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Free PDF Business Plan Templates and Samples

By Joe Weller | September 9, 2020

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We’ve gathered the most useful collection of business plan PDF templates and samples, including options for organizations of any size and type.

On this page, you’ll find free PDF templates for a simple business plan , small business plan , startup business plan , and more.

Simple Business Plan PDF Templates

These simple business plan PDF templates are ready to use and customizable to fit the needs of any organization.

Simple Business Plan Template PDF

This template contains a traditional business plan layout to help you map out each aspect, from a company overview to sales projections and a marketing strategy. This template includes a table of contents, as well as space for financing details that startups looking for funding may need to provide. 

Download Simple Business Plan Template - PDF

Lean Business Plan Template PDF

This scannable business plan template allows you to easily identify the most important elements of your plan. Use this template to outline key details pertaining to your business and industry, product or service offerings, target customer segments (and channels to reach them), and to identify sources of revenue. There is also space to include key performance metrics and a timeline of activities. 

Download Lean Business Plan Template - PDF

Simple 30-60-90 Day Business Plan Template PDF

This template is designed to help you develop and implement a 90-day business plan by breaking it down into manageable chunks of time. Use the space provided to detail your main goals and deliverables for each timeframe, and then add the steps necessary to achieve your objectives. Assign task ownership and enter deadlines to ensure your plan stays on track every step of the way.

Download Simple 30-60-90 Day Business Plan Template

PDF | Smartsheet

One-Page Business Plan PDF Templates

The following single page business plan templates are designed to help you download your key ideas on paper, and can be used to create a pitch document to gain buy-in from partners, investors, and stakeholders.

One-Page Business Plan Template PDF

Use this one-page template to summarize each aspect of your business concept in a clear and concise manner. Define the who, what, why, and how of your idea, and use the space at the bottom to create a SWOT analysis (strengths, weaknesses, opportunities, and threats) for your business. 

Download One-Page Business Plan Template

If you’re looking for a specific type of analysis, check out our collection of SWOT templates .

One-Page Lean Business Plan PDF

This one-page business plan template employs the Lean management concept, and encourages you to focus on the key assumptions of your business idea. A Lean plan is not stagnant, so update it as goals and objectives change — the visual timeline at the bottom is ideal for detailing milestones. 

Download One-Page Lean Business Plan Template - PDF

One-Page 30-60-90 Day Business Plan Template

Use this business plan template to identify main goals and outline the necessary activities to achieve those goals in 30, 60, and 90-day increments. Easily customize this template to fit your needs while you track the status of each task and goal to keep your business plan on target. 

Download One-Page 30-60-90 Day Business Plan Template

For additional single page plans, including an example of a one-page business plan , visit " One-Page Business Plan Templates with a Quick How-To Guide ."

Small Business Plan PDF Templates

These business plan templates are useful for small businesses that want to map out a way to meet organizational objectives, including how to structure, operate, and expand their business.

Simple Small Business Plan Template PDF

A small business can use this template to outline each critical component of a business plan. There is space to provide details about product or service offerings, target audience, customer reach strategy, competitive advantage, and more. Plus, there is space at the bottom of the document to include a SWOT analysis. Once complete, you can use the template as a basis to build out a more elaborate plan. 

Download Simple Small Business Plan Template

Fill-In-the-Blank Small Business Plan Template PDF

This fill-in-the-blank template walks you through each section of a business plan. Build upon the fill-in-the-blank content provided in each section to add information about your company, business idea, market analysis, implementation plan, timeline of milestones, and much more.

Download Fill-In-the-Blank Small Business Plan Template - PDF

One-Page Small Business Plan Template PDF

Use this one-page template to create a scannable business plan that highlights the most essential parts of your organization’s strategy. Provide your business overview and management team details at the top, and then outline the target market, market size, competitive offerings, key objectives and success metrics, financial plan, and more.

Download One-Page Business Plan for Small Business - PDF

Startup Business Plan PDF Templates

Startups can use these business plan templates to check the feasibility of their idea, and articulate their vision to potential investors.

Startup Business Plan Template

Use this business plan template to organize and prepare each essential component of your startup plan. Outline key details relevant to your concept and organization, including your mission and vision statement, product or services offered, pricing structure, marketing strategy, financial plan, and more.

‌Download Startup Business Plan Template

Sample 30-60-90 Day Business Plan for Startup

Startups can use this sample 30-60-90 day plan to establish main goals and deliverables spanning a 90-day period. Customize the sample goals, deliverables, and activities provided on this template according to the needs of your business. Then, assign task owners and set due dates to help ensure your 90-day plan stays on track.

‌Download Sample 30-60-90 Day Business Plan for Startup Template 

For additional resources to create your plan, visit “ Free Startup Business Plan Templates and Examples .”

Nonprofit Business Plan PDF Templates

Use these business plan PDF templates to outline your organization’s mission, your plan to make a positive impact in your community, and the steps you will take to achieve your nonprofit’s goals.

Nonprofit Business Plan Template PDF

Use this customizable PDF template to develop a plan that details your organization’s purpose, objectives, and strategy. This template features a table of contents, with room to include your nonprofit’s mission and vision, key team and board members, program offerings, a market and industry analysis, promotional plan, financial plan, and more. This template also contains a visual timeline to display historic and future milestones.

Download Nonprofit Business Plan Template - PDF

One-Page Business Plan for Nonprofit Organization PDF 

This one-page plan serves as a good starting point for established and startup nonprofit organizations to jot down their fundamental goals and objectives. This template contains all the essential aspects of a business plan in a concise and scannable format, including the organizational overview, purpose, promotional plan, key objectives and success metrics, fundraising goals, and more.

Download One-Page Business Plan for Nonprofit Organization Template - PDF

Fill-In-the-Blank Business Plan PDF Templates

Use these fill-in-the-blank templates as a foundation for creating a comprehensive roadmap that aligns your business strategy with your marketing, sales, and financial goals.

Simple Fill-In-the-Blank Business Plan PDF

The fill-in-the-blank template contains all the vital parts of a business plan, with sample content that you can customize to fit your needs. There is room to include an executive summary, business description, market analysis, marketing plan, operations plan, financial statements, and more. 

Download Simple Fill-In-the-Blank Business Plan Template - PDF

Lean Fill-In-the-Blank Business Plan PDF

This business plan is designed with a Lean approach that encourages you to clarify and communicate your business idea in a clear and concise manner. This single page fill-in-the-blank template includes space to provide details about your management team, the problem you're solving, the solution, target customers, cost structure, and revenue streams. Use the timeline at the bottom to produce a visual illustration of key milestones. 

Download Fill-In-the-Blank Lean Business Plan Template - PDF

For additional resources, take a look at " Free Fill-In-the-Blank Business Plan Templates ."

Sample Business Plan PDF Templates

These sample business plan PDF templates can help you to develop an organized, thorough, and professional business plan.

Business Plan Sample 

This business plan example demonstrates a plan for a fictional food truck company. The sample includes all of the elements in a traditional business plan, which makes it a useful starting point for developing a plan specific to your business needs.

Download Basic Business Plan Sample - PDF

Sample Business Plan Outline Template

Use this sample outline as a starting point for your business plan. Shorten or expand the outline depending on your organization’s needs, and use it to develop a table of contents for your finalized plan.

Download Sample Business Plan Outline Template - PDF

Sample Business Financial Plan Template

Use this sample template to develop the financial portion of your business plan. The template provides space to include a financial overview, key assumptions, financial indicators, and business ratios. Complete the break-even analysis and add your financial statements to help prove the viability of your organization’s business plan.

Download Business Financial Plan Template

PDF  | Smartsheet

For more free, downloadable templates for all aspects of your business, check out “ Free Business Templates for Organizations of All Sizes .”

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Business Plan Templates

Free Download

2 Essential Templates For Starting Your Business. Available as an interactive PDF or a Google Docs template.

With this business plan template, you'll be able to:

• Write a company description that sells your story
• Plan for the future: lay out goals and metrics for success
• Describe your product line in detail and plan for how to stand out from competitors
• Consider any legal formalities that require attention when starting your business
• Put together necessary financial projections to make a strong start
• Create your buyer persona and determine your product/marketing fit

Build A Business Plan That Works

Available as a one-page interactive PDF and a full template on both Google Docs and Microsoft Word!

Whether you’re starting a business or drafting a formalized document with  your current business goals, it’s important to clearly defi ne the scope of all aspects of the venture — from mission, to target customers, to fi nances, and beyond.

When just starting out, it can be tempting to think of a business plan as simply your company’s name and a description of your product or service. But in reality, planning a business involves thinking through a lot more details.

In this business plan template we’ll guide you through the steps of writing company and product descriptions, setting sales and marketing goals and plans, and thinking through legal and fi nancial logistics. We've included a  plain text, designed , and  completed example version of this template. 

Frequently Asked Questions (FAQs)

How do you write a business plan.

A business plan is a formal written document that you can use to identify the purpose of your company, make important decisions about your future and help grow your company. HubSpot's free business plan templates provides guidance to establishing your company mission, customer research, competition, and a business strategy to profitability.

Why do I need to fill out the information requested?

We will always keep your personal information safe..

We ask for your information in exchange for a valuable resource in order to (a) improve your browsing experience by personalizing the HubSpot site to your needs; (b) send information to you that we think may be of interest to you by email or other means; (c) send you marketing communications that we think may be of value to you. You can read more about our privacy policy here .

Where can I get a free business plan template?

HubSpot's Free Business Plan Templates are the best way to create a professional, thorough business plan. The templates include instructions and everything you need to know about starting your company.

Is this really free?

Absolutely.

Just sharing some free knowledge that we hope you’ll find useful. Keep us in mind next time you have marketing questions!

What are the basic format of a business plan?

A business plan is a written document that outlines the company's goals, strategy and implementation. The format of the plan varies depending on the type of organization (e.g., for-profit or nonprofit) and size, but most plans share some common features such as an overview, executive summary, and financial information.

What is the best business plan template?

A great business plan template clearly defines the scope of the venture -- from mission, to target customers, to finances, and beyond. HubSpot's business plan template will guide you through the steps of writing company and product descriptions, setting sales and marketing goals and plans, and thinking through legal and financial logistics.

What is needed to start a business?

If you're thinking about starting a business, you'll need to do some research first. You can't just start a business without doing any market research. Market research will tell you if there's an opportunity to turn your idea into a successful business. After that, write your business plan so that you know how much money and time it will take for the project to succeed. Use HubSpot's free business plan template today!

Set yourself up for success with this business plan template

Download the free business plan template.

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Business Plan Template.

While your company’s goals might be crystal clear in your head, going in without a formal business plan could make things tricky. If the idea of creating one seems daunting, don’t worry. With a free business plan template, you can be up and running in no time. 

Discover more about how to create your ideal business plan and download free templates to get started here. 

Download Your Free Business Plan Template. 

Download your own free business plan template and jump right into planning your next venture. You can download a free business plan template with Adobe.  

Edit templates using Acrobat.

Explore Adobe’s online PDF editor . Add text, sticky notes, highlights, drawings and more to your PDF with ease. Work smart with Adobe. 

What you'll learn:

•   What is a Business Plan?

•   Why is a Business Plan important?

•   How to Write a Business Plan.

•   Download Your Free Business Plan Template.

What is a Business Plan?

Business plans define core business objectives and the strategies to achieve them, in the form of a written document. They’re key for all types of businesses - whether they’re small and medium-sized businesses (SMEs), start-ups or individual entrepreneurs.  

Generally, a straightforward and simple business plan template can be divided into the following five sections: 

• Executive summary
• Business description and structure
• Market analysis and strategies
• Organisation and management
• Financial documents.

Why is a Business Plan important? 

A good business plan can be a vital tool, as it can act as a guide through each stage of starting your company. When you’re lost, it can be your compass to get back to the right track and help you and your team realign with the original vision. Think of it as a map pointing you from now to the future.  

It can also be a helpful document for the relevant external parties, such as investors or lenders.  

Here are some key benefits: 

• Outline and Clarify Goals . Using a business plan template can help you to define and set goals, helping you to easily pitch them when required. It can serve as an excellent touchstone, too. 
• Identify Issues . By clearly outlining plans ahead of time, you may be able to identify issues early - whether in the planning stage or based on the reality of deliverables versus the plan. 
• Secure Financing . Being able to confidently lay out your goals, analysis, forecasted spending, personnel requirements and business structure is a great way to build confidence and potentially secure financing. 
• Measure Progress . By comparing progress against your goals, you can get a sense of a project’s timescale and forecast for any potential disruptions or changes. This means you can stay on track and better adapt to any unknowns. It may help you plan for the future, too. 

How to Write a Business Plan.

Building upon a business plan template may seem daunting - but when you break it down, it’s no more intimidating than planning a trip. Just like a holiday, it requires preparation and organisation, but can be exciting. It’s a chance to see all your ideas come together into something coherent and actionable. 

Important Sections to Include in Your Business Plan Template.

• Business, Products and Key Objectives . This lets you set an overall scope for your business plan and serves as a fundamental part of your company. 
• Target Market and Competition . Analysing your target market and competition lets you make informed business decisions and can help to justify your plan. 
• Sales and Marketing Plans . Detailing your sales and marketing plans can help you to arrange KPIs in the future and show how you’re utilising the data from your market research. 
• Operational Plans . This section details the day-to-day running of your business, giving an in-depth outline of strategies for specific teams or supply chains. 
• Personnel Structure . Writing a personnel structure gives you a sense of key responsibilities and requirements within the wider business. This can be an excellent place to take note of the skills that roles might require, what you already have and what you might need. 
• Financials . Breaking down the operational costs and funding required for your business can help you to set future goals and secure backing if required. 

Having a PDF printable business plan template makes things easier when it comes time to format, print and share it with potential stakeholders. If you want to change the file format of your business plan, you can easily convert PDF to Word   and back again. 

Sharing your business plan as a PDF also allows for easy collaboration, with no subscription required and the ability to add comments, highlights and notes with our free online PDF editor tool .  

Top Tips for Your Business Plan.

Writing a business plan template is easier with these top tips, so you can get off to a smooth start - whatever your project. 

• Be Realistic . Being realistic about your business plan means you can make informed decisions and will have minimal friction as the project progresses. 
• Understand Your Market . By demonstrating an understanding of your market, you can better inform decisions and plan. It also makes your vision an easier sell. 
• Keep it Concise . Don’t waffle on or obscure important facts in jargon. If you want to add additional detail, create an appendix to expand on areas. 
• Stay Professional . This is key, as your business plan serves as a reference point both for internal operations and potential business. 
• Review Your Business Plan . During the process of creating a business plan, certain details may change and mistakes can be made. Review your plan to ensure everything is correct and to double-check if anything needs to change with any new information during the process. You can easily edit business plans in PDF with Adobe Acrobat PDF editor online . 

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Didn't find what you are looking for.

The answer is simple.

It’s an informal business plan that can convince you that your idea makes sense to the outside world because you are investing your time, money, and everything into that idea.

To write a business plan, maybe you think you don’t need a step-by-step guide or a sample business plan . After all, some entrepreneurs achieved success without writing a business plan. With great timing, past business experiences, entrepreneurial ambitions, and a little luck, some entrepreneurs build successful businesses without even writing an informal business plan.

But the odds are greater than those entrepreneurs fail.

And that’s why writing a business plan will help you succeed .

The easiest way to simplify the work of writing a business plan is to start with sample business plans.

What is business plan sample?

Why you should refer a business plan example, who should use business plan examples, how to use sample business plans.

What is Business Plan Sample?

That’s why we created business plan examples to help you get started.

Use our 400+ business plan examples written for all industries and write your business plan in half of the time with twice the impact.

• Guidance on what to include in each section.  If you’ve never attended business school, you might never have created a  SWOT analysis   or a balance sheet before. Business templates that give guidance — in plain language — about what to include and how to fill in each section and create a complete and effective plan.
• A business plan is vital to get an investment.  If you’re seeking investment for your business, you’ll need to convince banks and investors why they should invest in your business . Lenders and investors will only risk their time and money if they’re certain that your business will be successful and profitable and they will get a great return on their investment.
• A business plan can help you prioritize.  A complete, well-balanced business plan is one of the most valuable tools in assisting you to reach your long-term goals. It gives your business direction, defines your goals, outlines out strategies to reach your goals, and helps you to manage possible bumps in the way.

Who should use Business Plan Examples?

Well Everyone, who wants to write a business plan should use these sample business plans. These plans apply to almost all industries.

We have created a library of professional sample business plans from a wide variety of industries to help you start writing your business plan with minimum effort.

Use our Upmetrics — business plan software that offers step by step guide to start writing your business plan , especially if you’re writing an informal business plan to get a bank loan or outside investment.

Our extensive sample business plans library includes  business plan templates  and  business plan examples  for almost all business industries.

Make your plan in half the time & twice the impact with Upmetrics.

How to use Business Plan Examples to write your own?

Having real-life and industry-specific business plan examples by your side can be incredibly resourceful to help you write a business plan from scratch. 

A well-planned structure helps you outline your plan, while content inspiration helps you set the tone for your business document. 

Let’s dive deep and understand how to use these examples effectively to write your business plan.

1. Use examples as a guide

2. understanding the structure.

Traditional business plans generally follow a similar structure. 

It starts with an executive summary followed by a company description, market analysis, product and services, sales and marketing strategies, operational plan, management team, financial plan, and appendix.

Using an example business plan is the best way to understand the structure and outline your plan. 

3. Gaining Inspiration

Reading industry-specific business plan examples can help you gain inspiration for your plan. You can gain insights on presenting your business idea, vision, mission, and values and persuade investors to invest in your idea.

4. Learning Industry-Specific Language

There’s no universal template for business planning that fits all. An industry-specific template can help you learn and understand the business language for your industry and the best way to communicate your message to your investors.

5. Identifying Key Elements

Reading business plan examples of similar businesses can help you identify the key elements and information to include in your plan. You can keep note of these and ensure everything necessary for investors to consider is present in your final draft.

6. Crafting Financial Projections

A financial plan is a critical component of your business plan, and a good business plan example can help you better understand how they project their financials which can be incredibly helpful while forecasting yours.

7. Refining Your Executive Summary

As mentioned earlier, your executive summary is a key factor influencing potential investors and lenders to invest or lend you money. Analyzing free business plan templates can help you optimize your executive summary to make it more brief, persuasive, and attention-grabbing.

8. Realizing What Works and What Doesn’t

Analyzing industry-specific and real-life examples can help you determine what works best and what doesn’t within your industry. Understanding these factors can help you avoid many significant pitfalls.

While business plan examples can be incredibly helpful in writing a plan from scratch, ensure your plan is customized for your business and sends out a unique message. Your business plan must reflect its unique idea, vision, and target market.

Using your Business Plan as a Management Tool

It’s essential to have a business plan, but it’s also crucial to keep it up to date as your business progresses. A business plan is not merely a document that you write once and forget after you get started. It’s a business road map and vision that you should develop as your business progresses and evolves. It’s also important to update your business plan regularly as your business situation and position change.

How Business Plan Software can help you?

We have created Upmetrics — business plan software to simplify the process of business planning.

Our financial forecasting module will create all the essential reports automatically. You just need to enter numbers and the application will do all the math to generate your financial reports. Later you can embed those reports into your business plan.

After completing your business plan, you can download your business plan in PDF or DOC file using Upmetrics. Also, you can share it online with investors or with other important people just by a quick link.

Ready to take the next step?

Now that you have a business idea and you know how to write a business plan, it’s time to go for it . Our business plan software will take you through each step outlined above in more detail so there are no surprises on your journey.

Simplifying Business Planning through AI-Powered Insights.

Founder, CEO & Lead Scientist at Nanolyse Technologies

After trying Upmetrics, I wish to highly recommend this app to anyone who needs to write a business plan flexibly and to a high standard.

Frequently Asked Questions

What is sample business plan, how do i write a business plan.

In business plan writing you will need to write the following sections into your business plan. These sections include an Executive Summary, Company Overview, Problem Analysis, The Solution, Market Analysis, Customer Analysis, Competitive Analysis, SWOT Analysis, Marketing Plan, Operations Plan, and Financial Plan.

How long should my business plan be?

The length of your business plan depends on the type of plan you choose. There are one-page business plans that offer easy and practical planning. Then you have traditional business plans that usually vary from 20 to 50 pages. It’s worth noting that the quality of your business plan matters more than its length.

Should I hire someone to write my business plan for me?

Absolutely No, You as a business owner know all about your business idea, your business goals, target market and audience, and what you want to achieve by writing your plan. Don’t hire someone who doesn’t know what your readers will want, the reason is that, if you intend to raise funds, you are the best person that understands what investors will look out for in your business plan.

Consultants or  business plan writers  definitely can write a business plan but not better than you.

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Get more: static gk pdfs, current affairs : banking & finance, hdfc bank offloads entire 3.20% stake in protean egov technologies for rs 150 crore via open market transaction.

• HDFC Bank , a private sector lender, sold its entire 3.20% stake in Protean eGov Technologies for Rs 150 crore through an open market transaction.
• This transaction involved the sale of 12,94,326 shares.
• Nippon India Mutual Fund purchased 12.78 lakh shares, equivalent to a 3.16% stake i n Protean eGov Technologies, for Rs 148 crore.
• This acquisition indicates Nippon India Mutual Fund's interest in investing in the company.

Key Highlights :

• Protean's Financial Performance: In the January-March quarter (Q4FY24), Protean eGov Technologies witnessed a significant 39% year-on-year decline in its net profit , which amounted to Rs 19 crore.
• This decline in net profit highlights a potential challenge or issue impacting the company's financial performance during that period.

About Protean eGov Technologies :

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• The company's focus on e-governance solutions indicates its involvement in technology-driven initiatives aimed at enhancing government services and citizen engagement.

About HDFC Bank Limited : 

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• MD & CEO : Sashidhar Jagdishan
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• Through its branch in GIFT City, HSBC executed transaction documents on May 17, 2024 for the acquisition of a 6.125% stake in the CCIL IFSC
• HSBC holds similar minority shareholdings in the National Payments Corporation of India and the Clearing Corporation of India through earlier investments.
• Standard Chartered Bank also picked up a 6.125% stake in the CCIL IFSC.
• Over the last few months, HSBC, and Standard Chartered Bank - the only two banks to execute these so far - have been carrying out trades in an offshore derivative instrument (ODI) called TRS through the GIFT City.
• Standard Chartered Bank is the only other foreign bank which has also acquired a stake in the CCIL IFSC.
• On the domestic side, HDFC Bank and State Bank of India have also invested in the CCIL subsidiary.
• SBI too acquired a 6.125% stake, while HDFC Bank informed exchanges on May 17 that the bank has agreed to subscribe to equity shares of face value ₹10 for a consideration aggregating to ₹ 12.25 crore over two or more tranches.

About HSBC :

• Established : 1865
• Headquarters : London, England, United Kingdom
• Group Chairman : Mark Tucker

CURRENT AFFAIRS : INTERNATIONAL NEWS

4th meeting of asean-india trade in goods agreement joint committee held in putrajaya,malaysia             .

• The 4th Joint Committee meeting for the review of AITIGA (ASEAN-India Trade in Goods Agreement) was held in Putrajaya, Malaysia from 7-9 May 2024 .
• The Committee finalised its Terms of Reference and the Negotiating Structure for the review negotiations in its first two meetings and initiated the negotiations for review of AITIGA from its third meeting held from 18-19 February 2024 in New Delhi.
• The delegates from India and all 10 ASEAN countries participated in the discussions.
• A total of 8 Sub-Committees have been constituted for dealing with different policy areas of the Agreement in the review and out of these, 5 Sub-Committees have started their discussions.
• All the 5 Sub-Committee reported the outcomes of their discussions to the 4th AITIGA Joint Committee.
• Four of these Sub-Committees dealing with ‘National Treatment and Market Access’, ‘Rules of Origin’, ‘Standards, Technical Regulations and Conformity Assessment Procedures’ and ‘Legal and Institutional Issues’ also met physically in Putrajaya, Malaysia alongside the 4th AITIGA Joint Committee.
• The Sub-Committee on Sanitary and Phytosanitary had met earlier on 3rd May 2024.
• The Joint Committee provided necessary guidance to the Sub-Committees.
• ASEAN is one of the major trade partners of India with a share of 11% in India’s global trade.
• The bilateral trade stood at USD 122.67 Bn during 2023-24.
• The upgradation of AITIGA will further boost bilateral trade.
• Both sides would next meet for the 5th Joint Committee meeting from 29-31 July 2024 in Jakarta, Indonesia.
• The 3rd meeting of AITIGA Joint Committee for undertaking the review of ASEAN-India Trade in Goods Agreement (AITIGA) was hosted by India in Vanijya Bhawan, New Delhi from 16-19 February 2024.

About ASEAN:

• Association of Southeast Asian Nations (ASEAN) is a political and economic union of 10 states in Southeast Asia.
• Member countries: Brunei Darussalam, Burma, Cambodia, Indonesia, Laos, Malaysia, Philippines, Singapore, Thailand, and Vietnam.

CURRENT AFFAIRS : STATE NEWS

Uttarakhand initiates ‘pirul lao-paise pao’ scheme to tackle forest fires                    .

• The Uttarakhand government has launched the ‘Pirul Lao-Paise Pao’ campaign to address the issue of forest fires .
• Chief Minister Pushkar Singh Dhami inaugurated the campaign in Rudraprayag district.
• The campaign encourages active participation from cooperatives, Yuva Mangal Dal, and Van Panchayat.
• Campaign Mechanics : Local youth and villagers will collect dry Pirul (Pine tree leaves) from forests and deliver them to designated Pirul collection centers.
• The Tehsildar, supervised by the Sub-Divisional Magistrate, will manage these centers.
• The collected Pirul will be weighed, and villagers/youth will receive Rs 50 per kg, directly transferred to their bank accounts.
• Utilization of Pirul : The collected Pirul will be processed, packed, and sold to industries.
• Pirul has traditionally been used as bedding for domestic animals, fertilizer, and fruit packaging, but it poses a fire hazard due to its burning capacity.
• Power Generation Initiative : Uttarakhand has established a 25-kilowatt power plant in Chakori Dhanari village, Uttarkashi district, using Pirul as a raw material.
• The state produces an estimated 23 lakh metric tonnes of Pirul annually, with the potential to generate about 200 megawatts of electricity.
• Oversight and Funding : The Uttarakhand Pollution Control Board oversees the campaign, operating Pirul collection centers, and processing the collected material.
• The state government has allocated Rs 50 crore f or the campaign, funding the payments to Pirul collectors.
• Forest Area Statistics : According to the Indian State of the Forest Report 2021, Uttarakhand's total recorded forest area is 24,305 square kilometres, covering 45.44% of the state’s geographical area.
• The state has 5,055 square kilometers of very dense forests, 12,768 square kilometers of moderately dense forests, and 6,482 square kilometers of open forests.
• Pine Tree Abundance : Pine trees, introduced by the British, are abundant in Uttarakhand districts such as Almora, Bageshwar, Chamoli, Champawat, Dehradun, Garhwal, Nainital, Pithoragarh, Rudraprayag, Tehri, and Uttarkashi.

About Uttarakhand:

• Capital: Dehradun
• Chief Minister: Pushkar Singh Dhami
• Governor: Gurmit Singh
• National Parks: Govind National Park, Nanda Devi National Park, Gangotri National Park, Rajaji National Park, Jim Corbett National Park

CURRENT AFFAIRS : APPOINTMENTS & RESIGNATIONS

Vedanta aluminium ceo john slaven named vice-chairman of international aluminium institute     .

• Vedanta Aluminium announced that its Chief Executive Officer (CEO), John Slaven, has been appointed as Vice-Chairman of the International Aluminium Institute (IAI).
• In his new role, Slaven will lead global initiatives aimed at promoting the crucial role of aluminium in enabling the energy transition to zero carbon.

About John Slaven :

• Slaven is a respected global leader with over 30 years of experience in the metals, mining, and modern manufacturing industries.
• He has held diverse positions in top companies within these sectors, contributing to transformative advancements.
• As CEO of Vedanta Aluminium, he oversees the company’s growth strategy while prioritising environmental, social, and governance (ESG) efforts and promoting sustainable practices.
• Under his leadership, Vedanta Aluminium has been recognised as the most sustainable aluminium company in the world.

About IAI :

• Established : 1972
• The IAI is the sole organisation representing the global primary aluminium industry.
• Its mission is to increase awareness of the industry’s operations, advocate for responsible production, and emphasise the significant environmental benefits of aluminium.
• The IAI’s membership includes the world’s leading bauxite, alumina, and aluminium companies and maintains extensive global data on the industry, with over 40 years of analysis on production, consumption, energy use, and environmental impact.

About Vedanta Aluminium :

• Vedanta Aluminium is a leading producer of aluminium, manufacturing 2.37 million tonnes in FY24.
• It also produces value-added aluminium products that are critical in core industries.

CURRENT AFFAIRS: BUSINESS NEWS

Hp rebrands consumer, commercial pc portfolios, launches new ai logo.

• Global personal computer (PC) manufacturer HP has announced the rebranding of its consumer and commercial PC portfolios to simplify and streamline its product offerings.
• The company has also introduced a new logo for its artificial intelligence (AI) computers.
• Henceforth, HP’s consumer PCs will come with a prefix of ‘Omni’, while its commercial PCs will be named ‘Elite’, followed by signifiers representing their respective product categories .
• HP has also unveiled a new Helix logo, which it said resembles the structure of deoxyribonucleic acid to show its commitment to advanced AI capabilities in next-gen AI PCs.
• The new next-gen AI PCs announced recently carry the new logo.
• The new naming nomenclature, however, does not apply to gaming PCs that will continue to operate under the OMEN brand.
• HP Inc. is an American multinational information technology company headquartered in Palo Alto, California, that develops personal computers, printers and related supplies, as well as 3D printing services.

Market cap of BSE-listed companies hits $5 trillion first time ever

• The market capitalisation of companies listed on BSE crossed $5 trillion for the first time, turning the spotlight on valuations .
• This makes India the fifth country/region to join the exclusive $5-trillion m-cap club, alongside the US, China, Japan and Hong Kong.
• The Indian stock market is ranked at the fifth spot in terms of market cap in the world.
• United States ofAmerica is in first place with a m-cap of $55 trillion .
• China is in second place with a m-cap of $9.4 trillion, Japan is in third place with $6.4trillion and Hong Kong's stock market is in fourth place with a m-cap of $5.4 trillion.
• However, on a closing basis, India’s mcap, which represents the combined market value of all firms listed on the BSE, stood at $4.97 trillion (Rs 414.6 trillion).
• India’s market cap-to-GDP ratio (on a trailing 12-month GDP basis) is now at 154 per cent compared to 120 per cent in November 2023, when it first hit the $4 trillion mark.
• BSE's total market cap had touched $4 trillion in November 2023. It has soared past $5 trillion in just six months.
• BSE-listed firms reached the $1 trillion market cap in May 2007, doubling in over a decade to $2 trillion in July 2017 and then reaching the $3 trillion mark in May 2021.
• Bombay Stock Exchange (BSE) is the oldest and largest stock exchange in India.
• In 1875, eminent businessman Premchand Roychand officially founded the Native Share and Stock Brokers Association which was later renamed the Bombay Stock Exchange.
• It is located on Dalal Street, Mumbai, and lists over 6000 companies.
• Investors can trade on the BSE share market via a brokerage fir For this, they need to pay a pre-determined price to the broker.
• Sensex is the benchmark index of the BSE.
• It was launched on January 1, 1986, as a basket of 30 stocks representing the country's largest, financially-sound companies listed on the BSE.
• An important milestone was achieved with the shipment of the first set of R21/Matrix-M malaria vaccine by Serum Institute of India (SII) to seven to eight countries in Africa.

CURRENT AFFAIRS: AWARDS AND HONOURS

International booker prize 2024 goes to kairos, a romance amid the fall of the berlin wall.

• German author Jenny Erpenbeck and translator Michael Hofmann won the International Booker Prize for fiction for “Kairos ,” the story of a tangled love affair during the final years of East Germany’s existence.
• The International Booker Prize is awarded a nnually for the finest single work of fiction from around the world which has been translated into English.
• This prize began life in 2005 as the Man Booker International Prize.
• It was initially a biennial prize for a body of work and there was no stipulation that the work should be written in a language other than English.
• The prize celebrates the vital work of translators, with the £50,000 prize money divided equally between the author and the translator.
• In addition, the shortlisted authors and translators each receive £2,500.
• Last year’s winner was another novel about communism and its legacy in Europe, ‘Time Shelter’ by Bulgarian writer Georgi Gospodinov and translated by Angela Rodel.
• Erpenbeck is the first German winner of the International Booker Prize, and Mr. Hofmann is the first male translator to win since the prize launched in its current form in 2016.
• The book has also been depicted in “The Lives of Others,” the Academy Award-winning 2006 film about pervasive state surveillance in the 1980s.

CURRENT AFFAIRS : DEFENCE NEWS

Indo-russian joint venture delivers 27,000 ak-203 assault rifles to indian army      .

• The Indian Army has received 27,000 Kalashnikov AK-203 assault rifles, produced at the Russian-Indian joint venture IRRPL (Indo-Russian Rifles Private Limited) in the Indian central state of Uttar Pradesh (UP).
• An additional 8,000 rifles will be handed over in the next two weeks.
• Currently, the indigenisation level is around 25%.
• Production Phases: The first 70,000 rifles will be produced in India with phased localisation increasing from 5% to 70%.
• The remaining rifles will be produced with 100% localisation.
• Full-scale Production Timeline: Full-scale production is expected to be reached within 2-3 years.
• As many as 27,000 rifles have been handed over to the Army so far by the Indo-Russian joint venture established at Korwa in UP.

Background and Context:

• Replacement of INSAS: The Indian Army is replacing the indigenous INSAS (Indian National Small Arms System) rifles with modern rifles.
• Previous Procurement: T he Army has already inducted 66,400 of the 72,400 SIG-716 assault rifles procured from Sig Sauer (U.S.) in February 2019 for ₹700 crore.
• Under an over ₹5,000-crore contract signed in July 2021, over 6.1 lakh AK-203 assault rifles are to be manufactured in India with technology transfer from Russia, by a joint venture Indo-Russian Rifles Private Limited (IRRPL).

About IRRPL :

• The IRRPL was set up in 2019 between the erstwhile Ordnance Factory Board [now Advanced Weapons and Equipment India Limited (AWEIL) and Munitions India Limited (MIL)] from India and Rosoboronexport (RoE) and Kalashnikov concern of Russia.

About Indian Army :

• Established : 1st April, 1895
• Headquarters : New Delhi, Delhi
• Chief of the Army Staff : GeneralManoj Pande

CURRENT AFFAIRS : SCIENCE & TECHNOLOGY

Serum institute of india ships its inaugural batch of malaria vaccine doses to africa      .

• Pune-based Serum Institute of India (SII) , has shipped its first batch of malaria vaccines- R21/Matrix-M to Africa.
• The initial shipment will be sent to the Central African Republic (CAR), followed by other African countries such as South Sudan and Democratic Republic of Congo in the next coming days.
• Allocation Details:In total, 1,63,800 doses of the R21/Matrix-M malaria vaccine have been specifically allocated for the CAR region.
• Out of this, only 43,200 doses will be dispatched today from Serum Institute of India’s facility.
• Manufacturing Capacity: To date, Serum Institute of India has manufactured 25 million doses of the vaccine.
• The institute has the capacity to scale up production to 100 million doses annually.
• Collaborative Development :The vaccine has been developed in collaboration with the University of Oxford and Novavax’s Matrix-M adjuvant.
• Authorization and Efficacy: This is the second malaria vaccine authorized for use in children in malaria-endemic regions.
• The R21/Matrix-M marks the culmination of 30 years of malaria vaccine research at the University of Oxford's Jenner Institute.
• It received support from various organizations including the European and Developing Countries Clinical Trials Partnership (EDCTP), the Wellcome Trust, and the European Investment Bank (EIB).
• WHO Recommendation :The vaccine received World Health Organization (WHO) recommendation for use in children last year in October.
• This followed by the announcement of the high efficacy of its Phase-III trial data results this year.
• Impact and Future Prospects: This achievement is seen as a step towards paving the way for the vaccination of children in populations most at risk.

Recent News :

• In May 2024, The World Health Organization (WHO) prequalified the second dengue vaccine developed by Japanese drugmaker Takeda Pharmaceuticals.

About WHO :

• Established : 7 April 1948
• Headquarters : Geneva, Switzerland
• Director General : Tedros Adhanom Ghebreyesus
• Parent Organisation : United Nations Economic and Social Council
• The WHO is a specialized agency of the United Nations responsible for international public health.

Astronomers Successfully Identify Rocky Planet with Atmospheric Composition         

• Astronomers identified rocky planets beyond our solar system with an
• 55 Cancri e is classified as a super-Earth, meaning it is larger than Earth but smaller than Neptune.
• It is an exoplanet also known as Janssen and is a super-Earth.
• It is located in our Milky Way galaxy about 41 light-years from Earth, in the constellation Cancer.
• Orbit and Temperature: It orbits its star at one-25th the distance between our solar system's innermost planet Mercury and the sun. As a result, its surface temperature is about 3,140 degrees Fahrenheit.
• Mass and Diameter : It completes a full orbit every 18 hours or so.55 Cancri e has a mass about 8.8 times that of Earth and a diameter approximately twice the size of our planet.
• Discovery : 55 Cancri e was discovered in 2004 .
• At the time scientists thought that it was a gas giant, similar to Jupiter or Saturn.
• But in 2011, researchers found that it is a lot smaller and denser than a gas giant, meaning it is a rocky exoplanet, much like the Earth.
• Atmospheric Composition : The JSWT data indicate that 55 Cancri e atmosphere is probably rich in carbon dioxide or carbon monoxide and has a thickness that is “up to a few per cent’ of the planet’s radius.
• NASA’s James Webb Telescope : NASA’s James Webb Telescope: The telescope has been in the works for years. NASA led its development with the European Space Agency (ESA) and the Canadian Space Agency.
• It was launched aboard a rocket on December 25, 2021.
• Light-Year Conversion: One light-year equals approximately 9.5 trillion kilometres, serving as a significant unit of distance measurement in astronomy.

Japan and United States Ink Deal to Collaborate on Hypersonic Missile Interceptor Development      

• Japan and the United States (US) are planning to develop interceptors to shoot down hypersonic missiles by the 2030s under a contract signed by the two countries.
• The plan, which will reportedly cost more than $3 billion , was first announced in August when the nations' leaders met at a summit with South Korea in Camp David outside Washington.
• The Japanese government has already included 75 billion yen ($480 million) in its 2024 budget for development of the interceptors.
• Hypersonic missiles fly at more than five times the speed of sound and have irregular trajectories, making them difficult to intercept.
• The 75 billion yen is part of a record defence budget of 7.95 trillion yen approved last year, as tensions rise with China and North Korea.
• Prime Minister Fumio Kishida has pledged to double defence spending to the NATO standard of 2% of GDP by 2027 .

About Japan :

• Prime Minister: Fumio Kishida
• Capital: Tokyo
• Currency: Japanese yen

About United States :

• President : Joe Biden
• Capital : Washington, D.C
• Currency : U.S. dollar

CURRENT AFFAIRS: MOUS AND AGREEMENT

Amazon india to bring tribal artisans from visakhapatnam on its e-commerce marketplace.

• Amazon India announced signing a Memorandum of Understanding (MoU) with Visakhapatnam Forest Tribals to help tribal artisans from Visakhapatnam sell authentic handcrafted products to a global audience via its e-commerce platform.
• The key focus of the tie-up is to offer visibility and enable revenue generation through the forest produce manufactured by the tribals through listing on Amazon, thereby generating job opportunities.
• Through its Karigar programme for artisans and weavers, the company said it will train tribal members in packaging and branding of goods to be sold online.
• Launched in 2017, the Amazon Karigar program enables small businesses and specialized micro-entrepreneurs like weavers, artisans, and artisans to benefit from e-commerce, grow their businesses.

DAHD and UNDP signs MoU on Digitalization of Vaccine Cold Chain Management, Capacity Building, and Communication Planning

• The Department of Animal Husbandry & Dairying (DAHD), Ministry of Fisheries, Animal Husbandry & Dairying signed a memorandum of understanding (MoU) with the United Nations Development Programme (UNDP) on digitalisation of vaccine cold chain management, capacity building, and communication planning.
• India is the most populous country in the world with 142.86 Crore people,53.57 Million farm animals and 85.18 Million poultry.
• To keep these animals healthy, the government has started a vaccination programme.
• The UNDP will support and strengthen India’s first animal vaccine supply chain management system to protect communities and animals and prevent the spread of zoonotic diseases.
• The vaccine cold chain management process, will be monitored with the help of new age technology and artificial intelligence through the Animal vaccine Intelligence Network (AVIN) developed by UNDP.
• Notably, UNDP and DAHD will jointly work on Strengthening Animal Health with One Health approach at centre.
• The United Nations Development Programme (UNDP) was set up by the United Nations in 1965 by merging United Nations Expanded Programme of Technical Assistance with the United Nations Special Fund.

Tata Steel signs grid agreement to make its UK project green

• Tata Steel has signed an agreement with National Grid Plc's Electricity System Operator to build the power infrastructure required to switch its Port Talbot site to a green steel project.
• The deal will see the British grid operator build the new electrical framework capable of powering the Indian company's 3.2 million-ton electric arc furnace by the end of 2027.
• Last year, the UK agreed to pay up to £500 million ($635 million) to help Tata Steel overhaul the country's biggest steelworks and keep it running - one of several hefty subsidies to persuade companies to stay in Britain.
• In April, Tata Steel said it will proceed with its planned investment of £1.25 billion to build the electric arc furnace at Port Talbot after months of national-level discussions with the UK's trade unions who threatened industrial action over expected job losses.

CURRENT AFFAIRS: RANKING AND INDEX

India climbs to 39th position in world economic forum’s travel & tourism development index.

• India has climbed to the 39th position in the World Economic Forum’s Travel & Tourism Development Index 2024 , while US topped the list.
• India also ranks the highest in South Asia among the lower-middle-income economies.
• Earlier, India was ranked 54th in 2021 published index.
• On an overall index score of 7, where 1 is the worst, and 7 the best, India scored 4.25.
• After the US, Spain, Japan, France and Australia figure among the top five in the 2024 list.

Key Highlights

• The index, prepared in collaboration with the University of Surrey, showed India is highly price-competitive (18th) and boasts competitive Air Transport (26th) and Ground and Port (25th) infrastructure.
• In particular, India's strong Natural (6th), Cultural (9th) and Non-Leisure (9th) Resources help drive travel, and the country is only one of three to score in the top 10 for all the resource pillars.
• As a result, the country's overall TTDI (Travel and Tourism Development Index) score is 2.1 per cent below its 2019 level.
• The Middle East had the highest recovery rates in international tourist arrivals (20 per cent above the 2019 level), while Europe, Africa and the Americas all showed a strong recovery of around 90 per cent in 2023.
• The biennial index analysed the travel and tourism sectors of 119 countries around a range of factors and policies.
• The index is comprised of five dimensions, 17 pillars and 102 individual indicators, distributed among the 5 different pillars - Business Environment, Safety and Security, Health and Hygiene,Health and Hygiene, Human Resources and Labour Market, ICT Readiness.
• In 2024, Japan (3rd) is the top performer in the APAC region, with Australia (5th) and China (8th) ranking in the global top 10.
• China also has the region’s largest and the world’s second-largest T&T economy, while India (39th) has the largest T&T sector in South Asia and scores as the TTDI’s top lower-middle-income economy.

CURRENT AFFAIRS: SPORTS NEWS

Italian open: iga swiatek wins third title after beating sabalenka in the final.

• Iga Swiatek defeated Belarusian Aryna Sabalenka in the final by 6-2, 6-3 to win her third Italian Open title.
• After Serena Williams, Swiatek became the first woman to win the Madrid and Rome titles back to back.
• It is the 21st title of Iga Swiatek’s career.
• Alexander Zverev of Germany won the Men’s title after defeating Chile’s Nicolas Jarry by 6-4, 7-5.
• Marcel Granollers and Horacio Zeballos clinched Men’s doubles while Sara Errani and Jasmine Paolini won the Women’s doubles title.
• Italian Open also known as the Rome Masters is a professional tennis tournament.

Para Worlds: Deepthi Jeevanji Smashes World Record, Yogesh Kathuniya Clinches Silver

• Para-athlete Deepthi Jeevanji of India created a world record of 55.07 seconds in the category of women’s 400m T20 at the ongoing Para Athletics World Championship 2024 in Kobe, Japan.
• Jeevanji won the gold medal in the women's 400-meter T20 category with a timing of 55.06 seconds.
• She broke American Breanna Clark's previously held world record of 55.12 seconds, set during last year's edition of the championships in Paris.
• In the World Para Athletics Championships, with 55.19 seconds, Aysel Onder of Turkey was second and with 56.68 seconds, Lizanshela Angulo of Ecuador was third with 56.68 seconds.
• During her qualifying round, Jeevani booked her place in the final of the women's 400m T20 heats by setting a new Asian record with a timing of 56.18 seconds.

CURRENT AFFAIRS : OBITUARIES

Iranian president ebrahim raisi passed away in helicopter crash   .

• Iran’s 8th President Ebrahim Raisi tragically died in a helicopter crash in the mountainous northwestern region of Iran.
• Along with Raisi, his foreign minister Hossein Amirabdollahian was also killed.
• In the aftermath of his death, Mohammad Mokhber, 68, was appointed as the Interim President of Iran for a period of 50 days
• Raisi, who was seen as a prominent figure in Iran's political arena, was often considered a potential successor to Supreme Leader Ayatollah Ali Khamenei.

About Ebrahim Raisi :

• Ebrahim Raisi was born on 14 December 1960 in the Noghan district of Mashhad.
• He was appointed Deputy prosecutor of Tehran in 1985 and moved to the capital.
• He held various prominent positions, including Deputy Chief Justice (2004–2014), Attorney General (2014–2016), and Chief Justice (2019–2021).
• He was Custodian and Chairman of Astan Quds Razavi, a bonyad, from 2016 until 2019.
• He was a member of the Assembly of Experts from South Khorasan Province , being elected for the first time in the 2006 election.
• He served as the 8th president of Iran from 2021 until his death in 2024.

Daily CA One- Liner: May 23, 2024

• The market capitalisation of companies listed on BSE crossed $5 trillion for the first time, turning the spotlight on valuations
• German author Jenny Erpenbeck and translator Michael Hofmann won the International Booker Prize for fiction for “Kairos ,” the story of a tangled love affair during the final years of East Germany’s existence
• The Department of Animal Husbandry & Dairying (DAHD), Ministry of Fisheries, Animal Husbandry & Dairying signed a memorandum of understanding (MoU) with the United Nations Development Programme (UNDP) on digitalisation of vaccine cold chain management, capacity building, and communication planning
• Tata Steel has signed an agreement with National Grid Plc's Electricity System Operator to build the power infrastructure required to switch its Port Talbot site to a green steel project
• India has climbed to the 39th position in the World Economic Forum’s Travel & Tourism Development Index 2024 , while US topped the list
• Iga Swiatek defeated Belarusian Aryna Sabalenka in the final by 6-2, 6-3 to win her third Italian Open title

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• Step-by-step guidance
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• Funding & lender ready formats
• PLUS all the tools to manage & grow

The quickest way to turn a business idea into a business plan

Fill-in-the-blanks and automatic financials make it easy.

No thanks, I prefer writing 40-page documents.

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