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The Scariest Moment of My Life: A Brush with Fear

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If anxiety is in my brain, why is my heart pounding? A psychiatrist explains the neuroscience and physiology of fear

Associate Professor of Psychiatry, Wayne State University

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Arash Javanbakht does not work for, consult, own shares in or receive funding from any company or organisation that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

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Leer en español .

Heart in your throat. Butterflies in your stomach. Bad gut feeling. These are all phrases many people use to describe fear and anxiety. You have likely felt anxiety inside your chest or stomach, and your brain usually doesn’t hurt when you’re scared. Many cultures tie cowardice and bravery more to the heart or the guts than to the brain.

But science has traditionally seen the brain as the birthplace and processing site of fear and anxiety. Then why and how do you feel these emotions in other parts of your body?

I am a psychiatrist and neuroscientist who researches and treats fear and anxiety. In my book “ Afraid, ” I explain how fear works in the brain and the body and what too much anxiety does to the body. Research confirms that while emotions do originate in your brain, it’s your body that carries out the orders.

Fear and the brain

While your brain evolved to save you from a falling rock or speeding predator, the anxieties of modern life are often a lot more abstract. Fifty-thousand years ago, being rejected by your tribe could mean death, but not doing a great job on a public speech at school or at work doesn’t have the same consequences. Your brain, however, might not know the difference .

There are a few key areas of the brain that are heavily involved in processing fear.

When you perceive something as dangerous, whether it’s a gun pointed at you or a group of people looking unhappily at you, these sensory inputs are first relayed to the amygdala . This small, almond-shaped area of the brain located near your ears detects salience, or the emotional relevance of a situation and how to react to it. When you see something, it determines whether you should eat it, attack it, run away from it or have sex with it.

Threat detection is a vital part of this process, and it has to be fast. Early humans did not have much time to think when a lion was lunging toward them. They had to act quickly. For this reason, the amygdala evolved to bypass brain areas involved in logical thinking and can directly engage physical responses. For example, seeing an angry face on a computer screen can immediately trigger a detectable response from the amygdala without the viewer even being aware of this reaction.

The hippocampus is near and tightly connected to the amygdala. It’s involved in memorizing what is safe and what is dangerous, especially in relation to the environment – it puts fear in context. For example, seeing an angry lion in the zoo and in the Sahara both trigger a fear response in the amygdala. But the hippocampus steps in and blocks this response when you’re at the zoo because you aren’t in danger.

The prefrontal cortex , located above your eyes, is mostly involved in the cognitive and social aspects of fear processing. For example, you might be scared of a snake until you read a sign that the snake is nonpoisonous or the owner tells you it’s their friendly pet.

Although the prefrontal cortex is usually seen as the part of the brain that regulates emotions, it can also teach you fear based on your social environment. For example, you might feel neutral about a meeting with your boss but immediately feel nervous when a colleague tells you about rumors of layoffs. Many prejudices like racism are rooted in learning fear through tribalism.

Fear and the rest of the body

If your brain decides that a fear response is justified in a particular situation, it activates a cascade of neuronal and hormonal pathways to prepare you for immediate action. Some of the fight-or-flight response – like heightened attention and threat detection – takes place in the brain. But the body is where most of the action happens.

Several pathways prepare different body systems for intense physical action. The motor cortex of the brain sends rapid signals to your muscles to prepare them for quick and forceful movements. These include muscles in the chest and stomach that help protect vital organs in those areas. That might contribute to a feeling of tightness in your chest and stomach in stressful conditions.

The sympathetic nervous system is the gas pedal that speeds up the systems involved in fight or flight. Sympathetic neurons are spread throughout the body and are especially dense in places like the heart, lungs and intestines. These neurons trigger the adrenal gland to release hormones like adrenaline that travel through the blood to reach those organs and increase the rate at which they undergo the fear response.

To assure sufficient blood supply to your muscles when they’re in high demand, signals from the sympathetic nervous system increase the rate your heart beats and the force with which it contracts. You feel both increased heart rate and contraction force in your chest, which is why you may connect the feeling of intense emotions to your heart.

In your lungs, signals from the sympathetic nervous system dilate airways and often increase your breathing rate and depth. Sometimes this results in a feeling of shortness of breath .

As digestion is the last priority during a fight-or-flight situation, sympathetic activation slows down your gut and reduces blood flow to your stomach to save oxygen and nutrients for more vital organs like the heart and the brain. These changes to your gastrointestinal system can be perceived as the discomfort linked to fear and anxiety.

It all goes back to the brain

All bodily sensations, including those visceral feelings from your chest and stomach, are relayed back to the brain through the pathways via the spinal cord . Your already anxious and highly alert brain then processes these signals at both conscious and unconscious levels.

The insula is a part of the brain specifically involved in conscious awareness of your emotions, pain and bodily sensations. The prefrontal cortex also engages in self-awareness, especially by labeling and naming these physical sensations, like feeling tightness or pain in your stomach, and attributing cognitive value to them, like “this is fine and will go away” or “this is terrible and I am dying.” These physical sensations can sometimes create a loop of increasing anxiety as they make the brain feel more scared of the situation because of the turmoil it senses in the body.

Although the feelings of fear and anxiety start in your brain, you also feel them in your body because your brain alters your bodily functions. Emotions take place in both your body and your brain, but you become aware of their existence with your brain. As the rapper Eminem recounted in his song “Lose Yourself,” the reason his palms were sweaty, his knees weak and his arms heavy was because his brain was nervous.

• Neuroscience
• Fight or flight
• Sympathetic nervous system

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Essay on Fear

Students are often asked to write an essay on Fear in their schools and colleges. And if you’re also looking for the same, we have created 100-word, 250-word, and 500-word essays on the topic.

Let’s take a look…

100 Words Essay on Fear

Understanding fear.

Fear is a basic human emotion that alerts us to the presence of danger. It is fundamental to our survival, making us respond quickly when we sense a threat.

Fear’s Role

Fear helps us make decisions that protect us from harm. It triggers our ‘fight or flight’ response, preparing our bodies to either confront or escape danger.

Overcoming Fear

Fear can be overcome by understanding and facing it. When we challenge our fears, we learn to control them, reducing their impact on our lives.

The Positive Side of Fear

Fear can also be positive, motivating us to push beyond our comfort zones, leading to personal growth and achievement.

250 Words Essay on Fear

Fear is an innate emotional response to perceived threats. It is evolutionarily wired into our brains, acting as a survival mechanism that alerts us to danger and prepares our bodies to react. While fear can be a beneficial response, it can also be debilitating when it becomes chronic or irrational.

The Physiology of Fear

Fear triggers a cascade of physiological responses, including the release of adrenaline and cortisol. These hormones prepare the body for the ‘fight or flight’ response by increasing heart rate, blood pressure, and glucose levels. This process, while crucial for survival in threatening situations, can lead to health problems if sustained over a long period.

Fear and the Mind

Psychologically, fear can be both a conscious and subconscious experience. It can be based on real threats or imagined ones, leading to anxiety disorders and phobias. Fear can also influence decision-making, often leading to risk-averse behavior. Understanding the psychological aspects of fear is essential for effective mental health treatment.

Overcoming fear involves recognizing and confronting it. Techniques such as cognitive behavioral therapy, exposure therapy, and mindfulness-based stress reduction can be effective. These strategies aim to change the thought patterns that lead to fear and teach coping mechanisms to manage fear responses.

Fear in Society

Fear also plays a significant role in society, influencing politics, economics, and social interactions. It can be used as a tool of manipulation, or it can drive societal change. Recognizing the societal implications of fear is crucial for fostering a more understanding and empathetic society.

In conclusion, fear is a complex emotion with profound impacts on individuals and society. Understanding its mechanisms and implications can help us navigate our fears and use them as catalysts for growth.

500 Words Essay on Fear

Introduction.

Fear is a universal human experience, an essential part of our biological makeup that has evolved over millions of years. It is a complex emotion that can be both protective and paralyzing, serving as a warning signal for danger while also potentially hindering personal growth and exploration. This essay explores the multifaceted nature of fear, its psychological implications, and its role in shaping human behavior and society.

The Biological Basis of Fear

Fear is fundamentally rooted in our biology. It is a response triggered by the amygdala, a small, almond-shaped structure in the brain that processes emotional stimuli. When we perceive a threat, the amygdala activates the body’s fight-or-flight response, leading to physiological changes such as increased heart rate, rapid breathing, and heightened alertness. This response is adaptive and has been crucial for human survival, allowing us to react quickly to potential threats.

The Psychological Aspect of Fear

Psychologically, fear is a multifaceted emotion with wide-ranging implications. It can be both acute, as in the immediate response to a threat, and chronic, as in the long-term fear associated with anxiety disorders. Fear can also be learned through conditioning or observation, which explains why different individuals may have different fear responses to the same stimulus.

Fear and Society

On a societal level, fear can be both a unifying and a divisive force. It can bring people together in the face of a common threat, but it can also be exploited to manipulate public opinion and justify oppressive policies. Fear can lead to stereotyping and discrimination, as individuals or groups are scapegoated as threats to societal safety and order.

Overcoming fear involves recognizing and understanding it. Cognitive-behavioral therapy (CBT) is one effective method, as it helps individuals reframe their fearful thoughts and gradually expose themselves to feared situations. Mindfulness and meditation can also be beneficial, allowing individuals to stay present and focused rather than getting caught up in fearful thoughts.

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Overcoming Fear Essay

Table of Contents

Introduction on Overcoming Fear Essay

Fear is an emotion that everyone experiences at some point in their lives. It can manifest in various forms, such as anxiety, phobia, and panic attacks. Fear can hold us back from pursuing our dreams, taking risks, and experiencing new things. It is essential to learn how to overcome fear to achieve success and fulfillment in life. This essay will explore the different ways to overcome fear, including facing your fears, changing your mindset, seeking support, and using relaxation techniques, with the potential aid of essay writing help to further understand and articulate these methods effectively.

Facing Your Fears

The most effective way to overcome fear is to face it head-on. It may seem daunting, but confronting your fears can help you gain control over them. For instance, if you have a fear of public speaking, you could start by speaking in front of a small audience, such as friends or family members. Gradually increase the audience size until you feel comfortable speaking in front of a larger group. Similarly, if you have a fear of heights, you could try bungee jumping or skydiving to confront your fear.

Facing your fears can be challenging, but it can also be rewarding. It can help you build confidence, self-esteem, and resilience. Moreover, it can expand your comfort zone and open up new opportunities. For example, if you overcome your fear of public speaking, you may be able to advance in your career, deliver more effective presentations, and communicate more confidently with others.

Changing Your Mindset

Another way to overcome fear is to change your mindset. Fear is often the result of negative thinking patterns, such as catastrophizing, black-and-white thinking, and mind-reading. These patterns can create a self-fulfilling prophecy, where you believe the worst-case scenario will happen, and you act accordingly, which reinforces your fear.

To change your mindset, you need to challenge your negative thoughts and replace them with positive ones. For example, if you have a fear of failure, you could challenge the thought that “I will never succeed” by asking yourself, “What evidence do I have to support this thought?” You may realize that you have succeeded in the past and that failure is a natural part of the learning process.

Replacing negative thoughts with positive ones can help you feel more optimistic, hopeful, and confident. It can also help you develop a growth mindset, where you view failure as an opportunity to learn and grow. This mindset can help you overcome fear and achieve your goals.

Seeking Support

Overcoming fear can be challenging, and you may need support from others. Seeking support from friends, family members, or a therapist can help you cope with your fears and develop effective strategies to overcome them.

Talking to someone who understands your fears can provide a sense of validation and empathy. Moreover, they may offer practical advice, such as relaxation techniques or exposure therapy, that can help you overcome your fears. For example, if you have a fear of flying, a therapist may suggest exposure therapy, where you gradually expose yourself to flying-related stimuli until you feel more comfortable flying.

Using Relaxation Techniques

Relaxation techniques can help you manage your fear and anxiety. These techniques can include deep breathing, progressive muscle relaxation, meditation, and yoga. They can help you reduce physical tension and calm your mind, which can help you feel more relaxed and less fearful.

Deep breathing involves taking slow, deep breaths through your nose and exhaling slowly through your mouth. This technique can help you reduce your heart rate and blood pressure, which can help you feel more relaxed.

Progressive muscle relaxation involves tensing and relaxing different muscle groups in your body. This technique can help you release physical tension and reduce anxiety.

Meditation involves focusing your attention on your breath or a specific object or mantra. This technique can help you clear your mind and reduce stress and anxiety.

Yoga involvesstretching and holding poses while focusing on your breath. This technique can help you improve your flexibility, balance, and strength while reducing stress and anxiety.

Using relaxation techniques can help you manage your fear and anxiety in the moment, but it may not be enough to overcome your fear in the long term. However, combining relaxation techniques with other strategies, such as facing your fears, changing your mindset, and seeking support, can be more effective.

Examples Of Overcoming Fear

Many people have overcome their fears and achieved success in their personal and professional lives. For example, J.K. Rowling, the author of the Harry Potter series, overcame her fear of failure and rejection by persevering through multiple rejections from publishers before finding success. Similarly, Oprah Winfrey overcame her fear of public speaking by facing her fears and becoming one of the most successful and influential media personalities in the world.

Athletes also frequently overcome fear to achieve success. For instance, Simone Biles, one of the most decorated gymnasts in history, has spoken about her fear of the “twisties,” a condition where gymnasts lose their spatial awareness mid-air. Despite experiencing the twisties during the 2021 Olympics, Biles returned to competition and won a bronze medal on the balance beam.

Why Is Overcoming Fear Important In Life?

Overcoming fear is important in life for several reasons. Firstly, fear can hold us back from pursuing our goals and dreams. For example, if someone has a fear of public speaking, they may avoid giving presentations or speaking in front of groups, limiting their opportunities for career advancement or personal growth. Overcoming this fear can help them unlock their full potential and achieve their goals.

Secondly, fear can lead to anxiety, stress, and other negative emotions that can affect our mental and physical health. Overcoming fear can help us reduce these negative emotions and improve our overall well-being.

Thirdly, fear can prevent us from experiencing new things and taking risks. Overcoming fear can help us expand our comfort zones and try new things that can lead to personal growth and self-discovery.

Finally, overcoming fear can help us build resilience and self-confidence. By facing and overcoming our fears, we can develop a sense of accomplishment and self-esteem that can help us tackle other challenges in life with greater confidence.

In summary, overcoming fear is essential for personal growth, achieving our goals, and improving our mental and physical well-being. By facing our fears and developing effective strategies to overcome them, we can unlock our full potential and lead more fulfilling lives.

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What Can We Learn From Overcoming Fear?

Overcoming fear can teach us many valuable lessons that can help us in various aspects of our lives. Here are some of the key lessons we can learn from overcoming fear:

Courage and resilience:  Overcoming fear requires courage and resilience. By facing our fears and persevering through the discomfort and uncertainty, we can develop a stronger sense of these qualities, which can help us tackle other challenges in life.

Self-awareness:  Overcoming fear requires us to be aware of our emotions, thoughts, and behaviors. Through this process, we can gain a deeper understanding of ourselves, our triggers, and our coping mechanisms, which can help us manage future fears and challenges more effectively.

Growth mindset:  Overcoming fear requires a growth mindset, which is the belief that we can learn and grow from our experiences, even when they are uncomfortable or challenging. This mindset can help us approach future challenges with a positive attitude and a willingness to learn and adapt.

Empathy:  Overcoming fear can also help us develop empathy for others who are facing their own fears and challenges. Through our own experiences, we can better understand and relate to others who are struggling, and offer support and encouragement.

Gratitude:  Overcoming fear can also teach us to appreciate the positive aspects of our lives and the opportunities we have to grow and learn. By focusing on the positive outcomes of our efforts, we can develop a sense of gratitude that can help us maintain a positive outlook and cope with future challenges.

In summary, overcoming fear can teach us valuable lessons about courage, resilience, self-awareness, growth mindset, empathy, and gratitude. By applying these lessons to other areas of our lives, we can become more resilient, adaptable, and empathetic individuals.

In conclusion, fear is a common emotion that can hold us back from pursuing our goals and experiencing new things. However, there are many ways to overcome fear, including facing your fears, changing your mindset, seeking support, and using relaxation techniques. Overcoming fear can be challenging, but it can also be rewarding, helping you build confidence, resilience, and self-esteem. With persistence and determination, anyone can overcome their fears and achieve success in their personal and professional lives.

List Of Few Topics On Overcoming Fear Essay

• The role of mindfulness in conquering fear
• How to overcome a fear of public speaking
• The benefits of facing your fears head-on
• The psychological origins of phobias and how to overcome them
• Overcoming the fear of failure
• The power of positive thinking in overcoming fear
• The role of therapy in overcoming fear
• How to overcome a fear of heights
• The role of physical activity in overcoming fear
• How to overcome a fear of flying
• The importance of support from loved ones in overcoming fear
• The role of visualization in overcoming fear
• How to overcome a fear of the dark
• The role of self-affirmation in overcoming fear
• How to overcome a fear of needles or injections
• The role of hypnotherapy in overcoming fear
• How to overcome a fear of water
• The role of exposure therapy in overcoming fear
• How to overcome a fear of snakes or other animals
• The role of cognitive-behavioral therapy in overcoming fear
• How to overcome a fear of clowns or other phobias
• The role of neurolinguistic programming in overcoming fear
• How to overcome a fear of public transportation
• The role of meditation in overcoming fear
• How to overcome a fear of speaking in front of large groups
• The role of affirmations in overcoming fear
• How to overcome a fear of the unknown
• The role of goal-setting in overcoming fear
• How to overcome a fear of heights or bridges
• How to overcome a fear of the ocean or deep water

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Student Essays

Essay on Fear | Short & Long Essay on Fear & Worry For Students

Fear is the state or feeling of uncertainty. The fear can be real or perceived. But in either case, the fear can occupy a person and greatly impact the life of an individual. Read the following short and long essay on Fear, why fear happens, and how can we deal fear in our Life

Essay on Fear | Meaning, Causes, Impacts & Ways to deal with Fear

It is a feeling of being afraid. In some situations the person experiences fear instead of any other similar feeling such as awe, alarm, anxiety, or panic. It can be defined as a response to danger. It is the feeling we get when we expect something bad about to happen. It is an emotion characterized by feelings of apprehension, uncertainty and worry. Fear is defined as a distressing negative sensation induced by a perceived threat.

Fear can be defined as a distressing negative sensation induced by a perceived threat whereas worry is a sense of anxiety or uneasiness. Since fear is an emotional response, it occurs in the presence of imminent danger, whereas cowardice, a behavior that often goes hand in hand with fear is an anticipation of danger. The fear and lying  are both part of same coin thereof.

The fear is such a powerful emotion is because it evolved as a survival mechanism. When there was some type of danger present, the person experiencing the danger would have a fear response. The fear response helped them to either protect themselves or avoid the dangerous situation.

Causes of Fear

There are many causes of fear. A common cause is the thought that something bad might happen to you or those close to you. Many fears, such as fear of the dark, are learned fears.

In humans, fear is believed to have evolved as a response mainly to physical dangers [e.g., animals that might eat them]. In psychology, however, it is believed to occur as a response to a broader range of stimuli, and therefore it can happen in many different contexts.

When we are in danger, our mind and body get alerted to the fact that something bad is about to happen. We get alert, our heart beats faster and our senses become more acute. It may depend on what you are afraid of. If you are afraid of heights, people might tease you. If you are afraid of spiders, people might think that is strange. But whatever you are afraid of, most people understand that it can not be normal to enjoy being in fear.

What is Social Fear?

It is the fear of being judged, embarrassed, criticized or disliked by other people in social situations. It can be a powerful enough fear that it can significantly limit a person’s ability to function.

Effects of Fear

There are many effects of fear. Some people experience an increased heart rate, dizziness or shortness of breath. These symptoms occur because the body prepares itself for fighting or running. Other people experience some type of physical pain, such as stomach problems. Some people also have trouble sleeping due to fear. It eats out the self respect and human dignity.

There may be something that we can learn from our fears. The fear of spiders might make you more aware of the amount of insects in your home. The fear of dogs might make you more aware of the amount of unvaccinated animals in your community.

Fear can be very powerful if you let it get out of control. The best way to overcome your fears is to face them. If you try and avoid your fear, it will not go away over time.

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My Fears Essay

Fear is a primal emotion that lurks within every human being. It manifests in various forms, affecting our thoughts, actions, and overall well-being. In this essay, I will delve into the depths of my fears, exploring the origins, impact, and ways to conquer them. By examining these fears, I hope to gain a deeper understanding of myself and empower others to confront their own fears.

One of my greatest fears is the fear of failure. The prospect of not meeting expectations, disappointing others, or falling short of my own goals fills me with anxiety and self-doubt. This fear stems from a desire for success and validation, but it can also be paralyzing, preventing me from taking risks and pursuing my dreams. To overcome this fear, I must embrace the possibility of failure as a stepping stone to growth. By reframing failure as a valuable learning experience, I can turn my fear into motivation and resilience.

Another fear that haunts me is the fear of the unknown. The uncertainty of what lies ahead, whether it be in relationships, career choices, or life in general, can be overwhelming. This fear often leads to indecision and a reluctance to step out of my comfort zone. However, I have come to realize that the unknown holds endless possibilities for growth and discovery. By embracing uncertainty and approaching it with curiosity rather than fear, I can open myself up to new experiences and opportunities.

One fear that many people can relate to is the fear of rejection. The fear of being judged, criticized, or ostracized can be deeply ingrained and can hinder our ability to express ourselves authentically. This fear can prevent us from forming meaningful connections and pursuing our passions. To overcome this fear, we must cultivate self-acceptance and understand that rejection is not a reflection of our worth. By being true to ourselves and embracing vulnerability, we can build genuine relationships and create a fulfilling life.

In conclusion, our fears have the power to hold us back or propel us forward. By confronting and understanding our fears, we can transform them into opportunities for growth and self-discovery. The fear of failure can become a catalyst for success, the fear of the unknown can lead to new adventures, and the fear of rejection can pave the way to authentic connections. Let us embrace our fears, for it is in facing them that we truly find ourselves.

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Ray Bradbury's Fear of Modern Technology Essay example

Ray Bradbury, an acclaimed American author, is known for his profound insights into the human condition and his ability to capture the essence of society in his works. One of the recurring themes in his writing is his fear of modern technology. Bradbury's concern stems from the belief that technology has the potential to dehumanize society and strip away the essence of what it means to be human. In this essay, we will explore Bradbury's fear of modern technology and the implications it has on our lives. Bradbury's fear of technology can be seen in his famous novel, Fahrenheit 451. Set in a dystopian future, the novel depicts a society where books are banned and burned, and intellectual thought is suppressed. The characters in the novel are consumed by mindless entertainment and have lost touch with their emotions and humanity. Bradbury uses technology, such as the television walls and the seashell radios, as a metaphor for the dehumanizing effect of modern technology. He argues that technology has the power to numb our minds and isolate us from one another, leading to a shallow and disconnected existence. Furthermore, Bradbury's fear of technology extends to the loss of individuality and personal connection. In his short story "The Veldt," he portrays a world where technology, in the form of a virtual reality nursery, takes over the lives of a family. The children become obsessed with the technology, using it to create a lifelike African savannah, complete with lions that eventually turn on their parents. Bradbury warns against the dangers of becoming too dependent on technology and losing our sense of self in the process. He believes that our obsession with gadgets and virtual experiences can lead to a loss of personal connection and genuine human interaction. In addition to his literary works, Bradbury's interviews and essays also reveal his deep-seated fear of technology. He often expressed concerns about the impact of television on society, arguing that it promotes passivity and discourages critical thinking. He believed that technology, if not used responsibly, can turn us into passive consumers, detached from the world around us. Bradbury's fear of modern technology is rooted in his belief that it has the potential to erode our humanity and undermine our ability to think critically and empathize with others. In conclusion, Ray Bradbury's fear of modern technology is a recurring theme in his writing. He explores the dehumanizing effects of technology, the loss of individuality, and the erosion of personal connection. Through his works, Bradbury warns us of the dangers of becoming too dependent on technology and losing touch with our essential human nature. It is a timely reminder for us to reflect on the role of technology in our lives and ensure that we use it in a way that enhances our humanity rather than diminishes it. (Word count: 395)...

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Fearful Wishing "The Monkeys Paw" Essays

Fearful Wishing: The Monkey's Paw "The Monkey's Paw" is a captivating tale written by W.W. Jacobs that delves into the theme of fear and the consequences of wishing for things beyond our control. Set in England during the late 19th century, the story follows the White family who come into possession of a magical monkey's paw that grants three wishes to its owner. However, the wishes come with a steep price, highlighting the dangers of tampering with fate. Initially, the monkey's paw seems like a harmless novelty, but as the story unfolds, its malevolent nature becomes apparent. Mr. and Mrs. White, along with their son Herbert, succumb to the temptation of making wishes, despite the warnings from Sergeant-Major Morris, the previous owner of the paw. Their first wish, for two hundred pounds, brings them unexpected wealth, but at the cost of Herbert's life in a tragic workplace accident. The grief-stricken couple then foolishly uses their remaining wishes in a desperate attempt to undo their misfortune, only to face horrifying consequences. The fear instilled by "The Monkey's Paw" stems from its exploration of the unknown and the unpredictable nature of fate. The paw symbolizes humanity's desire for control over their destinies, but it ultimately exposes the futility of such attempts. Each wish unleashes unforeseen consequences, highlighting the inherent danger of meddling with forces beyond our comprehension. The fear of the unknown is palpable throughout the story, as the characters grapple with the consequences of their actions and the realization that some things are better left untouched. Moreover, "The Monkey's Paw" explores the psychological toll of fear and guilt on the human psyche. After Herbert's death, Mrs. White becomes consumed by grief and remorse, unable to come to terms with the role her wishes played in her son's demise. Mr. White, meanwhile, is haunted by the consequences of his actions, tormented by the knowledge that his desires led to tragedy. The story serves as a cautionary tale about the dangers of unchecked ambition and the importance of accepting the limitations of our control over the world around us. In conclusion, "The Monkey's Paw" is a chilling narrative that taps into our deepest fears and anxieties about fate and the consequences of our actions. Through its exploration of the supernatural and the psychological, the story warns against the dangers of pursuing desires without considering the potential ramifications. It serves as a stark reminder that some wishes are best left unfulfilled, lest we unleash forces beyond our comprehension....

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Instilling Fear Through Dirty Bombs Essay

Terrorism has evolved over the years, with perpetrators continuously seeking new methods to instill fear and chaos among populations. One such method is the use of dirty bombs, which combine conventional explosives with radioactive material. The mere mention of a dirty bomb can evoke widespread panic and anxiety due to the potential for devastating consequences on both human health and the environment. Dirty bombs are designed to spread radioactive contamination over a wide area upon detonation. Unlike nuclear weapons, which rely on nuclear fission or fusion to create a powerful explosion, dirty bombs primarily aim to disperse radioactive material to contaminate the surrounding area. While the immediate impact of a dirty bomb explosion may be less severe compared to a nuclear detonation, the long-term consequences can still be significant, leading to widespread fear and uncertainty. One of the primary objectives of using dirty bombs as a tool of terrorism is to create psychological and economic disruption. The fear of radiation exposure can lead to mass evacuations, disruptions to essential services, and significant economic losses. Even in cases where the actual physical harm caused by the dirty bomb may be minimal, the psychological impact can be profound, affecting individuals and communities long after the event has occurred. The threat of dirty bombs highlights the importance of preparedness and resilience in combating terrorism. Governments and organizations around the world invest considerable resources in developing strategies to prevent, detect, and respond to potential dirty bomb attacks. These efforts include strengthening security measures at nuclear facilities, enhancing radiation detection capabilities, and educating the public on how to respond in the event of a radiological emergency. In conclusion, the use of dirty bombs as a means of instilling fear represents a significant challenge in the fight against terrorism. The psychological impact of such attacks can be far-reaching, creating widespread fear and uncertainty among populations. However, through effective preparedness, vigilance, and cooperation at the national and international levels, we can mitigate the threat posed by dirty bombs and work towards a safer and more secure future....

• Terrorism & Political Violence

Essay on Conquering My Fear of Writing

Writing has always been a daunting task for me. The mere thought of putting pen to paper, or fingers to keyboard, filled me with anxiety. Every blank page seemed like a vast, intimidating void, waiting to expose my inadequacies as a writer. This fear of writing, rooted in self-doubt and perfectionism, held me back from expressing myself fully and achieving my potential. However, through perseverance and self-reflection, I have embarked on a journey to conquer this fear and embrace writing as a means of self-expression and communication. One of the biggest obstacles I faced in overcoming my fear of writing was the fear of judgment. I constantly worried about what others would think of my writing – whether it would be good enough, whether it would be criticized or ridiculed. This fear paralyzed me, preventing me from even attempting to put my thoughts into words. However, I came to realize that the fear of judgment was merely a self-imposed barrier, holding me back from growth and self-discovery. By acknowledging that not every piece of writing needs to be perfect and that criticism is an inevitable part of the creative process, I was able to gradually let go of my fear and embrace the act of writing with greater confidence. Another aspect of my fear of writing was the fear of failure. I was afraid of investing time and effort into writing, only to produce mediocre or subpar work. This fear of failure often led to procrastination and avoidance, further exacerbating my anxiety towards writing. However, I learned that failure is not the end but rather a stepping stone towards improvement. Every piece of writing, no matter how flawed, presents an opportunity for growth and learning. By reframing failure as a necessary part of the writing process, I was able to approach writing with a more positive mindset, free from the constraints of perfectionism. In conclusion, conquering my fear of writing has been a transformative journey, filled with challenges and self-discovery. By confronting my fear of judgment and failure, I have learned to embrace writing as a tool for self-expression and communication. Though the journey is ongoing, I am grateful for the progress I have made and excited for the future possibilities that await as I continue to hone my writing skills and share my voice with the world....

• Mental Health Awareness

Descriptive Essay On Fear

Fear is a powerful and primal emotion that has been hardwired into our brains as a survival mechanism. It is a natural response to danger or threat, triggering a fight or flight response that prepares our bodies to either confront the danger or run away from it. Fear can manifest in many different ways, from a mild sense of unease to full-blown panic attacks. It can be triggered by a specific object or situation, such as spiders or heights, or it can be more generalized, such as a fear of the unknown or fear of failure. One of the most common fears that people experience is the fear of the unknown. This fear is rooted in our natural instinct to seek out information and predict potential threats in order to protect ourselves. When faced with a situation or outcome that is uncertain, our minds can conjure up all sorts of worst-case scenarios, leading to feelings of anxiety and fear. The fear of the unknown can be paralyzing, preventing us from taking risks or stepping out of our comfort zones. Another common fear is the fear of failure. This fear is often driven by a desire to succeed and a fear of disappointing others or ourselves. The fear of failure can be a powerful motivator, driving us to work harder and strive for success. However, it can also be debilitating, causing us to avoid taking risks or trying new things for fear of not measuring up. Overcoming the fear of failure requires a shift in mindset, focusing on the lessons learned from mistakes rather than viewing them as a reflection of our worth. In conclusion, fear is a complex and multifaceted emotion that plays a crucial role in our lives. While fear can be a natural response to danger, it can also hold us back from reaching our full potential. By understanding the root causes of our fears and learning to manage them, we can overcome the limitations they impose on us and live more fully and authentically. Fear may always be a part of the human experience, but it does not have to control us....

• Middle East

Essay on Faith in Fear and Trembling by Kierkegaard

In Kierkegaard's work "Fear and Trembling," the concept of faith is explored in depth, particularly in relation to the story of Abraham and Isaac. Kierkegaard delves into the idea of faith as a paradox, something that goes beyond reason and understanding. He argues that true faith requires a leap into the unknown, a willingness to embrace the absurdity of belief in the face of uncertainty and doubt. One of the central themes in "Fear and Trembling" is the idea of the "teleological suspension of the ethical." This concept is exemplified in the story of Abraham and Isaac, where Abraham is called upon by God to sacrifice his son. From a purely ethical standpoint, this act is abhorrent and goes against all moral principles. However, Abraham's faith in God is so strong that he is willing to suspend his ethical obligations in order to obey God's command. This illustrates Kierkegaard's belief that true faith requires a willingness to go beyond conventional morality and embrace the unknown. Kierkegaard also explores the idea of the individual's relationship to God in "Fear and Trembling." He argues that faith is a deeply personal and subjective experience, one that cannot be understood or explained by reason alone. The individual must make a leap of faith, trusting in God's will even when it goes against all rational thought. This idea of the individual's relationship to God as a deeply personal and subjective experience is a central theme in Kierkegaard's work, highlighting the importance of faith as a deeply personal and transformative experience. In conclusion, Kierkegaard's "Fear and Trembling" offers a profound exploration of the concept of faith, particularly in relation to the story of Abraham and Isaac. Through his examination of the teleological suspension of the ethical and the individual's relationship to God, Kierkegaard challenges readers to consider the nature of faith and the role it plays in our lives. Ultimately, "Fear and Trembling" serves as a powerful reminder of the importance of faith in the face of uncertainty and doubt, urging us to embrace the unknown and trust in God's will, even when it goes against all reason....

• Existentialism and Modern Life
• Philosophical Concepts
• Philosophical Theories

Essay on Fear and Loathing on The Campaign Trail

In American politics, the phrase "fear and loathing on the campaign trail" conjures up a vivid image of the chaotic and often brutal nature of political campaigns. It reflects the intense emotions, strategies, and challenges that candidates face as they vie for positions of power. Fear and loathing permeate the atmosphere, shaping the interactions between candidates, their teams, the media, and the public. Campaigns are fueled by fear – fear of losing, fear of failure, fear of the unknown. Candidates are constantly aware of the stakes involved, knowing that defeat could mean the end of their political aspirations. This fear drives them to push themselves to the limits, to relentlessly pursue victory at any cost. They must navigate a treacherous landscape, facing scrutiny from opponents, the media, and the public, all while striving to stay true to their principles and beliefs. But fear is not the only emotion that dominates the campaign trail; there is also an undercurrent of loathing. Candidates often find themselves locked in bitter rivalries, where personal attacks and smear tactics are employed to undermine opponents. The intense competition breeds animosity and resentment, leading to a toxic atmosphere where civility and decorum are often sacrificed in the pursuit of victory. The media plays a significant role in fueling fear and loathing on the campaign trail. Sensationalism and controversy drive ratings and sell newspapers, leading to a relentless focus on scandal and conflict. Candidates are scrutinized and dissected, their every word and action subject to intense scrutiny and interpretation. This constant media attention only adds to the pressure and anxiety felt by those on the campaign trail, exacerbating fears of missteps and mistakes. Despite the fear and loathing that pervade the campaign trail, there is also a sense of exhilaration and excitement. For candidates and their supporters, each day brings new challenges and opportunities, as they strive to make their voices heard and their visions a reality. The adrenaline rush of the campaign trail can be addictive, fueling a relentless drive to succeed against all odds. In conclusion, fear and loathing are inherent aspects of the political campaign process. Candidates must navigate a landscape fraught with uncertainty and hostility, where the stakes are high and the pressure is intense. Yet, despite the challenges, the campaign trail also offers moments of exhilaration and triumph, as individuals strive to make their mark on the political landscape....

Extended Definition of Fear Through Examples Essays

Fear is a powerful and complex emotion that can manifest itself in various ways. It is a primal instinct that has evolved over time to protect us from danger and harm. However, fear can also be irrational and debilitating, causing us to avoid situations or take unnecessary risks. In this essay, we will explore the extended definition of fear through examples that illustrate its different forms and effects on individuals. One common example of fear is phobias, which are intense and irrational fears of specific objects or situations. For instance, arachnophobia is the fear of spiders, while acrophobia is the fear of heights. These phobias can cause individuals to experience extreme anxiety and panic attacks when confronted with their triggers. This type of fear is often deeply ingrained and can be challenging to overcome without professional help. Another example of fear is the fear of failure, which can prevent individuals from taking risks or pursuing their goals. This type of fear is often rooted in self-doubt and a fear of judgment or rejection. For example, a student may be afraid to apply for a competitive program because they fear being rejected. This fear can hold individuals back from reaching their full potential and achieving their dreams. Fear can also be a response to trauma or past experiences. For example, someone who has been in a car accident may develop a fear of driving or being in a vehicle. This fear is a natural response to a traumatic event and can be difficult to overcome without therapy or support. In this way, fear can be a protective mechanism that helps us avoid situations that may be harmful or triggering. In conclusion, fear is a complex and multifaceted emotion that can have a profound impact on individuals. Whether it is a phobia, fear of failure, or response to trauma, fear can shape our thoughts, behaviors, and decisions. By understanding the extended definition of fear through examples, we can better recognize and address our own fears, allowing us to live more fully and authentically....

• Emotions & Feelings

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Success Mindset

10 biggest fears that hold you back from living your best life.

Has your biggest fear ever held you back from doing something that you wanted to do before? For anyone that is trying to be a better person in life, the answer is yes.

Most people bundle their biggest fears into one big scary package of nerves, anxiety and inaction. But what if I told that there wasn’t just one biggest fear, but lots of them? And that each of them can be broken down and solved, with a little bit of practice?

It is likely that fear is the number one thing holding you back from living your best possible life. This article will highlight the most common fears that people have that hold them back and how to overcome them.

10 Biggest Fears That May Be Holding You Back

1. fear of failure.

The fear of failure is one of the most common biggest fears that holds people back from living their best life. In a world that puts successful people on a podium, there can be shame on those who fall short or even worse, try in the first place.

In the wise words of Anthony de Mello: [1]

“When the archer shoots for no particular prize, he has all his skills; when he shoots to win a brass buckle, he is already nervous; when he shoots for a gold prize, he goes blind, sees two targets, and is out of his mind. His skill has not changed, but the prize divides him.”

The fear of failure will hold you back from taking action and make you procrastinate. Don’t let this fear take control of your life. Get rid of your fear of failure, your tensions about succeeding, and you will be yourself. How? Join the free Fast-Track Class – No More Procrastination . You will learn how to get over your fear and start to take action to make things happen. You will be relaxed and at your most able. You wouldn’t drive with your brakes on, and the same goes for life. Join the free class here .

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2. fear of success.

One of the lesser-known but very common fears that might be holding you back is the fear of success . How can anyone fear success you might ask? Well, success has its own set of problems and fears.

Success can come out of nowhere, and change everything when you aren’t ready. Once you have success and get comfortable with it, it can vanish in an instant. People hold back not just because they are afraid of success, but because they are afraid of getting it and losing it.

The solution is similar to that of the biggest fear of failure – you just have to live your own life and see what comes your way. Both success and failure are inevitable in any worthwhile endeavor, so relax and embrace both of them.

3. Fear of Loss

Fear of loss is most likely one of the most prominent and powerful fears that is holding you back. The biggest fear of loss often stimulates negative emotions like anger that stop you from being the person you can be.

Think of the last time you were angry and search for the fear behind it. What were you afraid of losing? What were you afraid would be taken from you? That’s where the anger comes from. Think of an angry person, maybe someone you’re afraid of. Can you see how frightened he or she is?

In order to get over this fear, you have to confront the fear of losing things so that you can actually enjoy everything that you love. You have to leave your attachment behind, so you can live with the joy of what you have.

4. Fear of Being Judged

This biggest fear is one that is known for keeping people in their shell, in their place, and away from everything that they could achieve.

You might have heard the fable of The Man, the Boy and the Donkey. They were walking alongside their donkey to the market when a man scoffs at them and says that the donkey is a wasted creature if no one is riding it. So, the man helps his son onto the donkey and before long they are interrupted by a woman, who can’t believe that a youngster with fresh legs would make his old man walk. Then, the man jumps on the donkey, and the boy steps off. They continue on, before a passer-by calls the man a lazy lout for making his young son walk.

Try and please everyone, and you will please no one. You are going to be judged no matter what you do, so you may as well live your life as you want.

5. Fear of Losing Our ‘Identity’

Your identity might be something that you cling on to as if it were one of your most prized possessions – often without even realizing it. As humans, we weave these stories in our heads about who we are, what we want and what people like us do.

These stories are easy to create but very difficult to escape once set in stone.

Abstract and mostly made-up concepts like careers and identities come into conflict   all the time, and often blend into one as a sort of compromise.

The same is true in other situations. How could you ever just walk up to a pretty girl and start a conversation? You are the type of guy who is shy and keeps themselves to themselves. How could you ever take a day off when you are tired? You are a productivity machine that can never take a day off.

Having an identity can be reassuring for a short while, but it doesn’t take long for it shut every single door to change. If you are unhappy with where you are right now, it’s likely that there is a part of your identity that you are fighting fiercely to protect.

6. Fear of Losing Control

The biggest fear of losing control is another big fear that holds many of us back from living our best life. Many people substitute improvement and happiness with control and comfort, and that is where you can go wrong.

In order to be truly happy, truly free and live the life that you want, you have to be willing to surrender control . For anyone that wants to progress, playing the same video game level over and over eventually gets boring. At some stage, you have to take a leap into the next level and surrender the control and confidence that you had over the lower level.

A lot of people are falling short of their potential but they don’t mind because they are in control. In order to get over this fear, you need to accept that you never have total control anyway. Our plans are at the mercy of the weather. Our Friday nights are at the mercy of what our friends want to do and our lifespan is at the mercy of something outside of ourselves.

When you realise that you don’t have as much control as you thought to begin with, it makes it a bit easier to overcome the fear of losing a bit more control when the time is right.

7. Fear of Time

Fear of time is an entirely modern phenomenon that according to Psychology Today, only originated around 10,000 years ago. More specifically, it is the fear of not having enough time. [2]

Whether you worry about not having enough hours in the day or worry about how fast life is going by, these are forms of something called ‘time anxiety’.

Time anxiety can lead you into habits and behaviors that leave you far short of living your best possible life. It makes you rush things that you should be relaxing and enjoying. It makes you agitated rather than content. Although it can make you more productive, you often act out of compulsion rather than freedom – and no-one wants that.

The best way to get over the fear of time moving too fast is to firstly, define what ‘time well spent’ means to you. Secondly, make more space for these moments and activities. Finally, cut out time-consuming distractions that take over your precious moments when you don’t want them too.

8. Fear of Who You Really Are

According to a research paper [3] on the subject, it is estimated that 70 percent of people will experience something that is known as ‘impostor syndrome’ in their lives. This is the condition where you don’t feel worthy or deserving of the success that you are receiving.

One of the main reasons impostor syndrome is so prominent is because no-one knows us better than ourselves. You know what your guilty pleasures are, you know what you secretly hate and secretly love. You know where you come short where others might think you excel and you know where you are better than what others give you credit for.

The good news for you is that everyone is in the same boat. Everyone has dark sides that they aren’t proud of, actions that they regret and shortcomings that they wish weren’t there. The difference between those things holding you back and you reaching your goals comes down to forgiveness and acceptance that who you are is more than enough. Broken pieces and all.

9. Fear of the Loss of the Known

Many people think that when we are scared of the dark, scared of the shadows or scared of making a big change in our life, it is because we are scared of the unknown.

It’s not that your biggest fear is fear of the unknown. You cannot fear something that you do not know. Nobody is afraid of the unknown. What you really fear is the loss of the known .

This response is perfectly natural. Back in our hunter-gatherer days, any loss of the known was almost always the path to certain death. Whether we found ourselves outside of our tribe, eating food we had never tried or anything else outside of the known, we were often in trouble. It is hard-wired into your brain to keep the known close at all times.

But you are no longer a hunter in the savannah. Your primitive mind doesn’t realize it but your higher, intellectual mind does. Your primitive mind sees any loss of the known as a threat, whereas your higher mind sees it as an opportunity to grow and learn.

Whichever mind is louder in your head is likely to guide your actions – so feed the intellectual mind as much as possible.

10. Fear of What’s Next

Nobody knows what comes after this life, and all of the fears on this list can be whittled down to the biggest fear of dying and whatever is next.

It is common to purposely drown out your attention in the politics, stresses, worries and plans of daily life in order to avoid thinking about the bigger question. However, it is only when we come to accept our own mortality and stare it in the face that the fear of it starts to disappear.

While some people fear that thinking about this bigger truth will liberate them from all responsibility, that nothing they do actually matters and that they’ll live a life of apathy, the reality is that it forces action the other way – it scares them into responsibility.

It means that there’s no reason to not love ourselves and one another. That there’s no reason to not treat ourselves and our planet with respect. That there’s no reason to not live every moment of our lives as though it were to be lived in eternal recurrence.

It’s a big responsibility to be here, but life is too short and too precious to fear anything other than a life unlived.

Final Thoughts

Although there are biggest fear that can arise in your own personal path to greatness , each of them can be solved in their own unique ways. Ironically, your biggest fear is not something to be feared. Fear is a natural part of life and all fears have a source that can be discovered and overcome, one step at a time.

Featured photo credit: KAL VISUALS via unsplash.com

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Explore the time flow system.

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Facing my fear.

• Word Count: 371
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            I'm 17 years old, and I still can't dangle my feet over the edge of the bed in the dark. I know that clammy hands with coarse hair across the knuckles will grab my ankles and drag me down to a black hole of terror. Of course, this is never a conscious thought when my foot strays over the edge of the mattress, but an icy chill of fear shoots up my spine, and I quickly jerk my wandering limb back to safety. .              .              I should have discarded this childhood fear a long time ago, but it's been with me for decades. It's familiar and comfortable. Besides, sometimes I'd just rather deal with monsters under my bed than take on real life. .              .              For instance, I was a horribly shy kid, with no social skills or grace. More than anything, I yearned to be noticed as the popular, outgoing guy I knew I was, instead of the awkward nerdette everyone saw. But being noticed was also my worst fear because my shyness usually led to yet another social disaster. .              .              After the long and painful process of emerging from my shell, I cherish my individuality. But how far can I push this self-expression? What if no one likes the real me? .              .              When I was little, I had this terrible, recurring dream that the devil was chasing me off a cliff into a raging river. And I can't swim. But my hero, Superman, would always fly in and rescue me just in time. .              .              Now, in my late teens, I'm vaguely uneasy about what awaits me in old age. I know that many older people do just fine. But what about those that do not because of illness or poverty or finding themselves alone? It's not the devil chasing me now, but mortality. .              .              If you're alive and honest, fear never really goes away. All you can do is learn to face it. Maybe being human means always having to dangle over some edge or other, with the devil advancing and the unknown lurking below. Maybe Superman will arrive in time, and maybe I can snatch my foot back from the brink. Then again, maybe not.             

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Essay on My Dream

List of essays on my dream in english, essay on my dream – essay 1 (100 words), essay on my dream – essay 2 (250 words), essay on my dream to become a soldier – essay 3 (300 words), essay on my dream and fears – essay 4 (300 words), essay on my dream life – essay 5 (400 words), essay on my dream to become a doctor – essay 6 (400 words), essay on my dream – essay 7 (750 words), essay on my dream – essay 8 (1000 words).

Every night I dream of living a life of a celebrity. In my dream I see myself dressed up like a model posing for cameras. It is my dream to work in the film industry and become famous. But, for that, I will have to work really hard. My mother always tells me to concentrate on studies and live up to the dream of becoming a model. My father also supports me and he says that he believes in me. Once he told me that I should help others and be in good books of the people to win their heart as it will help me make my dream come true.

Every day I like to take some time aside from my responsibilities to think about my dreams and all the goals I want to achieve. My dream is to become a successful businessman. Business is something that has always intrigued me. As my father is a businessman, since childhood, I had this keen interest to be a part of or to lead a business.

Only having a dream won’t help, I also need to work towards the achievement of my dream. As doing business is not as easy as it seems, first I need to understand the basics of what business actually is. This will the first step towards my dream. So after completing my intermediary, I have enrolled myself in a reputed college to do my Bachelors in Business Administration (BBA). After completing BBA, I will also do my Masters in Business Administration. By then I will have gained the complete knowledge on business and its functioning which will help me reach my dream.

Apart from the theoretical part, I can always count on my father to share with me the practical experiences and advices that will help me shape my dream. This will take me closer to my dream of becoming a successful businessman. I have also started reading magazines about successful businessmen and their success stories in order to gain some idea that will help me in the long. I will put the best of my efforts and work hard towards achieving my dream.

Introduction:

My dream to become a Soldier started on an Army Day (January 15th), when I was still in High School. I witnessed the tribute paid to martyred soldiers at the Amar Jawan Jyoti in India Gate. It was followed by parades displaying Tanks, Missiles, and War Helicopters etc. The impression I received that day motivates me to realise my dream to become a Soldier.

Love of a Soldier:

The history of Indian independence and the life of freedom fighters has always fascinated me. Those who were responsible for the air of freedom we breathe today, loved our motherland and dedicated their lives to its well-being. These seeds in me have developed a sense of love for the country. It has also nurtured my dream to become a soldier and safeguard it.

Spirit of a Soldier:

Apart from academics, I started to collect all details about how to realise my dream to become a Soldier. I began to understand the values that inspire a Soldier to willingly face challenges and responsibly safeguard the nation even at the cost of his own life. This inspired me to study well and keep myself fit to achieve my dream to become a Soldier.

Training of a Soldier:

I also understood about the training before service. The feeling of pride and mutual loyalty is imbibed among the trainees. They are also trained to willing sacrifice for the country’s honour, with a do or die spirit. A sense of fearlessness, fairness and honesty are inculcated during the disciplined training. These components further kindled my dream to become a Soldier.

Lifestyle of a Soldier:

On the one hand, the soldier’s life is a life of self-sacrifice. On the other hand, the lifestyle it offers far exceeds my expectation, and fuels my dream to become a Soldier. Opportunities to advance in ranks, paid study holidays, subsidized housing, free medical coverage and recreational facilities are provided, apart from regular salary and perks. Lifelong pension is awarded after retirement.

Conclusion:

Many young people in the country offer the time of their life to work for big Corporates. But, I am here to pursue my dream to become a Soldier and dedicate my life to the welfare of the nation. I often encourage my friends to follow my dream to become a Soldier, at least for a short service tenure ranging from 10 to 14 years.

At a very early age, my dream was to do something big in life. But along with that I still had some fears also. I want to have a successful career, and for this, I had set an aim. It is quite essential for everybody to get them to establish professionally and successfully. Besides this, few other dreams are also necessary for me like health, relationships, and many different aspects of life. However, I also fear to get fail in achieving all these targets.

Career Dream and Fear:

When I was a kid, my dream was to become a doctor. But during my growing age, the Bollywood industry fascinated me and then my dream of becoming doctor changed to an actor. When I passed my class 12 th , the only goal that hit my mind was becoming an engineer. I always fear of dreaming about big things, but if you have potential then, you can achieve anything in life.

Dream and Fear of Health and Fitness:

When I was young, I was not so much concerned about my health. But now I realized the importance of having good health. My dream of becoming fit and healthy was only achieved due to strong willpower and eagerness of doing regular exercise. With this thought, I managed to lose around 15 kg easily. Now, I don’t fear about eating any food as I compensate that with my daily workout.

Dreams and fear about the relationship:

There is a special place of relationships in my life, and sometimes I fear about losing the important people in my life. But, now I realize that instead of thinking negative, we should try to spend more time with the people. It is as essential as my dream of good career.

Thinking only about the career and success with the little amount of fear might not offer you complete happiness later. It is good to become serious about your career, but you should also try to overcome any fear for a more successful life ahead.

Life is a dynamic process that has its ups and downs. Juggling the disparities of life can be very stressful at times and that is why you get your mind wondering in thoughts. Most thoughts are usually based on what people desire, which we call the dream life. The desires in life may not always be achieved but it is good to have a picture or at least an idea of the kind of life on desires to have. In America, people have the American dream but you as an individual should ask yourself; what is your dream life?

How my dream life looks like:

Socially, I have always imagined myself being a very influential person in my society. Currently in school, I always have the urge to influence someone but I still lack the confidence and resources to do so. I have always wanted to travel the world and explore different cultures of the world through interactions with people. I also imagine of having a great family with whom I can travel the world with.

Career-wise, I want to work at the comfort of my own home and be flexible so that I can always have time for my family. Spiritually, I have a desire to always be in good terms with God and follow the doctrines of my religion.

Economically, I want to be self-actualized at an early age so that I can focus on my influential personality, having all the resources I need. I want to be satisfied with what I will have achieved and work on living a happy life.

How I plan on living my dream life?

Living the dream life can begin any time that you chose to be as an individual. For my dream life, the things that I can achieve while still at school is the ability to have a spiritual wellness and flowing the doctrines of my religion. I can also start learning to appreciate whatever I have and living a happy life.

For the desires that I cannot achieve at the moment, I will work towards achieving them by shaping and redirecting the pathway. For example, my career, I will pursue something in the university that will allow me to work from home without necessarily going to work.

A dream life is basically the desired of one’s heart inform of an imagination. A dream life does not affect the reality in any way.

A dream is something that helps you to mold your future and aim your life to an appropriate goal. Dreaming big will help us to work for it harder and finally achieve it. Without desire and aim in life, we cannot focus and work hard to fulfill our dream.

My Dream to become a Doctor:

The biggest dream of my life is to become a doctor. I have seen many doctors, who save other people’s lives and they feel happy in the satisfaction they get through this activity. I want to be a doctor, who will serve good for this society and help poor to get good medical care without expecting big money in return.

Doctors are respected in all places and among all types of society. In spite of being different in many things like wealth, religion, etc., everyone will be in need of the best doctor to treat them honestly. I dream of being one such doctor to whom anyone can come without any doubt and fear of being tricked.

I don’t want to be a doctor who just works for money. I want to help others who can’t afford big budget treatments and choose their fate due to their lack of money. When a person is cured of their illness, the smile that appears on their face will be the greatest reward I will ever get. My dream is to become a doctor, who is praised for the kindness and get rewards through others blessings.

How to become a Doctor?

To get the admissions in a medical seat is not that easy. But I will work hard and crack the competitive exam to get a merit seat in the college. I will work hard from the beginning to end to improve my knowledge and keep updated about every upcoming and ongoing development.

I would like to choose the specialization when I can actually decide which one will suit my desire. I have an aim to serve the people in their needs and once I grow big enough to decide the correct career to fulfill my dream, I will work harder to achieve that as well.

After achieving My Dream:

Once I complete my whole medical courses I would be looking to practice in a well-reputed hospital to perfect my job. With this perfection I will start my own clinic and serve people for the rest of my life along with this I will help other students also to get trained to become a good doctor. I will make sure that my dream will come true at the best time.

We all have some sort of ambition or dream. My dream is to become a world class chef. Dreams play a very important role in moulding our future. There is a saying that “if you can imagine it, you can achieve it; if you can dream it, you can become it”. This saying implies that if you can work hard and put in your best to achieving your dream, it is very possible to live your dream. Working hard to achieve ones dream is easier said than done but if you put in your best effort and never give up, dreams are achievable.

In the path of achieving my dream, it is important that I take one step at a time. Even if I have a very big dream of becoming a word class chef, it is best for me to take steady and small steps by setting both long term and short term goals, by doing this, I am always working towards achieving my dream. When I take one step at a time, it helps not to rush into decisions and take things easy.

I know becoming a world class chef is not very easy and can only happen if complete and proper training from a very reputable institute and there isn’t much I can do at the moment to speed up the realisation of my dream since I am still in school. However, I still do my best to set my dream rolling, I follow a lot of cooking websites and blogs, watch cooking shows, read culinary books and I practice my cooking to sharpen my skills every time. These are all little steps I am taking towards achieving my dream. Though my goal is to become a world class chef, I have small goals in place for each month and year to come so that I can reach my dream.

A major hindrance to achieving my set goals and my dream is the lack of inadequacy of motivation. A lot of people have given up their goals and dreams just because they got tired on the way. It is extremely important to remain motivated and only stop is when the dream has been achieved. Highlighted below are some useful tips that I have used to keep myself motivated on the journey to reaching my dream:

i. Anytime I see that I am running out of drive and energy and I am becoming too tired to stick to my set goals, I try to remind myself of what my dream is and the feeling of pride and joy I will experience when I achieve it and become a world class chef. It feels like pressing a reset button and starting with a refreshed mind again and working harder towards achieving my dream.

ii. Long term goals and short term goals are set towards the ultimate goal of achieving my dream and as I reach these short term goals, I try to reward myself for my achievement. The reward can vary from eating dinner at my favourite restaurant or buying myself a new phone I wanted or going out with my friends. Rewarding myself is a very good way to remain motivated towards the achievements of my goals and ultimately my dream.

iii. When I work too much and have no time to relax and play, my productivity drops and I become dull. Therefore, it is a good idea to have some time for myself away from work to focus on something fun that I love. I find time in my schedule every day to engage in some form of leisure activity or sport.

iv. Having people who believes in my dream and support my goals around me makes all the difference. Having positive people helps me find the strength and courage to push on and not give up on my dream. They motivate me to work hard and do the best to achieve my goals and my dream.

v. A mistake is nothing more than an experience and an opportunity to try again and do things much better. So, instead of getting heartbroken and disheartened to the point of wanting to give up on my goals and dream when I face a tough time or make mistakes, I learn from the mistakes and move on as the tough times and mistakes make me a lot stronger.

I will keep working hard towards achieving my dream and I believe that I will become a world class chef one day.

Who in this world does not have a dream? A dream to buy a car, a dream to be a scientist, a dream to do something for the society, or just a dream to live a life with contentment. Something or the other, but surely every person has a dream. It is this dream that drives you to work hard, achieve your milestones and ride towards success in your life. Success need not be becoming the wealthiest person on the earth. Achieving even your smallest dream can be a huge success for you. Since childhood, you come across various fields which often you think of as your ultimate targets. However, most of them are just fantasies and fade away with time. Still, there are some things which just stick on to your minds and these very things eventually go on to be your dreams.

My Dream – My Passion:

Like others, even I have a dream. My dream is to join the intelligence unit of the country and serve my country with pride. Usually, in order to serve the country, people think of joining the armed forces. However, I have a different point of view. I dream to join the intelligence unit and provide inputs to these armed forces so that they can protect the country in a good way and not many lives are lost fight battles with our neighbours.

Where did it all start?

Since my childhood, I have been fascinated by the role of intelligence and the methods of work they are used to. I had got a chance to be with a couple of people early in my life who were in the same field and it is from here that I got so much stuck up with this profession that I have dreamt day and night to be a part of this elite team. Moreover, I feel that I have it in me to research about things as well as people and am known in my circles to extract information from nowhere. I feel that this talent of mine can prove helpful for the country as well. Intelligence plays a crucial role in the security establishment of the country. The inputs gathered from intelligence units help the government and the forces to plan their steps both at diplomatic and at the level of securing the borders.

Another thing which excites me about this dream is that it is not a conventional field such as common occupations which are sought after by most of the youth of our country. Another very important thing to mention here that you need not formally join the intelligence to realise this dream. By keeping a check on your surroundings and providing proper information to the police in case you notice an unfavourable incident is also a form of your contribution to the security agencies of the country. If everyone remains active, a lot many incidents such as terrorist attacks can be averted.

Why having a dream is so important?

Dreams are very important for everyone. Without dreams, there will be no desire to pursue. There will be no objective to reach. We will all be nothing without dreams. Not having dreams resembles pursuing a traceless homicide. It resembles following an undetectable shadow. It is a loathsome goose pursue. We should comprehend what we need to do and pursue that desire.

A great many people have dreams. Successful ones or little ones. Indeed, even the best individuals had dreams and that is the thing that has made them what they are today. Envisioning is basic for a person. Without dreams, you will lose enthusiasm forever lastly prefer not to live. You will be exhausted and tired of the equivalent dull schedules of your everyday life and won’t discover an enthusiasm for the most energizing things. Just with dreams, will you discover a reason to carry on with your life? You will begin buckling down towards the fantasy and will never lose enthusiasm forever. You will never tire and dependably be spurred. This is the most ideal approach to end up effective. So, dream and dream big. It is the only way to achieve contentment in life.

Be that as it may, with dreams, comes extraordinary duty. It is not just sufficient to dream and disregard that fantasy. Numerous individuals dream, however just some wake up and work for it.

It is basic to buckle down for your fantasies. Without this diligent work, a fantasy will just remain a craving in the subliminal personality and will never be accomplished.

On the off chance that you don’t have a fantasy, you can never appreciate the extravagances of life or all that life brings to the table. You will never feel that delighted sentiment of accomplishment. You will never get pride in what you do and what you have accomplished. Every one of these things is vital for people and without these emotions, there is no inspiration.

In the event that you don’t have inspiration, you will be a disappointment throughout everyday life. You won’t have the capacity to accomplish those objectives and will have a hopeless existence. You will never appreciate the extravagances of life and you will never feel glad. You will be a disappointment and you will be nothing throughout everyday life. We should go that additional mile to achieve our objectives. Disappointments may come, however a state of mind to continue proceeding onward and attempting to enhance is completely accomplished by dreams. Dreams are the fuel that continues invigorating you to go further. Regardless of whether there are numerous snags throughout everyday life, you will, in general, continue moving further and attempting to be superior to anything your identity. Consistent and endless enhancement is extremely imperative in advancing throughout everyday life. It improves your identity and furthermore whatever you need to advance in. It causes you to gain from your missteps

Only having career objectives and succeeding professionally can disregard you after one point throughout everyday life. Work as constantly to accomplish these as you do to understand your ultimate dreams. Having a dream is not important. What is important is striving continuously to achieving it. The sense of satisfaction you acquire once you have attained your goals cannot be explained in words and has no alternative in life. So, strive hard and live your dreams. Who knows, what is there in store for you?

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Home — Essay Samples — Life — Fear — My Fear of Public Speaking

My Fear of Public Speaking

• Categories: Fear Personal Growth and Development

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Published: Mar 16, 2024

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Understanding the fear of public speaking, the impact of public speaking fear, strategies for managing and overcoming public speaking fear.

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Money blog: 'Disgusting' - Anger as Boohoo closes accounts

Roaming charges for all the major networks, Boohoo upsetting customers and a report suggesting the state pension will rise £400 next year are among today's Money blog posts. Leave a comment on anything we're covering below.

Wednesday 4 September 2024 20:20, UK

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More landlords are selling up in London, with the number of buy-to-let properties up for sale hitting a 10-year-high. 

Analytics company TwentyCi found 22% of all newly listed homes in July had been available to rent in the last 10 years. 

This compares with 15.6% in July 2023. 

Across the rest of the UK, the number of landlords selling their properties was significantly lower at 9%. 

Chief executive of TwentyCi, Colin Bradshaw, said fears of a capital gains tax increase was one of the reasons for the landlord exodus. 

Capital gains tax is a levy on any profit you make when you sell or "dispose of" an asset, such as shares or a second home.

The amount you can earn in profit before paying capital gains tax is currently £3,000. 

Mr Bradshaw said another factor was expected measures such as the requirement for a minimum emissions rating for rented properties by 2030.

HM Revenue and Customs Data shows private landlords' income fell by 4% from £49.4bn in 2020-21 to £47.44bn in 2022-23. 

One of the biggest falls in income was in London at 12.5%, followed by Scotland at 6.9%. 

Oasis have announced two extra Wembley Stadium shows after their tour sold out over the weekend.

Both Liam and Noel Gallagher, as well as Ticketmaster, came under fire over the initial release - as fans spent hours in virtual queues, and some tickets ended up costing more than three times as much due to surge ticket pricing. The government has launched a review into the practice after the backlash.

Announcing two further dates at Wembley Stadium in September next year, Oasis said there would be a staggered "special invitation-only ballot ticket sale strategy", devised "as a small step towards making amends for the situation".

They said it needed "to be made clear" that the band "leave decisions on ticketing and pricing entirely to their promoters and management, and at no time had any awareness that dynamic pricing was going to be used".

Applications to join the ballot for the September shows will be opened first to fans who were unsuccessful in the initial sale.

The band added: "Inevitably interest in this tour is so overwhelming that it's impossible to schedule enough shows to fulfil public demand," the band's statement continued. "But this ticket sale strategy will make the process far smoother for fans by reducing the stress and time it takes to obtain one of the hottest tickets of our time."

Read more on this story here:

Councils have called on the government to end the Right to Buy scheme for new council homes. 

One hundred local councils have warned the financial model for council housing finances is "broken", with a £2.2bn "black hole" in councils' dedicated budgets expected by 2028.

The councils have called for a complete overhaul of the Right to Buy scheme introduced by Margaret Thatcher in 1980 that allows council tenants to buy their council homes at reduced rates.

Deputy Prime Minister Angela Rayner, who  bought her council house through Right to Buy in 2007 , announced at the end of July the government had started to review increased discounts introduced by the former Conservative government in 2012 and will begin a consultation into the whole scheme this autumn.

Only 4% of homes bought under Right to Buy have been replaced, according to charity Shelter, while an estimated 43% of households living in private rented accommodation and receiving housing benefits are in homes bought under Right to Buy.

Read the full story here ...

Boohoo has caused upset among its loyal customers after cancelling accounts and charging them for returns. 

The online retailer has reportedly started closing some premier accounts due to "unusually high returns activity". 

Earlier this year, it started charging premier customers £1.99 for returns - but many shoppers have complained that they were not informed. 

At the moment, a premier subscription costs £7.99 a year, but it usually costs £12.99. 

Subscribers get unlimited next day delivery, paperless returns and access to exclusive discounts. 

Up until the changes, they were also able to return their items free of charge. 

One X user said she was "disgusted" after Boohoo deactivated her account. 

"Because I order multiple outfits for holidays and night outs or (because your sizes are all over the place) I order two sizes of most things... and because I don't keep everything and send them back, you deactivate my account," she said. 

"I've been a customer for 12 years. Disgusting." 

She wasn't the only one feeling that way... 

Others said they would stop shopping at the retailer altogether. 

The Money team looked through the Premier T&Cs - and it does not mention a limit on the number of returns that can be made, or returns at all. 

But, it does state that the company can terminate accounts at its discretion. 

"We may decide to terminate your Boohoo Premier account and you will be given a prorated refund based on the number of whole months remaining in your membership," it states.

"We will not give any refund for termination related to conduct that we determine, in our discretion, violates these terms or any applicable law, involves fraud or misuse, or is harmful to Boohoo's interests or another user." 

Boohoo isn't the online retailer to make this move. 

Earlier this year, PrettyLittleThing, which is owned by Boohoo, introduced a returns fee and started cancelling accounts that sent back several items. 

Consumer expert Helen Dewdney from The Complaining Cow said there was a growing trend of companies doing this, explaining that returns can be costly for those with small profit margins. 

"If a customer is costing a company more by returning more than they are keeping, then it is perhaps understandable why they are having their account closed," she said. 

But, she noted that where a company has offered unlimited free returns for a fee, without detailing any limits, then this could be considered as "very unfair and misleading".

"Under the Consumer Protection from Unfair Trading Regulations 2008 there is a fairness test," she added. 

"For a practice to be unfair under these rules, they must harm, or be likely to harm, the economic interests of the average consumer. 

"It could be considered that paying to have unlimited returns was part of the purchasing decision. Boohoo should be clearer in their terms and conditions as regards what the limit is, and should certainly be refunding the fee to anyone who has had their account closed." 

A spokesperson for Boohoo told Money: "We are committed to providing our customers with easy access to our products and upholding a fair return policy.

"However, like many other online fashion brands, it is important that we balance this with our responsibility to discourage repeat returners, which incur a cost for both the business and the environment."

The Co-op is experiencing its highest-ever levels of crime and abuse, with some staff members losing an eye or miscarrying as a result, one of its directors has told the House of Lords. 

Speaking to the Justice and Home Affairs Committee, Paul Gerrard said crime had risen by 44% across its stores and violence had increased by 35%. 

"That level of crime in our stores is 1,000 incidents every single day," he said.

"That is the highest level we have ever seen, levels of abuse are at the highest level we have ever seen and violence has dipped slightly in 2024, but it still a very high level." 

He suggested that organised criminals are behind the surge in shoplifting, saying people are "stealing to order huge volumes". 

In some cases, he said people had entered with wheelie bins and building bags to load up with stolen goods. 

"If one of my colleagues gets in the way, there will be a violent threat," Mr Gerrard added. 

"There might be a knife, there might be a syringe. I've had colleagues attacked with a medieval mace, we've had colleagues lose their eye, we've had colleagues miscarry.

"We spend money to keep the colleagues safe in the store. If an incident happens, then we take a number of measures."

Co-op has been a leading voice in campaigns against shopworker violence and is one of the funders of Project Pegasus. 

The group supports police forces in identifying the organised crime groups operating in their area. 

English football clubs are being warned they will face "enormous opposition" if they try to introduce dynamic pricing for match tickets - after two top sides in Spain confirmed they were adopting the controversial practice.

Valencia and Celta Vigo are believed to be the only European clubs to have embraced the system for this season's matches.

Although there are no suggestions dynamic pricing will be introduced into the English game, there has been growing concern clubs are vastly hiking prices, depending on the level of opposition.

It also comes after the huge controversy surrounding the sale of tickets for  next year's reunion shows by Oasis  - where dynamic pricing saw tickets worth £148 being sold for £355 within hours of release.

The Football Supporters Association (FSA) warned against "greedy owners in football" trying to "exploit supporter loyalty" in the English leagues.

In a statement, the FSA said: "With impeccable timing after the Oasis fiasco, voices in football have started to float the idea of infecting football with dynamic pricing.

"Never underestimate the potential for the most greedy owners in football to try and import terrible ideas from other industries to exploit supporter loyalty.

"Match-goers are already mobilising against the recent wave of price rises and attacks on concessions. Any underhand increases will be met with enormous opposition."

When you've forked out hard-earned money for a holiday abroad, the last thing you want is to be landed with an expensive phone bill at the end of it.

Brexit brought an end to the guarantee of free roaming for UK residents who visit countries inside the EU – but the good news is some providers still offer free services up to a certain point for travellers in Europe.

Here, we take a look at the UK's major phone providers and what they're offering customers when it comes to roaming across the globe...

Vodafone splits its roaming charges into four different "zones".

For pay monthly customers who took out their contract on or after 11 August 2021, how much you pay depends on which zone you're headed to:

Zone A - Ireland, the Isle of Man, Iceland and Norway - no extra charge

Zone B - Europe and EU member states (49 destinations) - £2.42 a day for customers without the Xtra Euro Roam plan

Zone C - 32 destinations including the US, Australia, Barbados and South Africa - £7.39 a day for customers without the Xtra Global Roam plan

Zone D - 75 destinations from Argentina to Uzbekistan and Vietnam - £7.39 a day

All charges are dependent on customers adhering to the 25GB fair usage limit.

Countries outside zones A-D are deemed "rest of world zones" by Vodafone - these include destinations such as Belize, Nepal and Angola. Data is charged for each megabyte (MB) used, with charges typically £1.20 per MB. 

Those with contracts before 11 August 2021 pay nothing for Zones A and B, and £6 a day for Zones C and D.

Unlike some other major providers, O2 hasn't brought back EU roaming charges for customers using up to 25GB data abroad.

That means both pay monthly and pay-as-you-go customers heading to its Europe Zone (more than 40 destinations) are free to call, text and use data as they would in the UK.

For anyone travelling further afield, the charges depend on what plan you're on.

Customers whose contract includes the O2 Travel Inclusive Zone can roam in 27 destinations outside Europe, including Australia, New Zealand, the US and southern American countries.

If it's not part of your plan, you can purchase a travel bolt-on for £6 a day which allows for data roaming in 63 destinations.

Contract holders with O2 Travel Inclusive Zone Ultimate can roam freely in 75 destinations outside Europe.

Three's Go Roam Europe service lets pay monthly customers use their data allowance in 49 destinations at a cost of £2 a day.

Those using the Go Roam Global service (22 destinations outside Europe) pay £5 a day while Go Roam Global Extra (92 destinations outside Europe) comes at a cost of £7 a day.

The charges apply to customers who took their contracts out on or after 1 October 2021 - there are no charges for customers who were with Three before that.

Three imposes a 12GB fair usage cap for all customers on a monthly contract when roaming abroad and 9GB for those on pay-as-you-go.

Anyone with an EE plan that began before 7 July 2021 will have EU data roaming included.

For newer customers, it costs £2.47 a day to use data roaming while travelling in its European zone, up to the 50GB fair usage limit.

For customers heading abroad to Europe for 11 days or more, it's cheaper to add on EE's Roam Abroad Pass which costs £25 a month (it can be cancelled at anytime, meaning you can scrap it after your holiday if you want to).

Customers heading to Australia, New Zealand, Canada or the US and wanting to use their data can select the Roam Abroad Pass as an add-on.

Alternatively, they can pay £6.74 a day for 500MB of data only in Canada and the US, £8.45 a day for 500MB in nine countries including Australia, India and China, or use 150MB of data for £8.45 a day in 45 other destinations including Brazil, Japan and Jamaica. 

Customers can use their phones abroad in 47 destinations without paying extra roaming charges with BT Mobile's Roam Like Home scheme.

If travelling outside Europe, BT mobile customers can use still use their phones but will need to buy a Mobile Travel Data Pass to access their data.

It costs £6 for 500MB that must be used within 24 hours. It covers 12 countries, including the UAE, US, Australia and Canada.

Giffgaff lets customers roam for no extra charge within the EU and other selected locations, with a 5GB fair usage cap. If this is exceeded, roaming is charged at 10p per MB.

Anyone travelling outside the 37 locations in the EU and beyond will have to add credit to their account to use their phones as normal.

They'll also be charged a rate per minute, text or MB, which varies depending on where you go.

Tesco Mobile

Until 2026, anyone travelling to one of Tesco's 48 Home from Home destinations can use their phone as normal with no extra charge.

Roaming charges apply for travel outside these countries - but Tesco will cap data usage at £40 for anyone who hasn't already put in a safety buffer, to avoid anyone coming home to a shockingly high bill.

Generally, data costs around £5 per MB and texts 40p, but costs for calls can vary.

Sky's Roaming Passport Plus lets customers access their UK allowances for £2 a day in more than 55 popular holiday destinations, including EU countries, the US, Australia and more.

The pass is valid for 24 hours. Unused data can be carried over but the £2 charge still applies.

Anyone heading to other far-away destinations will see out-of-tariff roaming charges apply.

If you've got a phone or SIM-only contract with iD Mobile you can use your UK monthly allowances in 50 destinations worldwide, up to 30GB.

Roaming has to be activated beforehand through your online account or the iD Mobile app.

Lyca Mobile

Anyone with a Lyca Mobile SIM can roam in the EU or use data in India as normal up to the 12GB fair usage limit.

What about e-SIMS?

Standing for "embedded SIM", e-SIMS are virtual SIMS that have been built into most newer devices like phones, tablets and smartwatches.

While perhaps not so useful inside the UK and for short EU trips, they could be a way to avoid those hefty out-of-tariff fees for travel further afield.

As they can be activated without a physical card, it makes them particularly useful for overseas trips as you can easily switch between several different carriers if you need to. 

To use one, you'll need to purchase an e-SIM for the country you're heading to and adjust the settings on your phone to allow it to be used.

There are many different providers offering e-SIM services at varying prices for different destinations, making them difficult to compare.

On a similar theme to our last post... The pension pot needed for basic retirement has risen more than 60% in the last three years, two thinktanks have found. 

This means the average pension pot required has risen from £68,300 in 2020-21 to £107,800 in 2023-24. 

Rising housing, energy, food and transport prices have all contributed to the increase, a study by the Resolution Foundation and Living Wage Foundation suggests. 

Researchers say a person requires an average income of £19,300 a year in retirement to sustain a "basic" standard of living. 

However, this figure differs depending on whether a person owns or rents their home, and if they live alone. 

For example, single home-owning pensioners need  £13,500 annually while pensioner couples that own their home need £20,600. 

At the moment, the full rate of the state pension is £221.20 a week, or £11,502 a year.

The rest of the "basic retirement" fund would need to come from other sources such as a private pension with a balance of £107,800. 

To reach the amount needed in retirement, the research found a person working full-time on the Living Wage (£11.44 an hour) would need to contribute 9% of their earnings a year from the age of 25 to 68. 

State pensions could rise by more than £400 next year, according to reports.

The triple lock means pensions rise each April by whatever is highest out of inflation, average wage growth and 2.5%

This year that looks set to be wage growth, with figures set to be released next week.

The Treasury's internal working calculations, seen by the BBC, show this would lead to a £400 annual increase for anyone on the full state pension.

That would take the full state pension to around £12,000.

Pre-2016 retirees who may be eligible for the secondary state pension could see a £300 per year increase.

None of this has yet been confirmed but the Office for Budget Responsibility's spring forecast of earnings growth was 3.7% for the triple lock reference period - which all ties in with the suggested hikes above.

Any decision on a pension increase will be made by Pensions Minister Liz Kendall ahead of October's budget.

Yesterday, Chancellor Rachel Reeves reiterated the government's backing of the triple lock - which this year resulted in a £900 rise.

The Treasury has been contacted for comment.

Keep scrolling for news of a popular European country clamping down on Airbnb and this week's Cheap Eats

By James Sillars , business news reporter

A US-led stock market sell-off is hitting values on this side of the Atlantic for a second day.

The main worry, which was first seen a month ago, continues to be the performance of the world's largest economy.

Weaker than expected US manufacturing data sparked drops in oil and commodity costs, which bled into share prices.

The big losers, however, were tech shares.

Analysts said a decline of almost 10% in AI chipmaker Nvidia's stock was down to some profit-taking on fears the best news for the company's outlook was in the rearview mirror.

Brent crude dropped almost 5% to $73 a barrel.

The FTSE 100 largely mirrored Tuesday's declines at Wednesday's open, falling 0.8%.

Energy and mining stocks were among those worst affected again.

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