines for pebble-taking tourists on beaches
• The standing charge rising despite the energy price cap being cut

Let's start with the two football-related stories. 

Sir Jim Ratcliffe, new part-owner of Manchester United, sent an email round on Tuesday offering all non-playing staff the chance to resign (with their annual bonus paid early) within the week if they do not like his plan to stop working from home ...

Some praised his decision... 

Well done Sir Jim Ratcliffe. Finally, somebody who has the guts to stand up and end this 'working from home' nonsense! edwinbasnett

Sir Jim has got it right, decisions are decisive and provide clear expectations and an option to get out. WFH doesn't work at the levels seen following COVID, I'm sure it does for some but many take advantage and it's far more difficult to manage. Tel

Others not so much...

Thankfully there's not quite so stark an ultimatum from my employer, but I am planning to leave soon. It's a nonsense commuting to an office where I then engage with other colleagues over Teams/Zoom. Jim

Who wants to work for a **** like that anyway with that attitude? No filter

Earlier in the week, we learnt Raheem Sterling will financially support 14 students through university. 

Applications for the Raheem Sterling Foundation Scholarship Programme - which closed on Thursday - were open to students of black, African and Caribbean heritage from socio-economically under-represented backgrounds to help bridge the equality gap.

This will be the second year the Chelsea forward will assist successful applicants at King's College London and the University of Manchester.

Readers said...

Sterling is a credit to sport, football and his heritage. I hope more footballers will join him and his endeavours. Judy

This is brilliant - I have never understood why professionals in many fields do not give more back to their communities. Just a visit to their old primary school could turn a bright light on for so many kids. Why don't many more do it? Old white woman

Well done Raheem Sterling for financially supporting 14 students who would like to attend university. Sometimes professional football players get a negative press but this is amazing, well done. Anthony G

Away from football and to Cumbria - where beach-goers have been warned they could face a fine of up to £1,000 if they remove pebbles or shells across the area.

You said...

Why aren't the same rules applied to stop Southern Water dumping all their s*** into our seas. They take millions of pounds from normal people who trust them to process it correctly. Anti s outhern water

So that means the thrill of going to the beach and collecting a few shells is stopped. What about the scallop shells used in restaurants and supermarkets? What about the sacks of shells sold at garden centres? What about the tonnes of sand used every day etc etc? JR

Has the world gone mad? £1,000 fine for taking pebbles home from a beach? I think most children take a few pebbles home with them.  Bob

Many of you responded to last Friday's announcement that while the energy price cap would fall in July, standing charges - the set amount you pay for gas and electric each day regardless of use - would be going up.

Martin Lewis's explanation of it can be read here...

Here's what you said...

Are there any regulations for energy supplies regarding the standing charge? Every time the unit price drops my supplier raises the standing charge. SianW

Our energy bills have dropped, now the heating is off. However, the high daily standing charge means my bills are off the starting blocks even before the switches are flicked. Come the winter the price cap will rise again - not unlike profiteering in wartime. Porthy

My standing charges are almost three times what they used to be. I've cut back on my usage to the point I pay more a month in standing charges than I do usage so having the unit price drop makes little impact. P hunt

The energy companies have ripped us off for the last two years. The daily standing charge has to go. The shareholders have had real good dividends over the past few years, and therefore must pay for the people that can't pay their bills, because of the bonuses they have received. michael rogers

The Money blog is your place for consumer news, economic analysis and everything you need to know about the cost of living - bookmark news.sky.com/money.

It runs with live updates every weekday - while on Saturdays we scale back and offer you a selection of weekend reads.

Check them out this morning and we'll be back on Monday with rolling news and features.

The Money team is Emily Mee, Bhvishya Patel, Jess Sharp, Katie Williams, Brad Young and Ollie Cooper, with sub-editing by Isobel Souster. The blog is edited by Jimmy Rice.

An investigation has been launched into whether the biggest banking merger since the financial crisis could harm competition.

The Competition and Markets Authority announced the inquiry into Nationwide's £2.9bn takeover of rival Virgin Money this morning.

The move would bring together the fifth and sixth largest retail lenders, creating a combined group with around 24.5 million customers and nearly 700 branches.

It would spell the end of the Virgin Money brand, with Nationwide planning to rebrand the business within six years.

The CMA has invited interested parties to give their views on the deal, as it considers whether it could "result in a substantial lessening of competition" in the market.

Nationwide struck the takeover agreement in March, and last week a clear majority of 89% of Virgin Money shareholders voted in favour, helping to clear the path to complete.

The government has sold £1.24bn of its shares in NatWest, accelerating the process of private ownership.

The Treasury's shareholding in the high street bank has fallen by approximately 3.5 percentage points to 22.5%.

NatWest, formerly Royal Bank of Scotland, received multibillion-pound bailouts during the 2008 financial crisis, leaving the government with an 84% stake.

The government has been selling down its stake in the lender, with Chancellor Jeremy Hunt planning to sell all of its interest in the bank by 2025 or 2026 should the Conservatives be re-elected.

There was supposed to be a public share sale this summer, allowing individuals, not just institutional investors, to purchase stock, but the plans have been shelved due to the election.

In recent years, the sell-off has become more rapid. In 2018, the government owned 62% of the group, but by December of last year that was down to just under 38%.

In March, that fell below 30%, meaning the government was no longer classed as a controlling shareholder in the lender.

Earlier this year, NatWest wrote to shareholders asking them to support an increase in the amount of stock the bank could buy back from the government in a year, from just under 5% to 15%.

The establishment of Great British Energy is among the last remnants of the "green prosperity plan" devised and championed by Ed Miliband, the shadow secretary of state for energy security and net zero, three years ago.

The former Labour leader's vision was to spend £28bn per year in the first five years of an incoming Labour government on decarbonising the UK economy.

However, as the current leader Sir Keir Starmer recognised, the issue was swiftly weaponised by the Conservatives because all the money - as Mr Miliband himself had made clear - would have been borrowed.

More importantly, the plan did not survive contact with Rachel Reeves, the shadow chancellor, who has made fiscal responsibility her priority.

The £28bn-a-year spending pledge was watered down in February this year to one of £23.7bn over the life of the next parliament.

A sizeable chunk of that will be on Great British Energy, described by Mr Miliband as "a new publicly owned clean power company", which Labour has said will be initially capitalised at £8.3bn.

And, instead of the money being borrowed, Labour is now saying "it will be funded by asking the big oil and gas companies to pay their fair share through a proper windfall tax".

Read on  here... 

Edinburgh, Aberdeen and Dundee are joining Glasgow as cities with Low Emission Zones where motorists could face fines up to £480 if they don't comply.

The zones were introduced two years ago, but drivers were given a grace period before charges began.

In Dundee, the grace period ended today - in Edinburgh and Aberdeen it's tomorrow.

A non-compliant vehicle entering the zone can be charged £60, which doubles with each subsequent breach up to a maximum of £480.

If paid within 14 days, the initial fine will be halved to £30.

Despite the warning, only 55% of drivers in Scotland are confident they know where the zones are in operation, according to online marketplace Carwow.

Some 30% of Scottish motorists are not sure if they understand the rules and 24% are not sure if their vehicle is compliant.

"We therefore need to tackle the lack of understanding among motorists about Low Emission Zones in Scotland – where they are and which cars are compliant - because, without better knowledge, millions of drivers are at risk of being fined," said Sally Foote, chief commercial officer at Carwow.

The Low Emission Zones aim to discourage high-polluting vehicles from entering certain areas, just like those in English cities like Sheffield and Bristol.

Unlike English Clean Air Zones, Scottish LEZs apply to all types of vehicles except motorbikes and mopeds.

Non-compliant vehicles are not allowed into those zones whatsoever, unlike English LEZs, which apply a daily charge.

Ultra-low emission vehicles are automatically compliant, but others must conform to certain Euro emission ratings, which can be found in your V5C logbook - or you can check online.

Cars, vans, minibuses, taxis and private hire vehicles with a petrol engine must have at least a Euro 4 rating, while those with diesel engines should have a Euro 6.

Grants are available to people living within 20km of a LEZ who have no other choice but to sell or adapt their vehicles.

Hackers say they have stolen confidential information from all Santander staff and millions of customers, reports the BBC.

A gang going by the name of ShinyHunters posted an advert on a hacking forum claiming to be selling 30 million people's bank account details, six million account numbers and balances, 28 million credit card numbers and HR information for staff.

Earlier this month, the bank said data was accessed belonging to customers in Chile, Spain and Uruguay and all current Santander employees, but nothing that would allow transactions to take place.

As of March, Sandander as a whole employed more than 211,000 people and as of 30 June 2021, 20,900 employees worked for Santander UK.

Santander has declined to comment on the claims beyond a statement released on 14 May.

It read: "Certain information relating to customers of Santander Chile, Spain and Uruguay, as well as all current and some former Santander employees of the group had been accessed.

"No transactional data, nor any credentials that would allow transactions to take place on accounts are contained in the database, including online banking details and passwords. The bank's operations and systems are not affected, so customers can continue to transact securely.

"We apologise for the concern this will understandably cause and are proactively contacting affected customers and employees directly."

ShinyHunters have previously sold data stolen from AT&T and claim to be selling private data hacked from Ticketmaster, the BBC reported.

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