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Business and Money in an IELTS Essay - How to Write

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Updated on 02 February, 2024

Kanika Pruthi

Sr. content writer & study abroad expert.

The business and money IELTS essay can be written easily, provided you stick to the narrative and follow basic guidelines. You have to spend roughly 40 minutes writing this essay, with the minimum word count being 250 words. There is no upper limit for the same. The question will ask you to present your argument in writing to a particular business and money-related statement.

Sample Answer 1-

Business and Money IELTS Essay Samples Answer - 2

Frequently asked questions, important study abroad articles, study master programs in usa, business and money ielts essay samples.

Question- Do you agree or disagree with the following statement?

Businesses should do anything they can to make a profit .

Sample Answer 1-

I do not agree that businesses should do whatever they can to make a profit. I put forward my opinion based on the following ideas. Firstly, every business or institution should have a code of ethics or morality. This primarily indicates that the company should be treating all its customers/clients with respect to their individual or institutional rights. It is a given that companies may sometimes fail to earn a chunk of their profits in certain cases. However, client security is non-negotiable and should be ensured at the outset. Otherwise, these customers or clients will shift to competitors and not return to the original company or business. You can find an example of such a case some years ago when Rose Chemicals (name changed) manufactured a new kind of herbal soap without testing suitably. Hence, this led to severe side effects, rashes, and hives for many users, and many of them filed complaints in several courts across the world. The company CEO took the vital decision to recall all herbal soap products from the manufacturing line and distributors while paying compensation to aggrieved customers for their future treatment and harassment. This led to the company losing a major chunk of its business revenues in a particular year. However, it led to its image being salvaged and helping retain its core customer base. The decision was a tough one. The CEO of the organization acted courageously while understanding that failure to act would cost the company more in the future owing to the lack of clients and revenues altogether and loss of brand image and goodwill.

Secondly, for succeeding in a competitive contemporary business environment, many organizations have to take on each other at various levels. Many companies lose out on profits through reducing product prices. They do not aim for higher profits but create long-term satisfaction for clients. They do this because they want products to be sold and inventory to be cleared while satisfying customers and retaining them for the long haul. They also keep offering free delivery, incentives, coupons, free service, discounts, free online access, returns, etc. This makes older customers happier while also drawing newer ones in the bargain.

To conclude, a business where the sole objective is profit will not succeed in the long run, especially in today’s fast-evolving business landscape. Companies that put their customers and ethics first will ultimately gain and double their profits manifold in the long run. (406 words)

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I agree with the statement that businesses should be doing anything they can to make a profit. I put forward my opinion based on several points. While there may be scenarios where companies may have to forego profits on account of several reasons, I believe that the abiding goal and motto of the business should be to earn profits in whichever way they deem fit in the circumstances. Businesses should always look at the silver lining and ways to maximize profits. Let me give you an example of what I am trying to opine. Suppose company A and company B are both rivals in the same business that offers organic fruits and vegetables to customers at their dedicated stores and outlets. Now, with the coronavirus-induced lockdown and restrictions at several levels by the authorities, both companies were initially suffering due to a lack of profits from their physical stores. With lower footfalls, both companies were forced to innovate. Company A announced delivery options for customers at a specific cost, hiring delivery executives on salaries based on minimum projections of per-day orders. Company B announced that customers need not come to stores and instead hired delivery executives to deliver goods to customers at no extra cost. Free delivery would be given to customers, and the executives' salaries would be borne by the company itself. A goodwill gesture, yes, but with skyrocketing demand due to the lockdown, Company A ended up earning higher profits from its delivery model, which created a new income channel and buffered for any depletion of in-store orders. Company B ended up foregoing profits instead of paying for delivery and value-added services from its pocket. With its earnings, Company A paid all salaries, retained all staff members, and contributed toward sanitization and other community welfare measures. At the same time, Company B ultimately had to lay off workers or slash their salaries in the interim to tide over things. Which company did better? Company A, of course.

Secondly, I feel that the business can be financially stable without profits and no hiring activity. It is important to keep the entire value chain running for any business, and hence a profit-oriented outlook is what is most important. Companies should always engage with their stakeholders to find out newer products/services that work, tapping unused resources to generate income and using money judiciously for future stability and expansion.

To conclude, companies should do everything they can to make profits, of course, within the bounds of the law and legal provisions. However, it is a competitive landscape out there. They should put their basic needs first, i.e. the ability to keep serving customers, keep monetary inflows coming in and keep retaining and maintaining employees and employment levels overall. (457 words)

How do I write a business essay?

Writing a business essay is not too difficult provided you follow the available templates and practice writing beforehand. You should always assess the subject of the essay first and irrespective of the scope of the topic, point out your own opinion first before proceeding further. Discuss the topic and your opinions in detail in a couple of paragraphs while also illustrating your points with examples.

Use specific vocabulary and keep it to the point without exaggeration or fluff. Use direction words for your essay along with limiting words that help you narrow down the main topic.

What is the business essay in IELTS?

The IELTS examination has several essay topics that have been assigned over the years. One of these essay types is the business essay or the business and money essay. This may be conveniently written if you stick to logical points and follow the guidelines. You will have to write at least 250 words in 40 minutes for the essay. You will have to present an opinion or argument on the question that is given.

For instance, one question could be- Do you agree or disagree with the following statement? Businesses should do anything they can to make a profit .

What is the importance of business and money essay?

The IELTS examination has various sections and types of essays. One of them is the business and money essay. There are varying topics which require perceptive answers from your end. You will be given topics like whether you agree or disagree with the notion that businesses should always focus only on profit and so on. This is just an example. You will have to submit your own opinion while highlighting your argument with instances and examples as well.

You may sometimes get a question where it states that - Some people think that the only way to judge someone’s success in business is by the amount of money they make. Is this a true indicator of the success of a business and in what ways could success in a business be measured? It is another example that you can follow.

How to write conclusion in business and money essay?

When you are writing a conclusion for your business and money essay, make sure that you first talk about the core topic of the essay once again and then state your opinion regarding the same in a succinct manner. Then end off with a good phrase or memorable quotation or any relevant line which sums up what you wish to say about the given topic of the essay. Your conclusion should sum up what you wrote earlier without being lengthy.

What are the structures for business and money IELTS essay?

The basic structure to follow is the following:

Introduction- Talk about the topic and then give your opinion as an introductory part.
First Paragraph- Talk about your first point and illustrate the same with an example.
Second Paragraph- State your subsequent points and also keep using instances.
Conclusion- State the question and your opinion once again before rounding off with a relevant phrase or quotation or line.

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Business: IELTS Direct Question Essay Model Answer

In this post, we will look at a direct question essay example Business from the IELTS writing task 2 test.

Students often ask if the questions are repeated year after year and the answer is no, but the topics are. There are so many questions written each year, you may find your practice answering various questions on different topics. For example, you could write essays to answer questions about education or the environment, which benefits you because you learn vocabulary associated with those topics and develop ideas that can help you in your writing test. Practising writing IELTS task 2 essays on a range of topics is a great way to learn new vocabulary for those topics, but also to practice your essay structures. You begin to develop your ideas around those topics, thinking of examples and giving your opinions.

If you would like to purchase a 29 page PDF download that is easy to read and print out please take a look at the bookshop >

If you would like to learn how to structure a direct question essay please click the button below:

How to structure a direct question essay

Take a look at the IELTS Writing Task 2 Direct Question Essay example below:

Companies use a variety of methods to improve the sales of their products. What are those methods? Which is the most effective method?

Take a look at the model answer.

Many businesses choose an array of techniques to enhance the procurement of their merchandise. Firstly this essay will discuss how using the power of TV advertising can be effective and secondly, will discuss the use of social media as the most effective marketing tool.

On the one hand, many companies rely on advertisements, on TV, social media, google adwords and billboards in order to make their products well known. Once of the most popular methods – TV commercials often feature famous actors, sports stars and other well-known personalities, to try and persuade people to buy products, as fans of these people will be more likely to buy something that they are endorsing. For instance, a report by Procter and Gamble Philippines in 2017 revealed that their sales of detergent products reached an all-time high when they chose Kris Aquino as their product endorser.

On the other hand, the most effective modern method of advertising is online. Companies spend billions on Google Adwords and marketing through social media. The companies who use this method, are pushing their products in front of a huge audience, as social media apps are more widely used and downloaded than any TV station. They also have the chance of the product post going viral and being shared millions of times, which then promotes itself. For example, a study by the Philippine Business Club in 2015 reported that Twitter has been an effective tool in launching new products to the age group 18-25 since most young people are active on social media.

In conclusion, there are varieties of practices that can make a product popular with its consumers. The use of social media is the most effective tool in advertising in 2018 for it can reach all people in any part of the world.

(Word count – 287 / Band score 8)

The following video will give you contains sample Essay in audiovisual format.

Instructor Feedback on IELTS Direct Question Essay: Business

Task Achievement – The essay provides an answer to the question asked, supported by relevant examples.

Coherence and Cohesion – The answer has been divided into clear logical paragraphs and each main body paragraph only has one main idea. There are cohesive links between the main body paragraphs .

Lexical Resource – There is evidence of a wide range of vocabulary, with no errors in the text.

Grammatical Range and Accuracy – The answer has no grammatical errors. The sentences have a wide range of structures.

Want to check more Direct Question Essay Samples? Check the IELTS Direct Question Essay Examples

We hope you found this post useful in helping you to study for the IELTS Test . If you have any questions please let us know in the comments below or on the Facebook page.

The best way to keep up to date with posts like this is to like us on Facebook , then follow us on Instagram and Pinterest . If you need help preparing for the IELTS Test, join the IELTS Achieve Academy and see how we can assist you to achieve your desired band score. We offer an essay correction service, mock exams and online courses.

IELTS Agree/Disagree Essay Sample 6 - Society

IELTS Problem/Solution Essay Sample 1 – Environment

IELTS Writing Task 2 problem/solution essay example that is a band score 8. The question…

IELTS Agree/Disagree Essay Sample 5 – Education

IELTS Writing Task 2 agree/disagree essay example that is a band score 8. The question is…

2 thoughts on “Business: IELTS Direct Question Essay Model Answer”

Hi, Thank you for your help. Just I have one question about the first paragraph because it did not answer the question fully just wrote about one method which was TV. Is it ok to do this?

Hello, yes – it says that companies rely on advertisements – then uses TV as a main example of how those advertisements are shown.

However – the paragraph could be improved to mention other methods.

The paragraph could be changed like this >

On the one hand, many companies rely on advertisements, on TV, social media, google adwords and billboards in order to make their products well known. Once of the most popular methods – TV commercials often feature famous actors, sports stars and other well-known personalities, to try and persuade people to buy products, as fans of these people will be more likely to buy something that they are endorsing. For instance, a report by Procter and Gamble Philippines in 2017 revealed that their sales in detergent products reached an all-time high when they chose Kris Aquino as their product endorser.

How would you write the paragraph?

Essay For IELTS # Business And Money

Practice will make you perfect and the broader the horizon of your practicing material, the better it will be. Given below are some essay questions related to business and money, asked in IELTS. So, go on practice them and improve your band.

The development and expansion of the super market in some countries has proved to be a major threat to the local markets. Some people believe that the closure of the local markets would lead to the death of the local communities. To what extent do you agree or disagree?
Big businesses have lots of money to spend on marketing and advertisement of their products. As a result people easily flock towards their product. What problems does this cause? What according to you could be done to encourage people to buy local products?

BUSINESS AND MONEY

Internet has taken this world to the cyber space. With this increasing number of people are now buying what they need online. What are the advantages and disadvantages of online shopping for the customers as well as companies?
Success in business can be assured if you have great marketing and promotion. To what extent do you agree or disagree?
Some people believe that the sure shot way to succeed in business is to have a unique product. What according to you, are the factors that lead towards the success of the business?

THINK BEFORE YOU WRITE AND MAKE SURE THAT WHEN YOU DO, IT PORTRAYS EXACTLY WHAT YOU WANT TO.

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Ielts Essay on Business and Money

In the dynamic landscape of the global economy, the relationship between business and money is complex and multifaceted. Business activities and financial transactions significantly impact the prosperity of nations and individuals alike. This essay explores the intricate connection between business and money, delving into both the positive contributions and ethical considerations associated with this nexus.

Quick Overview:

Business activities are instrumental in fostering economic growth, creating jobs, and driving innovation.
Money, as a result of successful business ventures, contributes to wealth generation at both the individual and societal levels.
The pursuit of profit can sometimes clash with ethical standards, leading to concerns about corporate social responsibility and fair business practices.
The accumulation of wealth in the hands of a few can exacerbate income inequality, prompting a need for equitable distribution of resources.
Promoting financial literacy is crucial to empower individuals and businesses to make informed decisions, ensuring sustainable economic practices.

Economic Growth:

Businesses play a pivotal role in driving economic growth. Through investments, job creation, and the production of goods and services, businesses contribute to the overall prosperity of a nation. Successful business ventures stimulate economic activity, leading to increased productivity and a higher standard of living for the population.

Wealth Generation:

The interplay of business and money results in the generation of wealth. Entrepreneurs and investors engage in business activities with the expectation of financial returns. As businesses thrive, they accumulate capital, fostering economic development and providing individuals with opportunities for financial success and security.

Ethical Considerations:

While business and money are essential drivers of economic prosperity, ethical considerations loom large in this arena. The pursuit of profit sometimes leads to questionable practices, raising concerns about corporate social responsibility and fair business conduct. Striking a balance between profitability and ethical standards is crucial to ensure sustainable and responsible business practices.

Income Inequality:

The accumulation of wealth in the hands of a few can contribute to income inequality. Disparities in income distribution can lead to social tensions and hinder the overall well-being of a society. Addressing income inequality requires a thoughtful approach to wealth distribution, emphasizing social responsibility and inclusive economic policies.

Financial Literacy:

To navigate the intricate relationship between business and money, promoting financial literacy is essential. Both individuals and businesses need to understand the principles of sound financial management. Financial literacy empowers people to make informed decisions, encourages responsible spending and investment practices, and contributes to the overall stability of the economy.

Conclusion:

In conclusion, the interplay between business and money is a driving force in the global economy, shaping the prosperity of nations and individuals. While businesses contribute to economic growth and wealth generation, ethical considerations and the need to address income inequality underscore the importance of responsible business practices. Promoting financial literacy further enhances the ability of individuals and businesses to navigate the complexities of the financial landscape, ensuring a harmonious relationship between business and money that benefits society as a whole.

Rahul Kumar is a passionate educator, writer, and subject matter expert in the field of education and professional development. As an author on CoursesXpert, Rahul Kumar’s articles cover a wide range of topics, from various courses, educational and career guidance.

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Business and Money in an IELTS Essay - How to Write

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Updated on 02 February, 2024

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Sr. content writer & study abroad expert.

Sample Answer 1-

Business and Money IELTS Essay Samples Answer - 2

Frequently asked questions, important study abroad articles, study master programs in usa, business and money ielts essay samples.

Question- Do you agree or disagree with the following statement?

Businesses should do anything they can to make a profit .

Sample Answer 1-

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How do I write a business essay?

Use specific vocabulary and keep it to the point without exaggeration or fluff. Use direction words for your essay along with limiting words that help you narrow down the main topic.

What is the business essay in IELTS?

For instance, one question could be- Do you agree or disagree with the following statement? Businesses should do anything they can to make a profit .

What is the importance of business and money essay?

How to write conclusion in business and money essay?

What are the structures for business and money IELTS essay?

The basic structure to follow is the following:

Introduction- Talk about the topic and then give your opinion as an introductory part.
First Paragraph- Talk about your first point and illustrate the same with an example.
Second Paragraph- State your subsequent points and also keep using instances.
Conclusion- State the question and your opinion once again before rounding off with a relevant phrase or quotation or line.

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IELTS Sample Essays

Here you will find IELTS Sample Essays for a variety of common topics that appear in the writing exam.

The model answers all have tips and strategies for how you may approach the question and comments on the sample answer.

You can also view sample essays with band scores on this page.

Looking at IELTS essay topics with answers is a great way to help you to prepare for the test.

These IELTS sample essays have been categorised in a way that makes it easy for you to see how certain essay question types require you to provide certain responses to ensure the question is fully answered.

Specifically these are:

Agree / Disagree
Discuss Two Opinions
Problems and Solutions
Advantages and Disadvantages
Other Types

Agree / Disagree Type Questions

In these types of question you are given one opinion and you then have to state the extent to which you agree or disagree with that opinion:

Advertising
Alternative Medicine
Spending on the Arts
Human Cloning
Social Interaction & the Internet
Airline Tax
Free University Education
Scientific Research
Banning Smoking
Employing Older People
Vegetarianism
Paying Taxes
Examinations or Formal Assessment
Multinational Organisations and Culture
Internet vs Newspapers
Technology Development
Dying of Languages
Animal Extinction
Truth in Relationships
Role of Schools
Return of Historical Artefacts

Discuss Two Opinions Type Questions

In this essay question type you are given two opinions, and you have to discuss both of these and then give your own view:

University Education
Reducing Crime
Animal Rights
Child Development
Diet & Health
Donating Money to Charity
Closing Zoos
Becoming Independent
Formal and Informal Education
Influence of Scientists and Politicians
Sources for Stories
Searching for Extraterrestrial Life

Cause Type Questions

There are a variety of 'cause type' essay questions. In these you first have to give the reasons why something has happened, in other words the causes, but then discuss a different aspect of it, such as the effects, solutions or the extent to whether it is a positive or negative development:

Causes & Effects:

Child Obesity
Skin Whitening Creams
Family Size
Having Children Later in Life
Time Away from Family

Causes and Solutions:

Youth Crime
Global Warming
Paying Attention in Class
International Travel & Prejudice
Museums & Historical Places
Disappearance of Traditions
Communication Between Generations

Causes, Pros & Cons:

Family Closeness
Living Alone
Rural to Urban Migration

Problems & Solutions Type Questions

In these type of questions, instead of discussing the causes of a problem, you need to discuss the problems related to a particular issue in society, and then suggest what can be to solve these problems:

Overpopulation
Competing for Jobs
Professionals Immigrating

Advantage & Disadvantages Type Questions

In these type of questions you are asked to discuss the positive and negative sides of a particular topic. You will usually be asked this in the context of giving an opinion ( e.g. Do the advantages outweigh the disadvantages? Is it a positive or negative development? ):

Traffic Problems
Food Additives
Computer Games
Age Discrimination at Work
Children using Tablets and Computers
Cell Phones, Internet, & Communication
Working from Home
Eating Locally grown Produce
Oil and Gas Essay
Peer Pressure on Young People
Online Fraud
Decreasing House Sizes

'Hybrid' Types of Essay Question

There are sometimes questions that don't fit easily into a particular category as above. I've called these 'hybrid', as they are of mixed character, are composed of different elements from other types of essay, or are perhaps just worded differently.

Protecting Old Buildings
Animal Testing
Fear of Crime
Communication Technology
Influence of Children's Friends

Sample Essays with Band Scores

You can also view some sample essays that have been written by candidates practising for the test and have band scores and comments by an experienced ex-IELTS Examiner based on the IELTS marking criteria.

IELTS Band 8 Essay Samples
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Student Sample Essays

For more IELTS essay topics with answers you can also view essays that have been written by students. Some have feedback from other students or IELTS teachers:

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Ielts essay # 1515 - success in life comes from hard work, dedication and motivation, ielts writing task 2/ ielts essay:, some believe success in life comes from hard work, dedication, and motivation. while many believe success depends on other important factors like money and appearance., discuss both views and give your opinion..

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Business And Money IELTS Vocabulary: Strengthen Your Vocabulary For IELTS

Updated On May 21, 2024
Published In IELTS Preparation 💻

IELTS judges students on several parameters. The four sections: Speaking, Writing, Listening, and Reading are designed to determine the candidate’s abilities. Out of these sections, there are two sections: Writing and Speaking is where you will need to showcase your vocabulary through excellent and complex words and phrases that puts you in the category of a ‘fluent user’ of English. Up to 25% of your IELTS score depends on

Table of Contents

There may be a vast vocabulary list (or, as IELTS examiners refer to it, a Lexical Resource), but knowing long and complicated terms will be useless if you do not understand how to apply them in context. The key to learning to new words is to learn their application.

There are certain common topics that are often used in the speaking and writing sections. According to IELTS experts, one such topic is Money and Business.

Keeping this in mind, this blog has been created to help all the aspiring IELTS test takers learn some new and impressive business and money IELTS vocabulary that is sure to catapult your IELTS band scores to a perfect 9 !

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Types of Questions to Expect

Before we get to the list of all business and money IELTS vocabulary- which we can assure you will sure leave an immaculate impression on your examiner, but it is important to know the kinds of situations that will prompt you to use these new words. Therefore, firstly we will look at some of the most common types of questions in the IELTS writing and speaking tasks that revolve around the topics of money and business:

Speaking Part One (General Questions)-

Do you work?

How are your spending habits?

What are your views on investing?

What is your ideal job?

Speaking Part Two (Cue Card)-

Describe a business you admire, who owns this business, and how long have you known about it.

Speaking Part Three (Follow Up on Cue Card)-

Why do people like starting their own business?

What are the different risks involved in starting your own business?

What kind of tasks is one expected to undertake when running their own business?

Money making is important for a business, but they also come with some social responsibilities. Do you agree or disagree?

What are the advantages and disadvantages of measuring a business’ success only by the amount of money it makes?

Money is the only driving force behind working hard at the company you’re employed in. To what extent do you agree or disagree?

List of Band 9 Money and Business IELTS Vocabulary

Now that you are aware of some of the different scenarios where you can be asked to talk about money and business in detail, Here are some of the best business and money IELTS vocabulary additions that will help flaunt your great English language skills:

Exorbitant : When something is priced unreasonably high. E.g., I couldn’t believe my ears when the auctioneer opened the bidding at an exorbitant amount.
Frugal : Being cautious of one’s expenses. E.g., a wise man once said that you should always be frugal with your money but generous with your family.
Bargain Hunter : Someone who constantly looks out for the best sales and deals. E.g., as soon as Zara announced its end of season sale, hundreds of bargain hunters queued up outside all its stores in Delhi.
To make a profit : When you earn more than what something costs. E.g., businesses are not allowed to make a profit exceeding 3 times their monthly expenses as per the new law.
To raise a company profile : Making people aware of the business and its activities. E.g., the entire marketing team of the newly launched KBC Limited has been putting in its blood, sweat and tears to raise the company’s profile.
To go bust : When a business is compelled to shut down due to its failure. E.g., Martha started a business that she couldn’t stop from going bust within just 3 months of starting out because her investors pulled out.
Penny-pincher : Someone who is extremely careful with their money. E.g., Stacy is a penny-pincher because she grew up in a financially weak family.
Stingy : Someone who is not willing to spend their money. E.g., Raman was being excluded from his friends’ meet up plans because of his reputation as a stingy person.
Big spender : Someone who usually spends a lot. E.g., being a big spender seems to be a common bane for many belonging to the Gen Z population.
Burn a hole in one’s pocket : Someone who is unable to save their money. E.g., her allowance is burning a hole in her pocket because she can’t wait to spend it all on partying out as soon as she receives it!
Spendthrift : Someone who is known for not spending wisely. E.g., Susan is a charming but spendthrift woman who needs to start saving up for her higher education abroad.
Cash flow : Money that is coming in and going out of a business. E.g., it is important to maintain a positive cash flow to keep the business afloat.
Niche business : A business targeting to sell to only a small and particular market group. E.g., the rising number of niche businesses is helping many people make higher profits on the internet.
Balancing books : To not spend more money than is being earned. E.g., among the many responsibilities of a Chartered Accountant, balancing the books is a major one.

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Business And Money IELTS Vocabulary: Strengthen Your Vocabulary For IELTS

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IELTS Vocabulary – Money and Finance

Finance & Money
Communication
Climate Change
Social Media
Entertainment
Transportation
Environment
Crime and Policing
IELTS Vocab

In order to achieve a high score on the IELTS examination, a wide range of vocabulary is essential. You do not have to use complicated words, but being able to use more specific professional terms accurately when discussing finance and money will stand you in good stead when it comes to the IELTS speaking and writing sections. The money and finance vocabulary has been split into different sections and there are some exercises for you to practice using the words in context.

Vocabulary for Giving, Receiving and Using Money
Activity 1 – Financial Vocabulary Exercise
General Vocabulary for Money and Finance
Activity 2 – General Vocabulary Exercise
Money and Finance Collocations
Activity 3 – Financial Collocations Vocabulary Exercise

1. Vocabulary for Giving, Receiving and Using Money

Bill – An amount of money owed for goods or services. For example, a hotel bill or a gas bill
Expenditure – The action of spending money
Expense – The cost required for something
Fee – A payment made for something. Usually services rather than products. For example, legal fees, and hospital fees.
Income – Money received either from work or investments
Making a payment – The process of paying for something
Mortgage – A legal agreement where a creditor lends money to help people buy property. The money is paid back in instalments and with interest.
Passive income – Money received from investments. Typical work is not required for passive income
Make a profit – The financial gain remaining after the cost of producing or selling something is subtracted from income/revenue
Make a loss – When the cost of producing/selling something is more than the cost received for selling it
Revenue – The money/income received by a business or company for the sale of goods or provision or a service
Salary – A regular payment made from an employer to an employee
To allocate / allocation – To assign or distribute money for a specific purpose
To borrow – To take money from a person or company with the intention of paying it back later.
To earn – To engage in a work-related activity that leads to obtaining money.
To invest – Spend money with the expectation of making a profit. For example, investing in the stock market
To lend – To give someone money on the condition it will be returned
To pay back – To repay a loan
To pay off – To pay a debt
To spend – To pay money for goods or services
To save up / set aside – To accumulate money over time to be used for a specific purpose
To waste – To use money carelessly, inefficiently, or extravagantly
To withdraw – To remove money from a bank account
Wages – A regular payment from an employer to an employee

2. Financial Vocabulary Activity 1

3. general vocabulary for money and finance.

Afford – Have enough money to pay for something
Bargain – Something that costs less than its normal market value
Broke/ Penniless – To have little or no money
Cost of living – The amount of money it costs to pay life’s expenditures. For example, food, rent, transport etc…
Credit – The ability to obtain goods or services without paying for them immediately.
Deflation – A general reduction in prices within the economy
Discount – A reduction from the usual cost of something
Extravagant – lacking restraint in spending money or something that costs too much money
Frugal – To use money in a simple, economical, or efficient way
Funds/ Funding – The amount of money available for a specific purpose
Inflation – A general increase in prices and drop in the purchasing power of money
Overpriced – Something being sold for more than it should cost
Poor – Lacking the money to live comfortably
Priceless – Something that is so special or unique it is difficult to assign a price
Refund – Money returned for returned goods or unsatisfactory service
Tight/Stingy – To dislike spending money, especially on other people
Wealth distribution – How money is spread between the different parts of society
Wealthy – Having plenty of resources or money
Worthless – Having no real value or use

4. Money and Financial Vocabulary Activity 2

5. financial/money collocations.

Collocations – Here are some important collocations that will help you discuss money and finance on the IELTS writing and speaking sections.

Buy in bulk – To buy something in a large quantity in order to get a discount
Cash injection – An investment into a business, usually made in cash
Clear a debt – Finish paying off a debt
Financial aid – Money borrowed often to pay for school/university / Money sent by one country to another country
Financially dependent – To rely on someone else for money/survival
Financially independent – To not rely on anyone else money/survival
Government funding – Money from the government for a specific purpose. For example, government funding for sports facilities
Increase/Decrease funding – Raise or lower the amount of money available
Manage one’s finances – How a person controls their money
Private funding – Money that comes from individuals rather than banks or financial institutions
Put down a deposit – Make an initial payment to secure the future purchase of something
Run up a debt – To accumulate debt
Tight budget/Shoestring budget – A small amount of money to use for a specific purpose
To increase/boost funding – To make more money available for something
To reduce/cut funding – To make less money available for something

6. Collocations Vocabulary Activity 3

Vocab articles short lists, ielts vocabulary themes.

Finance and Money
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IELTS Daily Essay Topic: Developing nations often require international assistance.

Updated on
May 22, 2024

IELTS Daily Essay Topic: Developing nations often require international assistance.

Brainstorming Ideas

Refer to the following brainstorming ideas to get a better understanding of the answer.

Reasons for believing that the assistance provided to the developing countries should be monetary:

Provides immediate relief in the situations of crisis.
Helps fund infrastructure projects.
It can help stabilise a country’s economy.
This can help stimulate business growth, create job opportunities and foster a more stable economic environment.

Reasons for believing that the assistance provided to the developing countries should be in the form of practical help and advice:

Developed countries should share expertise and technology by providing education and training, and helping in developing sustainable practices.
It can also help in increasing crop production, improve food security and boost the economy.
This can help developing nations build capacity leading to long-term growth and development.

Q. Developing nations often require international assistance. Many believe that this assistance should be monetary, while some think practical help and advice would be more beneficial. Discuss both these views along with your opinion.

Ans . Developing nations often find themselves in, the need of international assistance to foster growth and stability. The form this assistance should take, however, is a matter of debate. Some people argue for monetary aid, while others advocate for practical help and advice. I believe that providing practical help and advice would be more beneficial for developing countries.

Monetary assistance, in its various forms, can provide immediate relief in situations of crisis and fund infrastructure projects. For instance, collected funds can be allocated to build schools, hospitals and roads. These are tangible improvements that can improve economic growth and quality of life for citizens. Moreover, financial aid can help stabilise a country’s economy by supporting its policies and providing money for investments. Consequently, this can stimulate business growth, create job opportunities and foster a more stable economic environment.

On the other hand, critics argue that monetary aid can lead to dependency and may not always reach the people who need it the most due to corruption or inefficient distribution systems. They suggest that the practical advice will be more beneficial in the long run. This could mean sharing expertise and technology providing education and training, and helping in developing sustainable practices. For example, agricultural experts from developed countries can train farmers in developing nations and modern farming techniques. This can increase crop production, improve food security and boost the economy. This approach ensures practical help and advice that will be more effective for developing nations. It is based on the principle of “teaching a man to fish” rather than “giving him a fish.” By sharing expertise, technology, and skills, developed nations can help build capacity in developing countries, leading to long-term growth and development.

In conclusion, while there are valid arguments for both monetary aid and practical help, a balanced approach that combines both forms of assistance could offer the most benefits to developing nations. This approach would not only address immediate needs but also foster long-term development and self-sufficiency.

Paraphrased Statement: Developing nations often find themselves in, the need of international assistance to foster growth and stability. The form this assistance should take, however, is a matter of debate. Some people argue for monetary aid, while others advocate for practical help and advice.

Thesis Statement: I believe that providing practical help and advice would be more beneficial for developing countries.

Body Paragraph 1-Topic Sentences: Monetary assistance, in its various forms, can provide immediate relief in situations of crisis and fund infrastructure projects. For instance, collected funds can be allocated to build schools, hospitals and roads.

Body Paragraph 1- Supporting Reasons and Explanations: These are tangible improvements that can improve economic growth and quality of life for citizens. Moreover, financial aid can help stabilise a country’s economy by supporting its policies and providing money for investments. Consequently, this can stimulate business growth, create job opportunities and foster a more stable economic environment.

Body Paragraph 2- Topic sentence: On the other hand, critics argue that monetary aid can lead to dependency and may not always reach the people who need it the most due to corruption or inefficient distribution systems. They suggest that the practical advice will be more beneficial in the long run.

Body paragraph 2- Supporting Reasons and Explanations: This could mean sharing expertise and technology providing education and training, and helping in developing sustainable practices. For example, agricultural experts from developed countries can train farmers in developing nations and modern farming techniques. This can increase crop production, improve food security and boost the economy. This approach ensures practical help and advice that will be more effective for developing nations. It is based on the principle of “teaching a man to fish” rather than “giving him a fish.” By sharing expertise, technology, and skills, developed nations can help build capacity in developing countries, leading to long-term growth and development.

Conclusion: In conclusion, while there are valid arguments for both monetary aid and practical help, a balanced approach that combines both forms of assistance could offer the most benefits to developing nations. This approach would not only address immediate needs but also foster long-term development and self-sufficiency.

Vocabulary in Use

Linkers and connectors used.

Following are the linkers and connectors used:

For instance
On the other hand
For example
In my opinion
In conclusion

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